Liabilities / Assets
98th percentile
Higher debt load relative to assets than 98% of similar nonprofits.
EIN 04-3418214 • 501(c)3 • Neptune, NJ
Profile
To provide clients debt management assistance as well as educational and counseling services, which promote the responsible use of consumer credit and personal finances.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
98th percentile
Higher debt load relative to assets than 98% of similar nonprofits.
Liabilities / Revenue
96th percentile
Higher debt load relative to revenue than 96% of similar nonprofits.
Net Margin
59th percentile
Higher net margin than 59% of similar nonprofits.
Top Officer Pay
79th percentile
Higher top officer pay than 79% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
96th percentile
Faster asset growth than 96% of similar nonprofits.
Revenue Growth
63rd percentile
Faster revenue growth than 63% of similar nonprofits.
Assets
Up$19,319
Up $14,889 (+336%) from 2024
Liabilities
Up$109,648
Up $5,877 (+5.7%) from 2024
Net Assets
Up-$90,329
Up $9,012 (+9.1%) from 2024
Revenue
Up$65,654
Up $7,083 (+12%) from 2024
Expenses
Down$56,642
Down $4,404 (-7.2%) from 2024
Net Income
Up$9,012
Up $11,487 (+464%) from 2024
Most recent year
2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.
To provide clients debt management assistance as well as educational and counseling services, which promote the responsible use of consumer credit and personal finances.
| Line | Beginning | End | Change |
|---|---|---|---|
| Assets | |||
| Pledges and Grants Receivable | $1,250 | $16,300 | ▲ $15,050 |
| Prepaid Expenses and Deferred Charges | $840 | $840 | → $0 |
| Cash and Non-Interest-Bearing Accounts | $916 | $680 | ▼ $236 |
| Accounts Receivable | $374 | $449 | ▲ $75 |
| Total Assets | $4,430 | $19,319 | ▲ $14,889 |
| Other Assets Total | $1,050 | $1,050 | → $0 |
| Liabilities | |||
| Other Liabilities | $47,046 | $52,867 | ▲ $5,821 |
| Unsecured Notes Loans Payable | $40,900 | $40,900 | → $0 |
| Accounts Payable and Accrued Expenses | $15,825 | $15,881 | ▲ $56 |
| Total Liabilities | $103,771 | $109,648 | ▲ $5,877 |
| Net Assets / Fund Balance | |||
| Net Assets Without Donor Restrictions | $-99,341 | $-90,329 | ▲ $9,012 |
| Total Net Assets Fund Balance | $-99,341 | $-90,329 | ▲ $9,012 |
| Total Liabilities and Net Assets / Fund Balance | $4,430 | $19,319 | ▲ $14,889 |
| Asset | Book Value | Depreciation | Basis |
|---|---|---|---|
| Other Assets Org | $1,050 | - | - |
| Name | Title |
|---|---|
| Charles Capobianco | President |
| Lisa Jamison | Trustee |
| Samuel Zurich | Trustee |
| Line Item | Amount |
|---|---|
| Other Expenses | $35,579 |
| Salaries, Compensation, and Employee Benefits | $21,063 |
| Grants and Similar Amounts Paid | $0 |
| Professional Fundraising Fees | $0 |
| Total Fundraising Expense | $0 |
| Line Item | Program | Management | Fundraising | Total |
|---|---|---|---|---|
| Other Salaries and Wages | $17,020 | $1,380 | - | $18,400 |
| Occupancy | $10,650 | $1,880 | - | $12,530 |
| Payroll Taxes | $2,264 | $399 | - | $2,663 |
| Fees for Services Accounting | - | $2,400 | - | $2,400 |
| Office Expenses | $1,851 | $327 | - | $2,178 |
| Insurance | $1,521 | $268 | - | $1,789 |
| Interest | $1,502 | $265 | - | $1,767 |
| Other Expenses | $1,460 | $258 | - | $1,718 |
| All Other Expenses | $401 | $14 | - | $415 |
| Total Functional Expenses | $48,589 | $8,053 | $0 | $56,642 |
| Line Item | Amount |
|---|---|
| Professional Fundraising Fees | $0 |
| Liability | Amount |
|---|---|
| Eidl Loan Payable | $49,322 |
| Accrued Expense | $3,045 |
| Client Trust Fund Payable | $500 |
“No review was or will be conducted.”
“All employees must complete confidentiality and conflict of interest agreements which are monitored by human resources and reviewed by in-house counsel.”
“Independent board members review and approve compensation of any executive(s).”
“Independent board members review and approve compensation of any key employee(s).”
“No documents available to the public”
“To provide clients and the general public guidance in regard to consumer credit and personal finances through educational programs, assistance in creating and carrying out debt management plans, credit counseling, and public seminars and workshops. In fiscal year 2024/2025, the organization educated approximately 1,250 individuals through financial education seminars and programs including the fdic money smart program and debt guard financial literacy programs, as well as personal financial literacy materials designed by the organization. During the year, the organization's credit counselors conducted approximately 575 counseling sessions, serviced approximately 90 debt management plans for new clients, and 180 for existing clients respectively, and had approximately 12 clients successfully complete their debt management plans.”
“For the fiscal year ended march 31, 2025, the organization incurred interest expense of 1,767 on the eidl loan payable.”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990/AccountantCompileOrReviewInd | 0 | false |
| IRS990/AccountsPayableAccrExpnssGrp/BOYAmt | 0 | 15825 |
| IRS990/AccountsPayableAccrExpnssGrp/EOYAmt | 0 | 15881 |
| IRS990/AccountsReceivableGrp/BOYAmt | 0 | 374 |
| IRS990/AccountsReceivableGrp/EOYAmt | 0 | 449 |
| IRS990/ActivitiesConductedPrtshpInd | 0 | false |
| IRS990/ActivityOrMissionDesc | 0 | TO PROVIDE CLIENTS DEBT MANAGEMENT ASSISTANCE AS WELL AS EDUCATIONAL AND COUNSELING SERVICES, WHICH PROMOTE THE RESPONSIBLE USE OF CONSUMER CREDIT AND PERSONAL FINANCES. |
| IRS990/AllOtherContributionsAmt | 0 | 31949 |
| IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt | 0 | 14 |
| IRS990/AllOtherExpensesGrp/ProgramServicesAmt | 0 | 401 |
| IRS990/AllOtherExpensesGrp/TotalAmt | 0 | 415 |
| IRS990/AnnualDisclosureCoveredPrsnInd | 0 | true |
| IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt | 0 | COMMUNITY CREDIT COUNSELING CORP |
| IRS990/BooksInCareOfDetail/PhoneNum | 0 | 8002209654 |
| IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 3455 STATE ROUTE 66 |
| IRS990/BooksInCareOfDetail/USAddress/CityNm | 0 | NEPTUNE |
| IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | NJ |
| IRS990/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 07753 |
| IRS990/BusinessRlnWith35CtrlEntInd | 0 | false |
| IRS990/BusinessRlnWithFamMemInd | 0 | false |
| IRS990/BusinessRlnWithOrgMemInd | 0 | false |
| IRS990/CashNonInterestBearingGrp/BOYAmt | 0 | 916 |
| IRS990/CashNonInterestBearingGrp/EOYAmt | 0 | 680 |
| IRS990/ChangeToOrgDocumentsInd | 0 | false |
| IRS990/CollectionsOfArtInd | 0 | false |
| IRS990/CompensationFromOtherSrcsInd | 0 | false |
| IRS990/CompensationProcessCEOInd | 0 | true |
| IRS990/CompensationProcessOtherInd | 0 | true |
| IRS990/ConflictOfInterestPolicyInd | 0 | true |
| IRS990/ConservationEasementsInd | 0 | false |
| IRS990/ConsolidatedAuditFinclStmtInd | 0 | false |
| IRS990/CreditCounselingInd | 0 | true |
| IRS990/CYBenefitsPaidToMembersAmt | 0 | 0 |
| IRS990/CYContributionsGrantsAmt | 0 | 31949 |
| IRS990/CYGrantsAndSimilarPaidAmt | 0 | 0 |
| IRS990/CYInvestmentIncomeAmt | 0 | 0 |
| IRS990/CYOtherExpensesAmt | 0 | 35579 |
| IRS990/CYOtherRevenueAmt | 0 | 0 |
| IRS990/CYProgramServiceRevenueAmt | 0 | 33705 |
| IRS990/CYRevenuesLessExpensesAmt | 0 | 9012 |
| IRS990/CYSalariesCompEmpBnftPaidAmt | 0 | 21063 |
| IRS990/CYTotalExpensesAmt | 0 | 56642 |
| IRS990/CYTotalFundraisingExpenseAmt | 0 | 0 |
| IRS990/CYTotalProfFndrsngExpnsAmt | 0 | 0 |
| IRS990/CYTotalRevenueAmt | 0 | 65654 |
| IRS990/DecisionsSubjectToApprovaInd | 0 | false |
| IRS990/DeductibleArtContributionInd | 0 | false |
| IRS990/DeductibleNonCashContriInd | 0 | false |
| IRS990/DelegationOfMgmtDutiesInd | 0 | false |
| IRS990/Desc | 0 | TO PROVIDE CLIENTS AND THE GENERAL PUBLIC GUIDANCE IN REGARD TO CONSUMER CREDIT AND PERSONAL FINANCES THROUGH EDUCATIONAL PROGRAMS, ASSISTANCE IN CREATING AND CARRYING OUT DEBT MANAGEMENT PLANS, CREDIT COUNSELING, AND PUBLIC SEMINARS AND WORKSHOPS. IN FISCAL YEAR 2024/2025, THE ORGANIZATION EDUCATED APPROXIMATELY 1,250 INDIVIDUALS THROUGH FINANCIAL EDUCATION SEMINARS AND PROGRAMS INCLUDING THE FDIC MONEY SMART PROGRAM AND DEBT GUARD FINANCIAL LITERACY PROGRAMS, AS WELL AS PERSONAL FINANCIAL LITERACY MATERIALS DESIGNED BY THE ORGANIZATION. DURING THE YEAR, THE ORGANIZATION'S CREDIT COUNSELORS CONDUCTED APPROXIMATELY 575 COUNSELING SESSIONS, SERVICED APPROXIMATELY 90 DEBT MANAGEMENT PLANS FOR NEW CLIENTS, AND 180 FOR EXISTING CLIENTS RESPECTIVELY, AND HAD APPROXIMATELY 12 CLIENTS SUCCESSFULLY COMPLETE THEIR DEBT MANAGEMENT PLANS. |
| IRS990/DescribedInSection501c3Ind | 0 | true |
| IRS990/DisregardedEntityInd | 0 | false |
| IRS990/DocumentRetentionPolicyInd | 0 | true |
| IRS990/DonorAdvisedFundInd | 0 | false |
| IRS990/DonorRstrOrQuasiEndowmentsInd | 0 | false |
| IRS990/ElectionOfBoardMembersInd | 0 | false |
| IRS990/EmployeeCnt | 0 | 2 |
| IRS990/EmploymentTaxReturnsFiledInd | 0 | true |
| IRS990/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990/ExpenseAmt | 0 | 46637 |
| IRS990/FamilyOrBusinessRlnInd | 0 | false |
| IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt | 0 | 2400 |
| IRS990/FeesForServicesAccountingGrp/TotalAmt | 0 | 2400 |
| IRS990/ForeignActivitiesInd | 0 | false |
| IRS990/ForeignFinancialAccountInd | 0 | false |
| IRS990/ForeignOfficeInd | 0 | false |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 1 | X |
| IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd | 2 | X |
| IRS990/Form990PartVIISectionAGrp/OfficerInd | 0 | X |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 0 | CHARLES CAPOBIANCO |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 1 | SAMUEL ZURICH |
| IRS990/Form990PartVIISectionAGrp/PersonNm | 2 | LISA JAMISON |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 0 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 1 | 0 |
| IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt | 2 | 0 |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 0 | PRESIDENT |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 1 | TRUSTEE |
| IRS990/Form990PartVIISectionAGrp/TitleTxt | 2 | TRUSTEE |
| IRS990/Form990ProvidedToGvrnBodyInd | 0 | false |
| IRS990/FormationYr | 0 | 1998 |
| IRS990/FormerOfcrEmployeesListedInd | 0 | false |
| IRS990/FSAuditedInd | 0 | false |
| IRS990/FundraisingActivitiesInd | 0 | false |
| IRS990/GamingActivitiesInd | 0 | false |
| IRS990/GoverningBodyVotingMembersCnt | 0 | 3 |
| IRS990/GrantsToIndividualsInd | 0 | false |
| IRS990/GrantsToOrganizationsInd | 0 | false |
| IRS990/GrantToRelatedPersonInd | 0 | false |
| IRS990/GrossReceiptsAmt | 0 | 65654 |
| IRS990/GroupReturnForAffiliatesInd | 0 | false |
| IRS990/IncludeFIN48FootnoteInd | 0 | false |
| IRS990/IndependentAuditFinclStmtInd | 0 | false |
| IRS990/IndependentVotingMemberCnt | 0 | 3 |
| IRS990/IndoorTanningServicesInd | 0 | false |
| IRS990/InfoInScheduleOPartIIIInd | 0 | X |
| IRS990/InfoInScheduleOPartVIInd | 0 | X |
| IRS990/InsuranceGrp/ManagementAndGeneralAmt | 0 | 268 |
| IRS990/InsuranceGrp/ProgramServicesAmt | 0 | 1521 |
| IRS990/InsuranceGrp/TotalAmt | 0 | 1789 |
| IRS990/InterestGrp/ManagementAndGeneralAmt | 0 | 265 |
| IRS990/InterestGrp/ProgramServicesAmt | 0 | 1502 |
| IRS990/InterestGrp/TotalAmt | 0 | 1767 |
| IRS990/InvestmentInJointVentureInd | 0 | false |
| IRS990/IRPDocumentCnt | 0 | 0 |
| IRS990/IRPDocumentW2GCnt | 0 | 0 |
| IRS990/LegalDomicileStateCd | 0 | MA |
| IRS990/LoanOutstandingInd | 0 | false |
| IRS990/LobbyingActivitiesInd | 0 | false |
| IRS990/LocalChaptersInd | 0 | false |
| IRS990/MaterialDiversionOrMisuseInd | 0 | false |
| IRS990/MembersOrStockholdersInd | 0 | false |
| IRS990/MethodOfAccountingAccrualInd | 0 | X |
| IRS990/MinutesOfCommitteesInd | 0 | true |
| IRS990/MinutesOfGoverningBodyInd | 0 | true |
| IRS990/MissionDesc | 0 | TO PROVIDE CLIENTS DEBT MANAGEMENT ASSISTANCE AS WELL AS EDUCATIONAL AND COUNSELING SERVICES, WHICH PROMOTE THE RESPONSIBLE USE OF CONSUMER CREDIT AND PERSONAL FINANCES. |
| IRS990/MoreThan5000KToIndividualsInd | 0 | false |
| IRS990/MoreThan5000KToOrgInd | 0 | false |
| IRS990/NetAssetsOrFundBalancesBOYAmt | 0 | -99341 |
| IRS990/NetAssetsOrFundBalancesEOYAmt | 0 | -90329 |
| IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt | 0 | -99341 |
| IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt | 0 | -90329 |
| IRS990/NoListedPersonsCompensatedInd | 0 | X |
| IRS990/NondeductibleContributionsInd | 0 | false |
| IRS990/OccupancyGrp/ManagementAndGeneralAmt | 0 | 1880 |
| IRS990/OccupancyGrp/ProgramServicesAmt | 0 | 10650 |
| IRS990/OccupancyGrp/TotalAmt | 0 | 12530 |
| IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt | 0 | 327 |
| IRS990/OfficeExpensesGrp/ProgramServicesAmt | 0 | 1851 |
| IRS990/OfficeExpensesGrp/TotalAmt | 0 | 2178 |
| IRS990/OfficerMailingAddressInd | 0 | false |
| IRS990/OperateHospitalInd | 0 | false |
| IRS990/Organization501c3Ind | 0 | X |
| IRS990/OrganizationFollowsFASB117Ind | 0 | X |
| IRS990/OtherAssetsTotalGrp/BOYAmt | 0 | 1050 |
| IRS990/OtherAssetsTotalGrp/EOYAmt | 0 | 1050 |
| IRS990/OtherExpensesGrp/Desc | 0 | COMPUTER EXPENSE |
| IRS990/OtherExpensesGrp/Desc | 1 | BANK CHARGES |
| IRS990/OtherExpensesGrp/Desc | 2 | ACCREDITATION SERVICES |
| IRS990/OtherExpensesGrp/Desc | 3 | TELEPHONE EXPENSE |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 0 | 862 |
| IRS990/OtherExpensesGrp/ManagementAndGeneralAmt | 1 | 258 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 0 | 4884 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 1 | 4432 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 2 | 2604 |
| IRS990/OtherExpensesGrp/ProgramServicesAmt | 3 | 1460 |
| IRS990/OtherExpensesGrp/TotalAmt | 0 | 5746 |
| IRS990/OtherExpensesGrp/TotalAmt | 1 | 4432 |
| IRS990/OtherExpensesGrp/TotalAmt | 2 | 2604 |
| IRS990/OtherExpensesGrp/TotalAmt | 3 | 1718 |
| IRS990/OtherLiabilitiesGrp/BOYAmt | 0 | 47046 |
| IRS990/OtherLiabilitiesGrp/EOYAmt | 0 | 52867 |
| IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt | 0 | 1380 |
| IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt | 0 | 17020 |
| IRS990/OtherSalariesAndWagesGrp/TotalAmt | 0 | 18400 |
| IRS990/OtherWebsiteInd | 0 | X |
| IRS990/PartialLiquidationInd | 0 | false |
| IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt | 0 | 399 |
| IRS990/PayrollTaxesGrp/ProgramServicesAmt | 0 | 2264 |
| IRS990/PayrollTaxesGrp/TotalAmt | 0 | 2663 |
| IRS990/PledgesAndGrantsReceivableGrp/BOYAmt | 0 | 1250 |
| IRS990/PledgesAndGrantsReceivableGrp/EOYAmt | 0 | 16300 |
| IRS990/PoliticalCampaignActyInd | 0 | false |
| IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt | 0 | 840 |
| IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt | 0 | 840 |
| IRS990/PrincipalOfficerNm | 0 | CHARLES CAPOBIANCO |
| IRS990/ProfessionalFundraisingInd | 0 | false |
| IRS990/ProgramServiceRevenueGrp/Desc | 0 | CREDIT COUNSEL SERVICE FEES |
| IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 33705 |
| IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt | 0 | 33705 |
| IRS990/ProgSrvcAccomActyOtherGrp/Desc | 0 | FOR THE FISCAL YEAR ENDED MARCH 31, 2025, THE ORGANIZATION INCURRED INTEREST EXPENSE OF 1,767 ON THE EIDL LOAN PAYABLE. |
| IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt | 0 | 1952 |
| IRS990/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990/PYContributionsGrantsAmt | 0 | 20884 |
| IRS990/PYExcessBenefitTransInd | 0 | false |
| IRS990/PYOtherExpensesAmt | 0 | 48538 |
| IRS990/PYProgramServiceRevenueAmt | 0 | 37687 |
| IRS990/PYRevenuesLessExpensesAmt | 0 | -2475 |
| IRS990/PYSalariesCompEmpBnftPaidAmt | 0 | 12508 |
| IRS990/PYTotalExpensesAmt | 0 | 61046 |
| IRS990/PYTotalRevenueAmt | 0 | 58571 |
| IRS990/ReconcilationRevenueExpnssAmt | 0 | 9012 |
| IRS990/RegularMonitoringEnfrcInd | 0 | true |
| IRS990/RelatedEntityInd | 0 | false |
| IRS990/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990/ReportInvestmentsOtherSecInd | 0 | false |
| IRS990/ReportLandBuildingEquipmentInd | 0 | false |
| IRS990/ReportOtherAssetsInd | 0 | true |
| IRS990/ReportOtherLiabilitiesInd | 0 | true |
| IRS990/ReportProgramRelatedInvstInd | 0 | false |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 31949 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 20884 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 19330 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 20815 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 34977 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 127955 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 33705 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 37687 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 34792 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 38842 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 43576 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 188602 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00000 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.00000 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 1.00000 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 316557 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 65654 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 58571 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 54122 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 59657 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 78553 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 316557 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 65654 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 58571 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 54122 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 59657 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 78553 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 316557 |
| IRS990/ScheduleBRequiredInd | 0 | false |
| IRS990ScheduleD/AgentTrusteeEtcInd | 0 | false |
| IRS990ScheduleD/InclEscrowCustodialAcctLiabInd | 0 | false |
| IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt | 0 | 1050 |
| IRS990ScheduleD/OtherAssetsOrgGrp/Desc | 0 | SECURITY DEPOSITS |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 0 | 49322 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 1 | 3045 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt | 2 | 500 |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 0 | EIDL LOAN PAYABLE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 1 | ACCRUED EXPENSE |
| IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc | 2 | CLIENT TRUST FUND PAYABLE |
| IRS990ScheduleD/TotalBookValueOtherAssetsAmt | 0 | 1050 |
| IRS990ScheduleD/TotalLiabilityAmt | 0 | 52867 |
| IRS990/ScheduleJRequiredInd | 0 | false |
| IRS990/ScheduleORequiredInd | 0 | false |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | TO PROVIDE CLIENTS AND THE GENERAL PUBLIC GUIDANCE IN REGARD TO CONSUMER CREDIT AND PERSONAL FINANCES THROUGH EDUCATIONAL PROGRAMS, ASSISTANCE IN CREATING AND CARRYING OUT DEBT MANAGEMENT PLANS, CREDIT COUNSELING, AND PUBLIC SEMINARS AND WORKSHOPS. IN FISCAL YEAR 2024/2025, THE ORGANIZATION EDUCATED APPROXIMATELY 1,250 INDIVIDUALS THROUGH FINANCIAL EDUCATION SEMINARS AND PROGRAMS INCLUDING THE FDIC MONEY SMART PROGRAM AND DEBT GUARD FINANCIAL LITERACY PROGRAMS, AS WELL AS PERSONAL FINANCIAL LITERACY MATERIALS DESIGNED BY THE ORGANIZATION. DURING THE YEAR, THE ORGANIZATION'S CREDIT COUNSELORS CONDUCTED APPROXIMATELY 575 COUNSELING SESSIONS, SERVICED APPROXIMATELY 90 DEBT MANAGEMENT PLANS FOR NEW CLIENTS, AND 180 FOR EXISTING CLIENTS RESPECTIVELY, AND HAD APPROXIMATELY 12 CLIENTS SUCCESSFULLY COMPLETE THEIR DEBT MANAGEMENT PLANS. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | FOR THE FISCAL YEAR ENDED MARCH 31, 2025, THE ORGANIZATION INCURRED INTEREST EXPENSE OF 1,767 ON THE EIDL LOAN PAYABLE. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | NO REVIEW WAS OR WILL BE CONDUCTED. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | ALL EMPLOYEES MUST COMPLETE CONFIDENTIALITY AND CONFLICT OF INTEREST AGREEMENTS WHICH ARE MONITORED BY HUMAN RESOURCES AND REVIEWED BY IN-HOUSE COUNSEL. |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | INDEPENDENT BOARD MEMBERS REVIEW AND APPROVE COMPENSATION OF ANY EXECUTIVE(S). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | INDEPENDENT BOARD MEMBERS REVIEW AND APPROVE COMPENSATION OF ANY KEY EMPLOYEE(S). |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | NO DOCUMENTS AVAILABLE TO THE PUBLIC |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | FORM 990, PAGE 2, PART III, LINE 4A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | FORM 990, PAGE 2, PART III, LINE 4D |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | FORM 990, PAGE 6, PART VI, LINE 11B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | FORM 990, PAGE 6, PART VI, LINE 12C |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | FORM 990, PAGE 6, PART VI, LINE 15A |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | FORM 990, PAGE 6, PART VI, LINE 15B |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | FORM 990, PAGE 6, PART VI, LINE 19 |
| IRS990/SchoolOperatingInd | 0 | false |
| IRS990/SignificantChangeInd | 0 | false |
| IRS990/SignificantNewProgramSrvcInd | 0 | false |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 0 | MA |
| IRS990/StatesWhereCopyOfReturnIsFldCd | 1 | NJ |
| IRS990/SubjectToExcsTaxNetInvstIncInd | 0 | false |
| IRS990/SubjectToProxyTaxInd | 0 | false |
| IRS990/SubjToTaxRmnrtnExPrchtPymtInd | 0 | false |
| IRS990/TaxablePartyNotificationInd | 0 | false |
| IRS990/TaxExemptBondsInd | 0 | false |
| IRS990/TerminateOperationsInd | 0 | false |
| IRS990/TotalAssetsBOYAmt | 0 | 4430 |
| IRS990/TotalAssetsEOYAmt | 0 | 19319 |
| IRS990/TotalAssetsGrp/BOYAmt | 0 | 4430 |
| IRS990/TotalAssetsGrp/EOYAmt | 0 | 19319 |
| IRS990/TotalCompGreaterThan150KInd | 0 | false |
| IRS990/TotalContributionsAmt | 0 | 31949 |
| IRS990/TotalEmployeeCnt | 0 | 2 |
| IRS990/TotalFunctionalExpensesGrp/FundraisingAmt | 0 | 0 |
| IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt | 0 | 8053 |
| IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt | 0 | 48589 |
| IRS990/TotalFunctionalExpensesGrp/TotalAmt | 0 | 56642 |
| IRS990/TotalGrossUBIAmt | 0 | 0 |
| IRS990/TotalLiabilitiesBOYAmt | 0 | 103771 |
| IRS990/TotalLiabilitiesEOYAmt | 0 | 109648 |
| IRS990/TotalLiabilitiesGrp/BOYAmt | 0 | 103771 |
| IRS990/TotalLiabilitiesGrp/EOYAmt | 0 | 109648 |
| IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt | 0 | -99341 |
| IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt | 0 | -90329 |
| IRS990/TotalOtherProgSrvcExpenseAmt | 0 | 1952 |
| IRS990/TotalProgramServiceExpensesAmt | 0 | 48589 |
| IRS990/TotalProgramServiceRevenueAmt | 0 | 33705 |
| IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt | 0 | 33705 |
| IRS990/TotalRevenueGrp/TotalRevenueColumnAmt | 0 | 65654 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt | 0 | 4430 |
| IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt | 0 | 19319 |
| IRS990/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990/TypeOfOrganizationCorpInd | 0 | X |
| IRS990/UnrelatedBusIncmOverLimitInd | 0 | false |
| IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt | 0 | 40900 |
| IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt | 0 | 40900 |
| IRS990/UponRequestInd | 0 | X |
| IRS990/USAddress/AddressLine1Txt | 0 | 533 5TH STREET |
| IRS990/USAddress/CityNm | 0 | EAST NORTHPORT |
| IRS990/USAddress/StateAbbreviationCd | 0 | NY |
| IRS990/USAddress/ZIPCd | 0 | 11731 |
| IRS990/VotingMembersGoverningBodyCnt | 0 | 3 |
| IRS990/VotingMembersIndependentCnt | 0 | 3 |
| IRS990/WebsiteAddressTxt | 0 | WWW.COMMCREDIT.ORG |
| IRS990/WhistleblowerPolicyInd | 0 | true |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | CHARLES CAPOBIANCO |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | PRESIDENT |
| ReturnHeader/BusinessOfficerGrp/PhoneNum | 0 | 8006634416 |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-07-31 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | COMMUNITY CREDIT COUNSELING |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | CORPORATION |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | COMM |
| ReturnHeader/Filer/EIN | 0 | 043418214 |
| ReturnHeader/Filer/PhoneNum | 0 | 8006634416 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 3455 STATE ROUTE 66 |
| ReturnHeader/Filer/USAddress/CityNm | 0 | NEPTUNE |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | NJ |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 07753 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | false |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 112819610 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | FREY & WAGNER CPA'S PC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 145 PINELAWN RD SUITE 310N |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | MELVILLE |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | NY |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 11747 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 5164336800 |
| ReturnHeader/PreparerPersonGrp/PreparationDt | 0 | 2025-08-01 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | DAVID P FREY CPA |
| ReturnHeader/ReturnTs | 0 | 2025-08-04T15:35:04-04:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990 |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-04-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-03-31 |
| ReturnHeader/TaxYr | 0 | 2024 |
No mirrored PDF or thumbnail assets are attached yet.
Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)3 • <$500k nonprofits
Maumelle, AR
View Organization501(c)3
Revenue vs current organization
8.5% lowerAssets vs current organization
240% higherSan Francisco, CA
View Organization501(c)3
Revenue vs current organization
29% lowerAssets vs current organization
240% higherLocation unavailable
View Organization501(c)3
Revenue vs current organization
About the sameAssets vs current organization
76% lowerLocation unavailable
View Organization501(c)3
Revenue vs current organization
7.3% lowerAssets vs current organization
240% higher