Civic Intelligence

Melanoma Education Foundation Inc.

EIN 04-3528612 • 501(c)3 • Peabody, MA

Pub. 78 Eligible

Profile

Educate high school and middle school health teachers, students, and the general public about early self detection and prevention of melanoma skin cancer.

7 Jones RoadPeabody, MA 01960

www.skincheck.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

33rd percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

35th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

92nd percentile

57%

Higher net margin than 92% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

56th percentile

$7,500

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 9.5% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Asset Growth

52nd percentile

3.9%

Faster asset growth than 52% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

25th percentile

-11%

Faster revenue growth than 25% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Up

$734,594

Up $27,244 (+3.9%) from 2024

Liabilities

Flat

$0

Flat from 2024

Net Assets

Up

$734,594

Up $27,244 (+3.9%) from 2024

Operations
Liabilities / Revenue35th percentileNet Margin92nd percentile

Revenue

Down

$79,363

Down $9,365 (-11%) from 2024

Expenses

Up

$33,805

Up $1,355 (+4.2%) from 2024

Net Income

Down

$45,558

Down $10,720 (-19%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth52nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2012: $374,751Liabilities 2012: $0Net Assets 2012: $374,7512012Assets 2013: $379,445Liabilities 2013: $0Net Assets 2013: $379,4452013Assets 2014: $425,773Liabilities 2014: $2,539Net Assets 2014: $423,2342014Assets 2015: $475,481Liabilities 2015: $0Net Assets 2015: $475,4812015Assets 2016: $485,580Liabilities 2016: $0Net Assets 2016: $485,5802016Assets 2017: $506,849Liabilities 2017: $0Net Assets 2017: $506,8492017Assets 2018: $483,213Liabilities 2018: $0Net Assets 2018: $483,2132018Assets 2019: $461,080Liabilities 2019: $0Net Assets 2019: $461,0802019Assets 2020: $476,868Liabilities 2020: $0Net Assets 2020: $476,8682020Assets 2021: $548,592Liabilities 2021: $0Net Assets 2021: $548,5922021Assets 2022: $586,266Liabilities 2022: $0Net Assets 2022: $586,2662022Assets 2023: $630,356Liabilities 2023: $0Net Assets 2023: $630,3562023Assets 2024: $707,350Liabilities 2024: $0Net Assets 2024: $707,3502024Assets 2025: $734,594Liabilities 2025: $0Net Assets 2025: $734,5942025

Highlighted filing

2025

Assets$734,594
Liabilities$0
Net Assets$734,594
Open 2025 Filing

Operations Trend

Revenue Growth25th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2012: $153,731Expenses 2012: $111,380Net Income 2012: $42,3512012Revenue 2013: $132,578Expenses 2013: $127,884Net Income 2013: $4,6942013Revenue 2014: $150,347Expenses 2014: $106,558Net Income 2014: $43,7892014Revenue 2015: $160,802Expenses 2015: $111,095Net Income 2015: $49,7072015Revenue 2016: $132,745Expenses 2016: $122,646Net Income 2016: $10,0992016Revenue 2017: $103,205Expenses 2017: $81,936Net Income 2017: $21,2692017Revenue 2018: $76,815Expenses 2018: $100,452Net Income 2018: -$23,6372018Revenue 2019: $118,909Expenses 2019: $141,041Net Income 2019: -$22,1322019Revenue 2020: $44,335Expenses 2020: $28,547Net Income 2020: $15,7882020Revenue 2021: $88,078Expenses 2021: $18,545Net Income 2021: $69,5332021Revenue 2022: $79,960Expenses 2022: $27,890Net Income 2022: $52,0702022Revenue 2023: $67,299Expenses 2023: $15,544Net Income 2023: $51,7552023Revenue 2024: $88,728Expenses 2024: $32,450Net Income 2024: $56,2782024Revenue 2025: $79,363Expenses 2025: $33,805Net Income 2025: $45,5582025

Highlighted filing

2025

Revenue$79,363
Expenses$33,805
Net Income$45,558
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$734,594
Liabilities
$0
Net assets
$734,594
Revenue
$79,363
Expenses
$33,805
Net income
$45,558
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$7.35$0.00$7.35$0.79$0.34$0.46
2024Detailed filing. Detailed filing data is available for this year.$7.07$0.00$7.07$0.89$0.32$0.56
2023Detailed filing. Detailed filing data is available for this year.$6.30$0.00$6.30$0.67$0.16$0.52
2022Detailed filing. Detailed filing data is available for this year.$5.86$0.00$5.86$0.80$0.28$0.52
2021Detailed filing. Detailed filing data is available for this year.$5.49$0.00$5.49$0.88$0.19$0.70
2020Detailed filing. Detailed filing data is available for this year.$4.77$0.00$4.77$0.44$0.29$0.16
2019Summary only. Only limited summary data is available for this year.$4.61$0.00$4.61$1.19$1.41$0.22
2018Summary only. Only limited summary data is available for this year.$4.83$0.00$4.83$0.77$1.00$0.24
2017Summary only. Only limited summary data is available for this year.$5.07$0.00$5.07$1.03$0.82$0.21
2016Summary only. Only limited summary data is available for this year.$4.86$0.00$4.86$1.33$1.23$0.10
2015Summary only. Only limited summary data is available for this year.$4.75$0.00$4.75$1.61$1.11$0.50
2014Summary only. Only limited summary data is available for this year.$4.26$0.03$4.23$1.50$1.07$0.44
2013Summary only. Only limited summary data is available for this year.$3.79$0.00$3.79$1.33$1.28$0.05
2012Summary only. Only limited summary data is available for this year.$3.75$0.00$3.75$1.54$1.11$0.42
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Aug 1, 2024 to Jul 31, 2025
Signed
Nov 30, 2025
Return Version
2024v5.0
Gross Receipts
$94,647
Mission and Program Overview

Mission

Educate high school and middle school health teachers, students, and the general public about early self detection and prevention of melanoma skin cancer.

Education of high school and middle school health teachers, students, and the general public about early self-detection and prevention of melanoma skin cancer. Online Presentations to Rotary Clubs.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cap Stk Tr Prin Current Funds$707,350$734,594▲ $27,244
Investments in Publicly Traded Securities$438,695$442,630▲ $3,935
Savings and Temporary Cash Investments$268,655$291,964▲ $23,309
Cash and Non-Interest-Bearing Accounts$0$0→ $0
Accounts Receivable$0$0→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0$0→ $0
Investments Program Related$0$0→ $0
Land, Buildings, and Equipment, Net$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Prepaid Expenses and Deferred Charges$0$0→ $0
Total Assets$707,350$734,594▲ $27,244
Other Assets Total$0$0→ $0
Liabilities
Accounts Payable and Accrued Expenses$0$0→ $0
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0--
Deferred Revenue$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$0$0→ $0
Net Assets / Fund Balance
Total Net Assets Fund Balance$707,350$734,594▲ $27,244
Total Liabilities and Net Assets / Fund Balance$707,350$734,594▲ $27,244
Compensation and Service Providers
Top Officer Pay56th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Stephen FinePresidentFT$7,500$7,500

Board Members and Trustees

NameTitle
Leslie BrodyDirector
Gail FineDirector and Secretary
Revenue and Support

Revenue Composition

Contributions and Grants
$35,302
Program Service Revenue
$0
Investment Income
$26,609
Other Revenue
$17,452
All Other Contributions
$2,280
Change in Net Assets
$45,558
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$26,305
Salaries, Compensation, and Employee Benefits$7,500
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$7,500$0$0$7,500
Other Expenses$5,726$0-$5,726
Information Technology$2,370$0$0$2,370
Office Expenses$1,279-$0$1,279
Conferences and Meetings$1,191$0$0$1,191
Total Functional Expenses$33,805$0$0$33,805
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$32,736
Fundraising Direct Expenses$15,284
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
New York City Marathon$32,736$32,736$15,284$17,452
Total Events$32,736$32,736$15,284$17,452
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

“Stephen Fine President is the husband of Gail Fine Secretary”

Form 990, Part VI, Section A, Line 8B

“There are no committees.”

Form 990, Part VI, Section B, Line 11B

“Copies of the form are provided to each Board member with instructions to inform the president of any errors corrections and additions prior to filing.”

Form 990, Part VI, Section B, Line 12A

“At annual meeting of all directors each director verified they had no conflicts of interest.”

Form 990, Part VI, Section C, Line 18

“Our Forms 990 are listed in GuideStar”

Form 990, Part VI, Section C, Line 19

“Digital copies of the return are available by request and will also be available Charity Navigator website.”

Filing and Contact Details

Filer

Filer Name
Melanoma Education Foundation Inc
EIN
04-3528612
Phone
9785353080
Address
7 Jones Road, Peabody, MA 01960

Signing Officer

Name
Stephen Fine
Title
President
Phone
9785353080
Signed
2025-11-30

Organization Details

Principal Officer
Stephen Fine
Formed
2000
Legal Domicile
Ma
Voting Board Members
3
Independent Board Members
2
Employees
0
Volunteers
5
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2

“Zoom presentations on early self-detection and prevention to hundreds of U.S. and Canadian Rotary Clubs.”

Form 990, Part IX, Line 24E

“Unresolved expenses”

Raw XML AppendixShowing 400 of 579 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt017452
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IRS990/NoncashContributionsAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt00
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IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt01279
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IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrgDoesNotFollowFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt00
IRS990/OtherAssetsTotalGrp/EOYAmt00
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IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
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IRS990/OtherEmployeeBenefitsGrp/TotalAmt00
IRS990/OtherExpensesGrp/Desc0Credit card and filing fees
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IRS990/OtherExpensesGrp/Desc2Unresolved expenses
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ProgramServicesAmt0455
IRS990/OtherExpensesGrp/ProgramServicesAmt115284
IRS990/OtherExpensesGrp/ProgramServicesAmt25726
IRS990/OtherExpensesGrp/TotalAmt0455
IRS990/OtherExpensesGrp/TotalAmt115284
IRS990/OtherExpensesGrp/TotalAmt25726
IRS990/OtherInd0X
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IRS990/OtherRevenueTotalAmt00
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt00
IRS990/OtherSalariesAndWagesGrp/TotalAmt00
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt00
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt00
IRS990/PartialLiquidationInd00
IRS990/PaymentsToAffiliatesGrp/FundraisingAmt00
IRS990/PaymentsToAffiliatesGrp/ManagementAndGeneralAmt00
IRS990/PaymentsToAffiliatesGrp/ProgramServicesAmt00
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
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IRS990/PdInCapSrplsLandBldgEqpFundGrp/EOYAmt00
IRS990/PensionPlanContributionsGrp/FundraisingAmt00
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IRS990/PledgesAndGrantsReceivableGrp/BOYAmt00
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
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IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt00
IRS990/PrincipalOfficerNm0Stephen Fine
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IRS990/ProfessionalFundraisingInd00
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IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt020850
IRS990/ProgSrvcAccomActy2Grp/GrantAmt00
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IRS990/PYBenefitsPaidToMembersAmt00
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IRS990/PYGrantsAndSimilarPaidAmt00
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IRS990/PYOtherExpensesAmt025450
IRS990/PYOtherRevenueAmt019745
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IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt00
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IRS990ScheduleA/InvestmentIncomeCYPct00.39114

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