Civic Intelligence

Employee Contribution Veba Trust Tiffin

EIN 04-3838477 • 501(c)9 • Clinton, IA

Profile

Health benefits and insurance premiums paid to members

PO Box 4391Clinton, IA 52733-4391

www.tiffin.edu

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

67th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

80th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)9 • <$500k nonprofits • Source year 2024

Net Margin

47th percentile

-19%

Higher net margin than 47% of similar nonprofits.

501(c)9 • <$500k nonprofits • Source year 2024

Top Officer Pay

80th percentile

$750

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 3.4% of source-year revenue.

501(c)9 • <$500k nonprofits • Source year 2024

Asset Growth

55th percentile

-35%

Faster asset growth than 55% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2022 to 2024

Revenue Growth

63rd percentile

-5.6%

Faster revenue growth than 63% of similar nonprofits.

501(c)9 • <$500k nonprofits • Annualized from 2022 to 2024

Assets

Down

$5,064

Down $6,986 (-58%) from 2022

Liabilities

Flat

$0

Flat from 2022

Net Assets

Down

$5,064

Down $6,986 (-58%) from 2022

Revenue

Down

$22,345

Down $2,729 (-11%) from 2022

Expenses

Up

$26,650

Up $1,144 (+4.5%) from 2022

Net Income

Down

-$4,305

Down $3,873 (-897%) from 2022

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$20K$15K$10K$5.0K$0Assets 2018: $10,954Liabilities 2018: $0Net Assets 2018: $10,9542018Assets 2021: $15,100Liabilities 2021: $0Net Assets 2021: $15,1002021Assets 2022: $12,050Liabilities 2022: $0Net Assets 2022: $12,0502022Assets 2024: $5,064Liabilities 2024: $0Net Assets 2024: $5,0642024

Highlighted filing

2024

Assets$5,064
Liabilities$0
Net Assets$5,064

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$30K$20K$10K$0-$10KRevenue 2018: $27,318Expenses 2018: $26,949Net Income 2018: $3692018Revenue 2021: $26,839Expenses 2021: $26,850Net Income 2021: -$112021Revenue 2022: $25,074Expenses 2022: $25,506Net Income 2022: -$4322022Revenue 2024: $22,345Expenses 2024: $26,650Net Income 2024: -$4,3052024

Highlighted filing

2024

Revenue$22,345
Expenses$26,650
Net Income-$4,305

Filings

Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Sep 15, 2025
Return Version
2024v5.2
Gross Receipts
$57,114
Mission and Program Overview

Mission

Health benefits and insurance premiums paid to members

The trust has been established to provide active and former employees with health reimbursement benefits as set forth in the related plan and to provide payment for health expenses as permitted by section 501(c)(9) of the internal revenue code.

Program Services

DescriptionGrantsExpenses
ALL EXPENSES INCURRED HAVE BEEN APPLIED IN ACCORDANCE WITH THE STATED MISSION FOR ACTIVE AND FORMER EMPLOYEES, AND TO DEFRAY THE COST OF ADMINISTERING THE PLAN.$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
TIAA TRUST NATrustee-$0$750$750
ALTA TRUSTTrustee-$0--
Filing and Contact Details

Filer

Filer Name
Employee After-tax Contribution Veba
EIN
04-3838477
Phone
7162456100
Address
PO BOX 4391, CLINTON, IA 52733-4391

Signing Officer

Name
Patricia Reimann
Title
Trustee Representative
Phone
7162456100
Signed
2025-09-15
Discuss with paid preparer
Yes

Preparer

Firm
Onebridge Benefits Inc
Address
170 FRANKLIN ST, BUFFALO, NY 14202-2412
Phone
7162456100
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: investment income. Amount: 568.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: unrealized gain/loss on investment. Amount: -346.

Form 990-ez Part IV

The contributing employer has appointed alta trust, a trust company organized under the laws of south dakota, as the successor trustee to the trust, concurrently with the removal of tiaa trust as trustee as of december 17, 2024. Simultaneously, onebridge benefits, inc. Was appointed as the successor recordkeeper.

Form 990-ez, Part I, Amended Return Explanation

The organization originally filed a timely form 990-n for the tax year ending december 31, 2024. After further review, it was determined that the trust does not qualify to file form 990-n, as its gross receipts exceeded the $50,000 threshold for the applicable tax year. Accordingly, this amended form 990 is being submitted to accurately report the organization's financial activity in compliance with irs filing requirements.

Raw XML Appendix110 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd00
IRS990EZ/AmendedReturnInd0X
IRS990EZ/BenefitsPaidToOrForMembersAmt026248
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0ONEBRIDGE BENEFITS INC
IRS990EZ/BooksInCareOfDetail/PhoneNum07162456100
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0170 FRANKLIN STREET SUITE 700
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0BUFFALO
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NY
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd014202
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt09715
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt05064
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd00
IRS990EZ/CntrctRcvdGreaterThan100KCnt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt034769
IRS990EZ/DirectIndirectPltclExpendAmt00
IRS990EZ/DonorAdvisedFndsInd00
IRS990EZ/ExcessOrDeficitForYearAmt0-4305
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0402
IRS990EZ/ForeignFinancialAccountInd00
IRS990EZ/ForeignOfficeInd00
IRS990EZ/Form990TotalAssetsGrp/BOYAmt09715
IRS990EZ/Form990TotalAssetsGrp/EOYAmt05064
IRS990EZ/GainOrLossFromSaleOfAssetsAmt0348
IRS990EZ/GrossReceiptsAmt057114
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InfoInScheduleOPartIVInd0X
IRS990EZ/InfoInScheduleOPartVInd0X
IRS990EZ/InvestmentIncomeAmt0568
IRS990EZ/MadeLoansToFromOfficersInd00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt09715
IRS990EZ/NetAssetsOrFundBalancesEOYAmt05064
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt09715
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt05064
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt00.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt10.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt0750
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0TIAA TRUST NA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1ALTA TRUST
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TRUSTEE
IRS990EZ/OperateHospitalInd00
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd00
IRS990EZ/OrganizationHadUBIInd00
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt0-346
IRS990EZ/OtherEmployeePaidOver100kCnt00
IRS990EZ/PoliticalCampaignActyInd00
IRS990EZ/PrimaryExemptPurposeTxt0THE TRUST HAS BEEN ESTABLISHED TO PROVIDE ACTIVE AND FORMER EMPLOYEES WITH HEALTH REIMBURSEMENT BENEFITS AS SET FORTH IN THE RELATED PLAN AND TO PROVIDE PAYMENT FOR HEALTH EXPENSES AS PERMITTED BY SECTION 501(C)(9) OF THE INTERNAL REVENUE CODE.
IRS990EZ/ProgramServiceRevenueAmt021429
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0ALL EXPENSES INCURRED HAVE BEEN APPLIED IN ACCORDANCE WITH THE STATED MISSION FOR ACTIVE AND FORMER EMPLOYEES, AND TO DEFRAY THE COST OF ADMINISTERING THE PLAN.
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt00
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt00
IRS990EZ/ProhibitedTaxShelterTransInd00
IRS990EZ/RelatedOrganizationCtrlEntInd00
IRS990EZ/SaleOfAssetsGrossAmt035117
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd00
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd00
IRS990EZ/TotalExpensesAmt026650
IRS990EZ/TotalRevenueAmt022345
IRS990EZ/TypeOfOrganizationTrustInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INVESTMENT INCOME. AMOUNT: 568.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: UNREALIZED GAIN/LOSS ON INVESTMENT. AMOUNT: -346.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE CONTRIBUTING EMPLOYER HAS APPOINTED ALTA TRUST, A TRUST COMPANY ORGANIZED UNDER THE LAWS OF SOUTH DAKOTA, AS THE SUCCESSOR TRUSTEE TO THE TRUST, CONCURRENTLY WITH THE REMOVAL OF TIAA TRUST AS TRUSTEE AS OF DECEMBER 17, 2024. SIMULTANEOUSLY, ONEBRIDGE BENEFITS, INC. WAS APPOINTED AS THE SUCCESSOR RECORDKEEPER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION ORIGINALLY FILED A TIMELY FORM 990-N FOR THE TAX YEAR ENDING DECEMBER 31, 2024. AFTER FURTHER REVIEW, IT WAS DETERMINED THAT THE TRUST DOES NOT QUALIFY TO FILE FORM 990-N, AS ITS GROSS RECEIPTS EXCEEDED THE $50,000 THRESHOLD FOR THE APPLICABLE TAX YEAR. ACCORDINGLY, THIS AMENDED FORM 990 IS BEING SUBMITTED TO ACCURATELY REPORT THE ORGANIZATION'S FINANCIAL ACTIVITY IN COMPLIANCE WITH IRS FILING REQUIREMENTS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ PART IV
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART I, AMENDED RETURN EXPLANATION
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0PATRICIA REIMANN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TRUSTEE REPRESENTATIVE
ReturnHeader/BusinessOfficerGrp/PhoneNum07162456100
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-09-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EMPLOYEE AFTER-TAX CONTRIBUTION VEBA
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0TRUST FOR TIFFIN UNIVERSITY
ReturnHeader/Filer/BusinessNameControlTxt0EMPL
ReturnHeader/Filer/EIN0043838477
ReturnHeader/Filer/PhoneNum07162456100
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 4391
ReturnHeader/Filer/USAddress/CityNm0CLINTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0IA
ReturnHeader/Filer/USAddress/ZIPCd0527334391
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0873803779
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ONEBRIDGE BENEFITS INC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt0170 FRANKLIN ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0BUFFALO
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0142022412
ReturnHeader/PreparerPersonGrp/PhoneNum07162456100
ReturnHeader/PreparerPersonGrp/PreparationDt02025-09-03
ReturnHeader/ReturnTs02025-09-15T12:42:55-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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