Civic Intelligence

Three Rivers Chamber of Commerce

EIN 04-6071239 • 501(c)6 • Three Rivers, MA

Profile

Promote business and industry development by creating a positive business environment in the community through public education, assistance and community involvment.

65 Springfield Street PO Box 233Three Rivers, MA 01080

www.threeriverschamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

43rd percentile

-2.3%

Higher net margin than 43% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

78th percentile

$2,500

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 7.5% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

60th percentile

3.6%

Faster asset growth than 60% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

88th percentile

42%

Faster revenue growth than 88% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / AssetsScore unavailable

Assets

Up

$374,224

Up $12,969 (+3.6%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$374,224

Up $12,969 (+3.6%) from 2023

Operations
Liabilities / RevenueScore unavailableNet Margin43rd percentile

Revenue

Up

$33,391

Up $9,859 (+42%) from 2023

Expenses

Up

$34,161

Up $9,178 (+37%) from 2023

Net Income

Up

-$770

Up $681 (+47%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth60th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $258,283Liabilities 2011: $02011Assets 2012: $285,223Liabilities 2012: $02012Assets 2023: $361,255Liabilities 2023: $0Net Assets 2023: $361,2552023Assets 2024: $374,224Net Assets 2024: $374,2242024

Highlighted filing

2024

Assets$374,224
Liabilities-
Net Assets$374,224
Open 2024 Filing

Operations Trend

Revenue Growth88th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40K$30K$20K$10K$0-$10KRevenue 2011: $13,788Expenses 2011: $13,035Net Income 2011: $7532011Revenue 2012: $12,478Expenses 2012: $11,675Net Income 2012: $8032012Revenue 2023: $23,532Expenses 2023: $24,983Net Income 2023: -$1,4512023Revenue 2024: $33,391Expenses 2024: $34,161Net Income 2024: -$7702024

Highlighted filing

2024

Revenue$33,391
Expenses$34,161
Net Income-$770
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$374,224
Liabilities
-
Net assets
$374,224
Revenue
$33,391
Expenses
$34,161
Net income
-$770
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$3.74$3.74$0.33$0.34$0.01
2023Detailed filing. Detailed filing data is available for this year.$3.61$0.00$3.61$0.24$0.25$0.01
2012Summary only. Only limited summary data is available for this year.$2.85$0.00$0.12$0.12$0.01
2011Summary only. Only limited summary data is available for this year.$2.58$0.00$0.14$0.13$0.01
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Oct 21, 2025
Return Version
2024v5.0
Gross Receipts
$44,923
Mission and Program Overview

Mission

Promote business and industry development by creating a positive business environment in the community through public education, assistance and community involvment.

Program Services

DescriptionGrantsExpenses
SERVICE ORGANIZATION PROVIDING ASSISTANCE TO THE CITIZENS AND BUSINESSES OF THE THREE RIVERS MA AREA.--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
MATTHEW LEMIEUXPresident-$2,500-$2,500
MARY ANN DUGUAYFormertreas/-$1,500-$1,500
CAROL SEAVERVice Preside-$1,250-$1,250
VICKI BALDYGATreasurer-$0--
FRED ORSZULAKBoard Member-$0--
VICKI MINERBoard Member-$0--
JOHN SASURBoard Member-$0--
LEON WLODYKABoard Member-$0--
CHRISTINA HAZZARDSecretary/Cl-$0--
Filing and Contact Details

Filer

Filer Name
Three Rivers Chamber of Commerce
EIN
04-6071239
Phone
4132836425
Address
65 SPRINGFIELD STREET PO BOX 233, THREE RIVERS, MA 01080

Signing Officer

Name
Matthew Lemieux
Title
President
Phone
4132674646
Signed
2025-10-21
Discuss with paid preparer
Yes

Preparer

Firm
Burkhart Pizzanelli Pc
Address
201 PARK AVE SUITE 2, WEST SPRINGFIELD, MA 01089-1597
Preparer
Julie Quink
Phone
4137349040
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses advertising 1,245 insurance 1,477 donations 600 holiday decorations 753 activities expenses 3,455 supplies 459 filing fees 37 benefits expense 8,352 annual meeting 3,829 grant expense 7,500 total 27,707”

Form 990-ez, Part I, Line 20

“UNREALIZED GAIN 13,739”

Form 990-ez, Part III

“Promote business and industry development by creating a positive business environment in the community through public education, assistance and community involvment.”

Raw XML Appendix125 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum04132836425
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0146 MAIN STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0MONSON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001057
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0361255
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0374224
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt018772
IRS990EZ/CostOrOtherBasisExpenseSaleAmt011532
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-770
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0770
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0361255
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0374224
IRS990EZ/GainOrLossFromSaleOfAssetsAmt05132
IRS990EZ/GrossReceiptsAmt044923
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt09487
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0361255
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0374224
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IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0374224
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt62.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt11250
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt21500
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0MATTHEW LEMIEUX
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CAROL SEAVER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MARY ANN DUGUAY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3VICKI BALDYGA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4FRED ORSZULAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5VICKI MINER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JOHN SASUR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7LEON WLODYKA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8CHRISTINA HAZZARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2FORMERTREAS/
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7BOARD MEMBER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8SECRETARY/CL
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherChangesInNetAssetsAmt013739
IRS990EZ/OtherExpensesTotalAmt027707
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0PROMOTE BUSINESS AND INDUSTRY DEVELOPMENT BY CREATING A POSITIVE BUSINESS ENVIRONMENT IN THE COMMUNITY THROUGH PUBLIC EDUCATION, ASSISTANCE AND COMMUNITY INVOLVMENT.
IRS990EZ/PrintingPublicationsPostageAmt0434
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0SERVICE ORGANIZATION PROVIDING ASSISTANCE TO THE CITIZENS AND BUSINESSES OF THE THREE RIVERS MA AREA.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt05250
IRS990EZ/SaleOfAssetsGrossAmt016664
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt034161
IRS990EZ/TotalRevenueAmt033391
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.THREERIVERSCHAMBER.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES ADVERTISING 1,245 INSURANCE 1,477 DONATIONS 600 HOLIDAY DECORATIONS 753 ACTIVITIES EXPENSES 3,455 SUPPLIES 459 FILING FEES 37 BENEFITS EXPENSE 8,352 ANNUAL MEETING 3,829 GRANT EXPENSE 7,500 TOTAL 27,707
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1UNREALIZED GAIN 13,739
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PROMOTE BUSINESS AND INDUSTRY DEVELOPMENT BY CREATING A POSITIVE BUSINESS ENVIRONMENT IN THE COMMUNITY THROUGH PUBLIC EDUCATION, ASSISTANCE AND COMMUNITY INVOLVMENT.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/BusinessOfficerGrp/PersonNm0MATTHEW LEMIEUX
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum04132674646
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ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0THREE RIVERS CHAMBER OF COMMERCE
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0INC
ReturnHeader/Filer/BusinessNameControlTxt0THRE
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ReturnHeader/Filer/PhoneNum04132836425
ReturnHeader/Filer/USAddress/AddressLine1Txt065 SPRINGFIELD STREET PO BOX 233
ReturnHeader/Filer/USAddress/CityNm0THREE RIVERS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001080
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0042929980
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0201 PARK AVE SUITE 2
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WEST SPRINGFIELD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0010891597
ReturnHeader/PreparerPersonGrp/PhoneNum04137349040
ReturnHeader/PreparerPersonGrp/PreparationDt02025-10-21
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JULIE QUINK
ReturnHeader/ReturnTs02025-11-05T16:07:53-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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