Civic Intelligence

Property Insurance Plans Service Office Inc

990 • Fiscal year 2017 • EIN 04-3253510

Jul 01, 2016 to Jun 30, 2017 • Filed on Jan 08, 2018

Organization ProfileWWW.PIPSO.COM

View Organization Page

27 School Street No 302Boston, MA 02108

(617) 371-4175

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

98th percentile

1.30x

Higher debt load relative to assets than 98% of similar nonprofits.

2017 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2017

Liabilities / Revenue

97th percentile

1.82x

Higher debt load relative to revenue than 97% of similar nonprofits.

2017 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2017

Net Margin

98th percentile

62%

Higher net margin than 98% of similar nonprofits.

2017 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2017

Top Officer Pay

78th percentile

$234,175

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 31.7% of source-year revenue.

2017 filings • 501(c)6 • $1M-$5M nonprofits • Source year 2017

Asset Growth

82nd percentile

19%

Faster asset growth than 82% of similar nonprofits.

2017 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Revenue Growth

78th percentile

14%

Faster revenue growth than 78% of similar nonprofits.

2017 filings • 501(c)6 • $1M-$5M nonprofits • Annualized from 2016 to 2017

Balance Sheet
Liabilities / Assets98th percentile

Assets

Up

$1,034,078

Up $166,593 (+19%) from 2016

Net Assets

Up

-$309,397

Up $454,675 (+60%) from 2016

Liabilities

Down

$1,343,475

Down $288,082 (-18%) from 2016

Revenue And Expenses
Liabilities / Revenue97th percentileNet Margin98th percentile

Revenue

Up

$738,425

Up $92,746 (+14%) from 2016

Expenses

Down

$283,750

Down $589,639 (-68%) from 2016

Net Income

Up

$454,675

Up $682,385 (+300%) from 2016

Historical Trend

Balance Sheet Trend

Asset Growth82nd percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$3.0M$2.0M$1.0M$0-$1.0M-$2.0MAssets 2010: $470,496Liabilities 2010: $737,512Net Assets 2010: -$267,0162010Assets 2011: $608,410Liabilities 2011: $910,924Net Assets 2011: -$302,5142011Assets 2012: $515,268Liabilities 2012: $995,687Net Assets 2012: -$480,4192012Assets 2013: $720,757Liabilities 2013: $1,087,525Net Assets 2013: -$366,7682013Assets 2014: $648,691Liabilities 2014: $1,063,868Net Assets 2014: -$415,1772014Assets 2015: $816,882Liabilities 2015: $1,353,244Net Assets 2015: -$536,3622015Assets 2016: $867,485Liabilities 2016: $1,631,557Net Assets 2016: -$764,0722016Assets 2017: $1,034,078Liabilities 2017: $1,343,475Net Assets 2017: -$309,3972017Assets 2018: $949,176Liabilities 2018: $1,648,773Net Assets 2018: -$699,5972018Assets 2019: $1,026,098Liabilities 2019: $2,258,843Net Assets 2019: -$1,232,7452019Assets 2020: $901,929Liabilities 2020: $2,332,337Net Assets 2020: -$1,430,4082020Assets 2021: $1,218,748Liabilities 2021: $2,272,088Net Assets 2021: -$1,053,3402021Assets 2022: $1,001,142Liabilities 2022: $1,646,010Net Assets 2022: -$644,8682022Assets 2023: $945,195Liabilities 2023: $1,662,351Net Assets 2023: -$717,1562023Assets 2024: $948,247Liabilities 2024: $1,736,100Net Assets 2024: -$787,8532024

Highlighted filing

2017

Assets$1,034,078
Liabilities$1,343,475
Net Assets-$309,397
Open 2017 Filing

Operations Trend

Revenue Growth78th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500K-$1.0MExpenses 2010: $523,9642010Revenue 2011: $514,470Expenses 2011: $549,968Net Income 2011: -$35,4982011Expenses 2012: $735,9142012Revenue 2013: $588,422Expenses 2013: $474,771Net Income 2013: $113,6512013Revenue 2014: $587,544Expenses 2014: $635,953Net Income 2014: -$48,4092014Revenue 2015: $611,521Expenses 2015: $732,706Net Income 2015: -$121,1852015Revenue 2016: $645,679Expenses 2016: $873,389Net Income 2016: -$227,7102016Revenue 2017: $738,425Expenses 2017: $283,750Net Income 2017: $454,6752017Revenue 2018: $752,487Expenses 2018: $1,142,687Net Income 2018: -$390,2002018Revenue 2019: $788,864Expenses 2019: $1,322,012Net Income 2019: -$533,1482019Revenue 2020: $767,953Expenses 2020: $965,616Net Income 2020: -$197,6632020Revenue 2021: $713,507Expenses 2021: $336,439Net Income 2021: $377,0682021Revenue 2022: $707,949Expenses 2022: $748,988Net Income 2022: -$41,0392022Revenue 2023: $734,335Expenses 2023: $680,077Net Income 2023: $54,2582023Revenue 2024: $770,661Expenses 2024: $663,880Net Income 2024: $106,7812024

Highlighted filing

2017

Revenue$738,425
Expenses$283,750
Net Income$454,675
Open 2017 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2016 to Jun 30, 2017
Signed
Jan 8, 2018
Return Version
2016v3.0
Gross Receipts
$738,425
Mission and Program Overview

Mission

The exempt purpose of the organization is to meet the needs of the staff and governing boards of the various state property insurance plans so that they may serve the public effectively and competently.

Pipso's purpose is to promote the efficient and economical operation of the state residual property insurance plans by encouraging research and sharing of operating knowledge and technologies, by collecting and disseminating statistics related to the operation of the plans, and by providing education, training, and other services to plans and to insurers to assist them in meeting their responsibilities in the residual market.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$710,010$866,636▲ $156,626
Savings and Temporary Cash Investments$147,205$148,182▲ $977
Prepaid Expenses and Deferred Charges$9,675$15,259▲ $5,584
Accounts Receivable-$3,622-
Land, Buildings, and Equipment, Net$595$379▼ $216
Total Assets$867,485$1,034,078▲ $166,593
Liabilities
Other Liabilities$1,152,561$779,216▼ $373,345
Deferred Revenue$414,725$498,325▲ $83,600
Accounts Payable and Accrued Expenses$64,271$65,934▲ $1,663
Total Liabilities$1,631,557$1,343,475▼ $288,082
Net Assets / Fund Balance
Unrestricted Net Assets$-764,072$-309,397▲ $454,675
Total Net Assets Fund Balance$-764,072$-309,397▲ $454,675
Total Liabilities and Net Assets / Fund Balance$867,485$1,034,078▲ $166,593

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$379$51,442$51,821
Other Land Buildings$0$19,106$19,106
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Ronald a CassessoPresidentFT$163,343$70,832$234,175
Stephen a JablonskiVice PresidentFT$115,778$40,027$155,805

Board Members and Trustees

NameTitle
Joe S ShumakerChairman
Anneliese JivanChairwoman
John PolakVice Chairman
Barry GilwayDirector
Corise MorrisonDirector
Gina SchwitzgebelDirector
J Smith Harrison JrDirector
James B RowlandDirector
John K GolembeskiDirector
Les WillisDirector
Michael ReynoldsDirector
Robert W GrovesDirector
Steve BitarDirector
William F KloeckerFormer Director
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$732,525
Investment Income
$5,900
Other Revenue
$0
Change in Net Assets
$454,675

Audited Revenue Reconciliation

Revenue per Audited Statements
$738,425
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$738,425
Total Revenue per Form 990
$738,425
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$179,573
Salaries, Compensation, and Employee Benefits$104,177
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees---$85,698
Conferences and Meetings---$63,403
Occupancy---$46,827
Payroll Taxes---$18,479
Fees for Services Legal---$16,550
Insurance---$12,315
Travel---$5,120
All Other Expenses---$1,674
Other Expenses---$1,183
Depreciation Depletion---$216
Total Functional Expenses$0$0$0$283,750

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$283,750
Total Expenses per Audited Statements$283,750
Total Expenses per Form 990$283,750
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Accrued Pension and Post-retirement Benefits$779,216
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 7A

“The organization services 33 companies which are called members and each member is assessed dues. The members elect the board of directors.”

Form 990, Part VI, Section B, Line 11B

“The organization's board of directors reviews the form 990 before it is filed.”

Form 990, Part VI, Section B, Line 12C

“Officers and employees are required to disclose annually any conflicts of interest on an "anti-trust compliance statement." the statements are distributed prior to the member meetings and discussed at the meeting.”

Form 990, Part VI, Section B, Line 15

“The president's compensation is determined by the chairman and then approved by the board of directors on an annual basis.”

Form 990, Part VI, Section C, Line 19

“The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request.”

Filing and Contact Details

Filer

Filer Name
Property Insurance Plans
EIN
04-3253510
Phone
6173714175
Address
27 SCHOOL STREET NO 302, BOSTON, MA 02108

Signing Officer

Name
Ronald Cassesso
Title
President
Phone
6173714175
Signed
2018-01-08
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ronald Cassesso
Formed
1994
Legal Domicile
Ma
Voting Board Members
12
Independent Board Members
12
Employees
2
Volunteers
0

Preparer

Firm
Anstiss & Co Pc
Address
1115 WESTFORD STREET, LOWELL, MA 01851
Preparer
Raymond L Anstiss Jr
Phone
9784522500
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Asc 740-10, accounting for uncertainty in income taxes, requires the organization to evaluate and disclose tax positions that could have an effect on the organization's financial statements. The organization reports its activities to the internal revenue service on an annual basis. These informational returns are generally subject to audit and review by the governmental agencies for a period of three years after filing. Substantially all of the organization's income, expenditures and activities relate to its exempt purpose, therefore, management has determined that the organization is not subject to unrelated business income taxes and will continue to qualify as a tax-exempt not-for-profit entity.”

Raw XML AppendixShowing 400 of 438 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt064271
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt065934
IRS990/AccountsReceivableGrp/EOYAmt03622
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0PIPSO'S PURPOSE IS TO PROMOTE THE EFFICIENT AND ECONOMICAL OPERATION OF THE STATE RESIDUAL PROPERTY INSURANCE PLANS BY ENCOURAGING RESEARCH AND SHARING OF OPERATING KNOWLEDGE AND TECHNOLOGIES, BY COLLECTING AND DISSEMINATING STATISTICS RELATED TO THE OPERATION OF THE PLANS, AND BY PROVIDING EDUCATION, TRAINING, AND OTHER SERVICES TO PLANS AND TO INSURERS TO ASSIST THEM IN MEETING THEIR RESPONSIBILITIES IN THE RESIDUAL MARKET.
IRS990/AllOtherExpensesGrp/TotalAmt01674
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0RON CASSESSO
IRS990/BooksInCareOfDetail/PhoneNum06173714175
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt027 SCHOOL STREET SUITE 302
IRS990/BooksInCareOfDetail/USAddress/CityNm0BOSTON
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd002108
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0710010
IRS990/CashNonInterestBearingGrp/EOYAmt0866636
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt085698
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/TotalAmt063403
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt00
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt05900
IRS990/CYOtherExpensesAmt0179573
IRS990/CYOtherRevenueAmt00
IRS990/CYProgramServiceRevenueAmt0732525
IRS990/CYRevenuesLessExpensesAmt0454675
IRS990/CYSalariesCompEmpBnftPaidAmt0104177
IRS990/CYTotalExpensesAmt0283750
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0738425
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0414725
IRS990/DeferredRevenueGrp/EOYAmt0498325
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/TotalAmt0216
IRS990/Desc0THE TWO EMPLOYEES RAN TWO EDUCATIONAL CONFERENCES. THEY PUBLISHED THE FOLLOWING FOR ITS MEMBERS: COMPENDIUM OF PROPERTY INSURANCE PLANS; THE PIPSO REPORT; MARKET PENETRATION REPORT; EXPENSES AND ASSOCIATE RATIOS REPORT; AND THE PIPSO DIRECTORY. THEY ALSO NEGOTIATED DISCOUNTS FOR ALL PIPSO MEMBERS WITH FOUR DIFFERENT VENDORS. IN ADDITION, THEY CONDUCTED SEVERAL SURVEYS FOR THE MEMBERSHIP AND KEPT THEM UP TO DATE ON LEGISLATIVE ISSUES THAT MAY AFFECT THE MEMBERS. THE TWO EMPLOYEES ALSO HANDLED ALL OF THE ADMINISTRATIVE ASPECTS OF RUNNING A NON-PROFIT MEMBERSHIP ORGANIZATION.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt02
IRS990/EmploymentTaxReturnsFiledInd00
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesLegalGrp/TotalAmt016550
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt01.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt21.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt31.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt61.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt71.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt81.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt91.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt111.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt121.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt131.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1437.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1537.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd9X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd10X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd11X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd12X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd13X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1470832
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt1540027
IRS990/Form990PartVIISectionAGrp/PersonNm0ANNELIESE JIVAN
IRS990/Form990PartVIISectionAGrp/PersonNm1JOHN POLAK
IRS990/Form990PartVIISectionAGrp/PersonNm2JOE S SHUMAKER
IRS990/Form990PartVIISectionAGrp/PersonNm3J SMITH HARRISON JR
IRS990/Form990PartVIISectionAGrp/PersonNm4GINA SCHWITZGEBEL
IRS990/Form990PartVIISectionAGrp/PersonNm5BARRY GILWAY
IRS990/Form990PartVIISectionAGrp/PersonNm6STEVE BITAR
IRS990/Form990PartVIISectionAGrp/PersonNm7ROBERT W GROVES
IRS990/Form990PartVIISectionAGrp/PersonNm8JOHN K GOLEMBESKI
IRS990/Form990PartVIISectionAGrp/PersonNm9MICHAEL REYNOLDS
IRS990/Form990PartVIISectionAGrp/PersonNm10CORISE MORRISON
IRS990/Form990PartVIISectionAGrp/PersonNm11JAMES B ROWLAND
IRS990/Form990PartVIISectionAGrp/PersonNm12LES WILLIS
IRS990/Form990PartVIISectionAGrp/PersonNm13WILLIAM F KLOECKER
IRS990/Form990PartVIISectionAGrp/PersonNm14RONALD A CASSESSO
IRS990/Form990PartVIISectionAGrp/PersonNm15STEPHEN A JABLONSKI
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt14163343
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt15115778
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt140
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt150
IRS990/Form990PartVIISectionAGrp/TitleTxt0CHAIRWOMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt2CHAIRMAN
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13FORMER DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt15VICE PRESIDENT
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01994
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt012
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0738425
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd01
IRS990/IndependentVotingMemberCnt012
IRS990/IndivRcvdGreaterThan100KCnt02
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/TotalAmt012315
IRS990/InvestmentIncomeGrp/ExclusionAmt05900
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05900
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt02
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt070548
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0595
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0379
IRS990/LandBldgEquipCostOrOtherBssAmt070927
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0THE EXEMPT PURPOSE OF THE ORGANIZATION IS TO MEET THE NEEDS OF THE STAFF AND GOVERNING BOARDS OF THE VARIOUS STATE PROPERTY INSURANCE PLANS SO THAT THEY MAY SERVE THE PUBLIC EFFECTIVELY AND COMPETENTLY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0-764072
IRS990/NetAssetsOrFundBalancesEOYAmt0-309397
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/TotalAmt046827
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0DUES AND SUBSCRIPTIONS
IRS990/OtherExpensesGrp/Desc1OFFICE SUPPLIES AND PUR
IRS990/OtherExpensesGrp/Desc2TELEPHONE
IRS990/OtherExpensesGrp/Desc3PRINTING & PUBLICATIONS
IRS990/OtherExpensesGrp/TotalAmt024369
IRS990/OtherExpensesGrp/TotalAmt14535
IRS990/OtherExpensesGrp/TotalAmt23381
IRS990/OtherExpensesGrp/TotalAmt31183
IRS990/OtherLiabilitiesGrp/BOYAmt01152561
IRS990/OtherLiabilitiesGrp/EOYAmt0779216
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/TotalAmt018479
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt09675
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt015259
IRS990/PrincipalOfficerNm0RONALD CASSESSO
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0541900
IRS990/ProgramServiceRevenueGrp/BusinessCd1511120
IRS990/ProgramServiceRevenueGrp/Desc0MEMBERSHIP DUES
IRS990/ProgramServiceRevenueGrp/Desc1PUBLICATION FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0729400
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt13125
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0729400
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt13125
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt04824
IRS990/PYOtherExpensesAmt0188586
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt0640855
IRS990/PYRevenuesLessExpensesAmt0-227710
IRS990/PYSalariesCompEmpBnftPaidAmt0684803
IRS990/PYTotalExpensesAmt0873389
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0645679
IRS990/ReconcilationRevenueExpnssAmt0454675
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0147205
IRS990/SavingsAndTempCashInvstGrp/EOYAmt0148182
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0379
IRS990ScheduleD/EquipmentGrp/DepreciationAmt051442
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt051821
IRS990ScheduleD/ExpensesNotReportedAmt00
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt0283750
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt019106
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt019106
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0779216
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0ACCRUED PENSION AND POST-RETIREMENT BENEFITS
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt00
IRS990ScheduleD/RevenueSubtotalAmt0738425
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0ASC 740-10, ACCOUNTING FOR UNCERTAINTY IN INCOME TAXES, REQUIRES THE ORGANIZATION TO EVALUATE AND DISCLOSE TAX POSITIONS THAT COULD HAVE AN EFFECT ON THE ORGANIZATION'S FINANCIAL STATEMENTS. THE ORGANIZATION REPORTS ITS ACTIVITIES TO THE INTERNAL REVENUE SERVICE ON AN ANNUAL BASIS. THESE INFORMATIONAL RETURNS ARE GENERALLY SUBJECT TO AUDIT AND REVIEW BY THE GOVERNMENTAL AGENCIES FOR A PERIOD OF THREE YEARS AFTER FILING. SUBSTANTIALLY ALL OF THE ORGANIZATION'S INCOME, EXPENDITURES AND ACTIVITIES RELATE TO ITS EXEMPT PURPOSE, THEREFORE, MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAXES AND WILL CONTINUE TO QUALIFY AS A TAX-EXEMPT NOT-FOR-PROFIT ENTITY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0379
IRS990ScheduleD/TotalExpensesPerForm990Amt0283750
IRS990ScheduleD/TotalLiabilityAmt0779216
IRS990ScheduleD/TotalRevenuePerForm990Amt0738425
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt0738425
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0283750
IRS990ScheduleJ/BoardOrCommitteeApprovalInd0X
IRS990ScheduleJ/CompensationCommitteeInd0X
IRS990ScheduleJ/CompensationSurveyInd0X
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt0163343
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt1115778
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt038036
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt117161
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt032796
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt122866
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0RONALD A CASSESSO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1STEPHEN A JABLONSKI
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1VICE PRESIDENT
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt0234175
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt1155805
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt10
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION SERVICES 33 COMPANIES WHICH ARE CALLED MEMBERS AND EACH MEMBER IS ASSESSED DUES. THE MEMBERS ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1THE ORGANIZATION'S BOARD OF DIRECTORS REVIEWS THE FORM 990 BEFORE IT IS FILED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OFFICERS AND EMPLOYEES ARE REQUIRED TO DISCLOSE ANNUALLY ANY CONFLICTS OF INTEREST ON AN "ANTI-TRUST COMPLIANCE STATEMENT." THE STATEMENTS ARE DISTRIBUTED PRIOR TO THE MEMBER MEETINGS AND DISCUSSED AT THE MEETING.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE PRESIDENT'S COMPENSATION IS DETERMINED BY THE CHAIRMAN AND THEN APPROVED BY THE BOARD OF DIRECTORS ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/SubjectToProxyTaxInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TempOrPermanentEndowmentsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0867485
IRS990/TotalAssetsEOYAmt01034078
IRS990/TotalAssetsGrp/BOYAmt0867485
IRS990/TotalAssetsGrp/EOYAmt01034078
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalEmployeeCnt02
IRS990/TotalFunctionalExpensesGrp/TotalAmt0283750
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt01631557
IRS990/TotalLiabilitiesEOYAmt01343475
IRS990/TotalLiabilitiesGrp/BOYAmt01631557
IRS990/TotalLiabilitiesGrp/EOYAmt01343475
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0-764072
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0-309397
IRS990/TotalOtherCompensationAmt0110859
IRS990/TotalProgramServiceRevenueAmt0732525
IRS990/TotalReportableCompFromOrgAmt0279121
IRS990/TotalRevenueGrp/ExclusionAmt05900
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt0732525
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0738425
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0867485
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt01034078
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/TotalAmt05120
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0-764072
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0-309397
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt027 SCHOOL STREET NO 302
IRS990/USAddress/CityNm0BOSTON
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002108
IRS990/VotingMembersGoverningBodyCnt012
IRS990/VotingMembersIndependentCnt012

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2017 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$1,034,078
Liabilities
$1,343,475
Net assets
-$309,397
Revenue
$738,425
Expenses
$283,750
Net income
$454,675
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.95$1.74$0.79$0.77$0.66$0.11
2023Detailed filing. Detailed filing data is available for this year.$0.95$1.66$0.72$0.73$0.68$0.05
2022Detailed filing. Detailed filing data is available for this year.$1.00$1.65$0.64$0.71$0.75$0.04
2021Detailed filing. Detailed filing data is available for this year.$1.22$2.27$1.05$0.71$0.34$0.38
2020Detailed filing. Detailed filing data is available for this year.$0.90$2.33$1.43$0.77$0.97$0.20
2019Detailed filing. Detailed filing data is available for this year.$1.03$2.26$1.23$0.79$1.32$0.53
2018Detailed filing. Detailed filing data is available for this year.$0.95$1.65$0.70$0.75$1.14$0.39
2017Detailed filing. Detailed filing data is available for this year.$1.03$1.34$0.31$0.74$0.28$0.45
2016Detailed filing. Detailed filing data is available for this year.$0.87$1.63$0.76$0.65$0.87$0.23
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.82$1.35$0.54$0.61$0.73$0.12
2014Detailed filing. Detailed filing data is available for this year.$0.65$1.06$0.42$0.59$0.64$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.72$1.09$0.37$0.59$0.47$0.11
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.52$1.00$0.48$0.74
2011Summary only. Only limited summary data is available for this year.$0.61$0.91$0.30$0.51$0.55$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.47$0.74$0.27$0.52