Civic Intelligence

Opportunities Inc

990 • Fiscal year 2010 • EIN 04-3586239

Jan 01, 2010 to Dec 31, 2010 • Filed on Jun 02, 2011

25 Winooski Falls Way No 20305404-0067
Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

46th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2010 filings • 501(c)3 • <$500k nonprofits • Source year 2010

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on this filing.

Source year 2010

Net Margin

Score unavailable

No value available

Net margin requires both revenue and expenses on this filing.

Source year 2010

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2010

Asset Growth

Score unavailable

No value available

No earlier valid filing was available within the previous three public years.

Source year 2010

Revenue Growth

Score unavailable

No value available

No valid filing value is available for this score.

Assets

$37,334

No earlier filing loaded for comparison.

Net Assets

$37,334

No earlier filing loaded for comparison.

Liabilities

$0

No earlier filing loaded for comparison.

Revenue

-

No earlier filing loaded for comparison.

Expenses

$9,825

No earlier filing loaded for comparison.

Net Income

-

No earlier filing loaded for comparison.

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $37,334Liabilities 2010: $0Net Assets 2010: $37,3342010Assets 2011: $24,370Liabilities 2011: $0Net Assets 2011: $24,3702011Assets 2012: $19,459Liabilities 2012: $0Net Assets 2012: $19,4592012Assets 2013: $22,043Liabilities 2013: $0Net Assets 2013: $22,0432013Assets 2014: $19,978Liabilities 2014: $0Net Assets 2014: $19,9782014Assets 2015: $279,288Liabilities 2015: $0Net Assets 2015: $279,2882015Assets 2016: $277,513Liabilities 2016: $0Net Assets 2016: $277,5132016Assets 2017: $299,294Liabilities 2017: $0Net Assets 2017: $299,2942017Assets 2022: $729,757Liabilities 2022: $0Net Assets 2022: $729,7572022Assets 2023: $755,545Liabilities 2023: $0Net Assets 2023: $755,5452023Assets 2024: $190,504Liabilities 2024: $0Net Assets 2024: $190,5042024

Highlighted filing

2010

Assets$37,334
Liabilities$0
Net Assets$37,334

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.0M$500K$0-$500K-$1.0MExpenses 2010: $9,8252010Expenses 2011: $12,9902011Expenses 2012: $5,0222012Revenue 2013: $5,649Expenses 2013: $3,158Net Income 2013: $2,4912013Revenue 2014: $1,009Expenses 2014: $3,175Net Income 2014: -$2,1662014Revenue 2015: $262,510Expenses 2015: $3,200Net Income 2015: $259,3102015Revenue 2016: $11Expenses 2016: $1,786Net Income 2016: -$1,7752016Revenue 2017: $25,389Expenses 2017: $3,608Net Income 2017: $21,7812017Revenue 2022: $211,517Expenses 2022: $26,850Net Income 2022: $184,6672022Revenue 2023: $52,907Expenses 2023: $27,119Net Income 2023: $25,7882023Revenue 2024: $4,312Expenses 2024: $569,353Net Income 2024: -$565,0412024

Highlighted filing

2010

Revenue-
Expenses$9,825
Net Income-
Jump To
Filing Snapshot
Filing Period
Jan 1, 2010 to Dec 31, 2010
Signed
Jun 2, 2011
Return Version
2010v3.2
Gross Receipts
$11,947
Mission and Program Overview

Mission

Provide affordable capital & financial services to underserved.

Major Activities

Activity 2
Pwer path - matched savings and interest buy-downs for materially poor women building credit and needing loans.
Filing and Contact Details

Filer

EIN
04-3586239
Raw XML Appendix352 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/Activity2/Description0PWER PATH - MATCHED SAVINGS AND INTEREST BUY-DOWNS FOR MATERIALLY POOR WOMEN BUILDING CREDIT AND NEEDING LOANS.
IRS990/Activity2/Expense06494
IRS990/Activity2/Grants06494
IRS990/ActivityOrMissionDescription0PROVIDE AFFORDABLE CAPITAL & FINANCIAL SERVICES TO UNDERSERVED.
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IRS990/Form990PartVIISectionA/ReportableCompFromRelatedOrgs387400
IRS990/Form990PartVIISectionA/Title0PRESIDENT
IRS990/Form990PartVIISectionA/Title1VICE PRESIDENT
IRS990/Form990PartVIISectionA/Title2SECRETARY
IRS990/Form990PartVIISectionA/Title3TREASURER
IRS990/Form990ProvidedToGoverningBody01
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IRS990/OtherExpenses/Description1POWER IDA MATCH
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IRS990/SavingsAndTempCashInvestments/BOY030608
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IRS990ScheduleA/GiftsGrantsContribReceived170/CurrentTaxYear011910
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IRS990ScheduleO/GeneralExplanation/Explanation0FORM 900 WILL BE REVIEWED BY THE CHIEF EXECUTIVE OFFICER OF OPPORTUNITIES CREDIT UNION BEFORE IT IS FILED.
IRS990ScheduleO/GeneralExplanation/Explanation1ANY CONFLICTS OF INTEREST WOULD BE BROUGHT TO THE SUPERVISORY COMMITTEE'S ATTENTION PER POLICY.
IRS990ScheduleO/GeneralExplanation/Explanation2BYLAWS AND ARTICLES OF INCORPORATION ARE AVAILABLE ON THE STATE OF VERMONT WEB SITE. FINANCIAL STATEMENTS ARE AVAILABLE IF REQUESTED FROM THE SECRETARY OF EACH COMPANY.
IRS990ScheduleO/GeneralExplanation/Identifier0FORM 990, PART VI, SECTION B, LINE 11
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IRS990ScheduleR/Form990ScheduleRPartII/AddressUS/AddressLine1125 WINOOSKI FALLS WAY
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IRS990ScheduleR/Form990ScheduleRPartII/LegalDomicileState1VT
IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine10OPPORTUNITIES VENTURES INC
IRS990ScheduleR/Form990ScheduleRPartII/NameOfDisregardedEntity/BusinessNameLine11OPPORTUNITIES CREDIT UNION INC
IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities0PROVIDES REVOLVING LOANS TO QUALIFIED INDIVIDUALS FOR VARIOUS PURPOSES.
IRS990ScheduleR/Form990ScheduleRPartII/PrimaryActivities1PROVIDES BANKING SERVICES TO LOW-INCOME INDIVIDUALS.
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ReturnHeader/BuildTS02016-02-24 21:20:13Z
ReturnHeader/Filer/EIN0043586239
ReturnHeader/Filer/Name/BusinessNameLine10OPPORTUNITIES INC
ReturnHeader/Filer/NameControl0OPPO
ReturnHeader/Filer/Phone08028653404
ReturnHeader/Filer/USAddress/AddressLine1025 WINOOSKI FALLS WAY NO 203
ReturnHeader/Filer/USAddress/City0WINOOSKI
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ReturnHeader/Filer/USAddress/ZIPCode0054040067
ReturnHeader/Officer/AuthorizeThirdParty01
ReturnHeader/Officer/DateSigned02011-06-02
ReturnHeader/Officer/Name0CHERYL FATNASSI
ReturnHeader/Officer/Phone08028653404
ReturnHeader/Officer/Title0TREASURER
ReturnHeader/Preparer/DatePrepared02011-06-02
ReturnHeader/PreparerFirm/PreparerFirmBusinessName/BusinessNameLine10BOLLUS LYNCH LLP
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/AddressLine1089 SHREWSBURY STREET
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/City0WORCESTER
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/State0MA
ReturnHeader/PreparerFirm/PreparerFirmUSAddress/ZIPCode001604
ReturnHeader/Preparer/Name0BARBARA E KING
ReturnHeader/Preparer/Phone05087557107
ReturnHeader/ReturnType0990
ReturnHeader/TaxPeriodBeginDate02010-01-01
ReturnHeader/TaxPeriodEndDate02010-12-31
ReturnHeader/TaxYear02010
ReturnHeader/Timestamp02011-06-02T12:58:06-05:00

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