Civic Intelligence

Blackstone Valley Chamber of Commerce Inc

EIN 04-3300984 • 501(c)4 • Whitinsville, MA

Profile

To promote economic growth in the blackstone valley

670 Linwood AveWhitinsville, MA 01588

www.blackstonevalley.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.58x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

74th percentile

0.34x

Higher debt load relative to revenue than 74% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Source year 2025

Net Margin

29th percentile

-1.4%

Higher net margin than 29% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

82nd percentile

$106,500

Higher top officer pay than 82% of similar nonprofits.

Top officer pay equals 9.1% of source-year revenue.

501(c)4 • $1M-$5M nonprofits • Source year 2025

Asset Growth

17th percentile

-8.2%

Faster asset growth than 17% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

78th percentile

38%

Faster revenue growth than 78% of similar nonprofits.

501(c)4 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Down

$687,611

Down $61,767 (-8.2%) from 2024

Liabilities

Down

$395,512

Down $45,214 (-10%) from 2024

Net Assets

Down

$292,099

Down $16,553 (-5.4%) from 2024

Revenue

Up

$1,165,954

Up $323,712 (+38%) from 2024

Expenses

Up

$1,182,507

Up $303,857 (+35%) from 2024

Net Income

Up

-$16,553

Up $19,855 (+55%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.0M$500K$0Assets 2011: $102,130Liabilities 2011: $27,302Net Assets 2011: $74,8282011Assets 2012: $93,115Liabilities 2012: $19,222Net Assets 2012: $73,8932012Assets 2013: $85,630Liabilities 2013: $13,878Net Assets 2013: $71,7522013Assets 2014: $66,394Liabilities 2014: $18,441Net Assets 2014: $47,9532014Assets 2015: $66,899Liabilities 2015: $18,936Net Assets 2015: $47,9632015Assets 2016: $115,044Liabilities 2016: $17,559Net Assets 2016: $97,4852016Assets 2017: $110,789Liabilities 2017: $13,906Net Assets 2017: $96,8832017Assets 2018: $127,156Liabilities 2018: $12,751Net Assets 2018: $114,4052018Assets 2019: $186,979Liabilities 2019: $13,503Net Assets 2019: $173,4762019Assets 2020: $153,822Liabilities 2020: $40,517Net Assets 2020: $113,3052020Assets 2021: $397,005Liabilities 2021: $191,317Net Assets 2021: $205,6882021Assets 2022: $824,924Liabilities 2022: $404,050Net Assets 2022: $420,8742022Assets 2023: $738,678Liabilities 2023: $393,618Net Assets 2023: $345,0602023Assets 2024: $749,378Liabilities 2024: $440,726Net Assets 2024: $308,6522024Assets 2025: $687,611Liabilities 2025: $395,512Net Assets 2025: $292,0992025

Highlighted filing

2025

Assets$687,611
Liabilities$395,512
Net Assets$292,099

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $283,5592011Expenses 2012: $268,7442012Revenue 2013: $287,818Expenses 2013: $289,959Net Income 2013: -$2,1412013Revenue 2014: $296,576Expenses 2014: $313,024Net Income 2014: -$16,4482014Revenue 2015: $308,455Expenses 2015: $308,445Net Income 2015: $102015Revenue 2016: $391,267Expenses 2016: $341,745Net Income 2016: $49,5222016Revenue 2017: $318,101Expenses 2017: $322,711Net Income 2017: -$4,6102017Revenue 2018: $295,023Expenses 2018: $277,501Net Income 2018: $17,5222018Revenue 2019: $390,624Expenses 2019: $331,553Net Income 2019: $59,0712019Revenue 2020: $347,546Expenses 2020: $407,717Net Income 2020: -$60,1712020Revenue 2021: $385,307Expenses 2021: $292,924Net Income 2021: $92,3832021Revenue 2022: $766,280Expenses 2022: $551,096Net Income 2022: $215,1842022Revenue 2023: $955,435Expenses 2023: $1,031,248Net Income 2023: -$75,8132023Revenue 2024: $842,242Expenses 2024: $878,650Net Income 2024: -$36,4082024Revenue 2025: $1,165,954Expenses 2025: $1,182,507Net Income 2025: -$16,5532025

Highlighted filing

2025

Revenue$1,165,954
Expenses$1,182,507
Net Income-$16,553

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.69$0.40$0.29$1.17$1.18$0.02
2024Detailed filing. Detailed filing data is available for this year.$0.75$0.44$0.31$0.84$0.88$0.04
2023Detailed filing. Detailed filing data is available for this year.$0.74$0.39$0.35$0.96$1.03$0.08
2022Detailed filing. Detailed filing data is available for this year.$0.82$0.40$0.42$0.77$0.55$0.22
2021Detailed filing. Detailed filing data is available for this year.$0.40$0.19$0.21$0.39$0.29$0.09
2020Detailed filing. Detailed filing data is available for this year.$0.15$0.04$0.11$0.35$0.41$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.19$0.01$0.17$0.39$0.33$0.06
2018Detailed filing. Detailed filing data is available for this year.$0.13$0.01$0.11$0.30$0.28$0.02
2017Detailed filing. Detailed filing data is available for this year.$0.11$0.01$0.10$0.32$0.32$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.12$0.02$0.10$0.39$0.34$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.07$0.02$0.05$0.31$0.31$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.07$0.02$0.05$0.30$0.31$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.01$0.07$0.29$0.29$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.09$0.02$0.07$0.27
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.10$0.03$0.07$0.28
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 20, 2025
Return Version
2024v5.2
Gross Receipts
$1,165,954
Mission and Program Overview

Mission

To promote economic growth in the blackstone valley

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$506,744$534,735▲ $27,991
Accounts Receivable$173,179$83,402▼ $89,777
Cash and Non-Interest-Bearing Accounts$50,605$56,374▲ $5,769
Land, Buildings, and Equipment, Net$16,850$11,100▼ $5,750
Prepaid Expenses and Deferred Charges$2,000$2,000→ $0
Total Assets$749,378$687,611▼ $61,767
Liabilities
Mortgage Notes Payable Secured by Investment Property$368,328$347,280▼ $21,048
Accounts Payable and Accrued Expenses$67,284$46,836▼ $20,448
Deferred Revenue$5,114$1,396▼ $3,718
Total Liabilities$440,726$395,512▼ $45,214
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$308,652$292,099▼ $16,553
Total Net Assets Fund Balance$308,652$292,099▼ $16,553
Total Liabilities and Net Assets / Fund Balance$749,378$687,611▼ $61,767

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$11,100$46,400$57,500
Equipment$0$16,328$16,328
Land$0--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
P Jeannie HebertPresident & CEOFT$104,000$2,500$106,500

Board Members and Trustees

NameTitle
Kevin HayesChairman
Heather ElsterVice Chairman
John AllenDirector
John LongoDirector
Karen PelletierDirector
Kham InthirathDirector
Lucille WardDirector
Mark LyonsDirector
Minna ChebanniDirector
Robert MinarikDirector
Wendy BrownClerk
Anthony DraggaTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$978,667
Program Service Revenue
$170,076
Investment Income
$17,211
Other Revenue
$0
All Other Contributions
$896,354
Change in Net Assets
$-16,553
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$886,048
Salaries, Compensation, and Employee Benefits$296,459
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$156,570$0$0$156,570
Current Officers, Directors, Trustees, and Key Employees$106,500$0$0$106,500
Office Expenses$52,097$0$0$52,097
Occupancy$44,142$0$0$44,142
Advertising$27,458$0$0$27,458
Payroll Taxes$21,580$0$0$21,580
Other Employee Benefits$11,809$0$0$11,809
Conferences and Meetings$8,170$0$0$8,170
Depreciation Depletion$5,750$0$0$5,750
Other Expenses$4,046$0$0$4,046
Fees for Services Accounting$0$2,955$0$2,955
Total Functional Expenses$1,179,552$2,955$0$1,182,507
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
Yes
Subject to proxy tax
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No
Filing and Contact Details

Filer

Filer Name
Blackstone Valley Chamber of Commerce Inc
EIN
04-3300984
Phone
5082349090
Address
670 LINWOOD AVE, WHITINSVILLE, MA 01588

Signing Officer

Name
Jeannie Hebert
Title
President
Phone
5082349090
Signed
2025-10-20
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeannie Hebert
Formed
1982
Legal Domicile
Ma
Voting Board Members
13
Independent Board Members
13
Employees
4
Volunteers
10

Preparer

Firm
Peter B Plumb CPA
Address
196 CASTLE HILL RD, WHITINSVILLE, MA 01588
Preparer
Peter B Plumb CPA
Phone
5082348311
Supplemental Narrative

Additional Explanations

Pt VI, Line 11B

Form 990 is reviewed by the board officers before filing

Pt VI, Line 12C

Annual review of any potential conflicts of interest conducted annually

Pt VI, Line 15A

Annual salary review by the board

Pt VI, Line 6

Annual chamber membership dues

Pt VI, Line 7A

Officers are elected at the annual meeting

Pt XI

OTHER ADJUSTMENT

Raw XML AppendixShowing 400 of 421 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm2WENDY BROWN
IRS990/Form990PartVIISectionAGrp/PersonNm3KEVIN HAYES
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT & CEO
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IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0308652
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0292099
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/FundraisingAmt00
IRS990/OccupancyGrp/ManagementAndGeneralAmt00
IRS990/OccupancyGrp/ProgramServicesAmt044142
IRS990/OccupancyGrp/TotalAmt044142
IRS990/OfficeExpensesGrp/FundraisingAmt00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt00
IRS990/OfficeExpensesGrp/ProgramServicesAmt052097
IRS990/OfficeExpensesGrp/TotalAmt052097
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherEmployeeBenefitsGrp/FundraisingAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt00
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt011809
IRS990/OtherEmployeeBenefitsGrp/TotalAmt011809
IRS990/OtherExpensesGrp/Desc0GRANT AWARDS & EXPENSES
IRS990/OtherExpensesGrp/Desc1PROGRAM FEES - OTHER
IRS990/OtherExpensesGrp/Desc2PAYROLL PROCESSING FEES
IRS990/OtherExpensesGrp/Desc3WRCC ADMIN FEES
IRS990/OtherExpensesGrp/FundraisingAmt00
IRS990/OtherExpensesGrp/FundraisingAmt10
IRS990/OtherExpensesGrp/FundraisingAmt20
IRS990/OtherExpensesGrp/FundraisingAmt30
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt10
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt20
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt30
IRS990/OtherExpensesGrp/ProgramServicesAmt0720447
IRS990/OtherExpensesGrp/ProgramServicesAmt118681
IRS990/OtherExpensesGrp/ProgramServicesAmt22302
IRS990/OtherExpensesGrp/ProgramServicesAmt34046
IRS990/OtherExpensesGrp/TotalAmt0720447
IRS990/OtherExpensesGrp/TotalAmt118681
IRS990/OtherExpensesGrp/TotalAmt22302
IRS990/OtherExpensesGrp/TotalAmt34046
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt00
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt00
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0156570
IRS990/OtherSalariesAndWagesGrp/TotalAmt0156570
IRS990/OtherWebsiteInd0X
IRS990/PartialLiquidationInd0false
IRS990/PayPremiumsPrsnlBnftCntrctInd0false
IRS990/PayrollTaxesGrp/FundraisingAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt00
IRS990/PayrollTaxesGrp/ProgramServicesAmt021580
IRS990/PayrollTaxesGrp/TotalAmt021580
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt02000
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02000
IRS990/PrincipalOfficerNm0JEANNIE HEBERT
IRS990/PriorPeriodAdjustmentsAmt00
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/Desc0VARIOUS PROGRAM REVENUE
IRS990/ProgramServiceRevenueGrp/ExclusionAmt00
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0170076
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt0696292
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt013466
IRS990/PYOtherExpensesAmt0628818
IRS990/PYProgramServiceRevenueAmt0132484
IRS990/PYRevenuesLessExpensesAmt0-36408
IRS990/PYSalariesCompEmpBnftPaidAmt0249832
IRS990/PYTotalExpensesAmt0878650
IRS990/PYTotalRevenueAmt0842242
IRS990/QuidProQuoContributionsInd0false
IRS990/RcvFndsToPayPrsnlBnftCntrctInd0false
IRS990/ReconcilationRevenueExpnssAmt0-16553
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0false
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RevenueAmt01165954
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0506744
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0534735
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleC/AgreeCarryoverPriorYearInd0false
IRS990ScheduleC/OnlyInHouseLobbyingInd0true
IRS990ScheduleC/SubstantiallyAllDuesNondedInd0true
IRS990ScheduleD/EquipmentGrp/BookValueAmt00
IRS990ScheduleD/EquipmentGrp/DepreciationAmt016328
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt016328
IRS990ScheduleD/LandGrp/BookValueAmt00
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt011100
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt046400
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt057500
IRS990ScheduleD/TotalBookValueLandBuildingsAmt011100
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0FORM 990 IS REVIEWED BY THE BOARD OFFICERS BEFORE FILING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANNUAL REVIEW OF ANY POTENTIAL CONFLICTS OF INTEREST CONDUCTED ANNUALLY
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUAL SALARY REVIEW BY THE BOARD
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ANNUAL CHAMBER MEMBERSHIP DUES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4OFFICERS ARE ELECTED AT THE ANNUAL MEETING
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5OTHER ADJUSTMENT
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Pt VI, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Pt VI, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Pt VI, Line 15a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Pt VI, Line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Pt VI, Line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Pt XI
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd0true
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0749378
IRS990/TotalAssetsEOYAmt0687611
IRS990/TotalAssetsGrp/BOYAmt0749378
IRS990/TotalAssetsGrp/EOYAmt0687611
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalContributionsAmt0978667
IRS990/TotalEmployeeCnt04
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt02955
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt01179552
IRS990/TotalFunctionalExpensesGrp/TotalAmt01182507
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0440726
IRS990/TotalLiabilitiesEOYAmt0395512
IRS990/TotalLiabilitiesGrp/BOYAmt0440726
IRS990/TotalLiabilitiesGrp/EOYAmt0395512
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0308652
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0292099
IRS990/TotalOtherCompensationAmt02500
IRS990/TotalProgramServiceExpensesAmt01179552
IRS990/TotalProgramServiceRevenueAmt0170076
IRS990/TotalReportableCompFromOrgAmt0104000
IRS990/TotalRevenueGrp/ExclusionAmt017211
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0170076
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01165954
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt010
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0749378
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0687611
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TransactionWithControlEntInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0670 LINWOOD AVE
IRS990/USAddress/CityNm0WHITINSVILLE
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001588
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt013
IRS990/WebsiteAddressTxt0www.blackstonevalley.org
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0JEANNIE HEBERT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05082349090
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-20
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BLACKSTONE VALLEY CHAMBER OF COMMERCE INC
ReturnHeader/Filer/BusinessNameControlTxt0BLAC
ReturnHeader/Filer/EIN0043300984

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