Civic Intelligence

Chatham Yacht Club Inc

EIN 04-6109219 • 501(c)3 • North Chatham, MA

Profile

To provide sailing instruction, competitive racing & race training to children and their families

PO Box 531North Chatham, MA 02650

www.chathamyachtclub.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

50th percentile

0.02x

Higher debt load relative to assets than 50% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2023

Liabilities / Revenue

60th percentile

0.04x

Higher debt load relative to revenue than 60% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2023

Net Margin

62nd percentile

11%

Higher net margin than 62% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2023

Top Officer Pay

55th percentile

$0

Higher top officer pay than 55% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2023

Asset Growth

57th percentile

6.1%

Faster asset growth than 57% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Revenue Growth

12th percentile

-30%

Faster revenue growth than 12% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2022 to 2023

Assets

Up

$778,882

Up $44,516 (+6.1%) from 2022

Liabilities

Up

$11,902

Up $11,902 from 2022

Net Assets

Up

$766,980

Up $32,614 (+4.4%) from 2022

Revenue

Down

$296,353

Down $128,295 (-30%) from 2022

Expenses

Up

$263,739

Up $32,702 (+14%) from 2022

Net Income

Down

$32,614

Down $160,997 (-83%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2010: $40,035Liabilities 2010: $613Net Assets 2010: $39,4222010Assets 2011: $84,987Liabilities 2011: $828Net Assets 2011: $84,1592011Assets 2012: $653,216Liabilities 2012: $0Net Assets 2012: $653,2162012Assets 2013: $717,882Liabilities 2013: $3,500Net Assets 2013: $714,3822013Assets 2014: $666,946Liabilities 2014: $1,500Net Assets 2014: $665,4462014Assets 2015: $618,657Liabilities 2015: $0Net Assets 2015: $618,6572015Assets 2016: $593,026Liabilities 2016: $0Net Assets 2016: $593,0262016Assets 2017: $562,824Liabilities 2017: $0Net Assets 2017: $562,8242017Assets 2018: $547,370Liabilities 2018: $0Net Assets 2018: $547,3702018Assets 2019: $526,496Liabilities 2019: $0Net Assets 2019: $526,4962019Assets 2020: $553,386Liabilities 2020: $0Net Assets 2020: $553,3862020Assets 2021: $540,755Liabilities 2021: $0Net Assets 2021: $540,7552021Assets 2022: $734,366Liabilities 2022: $0Net Assets 2022: $734,3662022Assets 2023: $778,882Liabilities 2023: $11,902Net Assets 2023: $766,9802023

Highlighted filing

2023

Assets$778,882
Liabilities$11,902
Net Assets$766,980

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$600K$400K$200K$0-$200KRevenue 2010: $175,993Expenses 2010: $177,474Net Income 2010: -$1,4812010Revenue 2011: $188,139Expenses 2011: $143,402Net Income 2011: $44,7372011Expenses 2012: $155,3332012Revenue 2013: $261,962Expenses 2013: $200,796Net Income 2013: $61,1662013Revenue 2014: $195,538Expenses 2014: $244,474Net Income 2014: -$48,9362014Revenue 2015: $162,095Expenses 2015: $207,399Net Income 2015: -$45,3042015Revenue 2016: $146,827Expenses 2016: $172,458Net Income 2016: -$25,6312016Revenue 2017: $164,846Expenses 2017: $195,048Net Income 2017: -$30,2022017Revenue 2018: $166,805Expenses 2018: $182,259Net Income 2018: -$15,4542018Revenue 2019: $172,501Expenses 2019: $193,375Net Income 2019: -$20,8742019Revenue 2020: $154,032Expenses 2020: $127,143Net Income 2020: $26,8892020Revenue 2021: $255,506Expenses 2021: $268,137Net Income 2021: -$12,6312021Revenue 2022: $424,648Expenses 2022: $231,037Net Income 2022: $193,6112022Revenue 2023: $296,353Expenses 2023: $263,739Net Income 2023: $32,6142023

Highlighted filing

2023

Revenue$296,353
Expenses$263,739
Net Income$32,614

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2023Detailed filing. Detailed filing data is available for this year.$7.79$0.12$7.67$2.96$2.64$0.33
2022Detailed filing. Detailed filing data is available for this year.$7.34$0.00$7.34$4.25$2.31$1.94
2021Detailed filing. Detailed filing data is available for this year.$5.41$0.00$5.41$2.56$2.68$0.13
2020Detailed filing. Detailed filing data is available for this year.$5.53$0.00$5.53$1.54$1.27$0.27
2019Detailed filing. Detailed filing data is available for this year.$5.26$0.00$5.26$1.73$1.93$0.21
2018Detailed filing. Detailed filing data is available for this year.$5.47$0.00$5.47$1.67$1.82$0.15
2017Detailed filing. Detailed filing data is available for this year.$5.63$0.00$5.63$1.65$1.95$0.30
2016Detailed filing. Detailed filing data is available for this year.$5.93$0.00$5.93$1.47$1.72$0.26
2015Detailed filing. Detailed filing data is available for this year.$6.19$0.00$6.19$1.62$2.07$0.45
2014Detailed filing. Detailed filing data is available for this year.$6.67$0.02$6.65$1.96$2.44$0.49
2013Detailed filing. Detailed filing data is available for this year.$7.18$0.04$7.14$2.62$2.01$0.61
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.53$0.00$6.53$1.55
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.85$0.01$0.84$1.88$1.43$0.45
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.40$0.01$0.39$1.76$1.77$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Nov 14, 2024
Return Version
2023v5.1
Gross Receipts
$309,846
Mission and Program Overview

Mission

To provide sailing instruction, competitive racing & race training to children and their families

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$380,462$367,971▼ $12,491
Cash and Non-Interest-Bearing Accounts$338,055$314,334▼ $23,721
Savings and Temporary Cash Investments$15,849$96,577▲ $80,728
Total Assets$734,366$778,882▲ $44,516
Liabilities
Accounts Payable and Accrued Expenses-$11,902-
Total Liabilities$0$11,902▲ $11,902
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$445,009$452,646▲ $7,637
Net Assets With Donor Restrictions$289,357$314,334▲ $24,977
Total Net Assets Fund Balance$734,366$766,980▲ $32,614
Total Liabilities and Net Assets / Fund Balance$734,366$778,882▲ $44,516

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$367,971$131,676$499,647
Compensation and Service Providers

Board Members and Trustees

NameTitle
Julia MurphyPresident
Alan McclennenDirector
Allison ColemanDirector
Barb ShipleyDirector
Dorothy CaryDirector
Marshall BartlettDirector
Nancy MurphyDirector
Cathy TaylorClerk
Nicholas ProiaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$152,975
Program Service Revenue
$140,843
Investment Income
$318
Other Revenue
$2,217
All Other Contributions
$81,878
Change in Net Assets
$32,614
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$196,196
Salaries, Compensation, and Employee Benefits$67,543
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Occupancy$59,293--$59,293
Other Salaries and Wages$55,939--$55,939
All Other Expenses$10,024$2,914-$12,938
Depreciation Depletion$12,491--$12,491
Payroll Taxes$11,604--$11,604
Other Expenses$27,948$8,381-$8,381
Fees for Services Accounting-$2,059-$2,059
Insurance$2,059--$2,059
Office Expenses-$557-$557
Total Functional Expenses$249,828$13,911$0$263,739
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
No
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

The organization has members that pay annual dues ranging from $75 to $400.

Form 990, Part VI, Section B, Line 11B

The treasurer reviews the 990 before it is filed.

Form 990, Part VI, Section B, Line 12C

Review of individual disclosures

Form 990, Part VI, Section C, Line 19

Guidestar website, ma division of public charities or upon request of the organization

Filing and Contact Details

Filer

Filer Name
Chatham Yacht Club Inc
EIN
04-6109219
Phone
6033539029
Address
PO BOX 531, NORTH CHATHAM, MA 02650

Signing Officer

Name
Julia Murphy
Title
Treasurer
Phone
6179472115
Signed
2024-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Nicholas Proia
Formed
1967
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
26
Volunteers
0

Preparer

Firm
Lamb Mason Bulger & Co Pc
Address
PO BOX 1233, WEST CHATHAM, MA 02669-1233
Preparer
Walter D Mason
Phone
5089453575
Raw XML AppendixShowing 400 of 422 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/SavingsAndTempCashInvstGrp/BOYAmt015849
IRS990/SavingsAndTempCashInvstGrp/EOYAmt096577
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearAmt057957
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus1YearAmt0178950
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus2YearsAmt033565
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus3YearsAmt07400
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/CurrentTaxYearMinus4YearsAmt011300
IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt0289172
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt081878
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0311199
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt0117818
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt080180
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt084487
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt0675562
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt043
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt023
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt046
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt068
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt077
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt0257
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt0118290
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt0113426
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt0147558
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt072060
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt094965
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0546299
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt043
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt023
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt046
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt068
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt077
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt0257
IRS990ScheduleA/InvestmentIncomeCYPct00.00020
IRS990ScheduleA/InvestmentIncomePYPct00.00020
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.76320
IRS990ScheduleA/PublicSupportPY509Pct00.80340
IRS990ScheduleA/PublicSupportTotal509Amt0932689
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt057957
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt0178950
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt033565
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt07400
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt011300
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt0289172
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt0200168
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt0424625
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt0265376
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt0152240
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt0179452
IRS990ScheduleA/Total509Grp/TotalAmt01221861
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt0200211
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt0424648
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt0265422
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt0152308
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt0179529
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt01222118
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/BuildingsGrp/BookValueAmt0367971
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0131676
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0499647
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0367971
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS THAT PAY ANNUAL DUES RANGING FROM $75 TO $400.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE TREASURER REVIEWS THE 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2REVIEW OF INDIVIDUAL DISCLOSURES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3GUIDESTAR WEBSITE, MA DIVISION OF PUBLIC CHARITIES OR UPON REQUEST OF THE ORGANIZATION
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0734366
IRS990/TotalAssetsEOYAmt0778882
IRS990/TotalAssetsGrp/BOYAmt0734366
IRS990/TotalAssetsGrp/EOYAmt0778882
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0152975
IRS990/TotalEmployeeCnt026
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt013911
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0249828
IRS990/TotalFunctionalExpensesGrp/TotalAmt0263739
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt00
IRS990/TotalLiabilitiesEOYAmt011902
IRS990/TotalLiabilitiesGrp/BOYAmt00
IRS990/TotalLiabilitiesGrp/EOYAmt011902
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0734366
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0766980
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0249828
IRS990/TotalProgramServiceRevenueAmt0140843
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt02260
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0141118
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0296353
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0734366
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0778882
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0PO BOX 531
IRS990/USAddress/CityNm0NORTH CHATHAM
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002633
IRS990/VotingMembersGoverningBodyCnt09
IRS990/VotingMembersIndependentCnt09
IRS990/WebsiteAddressTxt0WWW.CHATHAMYACHTCLUB.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0JULIA MURPHY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06179472115
ReturnHeader/BusinessOfficerGrp/SignatureDt02024-11-14

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