Civic Intelligence

Employee After-Tax Contribution Veba Trust for Kalamazoo College

990EZ • Fiscal year 2019 • EIN 04-3838466

Jan 01, 2019 to Dec 31, 2019 • Filed on Oct 22, 2020

Organization Profilewww.kzoo.edu
8625 Andrew Carnegie Blvd AttncorpCharlotte, NC 28262

(877) 535-3910

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

65th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Liabilities / Revenue

66th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Net Margin

54th percentile

1.6%

Higher net margin than 54% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Top Officer Pay

79th percentile

$750

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 0.9% of source-year revenue.

2019 filings • 501(c)9 • <$500k nonprofits • Source year 2019

Asset Growth

81st percentile

17%

Faster asset growth than 81% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Annualized from 2018 to 2019

Revenue Growth

37th percentile

-9.5%

Faster revenue growth than 37% of similar nonprofits.

2019 filings • 501(c)9 • <$500k nonprofits • Annualized from 2018 to 2019

Balance Sheet
Liabilities / Assets65th percentile

Assets

Up

$111,201

Up $15,828 (+17%) from 2018

Net Assets

Up

$111,201

Up $15,828 (+17%) from 2018

Liabilities

Flat

$0

Flat from 2018

Revenue And Expenses
Liabilities / Revenue66th percentileNet Margin54th percentile

Revenue

Down

$83,419

Down $8,724 (-9.5%) from 2018

Expenses

Down

$82,051

Down $5,937 (-6.7%) from 2018

Net Income

Down

$1,368

Down $2,787 (-67%) from 2018

Historical Trend

Balance Sheet Trend

Asset Growth81st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2011: $24,492Liabilities 2011: $02011Assets 2012: $29,995Liabilities 2012: $0Net Assets 2012: $29,9952012Assets 2013: $37,665Liabilities 2013: $0Net Assets 2013: $37,6652013Assets 2014: $42,250Liabilities 2014: $0Net Assets 2014: $42,2502014Assets 2015: $52,976Liabilities 2015: $0Net Assets 2015: $52,9762015Assets 2016: $76,137Liabilities 2016: $0Net Assets 2016: $76,1372016Assets 2017: $104,438Liabilities 2017: $0Net Assets 2017: $104,4382017Assets 2018: $95,373Liabilities 2018: $0Net Assets 2018: $95,3732018Assets 2019: $111,201Liabilities 2019: $0Net Assets 2019: $111,2012019Assets 2020: $120,950Liabilities 2020: $0Net Assets 2020: $120,9502020Assets 2021: $130,107Liabilities 2021: $0Net Assets 2021: $130,1072021Assets 2022: $108,722Liabilities 2022: $0Net Assets 2022: $108,7222022Assets 2023: $119,972Liabilities 2023: $0Net Assets 2023: $119,9722023Assets 2024: $137,843Liabilities 2024: $0Net Assets 2024: $137,8432024

Highlighted filing

2019

Assets$111,201
Liabilities$0
Net Assets$111,201
Open 2019 Filing

Operations Trend

Revenue Growth37th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $37,159Expenses 2011: $34,934Net Income 2011: $2,2252011Revenue 2012: $49,667Expenses 2012: $46,433Net Income 2012: $3,2342012Revenue 2013: $49,116Expenses 2013: $44,414Net Income 2013: $4,7022013Revenue 2014: $57,572Expenses 2014: $52,441Net Income 2014: $5,1312014Revenue 2015: $59,820Expenses 2015: $45,969Net Income 2015: $13,8512015Revenue 2016: $69,875Expenses 2016: $47,815Net Income 2016: $22,0602016Revenue 2017: $65,906Expenses 2017: $47,336Net Income 2017: $18,5702017Revenue 2018: $92,143Expenses 2018: $87,988Net Income 2018: $4,1552018Revenue 2019: $83,419Expenses 2019: $82,051Net Income 2019: $1,3682019Revenue 2020: $95,556Expenses 2020: $91,310Net Income 2020: $4,2462020Revenue 2021: $85,120Expenses 2021: $78,174Net Income 2021: $6,9462021Revenue 2022: $73,324Expenses 2022: $69,993Net Income 2022: $3,3312022Revenue 2023: $63,459Expenses 2023: $64,508Net Income 2023: -$1,0492023Revenue 2024: $101,837Expenses 2024: $67,270Net Income 2024: $34,5672024

Highlighted filing

2019

Revenue$83,419
Expenses$82,051
Net Income$1,368
Open 2019 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2019 to Dec 31, 2019
Signed
Oct 22, 2020
Return Version
2019v5.0
Gross Receipts
$166,367
Mission and Program Overview

Mission

To provide retiree health benefits to the employer's former employees and their spouses and dependents, although other benefits may be provided as described in the plan document.

Program Services

DescriptionGrantsExpenses
HEALTH BENEFITS AND INSURANCE PREMIUMS PAID TO MEMBERS--
Compensation and Service Providers
Top Officer Pay79th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
-Trustee-$750-$750
Filing and Contact Details

Filer

Filer Name
Employee Contribution Veba Trust Kalamazoo
EIN
04-3838466
Phone
8775353910
Address
8625 ANDREW CARNEGIE BLVD ATTNCORP, CHARLOTTE, NC 28262

Signing Officer

Name
Brian T Corson
Title
Director
Phone
8775353910
Signed
2020-10-22
Supplemental Narrative

Additional Explanations

Part II, Line 23-27

“Update beginning and ending value for Cash, Savings, and Investments.”

Part I, Line 20

“Unrealized gain/loss on Investments.”

Part III, Organization'S Primary Exempt Purpose

“Organization's Primary Exempt Purpose”

Form 990-EZ, Part I, Line 20

“Unrealized Gains (Losses) on Invest 14460”

Raw XML Appendix98 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BenefitsPaidToOrForMembersAmt080232
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0TIAA FSB
IRS990EZ/BooksInCareOfDetail/PhoneNum08775353910
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt08625 Andrew Carnegie Blvd
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0Charlotte
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd028262
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt095373
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0111201
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/CostOrOtherBasisExpenseSaleAmt082948
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt01368
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01819
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt095373
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0111201
IRS990EZ/GainOrLossFromSaleOfAssetsAmt032
IRS990EZ/GrossReceiptsAmt0166367
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt00
IRS990EZ/InvestmentIncomeAmt03983
IRS990EZ/LandAndBuildingsGrp/EOYAmt00
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt095373
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0111201
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt095373
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0111201
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt01.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt0TIAA FSB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt0750
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TRUSTEE
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt014460
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE RETIREE HEALTH BENEFITS TO THE EMPLOYER'S FORMER EMPLOYEES AND THEIR SPOUSES AND DEPENDENTS, ALTHOUGH OTHER BENEFITS MAY BE PROVIDED AS DESCRIBED IN THE PLAN DOCUMENT.
IRS990EZ/ProgramServiceRevenueAmt079404
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0HEALTH BENEFITS AND INSURANCE PREMIUMS PAID TO MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SaleOfAssetsGrossAmt082980
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt00
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt00
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TaxImposedOnOrganizationMgrAmt00
IRS990EZ/TaxImposedUnderIRC4911Amt00
IRS990EZ/TaxImposedUnderIRC4912Amt00
IRS990EZ/TaxImposedUnderIRC4955Amt00
IRS990EZ/TaxReimbursedByOrganizationAmt00
IRS990EZ/TotalExpensesAmt082051
IRS990EZ/TotalRevenueAmt083419
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/WebsiteAddressTxt0www.kzoo.edu
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Update beginning and ending value for Cash, Savings, and Investments.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Unrealized gain/loss on Investments.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Organization's Primary Exempt Purpose
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Unrealized Gains (Losses) on Invest 14460
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part II, Line 23-27
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part III, Organization's Primary Exempt Purpose
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990-EZ, Part I, Line 20
ReturnHeader/BuildTS02021-01-29 14:40:06Z
ReturnHeader/BusinessOfficerGrp/PersonNm0BRIAN T CORSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Director
ReturnHeader/BusinessOfficerGrp/PhoneNum08775353910
ReturnHeader/BusinessOfficerGrp/SignatureDt02020-10-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0EMPLOYEE CONTRIBUTION VEBA TRUST KALAMAZOO
ReturnHeader/Filer/BusinessNameControlTxt0KALA
ReturnHeader/Filer/EIN0043838466
ReturnHeader/Filer/PhoneNum08775353910
ReturnHeader/Filer/USAddress/AddressLine1Txt08625 ANDREW CARNEGIE BLVD ATTNCORP
ReturnHeader/Filer/USAddress/CityNm0CHARLOTTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NC
ReturnHeader/Filer/USAddress/ZIPCd028262
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId08AF9CF4DA0075541BC3BDD391439EFCB87A33172
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId08AF9CF4DA0075541BC3BDD391439EFCB87A33172
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt0143.165.144.161
ReturnHeader/ReturnTs02020-10-22T17:00:43-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02019-01-01
ReturnHeader/TaxPeriodEndDt02019-12-31
ReturnHeader/TaxYr02019

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2019 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$111,201
Liabilities
$0
Net assets
$111,201
Revenue
$83,419
Expenses
$82,051
Net income
$1,368
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.38$0.00$1.38$1.02$0.67$0.35
2023Detailed filing. Detailed filing data is available for this year.$1.20$0.00$1.20$0.63$0.65$0.01
2022Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.73$0.70$0.03
2021Detailed filing. Detailed filing data is available for this year.$1.30$0.00$1.30$0.85$0.78$0.07
2020Detailed filing. Detailed filing data is available for this year.$1.21$0.00$1.21$0.96$0.91$0.04
2019Detailed filing. Detailed filing data is available for this year.$1.11$0.00$1.11$0.83$0.82$0.01
2018Detailed filing. Detailed filing data is available for this year.$0.95$0.00$0.95$0.92$0.88$0.04
2017Detailed filing. Detailed filing data is available for this year.$1.04$0.00$1.04$0.66$0.47$0.19
2016Detailed filing. Detailed filing data is available for this year.$0.76$0.00$0.76$0.70$0.48$0.22
2015Detailed filing. Detailed filing data is available for this year.$0.53$0.00$0.53$0.60$0.46$0.14
2014Detailed filing. Detailed filing data is available for this year.$0.42$0.00$0.42$0.58$0.52$0.05
2013Detailed filing. Detailed filing data is available for this year.$0.38$0.00$0.38$0.49$0.44$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.30$0.00$0.30$0.50$0.46$0.03
2011Summary only. Only limited summary data is available for this year.$0.24$0.00$0.37$0.35$0.02