Civic Intelligence

Hub Division Inc

EIN 04-3123091 • 501(c)3 • Hollis, NH

Profile

Education & Preservation of railroad history thru modeling

PO Box 672Hollis, NH 03049-0672

www.hubdiv.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

38th percentile

-3.5%

Higher net margin than 38% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

69th percentile

11%

Faster asset growth than 69% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

41st percentile

-8.5%

Faster revenue growth than 41% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Up

$129,543

Up $12,606 (+11%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Up

$129,543

Up $12,606 (+11%) from 2024

Revenue

Down

$40,526

Down $3,750 (-8.5%) from 2024

Expenses

Up

$41,949

Up $15,704 (+60%) from 2024

Net Income

Down

-$1,423

Down $19,454 (-108%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$150K$100K$50K$0Assets 2012: $41,460Liabilities 2012: $02012Assets 2013: $43,802Liabilities 2013: $02013Assets 2014: $57,736Liabilities 2014: $02014Assets 2015: $69,327Liabilities 2015: $02015Assets 2016: $77,095Liabilities 2016: $02016Assets 2017: $82,219Liabilities 2017: $02017Assets 2018: $79,105Liabilities 2018: $02018Assets 2019: $72,259Liabilities 2019: $02019Assets 2020: $98,595Liabilities 2020: $02020Assets 2021: $88,502Liabilities 2021: $02021Assets 2022: $97,328Liabilities 2022: $0Net Assets 2022: $97,3282022Assets 2023: $99,336Liabilities 2023: $0Net Assets 2023: $99,3362023Assets 2024: $116,937Liabilities 2024: $0Net Assets 2024: $116,9372024Assets 2025: $129,543Net Assets 2025: $129,5432025

Highlighted filing

2025

Assets$129,543
Liabilities-
Net Assets$129,543

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2012: $13,021Expenses 2012: $10,649Net Income 2012: $2,3722012Revenue 2013: $15,480Expenses 2013: $14,909Net Income 2013: $5712013Revenue 2014: $30,482Expenses 2014: $19,372Net Income 2014: $11,1102014Revenue 2015: $24,691Expenses 2015: $12,818Net Income 2015: $11,8732015Revenue 2016: $26,081Expenses 2016: $17,793Net Income 2016: $8,2882016Revenue 2017: $20,339Expenses 2017: $14,199Net Income 2017: $6,1402017Revenue 2018: $19,695Expenses 2018: $17,886Net Income 2018: $1,8092018Revenue 2019: $26,889Expenses 2019: $29,693Net Income 2019: -$2,8042019Revenue 2020: $38,770Expenses 2020: $27,990Net Income 2020: $10,7802020Revenue 2021: $8,949Expenses 2021: $12,912Net Income 2021: -$3,9632021Revenue 2022: $37,734Expenses 2022: $31,904Net Income 2022: $5,8302022Revenue 2023: $38,781Expenses 2023: $32,696Net Income 2023: $6,0852023Revenue 2024: $44,276Expenses 2024: $26,245Net Income 2024: $18,0312024Revenue 2025: $40,526Expenses 2025: $41,949Net Income 2025: -$1,4232025

Highlighted filing

2025

Revenue$40,526
Expenses$41,949
Net Income-$1,423

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.30$1.30$0.41$0.42$0.01
2024Detailed filing. Detailed filing data is available for this year.$1.17$0.00$1.17$0.44$0.26$0.18
2023Detailed filing. Detailed filing data is available for this year.$0.99$0.00$0.99$0.39$0.33$0.06
2022Detailed filing. Detailed filing data is available for this year.$0.97$0.00$0.97$0.38$0.32$0.06
2021Summary only. Only limited summary data is available for this year.$0.89$0.00$0.09$0.13$0.04
2020Summary only. Only limited summary data is available for this year.$0.99$0.00$0.39$0.28$0.11
2019Summary only. Only limited summary data is available for this year.$0.72$0.00$0.27$0.30$0.03
2018Summary only. Only limited summary data is available for this year.$0.79$0.00$0.20$0.18$0.02
2017Summary only. Only limited summary data is available for this year.$0.82$0.00$0.20$0.14$0.06
2016Summary only. Only limited summary data is available for this year.$0.77$0.00$0.26$0.18$0.08
2015Summary only. Only limited summary data is available for this year.$0.69$0.00$0.25$0.13$0.12
2014Summary only. Only limited summary data is available for this year.$0.58$0.00$0.30$0.19$0.11
2013Summary only. Only limited summary data is available for this year.$0.44$0.00$0.15$0.15$0.01
2012Summary only. Only limited summary data is available for this year.$0.41$0.00$0.13$0.11$0.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Aug 7, 2025
Return Version
2024v5.1
Gross Receipts
$71,839
Mission and Program Overview

Mission

Education&Preservationofrailroadhistorythrumodeling

Education & Preservation of railroad history thru modeling

Program Services

DescriptionGrantsExpenses
Promote a one-day and two-day program each year for over 5,000 participants where sessions that teach modeling techniques for prototypical layouts; provide available to meet their needs.$0$31,313
Set-up displays for public view enjoyment and education. Venues include Boston Museum of Science Amherst Railway Society and various other Model RR club shows benefiting over 150,000 attendees$0$29,716
Provide monthly opportunities open to the public where methods of modeling are taught; history of trains and train roads are presented.Provide hands-on opportunities that allows over 325 participants to learn by working with volunteer experts. Provide newsletter that details modeling techniques & shares history.$0$2,862
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Manuel EscobarPresident-DirectorPT$0--
Malcolm HouckVice President-$0--
Gerald CovinoTreasurerPT$0--
Peter WatonClerk-DirectorPT$0--
Daniel FretzDirector-Donations Chairman-$0--
Peter HiggnsDirector-Membership Chairman-$0--
Rudolph SlovacekDirector-$0--
Erich WhitneyDirector-Online Coordinator-$0--
Michael DolanDirector-$0--
Bruce RobinsonDirector-$0--
David InsleyWebmaster-$0--
William BarryHeadlight Editor-$0--
David HaralambouMuseum Of Sceince Exhibit Coordinator-$0--
Boris MaznekMos Volunteer Coordinator-$0--
Dana AndrusMos Construction Coordinator-$0--
John RussoNemte Director-$0--
Ray BarryNemte Business Manager-$0--
Robert CollinsModule Coordinator-$0--
Richard BallAssistant Module Coordinator-$0--
Sean McGillicuddyDirector-$0--
Fundraising, Events, and Gaming

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
New Model Train EXPO$38,483$38,483$5,345$33,138
Event 2$0$0$0$0
Total Events$38,483$38,483$31,283$7,200
Filing and Contact Details

Filer

Filer Name
Hub Division Inc
EIN
04-3123091
In Care Of
% Gerald F Covino
Address
PO BOX 672, HOLLIS, NH 03049-0672

Signing Officer

Name
Gerald Covino
Title
Treasurer
Signed
2025-08-07
Supplemental Narrative

Additional Explanations

Part I, line 8

| Other Revenues:, Amount:| Member Apparel;, $22| Program Support Materials, $412|

Part I, line 16

| Other Expenses:, Amount:| Awards & Engraving, $133| Fees for Service Providers, $127| Legal-Filing Fees, $152| Conference Calling & Technology, $360| Program Service Expenses, $29452| Supplies, $402| Insurance, $740| Program Support Materials, $264| Program Educational Expenses, $738| Membership, $332| PR Expense, $120| Donation Table Operation, $296| Member Apparel, $32| Member Appreciation Retention, $866| Website Expense, $83|

Part I, line 20

| Explanation:, Amount:| Change in the value of Assets due to depreciation and the acquisition of two cargo trailers, $14029|

Part II, line 24

| Explanation:, BOYAmount:, EOYAmount:| Other assets, $30825, $44855|

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt03155
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt0760
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt012
IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt028
IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt06638
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt038483
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt039787
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt036290
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt033513
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt0471
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt0148544
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt00
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt02683
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt03155
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt0760
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt012
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt028
IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt06638
IRS990ScheduleA/InvestmentIncomeCYPct00.0226
IRS990ScheduleA/InvestmentIncomePYPct00.01
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearAmt0434
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus1YearAmt03519
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus2YearsAmt06353
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus3YearsAmt0409
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/CurrentTaxYearMinus4YearsAmt0678
IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt011393
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/OtherIncome509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/OtherIncome509Grp/TotalAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/Post1975UBTIGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/Post1975UBTIGrp/TotalAmt00
IRS990ScheduleA/PubliclySupportedOrg509a2Ind0X
IRS990ScheduleA/PublicSupportCY509Pct00.9386
IRS990ScheduleA/PublicSupportPY509Pct00.93
IRS990ScheduleA/PublicSupportTotal509Amt0275859
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstAndDsqlfyPrsnsTotGrp/TotalAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus1YearAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus2YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus3YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/CurrentTaxYearMinus4YearsAmt00
IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt00
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind0X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt068722
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt067941
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt064519
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt065158
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt09519
IRS990ScheduleA/Total509Grp/TotalAmt0275859
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt071839
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt074615
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt071632
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt065579
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt010225
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt0293890
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt031283
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0New Model Train EXPO
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt038483
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt038483
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt038483
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt038483
IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt07200
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent1Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/NonCashPrizesTotalEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt05345
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt05345
IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent1Amt025938
IRS990ScheduleG/FundraisingEventInformationGrp/RentFacilityCostsEvent2Amt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsOtherEventsAmt00
IRS990ScheduleG/FundraisingEventInformationGrp/RentFcltyCostsTotalEventsAmt025938
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0| Other Revenues:, Amount:| Member Apparel;, $22| Program Support Materials, $412|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1| Other Expenses:, Amount:| Awards & Engraving, $133| Fees for Service Providers, $127| Legal-Filing Fees, $152| Conference Calling & Technology, $360| Program Service Expenses, $29452| Supplies, $402| Insurance, $740| Program Support Materials, $264| Program Educational Expenses, $738| Membership, $332| PR Expense, $120| Donation Table Operation, $296| Member Apparel, $32| Member Appreciation Retention, $866| Website Expense, $83|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2| Explanation:, Amount:| Change in the value of Assets due to depreciation and the acquisition of two cargo trailers, $14029|
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3| Explanation:, BOYAmount:, EOYAmount:| Other assets, $30825, $44855|
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Part I, line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Part I, line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Part I, line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Part II, line 24
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0Gerald Covino
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0Treasurer
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-08-07
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0HUB DIVISION INC
ReturnHeader/Filer/BusinessNameControlTxt0HUBD
ReturnHeader/Filer/EIN0043123091
ReturnHeader/Filer/ForeignPhoneNum06175430298
ReturnHeader/Filer/InCareOfNm0% Gerald F Covino
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 672
ReturnHeader/Filer/USAddress/CityNm0HOLLIS
ReturnHeader/Filer/USAddress/StateAbbreviationCd0NH
ReturnHeader/Filer/USAddress/ZIPCd0030490672
ReturnHeader/ReturnTs02025-08-06T10:05:42-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-07-01
ReturnHeader/TaxPeriodEndDt02025-06-30
ReturnHeader/TaxYr02024

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