Heat & Frost Insulators and Allied

“Asbestos Workers Local 6 HW Fund, Form 990 is prepared by its third party administrator who then forwards the completed return to Board of Trustees for review and signature and for auditor to review the numbers on the 990 to the audited financials.”

“Asbestos Workers Local 6 HW Fund governing documents and financial statements are made available to the public upon request. The organization annual financial disclosure statements for Form 5500 is available for public inspection at the ERISA website.”

“Contact addreseses for Officers, directors, ETC Francis Boudrow - 303 Freeport Street, Boston, MA 02122 John Lister - 303 Freeport Street, Boston, MA 02122 Scott Curry - 303 Freeport Street, Boston, MA 02122 James Stadnicki - 25 Kenwood Circle, Suite A, Franklin, MA 02038 Blake Underhill - 55 North St. Canton MA 02021 Paul Camara - 25 Kenwood Circle, Suite H. Franklin, MA 02038.”

“ERISA and the Tafts Harley Acts permit an individual to serve as a fiduciary in addition to being an officer, employee, agent or other representative of a contributing employer or of a sponsoring union. ERISA also permits a trustee to receive a benefit to which he or she may be entitled as a participant or beneficiary so long as the benefit computed and paid on basis which is consistent with the terms of the plans applies to other participants and beneficiaries. However, ERISA prohibits a trustee from dealing with asset of the plan in his or her own interest or for his or her own account or from dealing with asset of the plan in his or her own interest or for his or her own account or from acting as a fiduciary in any transaction involving the plan on behalf of a party whose interest are adverse1to the interests of the plan or2 the interests of its participants or beneficiaries. Recognizing and avoiding such conflicts is an important of a trustee.”

“Asbestos workers Local 6 HW Fund Board of Trustee is responsible for overseeing the financial statement audit and section of the independent accountant who performed the audit.”

“Other changes in net assets of fund balance - net appreciation in fair value of investment.”

“There were 20 W-2 forms issued to participants for their taxable benefits. Asbestos workers Local 6 Health Welfare Fund does not have any employees.”