Civic Intelligence

Fenwal Credit Union

990 • Fiscal year 2012 • EIN 04-6041349

Jan 01, 2012 to Dec 31, 2012

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.85x

Higher debt load relative to assets than 91% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Liabilities / Revenue

99th percentile

19.14x

Higher debt load relative to revenue than 99% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Net Margin

13th percentile

-52%

Higher net margin than 13% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Source year 2012

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2012

Asset Growth

10th percentile

-11%

Faster asset growth than 10% of similar nonprofits.

2012 filings • $1M-$5M nonprofits • Annualized from 2011 to 2012

Revenue Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2012

Assets

Down

$1,613,362

Down $200,368 (-11%) from 2011

Net Assets

Down

$242,683

Down $31,694 (-12%) from 2011

Liabilities

Down

$1,370,679

Down $168,674 (-11%) from 2011

Revenue

$71,607

No earlier filing loaded for comparison.

Expenses

Down

$108,813

Down $11,227 (-9.4%) from 2011

Net Income

-$37,206

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0Assets 2010: $2,001,438Liabilities 2010: $1,692,251Net Assets 2010: $309,1872010Assets 2011: $1,813,730Liabilities 2011: $1,539,353Net Assets 2011: $274,3772011Assets 2012: $1,613,362Liabilities 2012: $1,370,679Net Assets 2012: $242,6832012

Highlighted filing

2012

Assets$1,613,362
Liabilities$1,370,679
Net Assets$242,683

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KExpenses 2010: $124,3512010Expenses 2011: $120,0402011Revenue 2012: $71,607Expenses 2012: $108,813Net Income 2012: -$37,2062012

Highlighted filing

2012

Revenue$71,607
Expenses$108,813
Net Income-$37,206
Filing Detail Status

This 2012 filing currently has summary financial data only. Detailed schedules, leadership, and program rows are not available for this filing yet.

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Filing Period
Jan 1, 2012 to Dec 31, 2012

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