Civic Intelligence

Cambridge Rotary Educational Fund Inc

EIN 04-6116286 • 501(c)3 • Cambridge, MA

Profile

Raise funds for the cambridge rotary club's service projects.

36 Gray StreetCambridge, MA 02138

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

59th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

61st percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

52nd percentile

2.5%

Higher net margin than 52% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

73rd percentile

16%

Faster asset growth than 73% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

38th percentile

-12%

Faster revenue growth than 38% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Assets

Up

$82,891

Up $4,430 (+5.6%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$82,891

Up $4,430 (+5.6%) from 2024

Revenue

Down

$20,202

Down $9,174 (-31%) from 2024

Expenses

Up

$19,697

Up $2,546 (+15%) from 2024

Net Income

Down

$505

Down $11,720 (-96%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2011: $45,643Liabilities 2011: $02011Assets 2012: $44,559Liabilities 2012: $02012Assets 2013: $50,146Liabilities 2013: $02013Assets 2014: $44,930Liabilities 2014: $02014Assets 2015: $42,054Liabilities 2015: $02015Assets 2016: $56,379Liabilities 2016: $02016Assets 2017: $37,252Liabilities 2017: $02017Assets 2018: $43,903Liabilities 2018: $02018Assets 2019: $46,645Liabilities 2019: $02019Assets 2020: $28,070Liabilities 2020: $02020Assets 2021: $50,259Liabilities 2021: $0Net Assets 2021: $50,2592021Assets 2022: $57,442Liabilities 2022: $0Net Assets 2022: $57,4422022Assets 2023: $62,136Liabilities 2023: $0Net Assets 2023: $62,1362023Assets 2024: $78,461Liabilities 2024: $0Net Assets 2024: $78,4612024Assets 2025: $82,891Liabilities 2025: $0Net Assets 2025: $82,8912025

Highlighted filing

2025

Assets$82,891
Liabilities$0
Net Assets$82,891

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$20K$0-$20KRevenue 2011: $36,889Expenses 2011: $39,279Net Income 2011: -$2,3902011Revenue 2012: $32,530Expenses 2012: $33,614Net Income 2012: -$1,0842012Revenue 2013: $30,429Expenses 2013: $24,842Net Income 2013: $5,5872013Revenue 2014: $29,994Expenses 2014: $35,210Net Income 2014: -$5,2162014Revenue 2015: $34,618Expenses 2015: $37,494Net Income 2015: -$2,8762015Revenue 2016: $38,091Expenses 2016: $23,766Net Income 2016: $14,3252016Revenue 2017: $19,623Expenses 2017: $38,750Net Income 2017: -$19,1272017Revenue 2018: $26,458Expenses 2018: $19,807Net Income 2018: $6,6512018Revenue 2019: $27,558Expenses 2019: $24,816Net Income 2019: $2,7422019Revenue 2020: $10,553Expenses 2020: $28,648Net Income 2020: -$18,0952020Revenue 2021: $31,867Expenses 2021: $9,678Net Income 2021: $22,1892021Revenue 2022: $26,106Expenses 2022: $14,562Net Income 2022: $11,5442022Revenue 2023: $26,094Expenses 2023: $21,400Net Income 2023: $4,6942023Revenue 2024: $29,376Expenses 2024: $17,151Net Income 2024: $12,2252024Revenue 2025: $20,202Expenses 2025: $19,697Net Income 2025: $5052025

Highlighted filing

2025

Revenue$20,202
Expenses$19,697
Net Income$505

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$82.9$0.00$82.9$20.2$19.7$0.51
2024Detailed filing. Detailed filing data is available for this year.$78.5$0.00$78.5$29.4$17.2$12.2
2023Detailed filing. Detailed filing data is available for this year.$62.1$0.00$62.1$26.1$21.4$4.69
2022Detailed filing. Detailed filing data is available for this year.$57.4$0.00$57.4$26.1$14.6$11.5
2021Detailed filing. Detailed filing data is available for this year.$50.3$0.00$50.3$31.9$9.68$22.2
2020Summary only. Only limited summary data is available for this year.$28.1$0.00$10.6$28.6$18.1
2019Summary only. Only limited summary data is available for this year.$46.6$0.00$27.6$24.8$2.74
2018Summary only. Only limited summary data is available for this year.$43.9$0.00$26.5$19.8$6.65
2017Summary only. Only limited summary data is available for this year.$37.3$0.00$19.6$38.8$19.1
2016Summary only. Only limited summary data is available for this year.$56.4$0.00$38.1$23.8$14.3
2015Summary only. Only limited summary data is available for this year.$42.1$0.00$34.6$37.5$2.88
2014Summary only. Only limited summary data is available for this year.$44.9$0.00$30.0$35.2$5.22
2013Summary only. Only limited summary data is available for this year.$50.1$0.00$30.4$24.8$5.59
2012Summary only. Only limited summary data is available for this year.$44.6$0.00$32.5$33.6$1.08
2011Summary only. Only limited summary data is available for this year.$45.6$0.00$36.9$39.3$2.39
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 9, 2026
Return Version
2024v5.5
Gross Receipts
$23,931
Mission and Program Overview

Mission

Raise funds to assist the educational pursuits of appropriate cambridge residents.

Raise funds for the cambridge rotary club's service projects.

Program Services

DescriptionGrantsExpenses
SCHOLARSHIPS TO PUBLIC HIGH SCHOOL STUDENTS, GRANTS TO ANEMERGENCY SHELTER, AND TO OTHER CHARITIES. DISASTER RELIEFFUNDS.$790$7,968
HOLIDAY EVENT FOR NEEDY CHILDREN$1,641$3,382
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
NATASHA FINNERTYDirector-$0--
KAREN FINE SALTIELTreasurer-$0--
ALAIN DUCHEMINDirector-$0--
YOLANDA LIPresident-$0--
YORK LODirector-$0--
ROBIN CHENSecretary-$0--
JIM TIERNEYDirector-$0--
JOE KOBIALKAVice President-$0--
MICHAEL SIMONDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Chalk on the Walk Public$16,417$3,729$3,729$0
Total Events$16,417$3,729$3,729$0
Filing and Contact Details

Filer

Filer Name
Cambridge Rotary Educational Fund Inc
EIN
04-6116286
Phone
4042292878
Address
36 GRAY STREET, CAMBRIDGE, MA 02138

Signing Officer

Name
Karen Fine Saltiel
Title
Treasurer
Phone
4042292878
Signed
2026-02-09
Discuss with paid preparer
Yes

Preparer

Firm
Stowe & Degon LLC
Address
95A TURNPIKE ROAD, WESTBOROUGH, MA 01581
Preparer
Kevin Tinsley
Phone
5089836700
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: interest income. Amount: 281. Description: investment income. Amount: 1,072. Total included on form 990-ez, line 4: 1,353.

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

Activity classification: scholarships. Grantee name: various. Property description: cash. Amount given: 6,000.

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

Activity classification: misc charitable grants. Grantee name: global giving. Grantee address: 1 thomas circle nw, suite 800 washington, dc 20005. Property description: cash. Amount given: 500.

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

Activity classification: misc charitable grants. Grantee name: margaret fuller house. Grantee address: 71 cherry street cambridge, ma 02139. Property description: cash. Amount given: 500.

Form 990-ez, Part I, Line 10 - Grants and Similar Amounts Paid

Activity classification: misc charitable grants. Grantee name: the commonwealth seminar: third sector new grantee name: the commonwealth seminar: third sector new. Grantee address: 89 south street, suite 700 boston, ma 02111. Property description: cash. Amount given: 500. Total included on form 990-ez, line 10: 7,500.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: holiday event expenses. Amount: 3,382. Description: rotary district grant. Amount: 1,632. Description: misc.. Amount: 68. Description: chalk expenses. Amount: 3,729. Description: polio plus to ri. Amount: 200. Description: rotary foundation giving direct. Amount: 200. Total to form 990-ez, line 16: 9,211.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: cy investment activity. Amount: 3,925.

Form 990-ez, Part II, Line 24 - Other Assets

Description: investment account. Beg. Of year amount: 38,489. End of year amount: 58,486.

Raw XML Appendix224 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0NATASHA FINNERTY
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501c3Ind0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt038489
IRS990EZ/OtherAssetsTotalDetail/EOYAmt058486
IRS990EZ/OtherChangesInNetAssetsAmt03925
IRS990EZ/OtherExpensesTotalAmt09211
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt0NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt0NONE
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0RAISE FUNDS FOR THE CAMBRIDGE ROTARY CLUB'S SERVICE PROJECTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SCHOLARSHIPS TO PUBLIC HIGH SCHOOL STUDENTS, GRANTS TO ANEMERGENCY SHELTER, AND TO OTHER CHARITIES. DISASTER RELIEFFUNDS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1HOLIDAY EVENT FOR NEEDY CHILDREN
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt0790
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt13382
IRS990EZ/ProhibitedTaxShelterTransInd00
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IRS990EZ/SchoolOperatingInd00
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IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/StatesWhereCopyOfReturnIsFldCd0MA
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
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IRS990EZ/TotalRevenueAmt020202
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 281. DESCRIPTION: INVESTMENT INCOME. AMOUNT: 1,072. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 1,353.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACTIVITY CLASSIFICATION: SCHOLARSHIPS. GRANTEE NAME: VARIOUS. PROPERTY DESCRIPTION: CASH. AMOUNT GIVEN: 6,000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACTIVITY CLASSIFICATION: MISC CHARITABLE GRANTS. GRANTEE NAME: GLOBAL GIVING. GRANTEE ADDRESS: 1 THOMAS CIRCLE NW, SUITE 800 WASHINGTON, DC 20005. PROPERTY DESCRIPTION: CASH. AMOUNT GIVEN: 500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ACTIVITY CLASSIFICATION: MISC CHARITABLE GRANTS. GRANTEE NAME: MARGARET FULLER HOUSE. GRANTEE ADDRESS: 71 CHERRY STREET CAMBRIDGE, MA 02139. PROPERTY DESCRIPTION: CASH. AMOUNT GIVEN: 500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ACTIVITY CLASSIFICATION: MISC CHARITABLE GRANTS. GRANTEE NAME: THE COMMONWEALTH SEMINAR: THIRD SECTOR NEW GRANTEE NAME: THE COMMONWEALTH SEMINAR: THIRD SECTOR NEW. GRANTEE ADDRESS: 89 SOUTH STREET, SUITE 700 BOSTON, MA 02111. PROPERTY DESCRIPTION: CASH. AMOUNT GIVEN: 500. TOTAL INCLUDED ON FORM 990-EZ, LINE 10: 7,500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DESCRIPTION: HOLIDAY EVENT EXPENSES. AMOUNT: 3,382. DESCRIPTION: ROTARY DISTRICT GRANT. AMOUNT: 1,632. DESCRIPTION: MISC.. AMOUNT: 68. DESCRIPTION: CHALK EXPENSES. AMOUNT: 3,729. DESCRIPTION: POLIO PLUS TO RI. AMOUNT: 200. DESCRIPTION: ROTARY FOUNDATION GIVING DIRECT. AMOUNT: 200. TOTAL TO FORM 990-EZ, LINE 16: 9,211.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6DESCRIPTION: CY INVESTMENT ACTIVITY. AMOUNT: 3,925.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7DESCRIPTION: INVESTMENT ACCOUNT. BEG. OF YEAR AMOUNT: 38,489. END OF YEAR AMOUNT: 58,486.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART I, LINE 10 - GRANTS AND SIMILAR AMOUNTS PAID
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0KAREN FINE SALTIEL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04042292878
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CAMBRIDGE ROTARY EDUCATIONAL FUND INC
ReturnHeader/Filer/BusinessNameControlTxt0CAMB
ReturnHeader/Filer/EIN0046116286
ReturnHeader/Filer/PhoneNum04042292878
ReturnHeader/Filer/USAddress/AddressLine1Txt036 GRAY STREET
ReturnHeader/Filer/USAddress/CityNm0CAMBRIDGE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002138
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0043379904
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0STOWE & DEGON LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt095A TURNPIKE ROAD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WESTBOROUGH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001581
ReturnHeader/PreparerPersonGrp/PhoneNum05089836700
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-09
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN TINSLEY
ReturnHeader/ReturnTs02026-02-10T08:13:02-06:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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