Civic Intelligence

Cape & Islands Community Development Inc.

990 • Fiscal year 2016 • EIN 04-3286347

Jul 01, 2015 to Jun 30, 2016 • Filed on Oct 26, 2016

Organization ProfileWWW.COASTALCOMMUNITYCAPITAL.ORG
5 Patti Page WayCenterville, MA 02632

(508) 790-4980

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

78th percentile

0.57x

Higher debt load relative to assets than 78% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Liabilities / Revenue

94th percentile

5.77x

Higher debt load relative to revenue than 94% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Net Margin

67th percentile

8.3%

Higher net margin than 67% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Top Officer Pay

65th percentile

$154,902

Higher top officer pay than 65% of similar nonprofits.

Top officer pay equals 21.4% of source-year revenue.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2016

Asset Growth

59th percentile

4.0%

Faster asset growth than 59% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Revenue Growth

53rd percentile

3.7%

Faster revenue growth than 53% of similar nonprofits.

2016 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets78th percentile

Assets

Up

$7,335,740

Up $284,365 (+4.0%) from 2015

Net Assets

Up

$3,152,302

Up $60,143 (+1.9%) from 2015

Liabilities

Up

$4,183,438

Up $224,222 (+5.7%) from 2015

Revenue And Expenses
Liabilities / Revenue94th percentileNet Margin67th percentile

Revenue

Up

$724,644

Up $26,007 (+3.7%) from 2015

Expenses

Up

$664,501

Up $23,687 (+3.7%) from 2015

Net Income

Up

$60,143

Up $2,320 (+4.0%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth59th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $4,405,027Liabilities 2010: $2,664,893Net Assets 2010: $1,740,1342010Assets 2011: $5,157,517Liabilities 2011: $2,795,889Net Assets 2011: $2,361,6282011Assets 2012: $6,014,874Liabilities 2012: $3,081,473Net Assets 2012: $2,933,4012012Assets 2013: $6,527,765Liabilities 2013: $3,500,652Net Assets 2013: $3,027,1132013Assets 2014: $7,092,684Liabilities 2014: $4,058,348Net Assets 2014: $3,034,3362014Assets 2015: $7,051,375Liabilities 2015: $3,959,216Net Assets 2015: $3,092,1592015Assets 2016: $7,335,740Liabilities 2016: $4,183,438Net Assets 2016: $3,152,3022016Assets 2017: $7,751,997Liabilities 2017: $4,589,249Net Assets 2017: $3,162,7482017Assets 2018: $8,070,640Liabilities 2018: $4,839,340Net Assets 2018: $3,231,3002018Assets 2019: $8,433,512Liabilities 2019: $5,146,826Net Assets 2019: $3,286,6862019Assets 2020: $8,737,664Liabilities 2020: $5,389,480Net Assets 2020: $3,348,1842020Assets 2021: $8,808,619Liabilities 2021: $5,281,611Net Assets 2021: $3,527,0082021Assets 2022: $11,230,018Liabilities 2022: $5,202,075Net Assets 2022: $6,027,9432022Assets 2023: $12,164,504Liabilities 2023: $4,880,410Net Assets 2023: $7,284,0942023Assets 2024: $12,446,092Liabilities 2024: $4,701,937Net Assets 2024: $7,744,1552024Assets 2025: $12,844,702Liabilities 2025: $4,392,529Net Assets 2025: $8,452,1732025

Highlighted filing

2016

Assets$7,335,740
Liabilities$4,183,438
Net Assets$3,152,302
Open 2016 Filing

Operations Trend

Revenue Growth53rd percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $582,1312010Revenue 2011: $1,257,255Expenses 2011: $635,761Net Income 2011: $621,4942011Expenses 2012: $626,8642012Revenue 2013: $841,507Expenses 2013: $747,795Net Income 2013: $93,7122013Revenue 2014: $911,355Expenses 2014: $904,132Net Income 2014: $7,2232014Revenue 2015: $698,637Expenses 2015: $640,814Net Income 2015: $57,8232015Revenue 2016: $724,644Expenses 2016: $664,501Net Income 2016: $60,1432016Revenue 2017: $671,399Expenses 2017: $672,053Net Income 2017: -$6542017Revenue 2018: $1,212,776Expenses 2018: $1,201,887Net Income 2018: $10,8892018Revenue 2019: $858,169Expenses 2019: $802,783Net Income 2019: $55,3862019Revenue 2020: $995,783Expenses 2020: $934,285Net Income 2020: $61,4982020Revenue 2021: $971,955Expenses 2021: $793,131Net Income 2021: $178,8242021Revenue 2022: $3,405,067Expenses 2022: $904,132Net Income 2022: $2,500,9352022Revenue 2023: $2,234,340Expenses 2023: $978,189Net Income 2023: $1,256,1512023Revenue 2024: $1,517,571Expenses 2024: $1,057,510Net Income 2024: $460,0612024Revenue 2025: $2,079,597Expenses 2025: $1,371,579Net Income 2025: $708,0182025

Highlighted filing

2016

Revenue$724,644
Expenses$664,501
Net Income$60,143
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Oct 26, 2016
Return Version
2015v2.1
Gross Receipts
$724,644
Mission and Program Overview

Mission

Organizations misson and most significant activity is to provide loans and technicial assistance to small business owners in barnstable,dukes and nantucket counties on cape cod massachusetts through the utilization of federal funds from the usda intermediary loan program (irp),usda rural microentrepreneur (map),and the u.s.treasury community development financial institutions fund (cdfi).

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$1,149,088$1,892,746▲ $743,658
Savings and Temporary Cash Investments$833,286$1,272,402▲ $439,116
Other Notes and Loans Receivable, Net$581,227$1,239,450▲ $658,223
Accounts Receivable$30,625$16,771▼ $13,854
Total Assets$7,051,375$7,335,740▲ $284,365
Other Assets Total$4,457,149$2,914,371▼ $1,542,778
Liabilities
Mortgage Notes Payable Secured by Investment Property$3,904,168$3,973,418▲ $69,250
Accounts Payable and Accrued Expenses$55,048$210,020▲ $154,972
Total Liabilities$3,959,216$4,183,438▲ $224,222
Net Assets / Fund Balance
Unrestricted Net Assets$3,092,159$3,152,302▲ $60,143
Total Net Assets Fund Balance$3,092,159$3,152,302▲ $60,143
Total Liabilities and Net Assets / Fund Balance$7,051,375$7,335,740▲ $284,365

Asset Categories

AssetBook ValueDepreciationBasis
Other Assets Org$8,551--
Compensation and Service Providers
Top Officer Pay65th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Jeannine MarshallPresident and Executive DiFT$132,500$154,902$154,902

Board Members and Trustees

NameTitle
Robert TalermanChair
Peter SmithVice Chair
Alex RodolakisDirector
David AugustinhoDirector
Mark SextonDirector
Michael GiancolaDirector
Peter RiceDirector
Christopher MurphyAssistant Treasurer
Charles RitchSecretary
Marilyn Agulnick-houseTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$220,588
Program Service Revenue
$0
Investment Income
$500,430
Other Revenue
$3,626
All Other Contributions
$54,545
Change in Net Assets
$60,143
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$383,299
Other Expenses$281,202
Total Fundraising Expense$19,456
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$318,886$37,516$18,758$375,160
Fees for Services Other$46,728$10,864-$57,592
All Other Expenses$22,925$4,045-$26,970
Other Expenses$16,799$8,286-$16,799
Travel$13,143$2,319-$15,462
Occupancy$12,062$2,179$291$14,532
Pension Plan Contributions$6,918$814$407$8,139
Insurance$4,103--$4,103
Total Functional Expenses$519,019$126,026$19,456$664,501
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Gross Income$3,626
Fundraising Direct Expenses$0
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

“A full copy of the fiscal year end 990/990 schedule a & o as well as a complete copy of form mass pc is provided to the board of directors prioe to filing.”

Form 990, Part VI, Section B, Line 12C

“Annually each employee must sign a statement saying they do not have any conflicts of interest.”

Form 990, Part VI, Section B, Line 15B

“Compensation at all levels is voted upon by the full board of directors.”

Form 990, Part VI, Section C, Line 18

“Organization origional documents,annual reports & audited financial statements are available to the general public upon request.”

Form 990, Part VI, Section C, Line 19

“Organization origional documents,annual reports & audited financial statements are available to the general public upon request.”

Filing and Contact Details

Filer

Filer Name
Cape & Islands Community Development Inc
EIN
04-3286347
Phone
5087904980
Address
5 PATTI PAGE WAY, CENTERVILLE, MA 02632

Signing Officer

Name
Jeannine Marshall
Title
President
Phone
5087904980
Signed
2016-10-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Jeannine Marshall
Formed
1995
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
12
Employees
3
Volunteers
0

Preparer

Firm
Lynch Malloy Marini Llp
Address
9 BAYSTATE COURT, BREWSTER, MA 02631
Preparer
George Wmalloy CPA
Phone
5082552240
Supplemental Narrative

Additional Explanations

Form 990. Part XII Line 2C

“Corporation has a defined audit committee that reviews audit proposals and awards the audit contract on an annual basis.”

Financial Statement Notes

PART X, LINE 2:

“No uncertain tax positions.”

Raw XML AppendixShowing 400 of 435 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt055048
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0210020
IRS990/AccountsReceivableGrp/BOYAmt030625
IRS990/AccountsReceivableGrp/EOYAmt016771
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0ORGANIZATIONS MISSON AND MOST SIGNIFICANT ACTIVITY IS TO PROVIDE LOANS AND TECHNICIAL ASSISTANCE TO SMALL BUSINESS OWNERS IN BARNSTABLE,DUKES AND NANTUCKET COUNTIES ON CAPE COD MASSACHUSETTS THROUGH THE UTILIZATION OF FEDERAL FUNDS FROM THE USDA INTERMEDIARY LOAN PROGRAM (IRP),USDA RURAL MICROENTREPRENEUR (MAP),AND THE U.S.TREASURY COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND (CDFI).
IRS990/AllOtherContributionsAmt054545
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt04045
IRS990/AllOtherExpensesGrp/ProgramServicesAmt022925
IRS990/AllOtherExpensesGrp/TotalAmt026970
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BooksInCareOfDetail/PersonNm0JEANNINE MARSHALL
IRS990/BooksInCareOfDetail/PhoneNum05087904980
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt05 PATTI PAGE WAY
IRS990/BooksInCareOfDetail/USAddress/CityNm0CENTERVILLE
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002632
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt01149088
IRS990/CashNonInterestBearingGrp/EOYAmt01892746
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/FundraisingAmt018758
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt037516
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt0318886
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0375160
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd00
IRS990/CompensationProcessOtherInd01
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0220588
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0500430
IRS990/CYOtherExpensesAmt0281202
IRS990/CYOtherRevenueAmt03626
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt060143
IRS990/CYSalariesCompEmpBnftPaidAmt0383299
IRS990/CYTotalExpensesAmt0664501
IRS990/CYTotalFundraisingExpenseAmt019456
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0724644
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/Desc0ADMINISTER LOAN PROGRAMS AND TECHNICIAL ASSISTANCE TO SMALL BUSINRSS OWNERS IN BATNSTABLE,DUKES & NANTUCKET COUNTIES IN MASSACHUSETTS.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/ExpenseAmt0519019
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt010864
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt046728
IRS990/FeesForServicesOtherGrp/TotalAmt057592
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt140.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt75.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt85.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt95.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt105.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt122402
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/PersonNm0ROBERT TALERMAN
IRS990/Form990PartVIISectionAGrp/PersonNm1JEANNINE MARSHALL
IRS990/Form990PartVIISectionAGrp/PersonNm2PETER SMITH
IRS990/Form990PartVIISectionAGrp/PersonNm3CHRISTOPHER MURPHY
IRS990/Form990PartVIISectionAGrp/PersonNm4CHARLES RITCH
IRS990/Form990PartVIISectionAGrp/PersonNm5DAVID AUGUSTINHO
IRS990/Form990PartVIISectionAGrp/PersonNm6PETER RICE
IRS990/Form990PartVIISectionAGrp/PersonNm7ALEX RODOLAKIS
IRS990/Form990PartVIISectionAGrp/PersonNm8MARK SEXTON
IRS990/Form990PartVIISectionAGrp/PersonNm9MARILYN AGULNICK-HOUSE
IRS990/Form990PartVIISectionAGrp/PersonNm10MICHAEL GIANCOLA
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt1132500
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1PRESIDENT AND EXECUTIVE DI
IRS990/Form990PartVIISectionAGrp/TitleTxt2VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3ASSISTANT TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt4SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01995
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/FundraisingDirectExpensesAmt00
IRS990/FundraisingGrossIncomeAmt03626
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GovernmentGrantsAmt0166043
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0724644
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt01
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt04103
IRS990/InsuranceGrp/TotalAmt04103
IRS990/InvestmentIncomeGrp/ExclusionAmt03832
IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0496598
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0500430
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt00
IRS990/IRPDocumentW2GCnt00
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ORGANIZATIONS MISSON AND MOST SIGNIFICANT ACTIVITY IS TO PROVIDE LOANS AND TECHNICIAL ASSISTANCE TO SMALL BUSINESS OWNERS IN BARNSTABLE,DUKES AND NANTUCKET COUNTIES ON CAPE COD MASSACHUSETTS THROUGH THE UTILIZATION OF FEDERAL FUNDS FROM THE USDA INTERMEDIARY LOAN PROGRAM (IRP),USDA RURAL MICROENTREPRENEUR (MAP),AND THE U.S.TREASURY COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND (CDFI).
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt03904168
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt03973418
IRS990/NetAssetsOrFundBalancesBOYAmt03092159
IRS990/NetAssetsOrFundBalancesEOYAmt03152302
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt03626
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt03626
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoncashContributionsAmt02948
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/FundraisingAmt0291
IRS990/OccupancyGrp/ManagementAndGeneralAmt02179
IRS990/OccupancyGrp/ProgramServicesAmt012062
IRS990/OccupancyGrp/TotalAmt014532
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt04457149
IRS990/OtherAssetsTotalGrp/EOYAmt02914371
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0RESERVE FOR BAD DEBT
IRS990/OtherExpensesGrp/Desc1INTEREST EXPENSE
IRS990/OtherExpensesGrp/Desc2OTHER GENERAL EXPENSE
IRS990/OtherExpensesGrp/Desc3SPECIAL PROJECTS
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt060003
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt18286
IRS990/OtherExpensesGrp/ProgramServicesAmt044313
IRS990/OtherExpensesGrp/ProgramServicesAmt133142
IRS990/OtherExpensesGrp/ProgramServicesAmt216799
IRS990/OtherExpensesGrp/TotalAmt060003
IRS990/OtherExpensesGrp/TotalAmt144313
IRS990/OtherExpensesGrp/TotalAmt241428
IRS990/OtherExpensesGrp/TotalAmt316799
IRS990/OtherInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0581227
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt01239450
IRS990/PartialLiquidationInd00
IRS990/PensionPlanContributionsGrp/FundraisingAmt0407
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt0814
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt06918
IRS990/PensionPlanContributionsGrp/TotalAmt08139
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0JEANNINE MARSHALL
IRS990/ProfessionalFundraisingInd00
IRS990/ProgSrvcAccomActyOtherGrp/Desc0ORGANIZATIONS MISSON AND MOST SIGNIFICANT ACTIVITY IS TO PROVIDE LOANS AND TECHNICIAL ASSISTANCE TO SMALL BUSINESS OWNERS IN BARNSTABLE,DUKES AND NANTUCKET COUNTIES ON CAPE COD MASSACHUSETTS THROUGH THE UTILIZATION OF FEDERAL FUNDS FROM THE USDA INTERMEDIARY LOAN PROGRAM (IRP),USDA RURAL MICROENTREPRENEUR (MAP),AND THE U.S.TREASURY COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND (CDFI).
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0196347
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt0270534
IRS990/PYOtherExpensesAmt0290668
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0231756
IRS990/PYRevenuesLessExpensesAmt057823
IRS990/PYSalariesCompEmpBnftPaidAmt0350146
IRS990/PYTotalExpensesAmt0640814
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0698637
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt060143
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd00
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt0558601
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0833286
IRS990/SavingsAndTempCashInvstGrp/EOYAmt01272402
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0224212
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0196348
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0218731
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt0257510
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0741183
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt01637984
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt0500430
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt0270533
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt0292447
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt0259938
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt0202051
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt01525399
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt0231756
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt0219718
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt0161693
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt0123476
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0736643
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.42000
IRS990ScheduleA/PublicSupportPY170Pct00.49710
IRS990ScheduleA/PublicSupportTotal170Amt01637984
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0224212
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0196348
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0218731
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt0257510
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0741183
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt01637984
IRS990ScheduleA/TotalSupportAmt03900026
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt02902320
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt13500
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt28551
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0LOAN RECEIVABLE LONG TERM
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1SECURITY DEPOSITS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2PREPAID INSURANCE
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0NO UNCERTAIN TAX POSITIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt00
IRS990ScheduleD/TotalBookValueOtherAssetsAmt02914371
IRS990ScheduleJ/AnyNonFixedPaymentsInd00
IRS990ScheduleJ/CompBasedOnRevenueOfFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsFlngOrgInd00
IRS990ScheduleJ/CompBsdNetEarnsRltdOrgsInd00
IRS990ScheduleJ/CompBsdOnRevRelatedOrgsInd00
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990ScheduleJ/InitialContractExceptionInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount0132500
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt022402
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0JEANNINE MARSHALL
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT AND EXECUTIVE DI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0154902
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0A FULL COPY OF THE FISCAL YEAR END 990/990 SCHEDULE A & O AS WELL AS A COMPLETE COPY OF FORM MASS PC IS PROVIDED TO THE BOARD OF DIRECTORS PRIOE TO FILING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ANNUALLY EACH EMPLOYEE MUST SIGN A STATEMENT SAYING THEY DO NOT HAVE ANY CONFLICTS OF INTEREST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2COMPENSATION AT ALL LEVELS IS VOTED UPON BY THE FULL BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ORGANIZATION ORIGIONAL DOCUMENTS,ANNUAL REPORTS & AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ORGANIZATION ORIGIONAL DOCUMENTS,ANNUAL REPORTS & AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5CORPORATION HAS A DEFINED AUDIT COMMITTEE THAT REVIEWS AUDIT PROPOSALS AND AWARDS THE AUDIT CONTRACT ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990. PART XII LINE 2C
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt07051375
IRS990/TotalAssetsEOYAmt07335740
IRS990/TotalAssetsGrp/BOYAmt07051375
IRS990/TotalAssetsGrp/EOYAmt07335740
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt0220588
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt019456
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt0126026
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0519019
IRS990/TotalFunctionalExpensesGrp/TotalAmt0664501
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt03959216
IRS990/TotalLiabilitiesEOYAmt04183438
IRS990/TotalLiabilitiesGrp/BOYAmt03959216
IRS990/TotalLiabilitiesGrp/EOYAmt04183438
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt03092159
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt03152302
IRS990/TotalOtherCompensationAmt022402
IRS990/TotalProgramServiceExpensesAmt0519019
IRS990/TotalReportableCompFromOrgAmt0132500
IRS990/TotalRevenueGrp/ExclusionAmt07458
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0496598
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0724644
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt07051375
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt07335740
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt02319
IRS990/TravelGrp/ProgramServicesAmt013143
IRS990/TravelGrp/TotalAmt015462
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt03092159
IRS990/UnrestrictedNetAssetsGrp/EOYAmt03152302
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt05 PATTI PAGE WAY

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$7,335,740
Liabilities
$4,183,438
Net assets
$3,152,302
Revenue
$724,644
Expenses
$664,501
Net income
$60,143
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$12.8$4.39$8.45$2.08$1.37$0.71
2024Detailed filing. Detailed filing data is available for this year.$12.4$4.70$7.74$1.52$1.06$0.46
2023Detailed filing. Detailed filing data is available for this year.$12.2$4.88$7.28$2.23$0.98$1.26
2022Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$11.2$5.20$6.03$3.41$0.90$2.50
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.81$5.28$3.53$0.97$0.79$0.18
2020Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.74$5.39$3.35$1.00$0.93$0.06
2019Detailed filing. Detailed filing data is available for this year.$8.43$5.15$3.29$0.86$0.80$0.06
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.07$4.84$3.23$1.21$1.20$0.01
2017Facts available. Structured filing facts are available, but richer extracted sections are limited.$7.75$4.59$3.16$0.67$0.67$0.00
2016Detailed filing. Detailed filing data is available for this year.$7.34$4.18$3.15$0.72$0.66$0.06
2015Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$7.05$3.96$3.09$0.70$0.64$0.06
2014Detailed filing. Detailed filing data is available for this year.$7.09$4.06$3.03$0.91$0.90$0.01
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.53$3.50$3.03$0.84$0.75$0.09
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.01$3.08$2.93$0.63
2011Summary only. Only limited summary data is available for this year.$5.16$2.80$2.36$1.26$0.64$0.62
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.41$2.66$1.74$0.58