Employee After-Tax Contribution Veba Trust for Kalamazoo College

990EZ • Fiscal year 2016 • EIN 04-3838466

Jan 01, 2016 to Dec 31, 2016 • Filed on Aug 23, 2017

Organization Profile www.kzoo.edu

8625 Andrew Carnegie Blvd AttncorpCharlotte, NC 28262

(877) 535-3910

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

32%

Higher net margin than 83% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

$750

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 1.1% of source-year revenue.

2016 filings • 501(c)9 • <$500k nonprofits • Source year 2016

44%

Faster asset growth than 91% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

17%

Faster revenue growth than 81% of similar nonprofits.

2016 filings • 501(c)9 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet

Liabilities / Assets64th percentile

Assets

$76,137

Up $23,161 (+44%) from 2015

Net Assets

$76,137

Up $23,161 (+44%) from 2015

Liabilities

Flat

Flat from 2015

Revenue And Expenses

Liabilities / Revenue66th percentile Net Margin83rd percentile

Revenue

$69,875

Up $10,055 (+17%) from 2015

Expenses

$47,815

Up $1,846 (+4.0%) from 2015

Net Income

$22,060

Up $8,209 (+59%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth91st percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2016

Assets$76,137

Liabilities$0

Net Assets$76,137

Open 2016 Filing

Operations Trend

Revenue Growth81st percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2016

Revenue$69,875

Expenses$47,815

Net Income$22,060

Open 2016 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2016 to Dec 31, 2016
Signed: Aug 23, 2017
Return Version: 2016v3.0
Gross Receipts: $117,690

Mission and Program Overview

Mission

To provide retiree health benefits to the employer's former employees and their spouses and dependents, although other benefits may be provided as described in the plan document.

Program Services

Description	Grants	Expenses
HEALTH BENEFITS AND INSURANCE PREMIUMS PAID TO MEMBERS	-	-

Compensation and Service Providers

Top Officer Pay77th percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
-	Trustee	-	$750	-	$750

Filing and Contact Details

Filer

Filer Name: Employee Contribution Veba Trust Kalamazoo
EIN: 04-3838466
Phone: 8775353910
Address: 8625 ANDREW CARNEGIE BLVD ATTNCORP, CHARLOTTE, NC 28262

Signing Officer

Name: Brian T Corson
Title: Director
Phone: 8775353910
Signed: 2017-08-23

Supplemental Narrative

Additional Explanations

Part II, Line 23-27

“Update beginning and ending value for Cash, Savings, and Investments.”

Part I, Line 20

“Unrealized gain/loss on Investments.”

Part III, Organization'S Primary Exempt Purpose

“Organization's Primary Exempt Purpose”

Form 990-EZ, Part I, Line 16

“Other Deductions 2018”

Form 990-EZ, Part I, Line 20

“Unrealized Gains (Losses) on Invest 1101”

Raw XML Appendix101 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	false
IRS990EZ/BenefitsPaidToOrForMembersAmt	0	44989
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt	0	TIAA-CREF TRUST COMPANY FSB
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	8775353910
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt	0	8625 Andrew Carnegie Blvd
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm	0	Charlotte
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd	0	NC
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd	0	28262
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	52976
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	76137
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/CostOrOtherBasisExpenseSaleAmt	0	47815
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	22060
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	808
IRS990EZ/ForeignFinancialAccountInd	0	false
IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	52976
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	76137
IRS990EZ/GainOrLossFromSaleOfAssetsAmt	0	1
IRS990EZ/GrossReceiptsAmt	0	117690
IRS990EZ/GrossReceiptsForPublicUseAmt	0	0
IRS990EZ/InfoInScheduleOPartIIIInd	0	X
IRS990EZ/InfoInScheduleOPartIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InitiationFeesAndCapContriAmt	0	0
IRS990EZ/InvestmentIncomeAmt	0	3459
IRS990EZ/LandAndBuildingsGrp/EOYAmt	0	0
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	52976
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	76137
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	52976
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	76137
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	1.0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/BusinessName/BusinessNameLine1Txt	0	TIAA-CREF TRUST COMPANY FSB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	750
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	TRUSTEE
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501cInd	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt	0	0
IRS990EZ/OtherChangesInNetAssetsAmt	0	1101
IRS990EZ/OtherExpensesTotalAmt	0	2018
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	TO PROVIDE RETIREE HEALTH BENEFITS TO THE EMPLOYER'S FORMER EMPLOYEES AND THEIR SPOUSES AND DEPENDENTS, ALTHOUGH OTHER BENEFITS MAY BE PROVIDED AS DESCRIBED IN THE PLAN DOCUMENT.
IRS990EZ/ProgramServiceRevenueAmt	0	66415
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	HEALTH BENEFITS AND INSURANCE PREMIUMS PAID TO MEMBERS
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/SaleOfAssetsGrossAmt	0	47816
IRS990EZ/ScheduleBNotRequiredInd	0	X
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt	0	0
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt	0	0
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TaxImposedOnOrganizationMgrAmt	0	0
IRS990EZ/TaxImposedUnderIRC4911Amt	0	0
IRS990EZ/TaxImposedUnderIRC4912Amt	0	0
IRS990EZ/TaxImposedUnderIRC4955Amt	0	0
IRS990EZ/TaxReimbursedByOrganizationAmt	0	0
IRS990EZ/TotalExpensesAmt	0	47815
IRS990EZ/TotalRevenueAmt	0	69875
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/WebsiteAddressTxt	0	www.kzoo.edu
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	Update beginning and ending value for Cash, Savings, and Investments.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	Unrealized gain/loss on Investments.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	2	Organization's Primary Exempt Purpose
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	3	Other Deductions 2018
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	4	Unrealized Gains (Losses) on Invest 1101
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	Part II, Line 23-27
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	2	Part III, Organization's Primary Exempt Purpose
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	3	Form 990-EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	4	Form 990-EZ, Part I, Line 20
ReturnHeader/BuildTS	0	2017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/PersonNm	0	BRIAN T CORSON
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	Director
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	8775353910
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2017-08-23
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt	0	EMPLOYEE CONTRIBUTION VEBA TRUST KALAMAZOO
ReturnHeader/Filer/BusinessNameControlTxt	0	KALA
ReturnHeader/Filer/EIN	0	043838466
ReturnHeader/Filer/PhoneNum	0	8775353910
ReturnHeader/Filer/USAddress/AddressLine1Txt	0	8625 ANDREW CARNEGIE BLVD ATTNCORP
ReturnHeader/Filer/USAddress/CityNm	0	CHARLOTTE
ReturnHeader/Filer/USAddress/StateAbbreviationCd	0	NC
ReturnHeader/Filer/USAddress/ZIPCd	0	28262
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId	0	41520447A59A6ED36B759C5BCBD13384D8616535
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId	0	41520447A59A6ED36B759C5BCBD13384D8616535
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd	0	P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt	0	143.165.48.50
ReturnHeader/ReturnTs	0	2017-08-23T17:00:20-05:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2016-01-01
ReturnHeader/TaxPeriodEndDt	0	2016-12-31
ReturnHeader/TaxYr	0	2016

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $76,137
Liabilities: $0
Net assets: $76,137
Revenue: $69,875
Expenses: $47,815
Net income: $22,060

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.	$1.38	$0.00	$1.38	$1.02	$0.67	$0.35
2023Detailed filing. Detailed filing data is available for this year.	$1.20	$0.00	$1.20	$0.63	$0.65	$0.01
2022Detailed filing. Detailed filing data is available for this year.	$1.09	$0.00	$1.09	$0.73	$0.70	$0.03
2021Detailed filing. Detailed filing data is available for this year.	$1.30	$0.00	$1.30	$0.85	$0.78	$0.07
2020Detailed filing. Detailed filing data is available for this year.	$1.21	$0.00	$1.21	$0.96	$0.91	$0.04
2019Detailed filing. Detailed filing data is available for this year.	$1.11	$0.00	$1.11	$0.83	$0.82	$0.01
2018Detailed filing. Detailed filing data is available for this year.	$0.95	$0.00	$0.95	$0.92	$0.88	$0.04
2017Detailed filing. Detailed filing data is available for this year.	$1.04	$0.00	$1.04	$0.66	$0.47	$0.19
2016Detailed filing. Detailed filing data is available for this year.	$0.76	$0.00	$0.76	$0.70	$0.48	$0.22
2015Detailed filing. Detailed filing data is available for this year.	$0.53	$0.00	$0.53	$0.60	$0.46	$0.14
2014Detailed filing. Detailed filing data is available for this year.	$0.42	$0.00	$0.42	$0.58	$0.52	$0.05
2013Detailed filing. Detailed filing data is available for this year.	$0.38	$0.00	$0.38	$0.49	$0.44	$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.30	$0.00	$0.30	$0.50	$0.46	$0.03
2011Summary only. Only limited summary data is available for this year.	$0.24	$0.00		$0.37	$0.35	$0.02