Civic Intelligence

Unknown Organization

EIN 04-6112327 • 501(c)6 • Boston, MA

Profile

Monthly and annual meetings of members engaged in the underwriting of casualty and property insurance.

Assoc Of Boston 156 State StBoston, MA 02109

boston.cpcusociety.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2014

Liabilities / Revenue

50th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

8th percentile

-71%

Higher net margin than 8% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

80th percentile

$0

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

7th percentile

-100%

Faster asset growth than 7% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

6th percentile

-71%

Faster revenue growth than 6% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Assets

Down

$0

Down $49,943 (-100%) from 2013

Liabilities

Flat

$0

Flat from 2013

Net Assets

Down

$0

Down $49,943 (-100%) from 2013

Revenue

Down

$26,958

Down $65,864 (-71%) from 2013

Expenses

Down

$46,134

Down $35,086 (-43%) from 2013

Net Income

Down

-$19,176

Down $30,778 (-265%) from 2013

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2010: $23,470Liabilities 2010: $0Net Assets 2010: $23,4702010Assets 2011: $33,073Liabilities 2011: $0Net Assets 2011: $33,0732011Assets 2012: $38,341Liabilities 2012: $0Net Assets 2012: $38,3412012Assets 2013: $49,943Liabilities 2013: $0Net Assets 2013: $49,9432013Assets 2014: $0Liabilities 2014: $0Net Assets 2014: $02014

Highlighted filing

2014

Assets$0
Liabilities$0
Net Assets$0

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $67,264Expenses 2010: $61,784Net Income 2010: $5,4802010Revenue 2011: $81,882Expenses 2011: $72,279Net Income 2011: $9,6032011Revenue 2012: $84,458Expenses 2012: $79,190Net Income 2012: $5,2682012Revenue 2013: $92,822Expenses 2013: $81,220Net Income 2013: $11,6022013Revenue 2014: $26,958Expenses 2014: $46,134Net Income 2014: -$19,1762014

Highlighted filing

2014

Revenue$26,958
Expenses$46,134
Net Income-$19,176

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Apr 30, 2015
Return Version
2014v5.0
Gross Receipts
$29,933
Mission and Program Overview

Mission

Monthly and annual meetings of members engaged in the underwriting of casualty and property insurance.

Program Services

DescriptionGrantsExpenses
MONTHLY AND ANNUAL MEETINGS OF MEMBERS ENGAGED IN THE UNDERWRITING OF CASUALTY AND PROPERTY INSURANCE.$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
LESLIE F EMACKImmediate Past President-$0--
STEVEN TORRESVice President-$0--
CAROL M RIDEOUTDirector-$0--
KIMBERLY RIORDANPresident - Elect-$0--
MICHAEL ROCHEDirector-$0--
ANNE CALIENTODirector-$0--
COLBY HEWITTDirector-$0--
PAUL OBERLANDERTreasurer-$0--
ALLISON DRUMMONDPresident-$0--
JONATHAN LAUBINGERDirector-$0--
JONATHAN GORDONSecretary-$0--
LAWRENCE MCNALLYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Chartered Property Casualty Underwriters
EIN
04-6112327
Phone
7813480458
Address
ASSOC OF BOSTON 156 STATE ST, BOSTON, MA 02109

Signing Officer

Name
Paul Oberlander
Title
Treasurer
Phone
7818909300
Signed
2015-04-30
Discuss with paid preparer
Yes

Preparer

Firm
Kevin M Kilcoyne CPA
Address
160 OLD DERBY STREET SUITE 114, HINGHAM, MA 02043
Preparer
Kevin M Kilcoyne
Phone
7817400082
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: dividend income - fidelity balanced. Amount: 224. Description: dividend income - putnam george balanced a fd. Amount: description: interest income - rbs citizens. Amount: 3. Total included on form 990-ez, line 4: 246.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: conferences and meeting expenses. Amount: 42,172. Description: travel. Amount: 3,518. Description: supplies. Amount: 4. Description: bank charges. Amount: 20. Description: insurance. Amount: 201. Total to form 990-ez, line 16: 45,915.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: transfer to new corporation. Amount: -30,767.

Form 990-ez, Part II, Line 24 - Other Assets

Description: due from cpcu trust. Beg. Of year amount: 5. End of year amount: 0.

Raw XML Appendix194 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0LESLIE F EMACK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEVEN TORRES
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CAROL M RIDEOUT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3KIMBERLY RIORDAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MICHAEL ROCHE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ANNE CALIENTO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6COLBY HEWITT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7PAUL OBERLANDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8ALLISON DRUMMOND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9JONATHAN LAUBINGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10JONATHAN GORDON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11LAWRENCE MCNALLY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0IMMEDIATE PAST PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3PRESIDENT - ELECT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11DIRECTOR
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IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0MONTHLY AND ANNUAL MEETINGS OF MEMBERS ENGAGED IN THE UNDERWRITING OF CASUALTY AND PROPERTY INSURANCE.
IRS990EZ/PrintingPublicationsPostageAmt010
IRS990EZ/ProgramServiceRevenueAmt09100
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IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SaleOfAssetsGrossAmt02879
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IRS990EZ/SubjectToProxyTaxInd00
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IRS990EZ/TotalRevenueAmt026958
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IRS990EZ/TypeOfOrganizationAssocInd0X
IRS990EZ/WebsiteAddressTxt0BOSTON.CPCUSOCIETY.ORG
IRS990ScheduleN/AssetsDistributedInd01
IRS990ScheduleN/AttorneyGeneralNotifiedInd01
IRS990ScheduleN/BondsOutstandingInd00
IRS990ScheduleN/DirectorOfSuccessorInd00
IRS990ScheduleN/EmployeeOfSuccessorInd00
IRS990ScheduleN/LiabilitiesPaidInd01
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/AssetsDistriOrExpnssPaidDesc0CASH INVESTMENTS AND AFFILIATE RECEIVABLE
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/BusinessName/BusinessNameLine1Txt0BOSTON CPCU SOCIETY CHAPTER INC
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/DistributionDt02014-07-31
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/EIN0465402711
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/FairMarketValueOfAssetAmt030767
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/IRCSectionTxt0501(C)(6)
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/MethodOfFMVDeterminationTxt0MARKET PRICE AT TIME OF TRANSFER
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/AddressLine1Txt0720 PROVIDENCE RD
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/CityNm0MALVERN
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/StateAbbreviationCd0PA
IRS990ScheduleN/LiquidationOfAssetsTableGrp/LiquidationOfAssetsDetail/USAddress/ZIPCd019355
IRS990ScheduleN/OwnerOfSuccessorInd00
IRS990ScheduleN/ReceiveCompensationInd00
IRS990ScheduleN/RequiredToNotifyAGInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: DIVIDEND INCOME - FIDELITY BALANCED. AMOUNT: 224. DESCRIPTION: DIVIDEND INCOME - PUTNAM GEORGE BALANCED A FD. AMOUNT: DESCRIPTION: INTEREST INCOME - RBS CITIZENS. AMOUNT: 3. TOTAL INCLUDED ON FORM 990-EZ, LINE 4: 246.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: CONFERENCES AND MEETING EXPENSES. AMOUNT: 42,172. DESCRIPTION: TRAVEL. AMOUNT: 3,518. DESCRIPTION: SUPPLIES. AMOUNT: 4. DESCRIPTION: BANK CHARGES. AMOUNT: 20. DESCRIPTION: INSURANCE. AMOUNT: 201. TOTAL TO FORM 990-EZ, LINE 16: 45,915.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: TRANSFER TO NEW CORPORATION. AMOUNT: -30,767.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: DUE FROM CPCU TRUST. BEG. OF YEAR AMOUNT: 5. END OF YEAR AMOUNT: 0.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 24 - OTHER ASSETS
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02016-02-25 16:41:14Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PAUL OBERLANDER
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum07818909300
ReturnHeader/BusinessOfficerGrp/SignatureDt02015-04-30
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0CHARTERED PROPERTY CASUALTY UNDERWRITERS
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0SOCIETY-BOSTON CHAPTER C/O INSLIBRARY
ReturnHeader/Filer/BusinessNameControlTxt0CHAR
ReturnHeader/Filer/EIN0046112327
ReturnHeader/Filer/PhoneNum07813480458
ReturnHeader/Filer/USAddress/AddressLine1Txt0ASSOC OF BOSTON 156 STATE ST
ReturnHeader/Filer/USAddress/CityNm0BOSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002109
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042928660
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0KEVIN M KILCOYNE CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0160 OLD DERBY STREET SUITE 114
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HINGHAM
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002043
ReturnHeader/PreparerPersonGrp/PhoneNum07817400082
ReturnHeader/PreparerPersonGrp/PreparationDt02015-04-30
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEVIN M KILCOYNE
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02015-05-06T06:38:06-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02014-01-01
ReturnHeader/TaxPeriodEndDt02014-12-31
ReturnHeader/TaxYr02014

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