Civic Intelligence

Greater Gardner Community Development Corporation

990EZ • Fiscal year 2016 • EIN 04-3170779

Jul 01, 2015 to Jun 30, 2016 • Filed on May 15, 2017

Organization Profile
246 Central StreetGardner, MA 01440

(978) 400-0168

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

91st percentile

0.71x

Higher debt load relative to assets than 91% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Liabilities / Revenue

100th percentile

15.87x

Higher debt load relative to revenue than 100% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Net Margin

97th percentile

78%

Higher net margin than 97% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2016

Asset Growth

48th percentile

0.7%

Faster asset growth than 48% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Revenue Growth

10th percentile

-48%

Faster revenue growth than 10% of similar nonprofits.

2016 filings • 501(c)3 • <$500k nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$371,948

Up $2,475 (+0.7%) from 2015

Net Assets

Up

$109,542

Up $12,910 (+13%) from 2015

Liabilities

Down

$262,406

Down $10,435 (-3.8%) from 2015

Revenue And Expenses
Liabilities / Revenue100th percentileNet Margin97th percentile

Revenue

Down

$16,534

Down $15,515 (-48%) from 2015

Expenses

Down

$3,624

Down $75,552 (-95%) from 2015

Net Income

Up

$12,910

Up $60,037 (+127%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth48th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$1.5M$1.0M$500K$0Assets 2011: $1,025,839Liabilities 2011: $883,697Net Assets 2011: $142,1422011Assets 2012: $1,062,889Liabilities 2012: $895,995Net Assets 2012: $166,8942012Assets 2013: $438,407Liabilities 2013: $254,840Net Assets 2013: $183,5672013Assets 2014: $404,496Liabilities 2014: $260,7372014Assets 2015: $369,473Liabilities 2015: $272,841Net Assets 2015: $96,6322015Assets 2016: $371,948Liabilities 2016: $262,406Net Assets 2016: $109,5422016Assets 2017: $354,130Liabilities 2017: $245,202Net Assets 2017: $108,9282017Assets 2018: $354,130Liabilities 2018: $245,202Net Assets 2018: $108,9282018

Highlighted filing

2016

Assets$371,948
Liabilities$262,406
Net Assets$109,542
Open 2016 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$400K$200K$0-$200KExpenses 2011: $354,9462011Expenses 2012: $180,3632012Revenue 2013: $169,716Expenses 2013: $147,453Net Income 2013: $22,2632013Revenue 2014: $88,660Expenses 2014: $128,468Net Income 2014: -$39,8082014Revenue 2015: $32,049Expenses 2015: $79,176Net Income 2015: -$47,1272015Revenue 2016: $16,534Expenses 2016: $3,624Net Income 2016: $12,9102016Revenue 2017: $0Expenses 2017: $614Net Income 2017: -$6142017Revenue 2018: $0Expenses 2018: $0Net Income 2018: $02018

Highlighted filing

2016

Revenue$16,534
Expenses$3,624
Net Income$12,910
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
May 15, 2017
Return Version
2015v3.0
Gross Receipts
$16,534
Mission and Program Overview

Mission

Community Development Corp

Program Services

DescriptionGrantsExpenses
Sponsorship of economic development programsaffordable housing advocacy first time homebuyer education homework center for LMI children--
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
Susan MonettePresident-$0--
Patricia PistoneVice President-$0--
Jeffrey AshworthTreasurer-$0--
Christopher DalyDirector-$0--
Richard WilliamsDirector-$0--
Joshua CormierDirector-$0--
Keith GlennyDirector-$0--
Leonard BeatonDirector-$0--
Mooneen CorleyDirector-$0--
Shaun GrimleyDirector-$0--
Gerald WhiteDirector-$0--
Filing and Contact Details

Filer

Filer Name
Greater Gardner CDC
EIN
04-3170779
Address
246 Central Street, Gardner, MA 01440

Signing Officer

Name
Susan Monette
Title
CFO
Phone
9784000168
Signed
2017-05-15
Discuss with paid preparer
Yes

Preparer

Firm
McCullough & Associates CPAs
Address
573 Chandler Street, Worcester, MA 01602
Preparer
William F McCullough III
Phone
5087551376
Supplemental Narrative

Additional Explanations

Description of other expenses Part I line 16

“Description AmountPenalties 1,860Annual report 37Internet fees 260”

Description of other assets Part II line 24

“Category Beginning of Year End of YearAcct Receivable 11,481 3,038Prepaids 512 512Office equip 25,956 25,956Invest real estate 2,648 2,648Advances 0 10,184”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearAccts payable 23,197 26,141Escrow 800 800Bank loans 177,287 177,287Other loan 58,178 58,178Advances 13,379 0”

Raw XML Appendix176 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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ReturnHeader/BuildTS02017-02-10 21:41:12Z
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ReturnHeader/PreparerPersonGrp/PreparerPersonNm0William F McCullough III
ReturnHeader/ReturnTs02017-05-15T08:29:40-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$371,948
Liabilities
$262,406
Net assets
$109,542
Revenue
$16,534
Expenses
$3,624
Net income
$12,910
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018Detailed filing. Detailed filing data is available for this year.$0.35$0.25$0.11$0.00$0.00$0.00
2017Detailed filing. Detailed filing data is available for this year.$0.35$0.25$0.11$0.00$0.00$0.00
2016Detailed filing. Detailed filing data is available for this year.$0.37$0.26$0.11$0.02$0.00$0.01
2015Detailed filing. Detailed filing data is available for this year.$0.37$0.27$0.10$0.03$0.08$0.05
2014Summary only. Only limited summary data is available for this year.$0.40$0.26$0.09$0.13$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.44$0.25$0.18$0.17$0.15$0.02
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.06$0.90$0.17$0.18
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.03$0.88$0.14$0.35