Edco Collaborative Welfare Benefit Trust

“Boston Private Bank & Trust Company 10 Post Office Square Boston MA 02109”

“We are a voluntary beneficiary association - 501(c)(9): The purpose of which is to provide health, dental, and other welfare benefits for those employees of EDCO Collaboratibe and their eligible dependents covered by EDCO Collaborative Welfare Benefit Trust plan. Pursuant to Article 5.2 of the Trust Agreement: The trustee shall furnish to the plan administrator a written statement of account within 60 days after the end of the trust's year end setting forth all receipts and disbursements for the plan. The plan adminstrator shall acknowledge receipt thereof in writing and advise the trustee of his approval or disapproval thereof. Failure by the plan adminstrator to disapprove any such statement of account within 90 days after its receipt thereof shall be deemed approval thereof.”

“We are a voluntary beneficiary association - 501(c)(9): The purpose of which is to provide health, dental, and other welfare benefits for those employees of EDCO Collaborative and their eligible dependents covered by EDCO Collaborative Welfare Benefit Trust plan. Pursuant to Article 5.2 of the Trust Agreement: The trustee shall furnish to the plan administrator a written statement of account within 60 days after the end of the trust's year end setting forth all receipts and disbursements for the plan. The plan adminstrator shall acknowledge receipt thereof in writing and advise the trustee of his approval or disapproval thereof. Failure by the plan administrator to disapprove any such statement of account within 90 days after its receipt thereof shall be deemed approval thereof.”

“The EDCO Collaborative Welfare Benefit Trust Form 990 is prepared and reviewed by an independent accounting firm. The final copy of the 990 is to be provided to the trustee before it is filed. The trustee will review the form 990 in consultation with the plan administrator or anyone designated by the plan administrator and provide the final approval to file form 990.”

“We are a voluntary employee beneficiary association - 501(c)(9): Membership of a section 501(c)(9) organization consist of individuals who are employees who have an employment-related common bond. This common bond may be a common employer (or affiliatd employers), coverage under one of more collective bargaining agreements, membership in a labor union, or membership in one or more locals of a national or international labor union. As such, the government documents, conflicts of interest statement and financial statements are not available to the public. The form 990 (current and prior three years) is available on Guidestar at www.guidestar.org.”