Civic Intelligence

Prudence Improvement Association

EIN 05-0412416 • 501(c)3 • Prudence Island, RI

Pub. 78 Eligible990-N CoverageNTEE N31

Profile

The purpose of this organization shall be as a nonprofit corporation for the betterment of the community of people on prudence island in narragansett bay. This is accomplished throught the maintenance of a community building, which is used as a gathering place for community events for adults and youth of the island, and all real estate and other property of the association.

PO Box 111Prudence Island, RI 02872

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

80th percentile

0.03x

Higher debt load relative to assets than 80% of similar nonprofits.

NTEE N • <$500k nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.02x

Higher debt load relative to revenue than 80% of similar nonprofits.

NTEE N • <$500k nonprofits • Source year 2025

Net Margin

8th percentile

-33%

Higher net margin than 8% of similar nonprofits.

NTEE N • <$500k nonprofits • Source year 2025

Top Officer Pay

89th percentile

$0

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

NTEE N31 • <$500k nonprofits • Source year 2025

Asset Growth

14th percentile

-37%

Faster asset growth than 14% of similar nonprofits.

NTEE N • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

76th percentile

30%

Faster revenue growth than 76% of similar nonprofits.

NTEE N • <$500k nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets80th percentile

Assets

Down

$42,015

Down $24,375 (-37%) from 2024

Liabilities

Up

$1,200

Up $500 (+71%) from 2024

Net Assets

Down

$40,815

Down $24,875 (-38%) from 2024

Operations
Liabilities / Revenue80th percentileNet Margin8th percentile

Revenue

Up

$73,188

Up $16,776 (+30%) from 2024

Expenses

Up

$97,671

Up $42,355 (+77%) from 2024

Net Income

Down

-$24,483

Down $25,579 (-2334%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth14th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80K$60K$40K$20K$0Assets 2023: $65,294Liabilities 2023: $700Net Assets 2023: $64,5942023Assets 2024: $66,390Liabilities 2024: $700Net Assets 2024: $65,6902024Assets 2025: $42,015Liabilities 2025: $1,200Net Assets 2025: $40,8152025

Highlighted filing

2025

Assets$42,015
Liabilities$1,200
Net Assets$40,815
Open 2025 Filing

Operations Trend

Revenue Growth76th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2023: $80,159Expenses 2023: $66,771Net Income 2023: $13,3882023Revenue 2024: $56,412Expenses 2024: $55,316Net Income 2024: $1,0962024Revenue 2025: $73,188Expenses 2025: $97,671Net Income 2025: -$24,4832025

Highlighted filing

2025

Revenue$73,188
Expenses$97,671
Net Income-$24,483
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$42,015
Liabilities
$1,200
Net assets
$40,815
Revenue
$73,188
Expenses
$97,671
Net income
-$24,483
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$42.0$1.20$40.8$73.2$97.7$24.5
2024Detailed filing. Detailed filing data is available for this year.$66.4$0.70$65.7$56.4$55.3$1.10
2023Detailed filing. Detailed filing data is available for this year.$65.3$0.70$64.6$80.2$66.8$13.4
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2025 to Dec 31, 2025
Signed
Mar 12, 2026
Return Version
2025v4.0
Gross Receipts
$73,188
Mission and Program Overview

Mission

The purpose of this organization shall be as a nonprofit corporation for the betterment of the community of people on prudence island in narragansett bay. This is accomplished throught the maintenance of a community building, which is used as a gathering place for community events for adults and youth of the island, and all real estate and other property of the association.

Program Services

DescriptionGrantsExpenses
PROGRAM EXP/EVENTS - BINGO, PYO EVENT, PIA DAY, QUEEN OF HEARTS & CRUISE-$72,138
SEE EVENTS LISTED IN 4TH PROGRAM SERVICE ACCOMPLISHMENT--
Compensation and Service Providers
Top Officer Pay89th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LINDA RICE-MOSHEROfficer-$0--
Filing and Contact Details

Filer

Filer Name
Prudence Improvement Association
EIN
05-0412416
Phone
5088385703
Address
PO BOX 111, PRUDENCE ISLAND, RI 02872

Signing Officer

Name
Linda Rice-mosher
Title
Officer
Phone
5088385703
Signed
2026-03-12
Discuss with paid preparer
Yes

Preparer

Firm
Devine & Associates LLC
Address
33 BROADCOMMON ROAD RD UNIT 4, BRISTOL, RI 02809
Preparer
Mark G Devine CPA
Phone
4012540151
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Bingo net proceeds 35,528 pyo 11,220 donations 6,257 pia events 3,740 queen of hearts 2,496 hall rental 1,500 door prize 320 misc revenue 120 total 61,181”

Form 990-ez, Part I, Line 16

“Expenses 771 paypal fees 250 3,200 liability insurance 1,679 property insurance 8,438 d&o insurance 885 bingo exp 2,227 cruise 2,140 facilities & equipment 7,537 pia day 783 pyo event 9,295 queen of hearts 90 bingo 21,000 rental expense 530 total 58,825”

Form 990-ez, Part II, Line 26

“Security deposits 700 1,200”

Form 990-ez, Part III

“The purpose of this organization shall be as a nonprofit corporation for the betterment of the community of people on prudence island in narragansett bay. This is accomplished throught the maintenance of a community building, which is used as a gathering place for community events for adults and youth of the island, and all real estate and other property of the association.”

Form 990-ez, Part III, Line 31

“Program exp/events - bingo, pyo event, pia day, queen of hearts & cruise”

Raw XML Appendix121 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0LINDA RICE-MOSHER
IRS990EZ/BooksInCareOfDetail/PhoneNum05088385703
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt00626 NARRAGANSETT AVENUE
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt0PO BOX 111
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0PRUDENCE ISLAND
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0RI
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002872
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt065998
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt042015
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt012007
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/EngagedInExcessBenefitTransInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-24483
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt038846
IRS990EZ/FiledScheduleAInd0true
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt065998
IRS990EZ/Form990TotalAssetsGrp/EOYAmt042015
IRS990EZ/GrossReceiptsAmt073188
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LobbyingActivitiesInd0false
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt065298
IRS990EZ/NetAssetsOrFundBalancesEOYAmt040815
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt065298
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt040815
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LINDA RICE-MOSHER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0OFFICER
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt058825
IRS990EZ/OtherRevenueTotalAmt061181
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0THE PURPOSE OF THIS ORGANIZATION SHALL BE AS A NONPROFIT CORPORATION FOR THE BETTERMENT OF THE COMMUNITY OF PEOPLE ON PRUDENCE ISLAND IN NARRAGANSETT BAY. THIS IS ACCOMPLISHED THROUGHT THE MAINTENANCE OF A COMMUNITY BUILDING, WHICH IS USED AS A GATHERING PLACE FOR COMMUNITY EVENTS FOR ADULTS AND YOUTH OF THE ISLAND, AND ALL REAL ESTATE AND OTHER PROPERTY OF THE ASSOCIATION.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SEE EVENTS LISTED IN 4TH PROGRAM SERVICE ACCOMPLISHMENT
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PROGRAM EXP/EVENTS - BINGO, PYO EVENT, PIA DAY, QUEEN OF HEARTS & CRUISE
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt072138
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SchoolOperatingInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0700
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt01200
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt097671
IRS990EZ/TotalProgramServiceExpensesAmt072138
IRS990EZ/TotalRevenueAmt073188
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt012007
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt05635
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt014413
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt032055
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt0175579
IRS990ScheduleA/PublicSupportCY170Pct00.99150
IRS990ScheduleA/PublicSupportPY170Pct00.98650
IRS990ScheduleA/PublicSupportTotal170Amt032055
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt012007
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt05635
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt014413
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt032055
IRS990ScheduleA/TotalSupportAmt032330
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus1YearAmt0275
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt0275
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0BINGO NET PROCEEDS 35,528 PYO 11,220 DONATIONS 6,257 PIA EVENTS 3,740 QUEEN OF HEARTS 2,496 HALL RENTAL 1,500 DOOR PRIZE 320 MISC REVENUE 120 TOTAL 61,181
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EXPENSES 771 PAYPAL FEES 250 3,200 LIABILITY INSURANCE 1,679 PROPERTY INSURANCE 8,438 D&O INSURANCE 885 BINGO EXP 2,227 CRUISE 2,140 FACILITIES & EQUIPMENT 7,537 PIA DAY 783 PYO EVENT 9,295 QUEEN OF HEARTS 90 BINGO 21,000 RENTAL EXPENSE 530 TOTAL 58,825
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2SECURITY DEPOSITS 700 1,200
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PURPOSE OF THIS ORGANIZATION SHALL BE AS A NONPROFIT CORPORATION FOR THE BETTERMENT OF THE COMMUNITY OF PEOPLE ON PRUDENCE ISLAND IN NARRAGANSETT BAY. THIS IS ACCOMPLISHED THROUGHT THE MAINTENANCE OF A COMMUNITY BUILDING, WHICH IS USED AS A GATHERING PLACE FOR COMMUNITY EVENTS FOR ADULTS AND YOUTH OF THE ISLAND, AND ALL REAL ESTATE AND OTHER PROPERTY OF THE ASSOCIATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4PROGRAM EXP/EVENTS - BINGO, PYO EVENT, PIA DAY, QUEEN OF HEARTS & CRUISE
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LINDA RICE-MOSHER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0OFFICER
ReturnHeader/BusinessOfficerGrp/PhoneNum05088385703
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-03-12
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0PRUDENCE IMPROVEMENT ASSOCIATION
ReturnHeader/Filer/BusinessNameControlTxt0PRUD
ReturnHeader/Filer/EIN0050412416
ReturnHeader/Filer/PhoneNum05088385703
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 111
ReturnHeader/Filer/USAddress/CityNm0PRUDENCE ISLAND
ReturnHeader/Filer/USAddress/StateAbbreviationCd0RI
ReturnHeader/Filer/USAddress/ZIPCd002872
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0203353605
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0DEVINE & ASSOCIATES LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt033 BROADCOMMON ROAD RD UNIT 4
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BRISTOL
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0RI
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002809
ReturnHeader/PreparerPersonGrp/PhoneNum04012540151
ReturnHeader/PreparerPersonGrp/PreparationDt02026-03-12
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARK G DEVINE CPA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02026-03-12T17:51:07-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02025-01-01
ReturnHeader/TaxPeriodEndDt02025-12-31
ReturnHeader/TaxYr02025

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. NTEE N31 • <$500k nonprofits