Civic Intelligence

Cumberland Athletic Club

EIN 05-6044287 • 501(c)7 • Cumberland, RI

Profile

Promote Athletic Events for the Youth of the Area

30 Hamilton StreetCumberland, RI 02864-6308

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

64th percentile

0.01x

Higher debt load relative to assets than 64% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.01x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Net Margin

81st percentile

20%

Higher net margin than 81% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

78th percentile

18%

Faster asset growth than 78% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

77th percentile

19%

Faster revenue growth than 77% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets64th percentile

Assets

Up

$117,044

Up $17,965 (+18%) from 2023

Liabilities

Up

$827

Up $334 (+68%) from 2023

Net Assets

Up

$116,217

Up $17,631 (+18%) from 2023

Operations
Liabilities / Revenue65th percentileNet Margin81st percentile

Revenue

Up

$89,584

Up $14,407 (+19%) from 2023

Expenses

Up

$71,953

Up $6,899 (+11%) from 2023

Net Income

Up

$17,631

Up $7,508 (+74%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth78th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2013: $22,534Liabilities 2013: $4452013Assets 2014: $21,337Liabilities 2014: $3232014Assets 2015: $23,729Liabilities 2015: $3942015Assets 2016: $46,272Liabilities 2016: $2282016Assets 2017: $65,096Liabilities 2017: $7402017Assets 2018: $80,305Liabilities 2018: $0Net Assets 2018: $80,3052018Assets 2019: $76,591Liabilities 2019: $0Net Assets 2019: $76,5912019Assets 2020: $83,706Liabilities 2020: $22Net Assets 2020: $83,6842020Assets 2021: $86,742Liabilities 2021: $840Net Assets 2021: $85,9022021Assets 2022: $89,107Liabilities 2022: $644Net Assets 2022: $88,4632022Assets 2023: $99,079Liabilities 2023: $493Net Assets 2023: $98,5862023Assets 2024: $117,044Liabilities 2024: $827Net Assets 2024: $116,2172024

Highlighted filing

2024

Assets$117,044
Liabilities$827
Net Assets$116,217
Open 2024 Filing

Operations Trend

Revenue Growth77th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2013: $56,088Expenses 2013: $50,474Net Income 2013: $5,6142013Revenue 2014: $32,996Expenses 2014: $38,380Net Income 2014: -$5,3842014Revenue 2015: $46,969Expenses 2015: $44,326Net Income 2015: $2,6432015Revenue 2016: $60,887Expenses 2016: $38,178Net Income 2016: $22,7092016Revenue 2017: $69,709Expenses 2017: $51,397Net Income 2017: $18,3122017Revenue 2018: $74,595Expenses 2018: $58,646Net Income 2018: $15,9492018Revenue 2019: $61,261Expenses 2019: $67,602Net Income 2019: -$6,3412019Revenue 2020: $64,324Expenses 2020: $56,879Net Income 2020: $7,4452020Revenue 2021: $51,414Expenses 2021: $49,196Net Income 2021: $2,2182021Revenue 2022: $54,546Expenses 2022: $51,985Net Income 2022: $2,5612022Revenue 2023: $75,177Expenses 2023: $65,054Net Income 2023: $10,1232023Revenue 2024: $89,584Expenses 2024: $71,953Net Income 2024: $17,6312024

Highlighted filing

2024

Revenue$89,584
Expenses$71,953
Net Income$17,631
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$117,044
Liabilities
$827
Net assets
$116,217
Revenue
$89,584
Expenses
$71,953
Net income
$17,631
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.17$0.01$1.16$0.90$0.72$0.18
2023Detailed filing. Detailed filing data is available for this year.$0.99$0.00$0.99$0.75$0.65$0.10
2022Detailed filing. Detailed filing data is available for this year.$0.89$0.01$0.88$0.55$0.52$0.03
2021Detailed filing. Detailed filing data is available for this year.$0.87$0.01$0.86$0.51$0.49$0.02
2020Detailed filing. Detailed filing data is available for this year.$0.84$0.00$0.84$0.64$0.57$0.07
2019Detailed filing. Detailed filing data is available for this year.$0.77$0.00$0.77$0.61$0.68$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.80$0.00$0.80$0.75$0.59$0.16
2017Summary only. Only limited summary data is available for this year.$0.65$0.01$0.70$0.51$0.18
2016Summary only. Only limited summary data is available for this year.$0.46$0.00$0.61$0.38$0.23
2015Summary only. Only limited summary data is available for this year.$0.24$0.00$0.47$0.44$0.03
2014Summary only. Only limited summary data is available for this year.$0.21$0.00$0.33$0.38$0.05
2013Summary only. Only limited summary data is available for this year.$0.23$0.00$0.56$0.50$0.06
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 8, 2025
Return Version
2024v5.2
Gross Receipts
$186,324
Mission and Program Overview

Mission

Promote Athletic Events for the Youth of the Area

Program Services

DescriptionGrantsExpenses
Promote Athletic events for the Youth of the Area--
Compensation and Service Providers
Top Officer Pay94th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jim MurnighanPresidentPT$0--
Timothy LavertyV. Pres.-$0--
Tom RyanTreasurer-$0--
William CrawfordSecretary-$0--
Michelle HoytDirector-$0--
Filing and Contact Details

Filer

Filer Name
Cumberland Athletic Club
EIN
05-6044287
Phone
4013340455
Address
30 Hamilton Street, Cumberland, RI 02864-6308

Signing Officer

Name
Thomas Ryan
Title
Treasurer
Phone
4013340455
Signed
2025-10-08
Discuss with paid preparer
Yes

Preparer

Firm
Galvin & Associates LLC
Address
One Park Row - 5th Floor, Providence, RI 02903
Preparer
Edward J Galvin CPA
Phone
4014353611
Supplemental Narrative

Additional Explanations

Form 990-EZ, Part I, Line 16, Other Expenses

“Corp. Filing Fee 22”

Form 990-EZ, Part I, Line 16, Other Expenses

“Donations to Community Youth Athletics, Needing Citizens 4,200”

Form 990-EZ, Part I, Line 16, Other Expenses

“Cable TV 4,567”

Form 990-EZ, Part I, Line 16, Other Expenses

“Rental of Equipment 1,412”

Form 990-EZ, Part I, Line 16, Other Expenses

“Rubbish Removal 2,519”

Form 990-EZ, Part I, Line 16, Other Expenses

“Insurance 12,290”

Form 990-EZ, Part I, Line 16, Other Expenses

“Janitorial Supplies 1,582”

Form 990-EZ, Part I, Line 16, Other Expenses

“Licenses Permits 599”

Form 990-EZ, Part I, Line 16, Other Expenses

“Office Supplies Expense 774”

Form 990-EZ, Part I, Line 16, Other Expenses

“Operating Supplies 814”

Form 990-EZ, Part I, Line 16, Other Expenses

“Postage 158”

Form 990-EZ, Part I, Line 16, Other Expenses

“Liquor Server Certification 360”

Form 990-EZ, Part I, Line 16, Other Expenses

“R.I. Meals Tax 2,100”

Form 990-EZ, Part I, Line 16, Other Expenses

“Payroll Taxes 486”

Form 990-EZ, Part I, Line 16, Other Expenses

“R.I. Sales Tax 14,697”

Form 990-EZ, Part I, Line 16, Other Expenses

“Bank Service Charges 331”

Form 990-EZ, Part I, Line 16, Other Expenses

“Commercial sewer Tax 189”

Form 990-EZ, Part II, Line 24, Other Assets

“Inventories Beginning of year 3,348, End of year 3,793”

Form 990-EZ, Part II, Line 24, Other Assets

“Machinery Equipment Beginning of year 10,930, End of year 18,858”

Form 990-EZ, Part II, Line 26, Liabilities

“Accrued Payroll Taxes Beginning of year 493, End of year 827”

Raw XML Appendix152 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Cumberland
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1Timothy Laverty
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2Tom Ryan
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3William Crawford
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4Michelle Hoyt
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1V. Pres.
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2Treasurer
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3Secretary
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IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Corp. Filing Fee 22
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Donations to Community Youth Athletics, Needing Citizens 4,200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Cable TV 4,567
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Rental of Equipment 1,412
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Rubbish Removal 2,519
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Insurance 12,290
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Janitorial Supplies 1,582
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7Licenses Permits 599
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8Office Supplies Expense 774
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10Postage 158
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Liquor Server Certification 360
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12R.I. Meals Tax 2,100
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13Payroll Taxes 486
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14R.I. Sales Tax 14,697
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15Bank Service Charges 331
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16Commercial sewer Tax 189
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17Inventories Beginning of year 3,348, End of year 3,793
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Machinery Equipment Beginning of year 10,930, End of year 18,858
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Accrued Payroll Taxes Beginning of year 493, End of year 827
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990-EZ, Part I, Line 16, Other Expenses
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990-EZ, Part I, Line 16, Other Expenses
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990-EZ, Part II, Line 24, Other Assets
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990-EZ, Part II, Line 26, Liabilities
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0Thomas Ryan
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/PhoneNum04013340455
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-08
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0Cumberland Athletic Club
ReturnHeader/Filer/BusinessNameControlTxt0CUMB
ReturnHeader/Filer/EIN0056044287
ReturnHeader/Filer/PhoneNum04013340455
ReturnHeader/Filer/USAddress/AddressLine1Txt030 Hamilton Street
ReturnHeader/Filer/USAddress/CityNm0Cumberland
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd0028646308
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0770685904
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Galvin & Associates LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0One Park Row - 5th Floor
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ReturnHeader/PreparerPersonGrp/PhoneNum04014353611
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Edward J Galvin CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-10-08T07:29:24-00:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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