Civic Intelligence

Pawtucket Credit Union

990 • Fiscal year 2012 • EIN 05-0197075

Jan 01, 2012 to Dec 31, 2012

Organization ProfileWWW.PCU.ORG
Pawtucket, RI
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

63rd percentile

0.91x

Higher debt load relative to assets than 63% of similar nonprofits.

2012 filings • 501(c)14 • $1B+ nonprofits • Source year 2012

Liabilities / Revenue

92nd percentile

20.81x

Higher debt load relative to revenue than 92% of similar nonprofits.

2012 filings • $1B+ nonprofits • Source year 2012

Net Margin

65th percentile

18%

Higher net margin than 65% of similar nonprofits.

2012 filings • $1B+ nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

44th percentile

6.6%

Faster asset growth than 44% of similar nonprofits.

2012 filings • 501(c)14 • $1B+ nonprofits • Annualized from 2011 to 2012

Revenue Growth

45th percentile

0.4%

Faster revenue growth than 45% of similar nonprofits.

2012 filings • $1B+ nonprofits • Annualized from 2011 to 2012

Balance Sheet
Liabilities / Assets63rd percentile

Assets

Up

$1,399,273,704

Up $87,017,813 (+6.6%) from 2011

Net Assets

Up

$131,439,210

Up $11,276,754 (+9.4%) from 2011

Liabilities

Up

$1,267,834,494

Up $75,741,059 (+6.4%) from 2011

Revenue And Expenses
Liabilities / Revenue92nd percentileNet Margin65th percentile

Revenue

Up

$60,937,366

Up $243,444 (+0.4%) from 2011

Expenses

Down

$49,742,782

Down $2,982,173 (-5.7%) from 2011

Net Income

Up

$11,194,584

Up $3,225,617 (+40%) from 2011

Historical Trend

Balance Sheet Trend

Asset Growth44th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$4.0B$3.0B$2.0B$1.0B$0Assets 2010: $1,243,663,243Liabilities 2010: $1,130,754,636Net Assets 2010: $112,908,6072010Assets 2011: $1,312,255,891Liabilities 2011: $1,192,093,435Net Assets 2011: $120,162,4562011Assets 2012: $1,399,273,704Liabilities 2012: $1,267,834,494Net Assets 2012: $131,439,2102012Assets 2013: $1,556,571,716Liabilities 2013: $1,412,319,755Net Assets 2013: $144,251,9612013Assets 2014: $1,675,053,139Liabilities 2014: $1,517,279,024Net Assets 2014: $157,774,1152014Assets 2015: $1,797,939,996Liabilities 2015: $1,626,894,028Net Assets 2015: $171,045,9682015Assets 2016: $1,952,363,580Liabilities 2016: $1,767,507,966Net Assets 2016: $184,855,6142016Assets 2017: $2,134,179,464Liabilities 2017: $1,933,370,808Net Assets 2017: $200,808,6562017Assets 2018: $2,316,022,211Liabilities 2018: $2,096,786,769Net Assets 2018: $219,235,4422018Assets 2019: $2,413,396,599Liabilities 2019: $2,177,717,019Net Assets 2019: $235,679,5802019Assets 2020: $2,654,417,449Liabilities 2020: $2,397,290,189Net Assets 2020: $257,127,2602020Assets 2021: $2,840,412,596Liabilities 2021: $2,551,068,675Net Assets 2021: $289,343,9212021Assets 2022: $3,132,689,831Liabilities 2022: $2,826,020,503Net Assets 2022: $306,669,3282022Assets 2023: $3,322,745,503Liabilities 2023: $3,004,574,068Net Assets 2023: $318,171,4352023Assets 2024: $3,342,555,316Liabilities 2024: $3,016,304,867Net Assets 2024: $326,250,4492024

Highlighted filing

2012

Assets$1,399,273,704
Liabilities$1,267,834,494
Net Assets$131,439,210
Open 2012 Filing

Operations Trend

Revenue Growth45th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200M$150M$100M$50M$0Expenses 2010: $56,166,6362010Revenue 2011: $60,693,922Expenses 2011: $52,724,955Net Income 2011: $7,968,9672011Revenue 2012: $60,937,366Expenses 2012: $49,742,782Net Income 2012: $11,194,5842012Revenue 2013: $60,713,786Expenses 2013: $48,507,652Net Income 2013: $12,206,1342013Revenue 2014: $62,315,913Expenses 2014: $48,945,218Net Income 2014: $13,370,6952014Revenue 2015: $63,883,034Expenses 2015: $50,974,087Net Income 2015: $12,908,9472015Revenue 2016: $66,246,313Expenses 2016: $51,919,737Net Income 2016: $14,326,5762016Revenue 2017: $72,652,510Expenses 2017: $56,642,369Net Income 2017: $16,010,1412017Revenue 2018: $83,722,247Expenses 2018: $65,305,659Net Income 2018: $18,416,5882018Revenue 2019: $92,968,318Expenses 2019: $77,322,712Net Income 2019: $15,645,6062019Revenue 2020: $92,008,258Expenses 2020: $71,765,315Net Income 2020: $20,242,9432020Revenue 2021: $91,925,616Expenses 2021: $56,688,643Net Income 2021: $35,236,9732021Revenue 2022: $105,557,200Expenses 2022: $73,835,056Net Income 2022: $31,722,1442022Revenue 2023: $137,130,775Expenses 2023: $122,999,124Net Income 2023: $14,131,6512023Revenue 2024: $157,722,319Expenses 2024: $149,070,531Net Income 2024: $8,651,7882024

Highlighted filing

2012

Revenue$60,937,366
Expenses$49,742,782
Net Income$11,194,584
Open 2012 Filing
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

View Latest Detailed Filing (2024)
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Filing Snapshot
Filing Period
Jan 1, 2012 to Dec 31, 2012
Mission and Program Overview

Mission

Pawtucket credit union is a cooperative financial institution organized as a credit union for the benefit of its members. The credit union is committed to serving the financial needs of its members to help them attain their financial goals.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2012 • Form 990Summary only. Only limited summary data is available for this year.

Open filing
Assets
$1,399,273,704
Liabilities
$1,267,834,494
Net assets
$131,439,210
Revenue
$60,937,366
Expenses
$49,742,782
Net income
$11,194,584
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$3,343$3,016$326$158$149$8.65
2023Detailed filing. Detailed filing data is available for this year.$3,323$3,005$318$137$123$14.1
2022Detailed filing. Detailed filing data is available for this year.$3,133$2,826$307$106$73.8$31.7
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,840$2,551$289$91.9$56.7$35.2
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,654$2,397$257$92.0$71.8$20.2
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,413$2,178$236$93.0$77.3$15.6
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$2,316$2,097$219$83.7$65.3$18.4
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2,134$1,933$201$72.7$56.6$16.0
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1,952$1,768$185$66.2$51.9$14.3
2015Detailed filing. Detailed filing data is available for this year.$1,798$1,627$171$63.9$51.0$12.9
2014Detailed filing. Detailed filing data is available for this year.$1,675$1,517$158$62.3$48.9$13.4
2013Detailed filing. Detailed filing data is available for this year.$1,557$1,412$144$60.7$48.5$12.2
2012Summary only. Only limited summary data is available for this year.$1,399$1,268$131$60.9$49.7$11.2
2011Summary only. Only limited summary data is available for this year.$1,312$1,192$120$60.7$52.7$7.97
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1,244$1,131$113$56.2