Civic Intelligence

Stratford Title Holding Company Inc

EIN 04-3103642 • 501(c)2 • Needham, MA

Profile

The Company holds title to a commercial building, generating leasehold income and transferring net income to the parent organization, Stratford Foundation, Inc. a 501(c)(3) nonprofit organization.

220 Reservoir Street Suite 6Needham, MA 02494

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.17x

Higher debt load relative to assets than 58% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

42nd percentile

0.10x

Higher debt load relative to revenue than 42% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Net Margin

97th percentile

100%

Higher net margin than 97% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

80th percentile

$219,873

Higher top officer pay than 80% of similar nonprofits.

Top officer pay equals 19.9% of source-year revenue.

501(c)2 • $1M-$5M nonprofits • Source year 2025

Asset Growth

59th percentile

0.1%

Faster asset growth than 59% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

63rd percentile

12%

Faster revenue growth than 63% of similar nonprofits.

501(c)2 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$678,242

Up $886 (+0.1%) from 2024

Liabilities

Up

$115,321

Up $20,343 (+21%) from 2024

Net Assets

Down

$562,921

Down $19,457 (-3.3%) from 2024

Revenue

Up

$1,105,543

Up $117,552 (+12%) from 2024

Expenses

Flat

$0

Flat from 2024

Net Income

Up

$1,105,543

Up $117,552 (+12%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $1,309,039Liabilities 2011: $132,474Net Assets 2011: $1,176,5652011Assets 2012: $1,225,338Liabilities 2012: $113,334Net Assets 2012: $1,112,0042012Assets 2013: $1,164,800Liabilities 2013: $147,134Net Assets 2013: $1,017,6662013Assets 2014: $1,298,943Liabilities 2014: $78,629Net Assets 2014: $1,220,3142014Assets 2015: $1,300,596Liabilities 2015: $96,176Net Assets 2015: $1,204,4202015Assets 2016: $1,107,520Liabilities 2016: $110,816Net Assets 2016: $996,7042016Assets 2017: $1,230,320Liabilities 2017: $128,628Net Assets 2017: $1,101,6922017Assets 2018: $1,024,121Liabilities 2018: $77,578Net Assets 2018: $946,5432018Assets 2019: $1,070,203Liabilities 2019: $62,448Net Assets 2019: $1,007,7552019Assets 2020: $1,151,904Liabilities 2020: $84,492Net Assets 2020: $1,067,4122020Assets 2021: $845,669Liabilities 2021: $53,545Net Assets 2021: $792,1242021Assets 2022: $788,400Liabilities 2022: $69,397Net Assets 2022: $719,0032022Assets 2023: $640,939Liabilities 2023: $71,552Net Assets 2023: $569,3872023Assets 2024: $677,356Liabilities 2024: $94,978Net Assets 2024: $582,3782024Assets 2025: $678,242Liabilities 2025: $115,321Net Assets 2025: $562,9212025

Highlighted filing

2025

Assets$678,242
Liabilities$115,321
Net Assets$562,921

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0Expenses 2011: $02011Expenses 2012: $02012Revenue 2013: $780,662Expenses 2013: $0Net Income 2013: $780,6622013Revenue 2014: $712,648Expenses 2014: $0Net Income 2014: $712,6482014Revenue 2015: $779,106Expenses 2015: $0Net Income 2015: $779,1062015Revenue 2016: $812,284Expenses 2016: $0Net Income 2016: $812,2842016Revenue 2017: $922,437Expenses 2017: $0Net Income 2017: $922,4372017Revenue 2018: $828,092Expenses 2018: $0Net Income 2018: $828,0922018Revenue 2019: $865,212Expenses 2019: $0Net Income 2019: $865,2122019Revenue 2020: $867,607Expenses 2020: $0Net Income 2020: $867,6072020Revenue 2021: $879,712Expenses 2021: $0Net Income 2021: $879,7122021Revenue 2022: $1,010,629Expenses 2022: $0Net Income 2022: $1,010,6292022Revenue 2023: $1,000,384Expenses 2023: $0Net Income 2023: $1,000,3842023Revenue 2024: $987,991Expenses 2024: $0Net Income 2024: $987,9912024Revenue 2025: $1,105,543Expenses 2025: $0Net Income 2025: $1,105,5432025

Highlighted filing

2025

Revenue$1,105,543
Expenses$0
Net Income$1,105,543

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$0.68$0.12$0.56$1.11$0.00$1.11
2024Detailed filing. Detailed filing data is available for this year.$0.68$0.09$0.58$0.99$0.00$0.99
2023Detailed filing. Detailed filing data is available for this year.$0.64$0.07$0.57$1.00$0.00$1.00
2022Detailed filing. Detailed filing data is available for this year.$0.79$0.07$0.72$1.01$0.00$1.01
2021Detailed filing. Detailed filing data is available for this year.$0.85$0.05$0.79$0.88$0.00$0.88
2020Summary only. Only limited summary data is available for this year.$1.15$0.08$1.07$0.87$0.00$0.87
2019Summary only. Only limited summary data is available for this year.$1.07$0.06$1.01$0.87$0.00$0.87
2018Summary only. Only limited summary data is available for this year.$1.02$0.08$0.95$0.83$0.00$0.83
2017Detailed filing. Detailed filing data is available for this year.$1.23$0.13$1.10$0.92$0.00$0.92
2016Detailed filing. Detailed filing data is available for this year.$1.11$0.11$1.00$0.81$0.00$0.81
2015Detailed filing. Detailed filing data is available for this year.$1.30$0.10$1.20$0.78$0.00$0.78
2014Detailed filing. Detailed filing data is available for this year.$1.30$0.08$1.22$0.71$0.00$0.71
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.16$0.15$1.02$0.78$0.00$0.78
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.23$0.11$1.11$0.00
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.31$0.13$1.18$0.00
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 25, 2026
Return Version
2024v5.0
Gross Receipts
$1,882,904
Mission and Program Overview

Mission

The Company holds title to a commercial building, generating leasehold income and transferring net income to the parent organization, Stratford Foundation, Inc. a 501(c)(3) nonprofit organization.

The Company holds title to a commercial building, generating leasehold income and transferring net income to the parent organization, Stratford Foundation, Inc., a non profit 501(c)(3) organization.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$368,386$382,098▲ $13,712
Cash and Non-Interest-Bearing Accounts$71,983$119,727▲ $47,744
Accounts Receivable$123,549$100,145▼ $23,404
Prepaid Expenses and Deferred Charges$113,413$76,247▼ $37,166
Savings and Temporary Cash Investments$25$25→ $0
Other Notes and Loans Receivable, Net$0$0→ $0
Pledges and Grants Receivable$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$677,356$678,242▲ $886
Liabilities
Other Liabilities$63,901$53,162▼ $10,739
Accounts Payable and Accrued Expenses$31,077$39,184▲ $8,107
Deferred Revenue$0$22,975▲ $22,975
Grants Payable$0$0→ $0
Mortgage Notes Payable Secured by Investment Property$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Escrow Account Liability$0$0→ $0
Tax Exempt Bond Liabilities$0$0→ $0
Total Liabilities$94,978$115,321▲ $20,343
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$582,378$562,921▼ $19,457
Net Assets With Donor Restrictions$0$0→ $0
Total Net Assets Fund Balance$582,378$562,921▼ $19,457
Total Liabilities and Net Assets / Fund Balance$677,356$678,242▲ $886

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$222,404$2,268,376$2,490,780
Equipment$105,470$147,786$253,256
Buildings$0$204,189$204,189
Land$51,000-$51,000
Other Land Buildings$3,224$788$4,012
Compensation and Service Providers

Employees

NameTitleOtherTotal
John MalloyDirector$1,300$1,300

Board Members and Trustees

NameTitle
Anne JackPresident and CEO
Deborah BuiserTreasurer and CFO
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$0
Investment Income
$0
Other Revenue
$1,105,543
Change in Net Assets
$1,105,543

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,882,904
Revenue Not Reported on Financial Statements
$-777,361
Revenue Not Reported on Form 990
$0
Other Revenue Adjustments
$-777,361
Total Revenue per Audited Statements
$1,882,904
Total Revenue per Form 990
$1,105,543
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$0
Other Expenses$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Audited Expense Reconciliation

Line ItemAmount
Expenses Not Reported on Form 990$777,361
Total Expenses per Audited Statements$777,361
Expenses Not Reported on Financial Statements$0
Expenses per Audited Statements$0
Other Expense Adjustments$0
Total Expenses per Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Security deposits$45,500
Due to related party$7,662
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 2

The President-CEO is the daughter of the Director, and the Treasurer-CFO is the niece of the Director.

Form 990, Part VI, Section B, Line 11B

The Form 990 is thoroughly reviewed by the President before filing. Questions or issues that arise are discussed with the independent auditors prior to filing.

Form 990, Part VI, Section B, Line 12C

The Stratford Title Holding Company Follows the same procedures as that of the related organization, Stratford Foundation, which operates in a manner consistent with its charitable purposes and that it does not engage in activities that could jeopardize its status as an organization exempt from federal income tax, period reviews shall be conducted. The periodic reviews shall, at a minimum, include the following subjects: a. Whether compensation arrangements and benefits are reasonable and are the result of arm's-length bargaining; b. Whether partnerships, joint ventures, and arrangements with management organizations conform to the Foundation's written policies, are properly recorded, reflect reasonable investment or payments for goods an services, further the Foundation's charitable purposes, and do not result in inurement, impermissible private benefit or in an excess benefit transaction. If a violation of the conflicts of interest policy is suspected: a. If the Board or committee has reasonable cause to believe that an officer, director, or member of a committee has failed to disclose actual or possible conflicts of interest, it shall inform the person of the basis for such belief and afford him or her an opportunity to explain the alleged failure to disclose. b. If, after hearing the response of the officer, director, or member of a committee and making such further investigation as may be warranted in the circumstances, the Board or committee determines that he or she has in fact failed to disclose an actual or possible conflict of interest, it shall take appropriate disciplinary and corrective action.

Form 990, Part VI, Section B, Line 15

Stratford Title Holding Company Inc does not have payroll however, it follows the same procedures as that of its related organization, Stratford Foundation Inc., a nonprofit 5(c)(3) organization. The board determines the President's and CFO's salaries in conjunction with the compensation subcommittee and considering input from an external review. This external review is conducted approximately every three years, with the most recent one taking place in May 2023. Following this review, compensation increases were implemented in August 2023. There were no salary increases in 2024, and the CFO received an increase in August 2025, after submitting a goals review and analysis. Employee compensation is primarily based on performance reviews. The President, using recommendations from the employee's supervisors and market analysis, determines salaries and hourly wages. Typically, employee pay increases are granted annually on the employee's anniversary date.

Form 990, Part VI, Section C, Line 19

Disclosure availability of tax returns, governing documents and policies made upon request by contacting the organization.

Filing and Contact Details

Filer

Filer Name
Stratford Title Holding Company Inc
EIN
04-3103642
Phone
7814445582
Address
220 Reservoir Street Suite 6, Needham, MA 02494

Signing Officer

Name
Deborah Buiser
Title
CFO
Phone
7814445582
Signed
2026-02-25

Organization Details

Formed
1990
Legal Domicile
Ma
Voting Board Members
1
Independent Board Members
1
Employees
0
Volunteers
0
Supplemental Narrative

Additional Explanations

Form 990, Part XI, Line 9

Transfer funds to related entity 501(c)(3) $-1,125,000. The holding company functions as an endowment.

Financial Statement Notes

Schedule D, Part XI, Line 4B

Rental expenses reported on 990 Part VIII, Line 6b $-777,361.

Schedule D, Part XII, Line 2D

Rental expenses reported on 990 Part VIII, Line 6b $777,361.

Raw XML AppendixShowing 400 of 418 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2Director
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IRS990ScheduleD/BuildingsGrp/BookValueAmt00
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0204189
IRS990ScheduleD/BuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0204189
IRS990ScheduleD/DonatedServicesAndUseFcltsAmt00
IRS990ScheduleD/DonatedServicesUseFcltsAmt00
IRS990ScheduleD/EquipmentGrp/BookValueAmt0105470
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0147786
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0253256
IRS990ScheduleD/ExpensesNotReportedAmt0777361
IRS990ScheduleD/ExpensesNotRptFinclStmtAmt00
IRS990ScheduleD/ExpensesSubtotalAmt00
IRS990ScheduleD/FederalIncomeTaxLiabilityAmt00
IRS990ScheduleD/InvestmentExpensesNotIncld2Amt00
IRS990ScheduleD/InvestmentExpensesNotIncldAmt00
IRS990ScheduleD/LandGrp/BookValueAmt051000
IRS990ScheduleD/LandGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt051000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt0222404
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt02268376
IRS990ScheduleD/LeaseholdImprovementsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt02490780
IRS990ScheduleD/LossesReportedAmt00
IRS990ScheduleD/NetUnrealizedGainsInvstAmt00
IRS990ScheduleD/OtherExpensesIncludedAmt0777361
IRS990ScheduleD/OtherExpensesNotIncludedAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt03224
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0788
IRS990ScheduleD/OtherLandBuildingsGrp/InvestmentCostOrOtherBasisAmt00
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt04012
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt045500
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt17662
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Security deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Due to related party
IRS990ScheduleD/OtherRevenueAmt00
IRS990ScheduleD/OtherRevenuesNotIncludedAmt0-777361
IRS990ScheduleD/PriorYearAdjustmentsAmt00
IRS990ScheduleD/RecoveriesPriorYearGrantsAmt00
IRS990ScheduleD/RevenueNotReportedAmt00
IRS990ScheduleD/RevenueNotReportedFinclStmtAmt0-777361
IRS990ScheduleD/RevenueSubtotalAmt01882904
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0Rental expenses reported on 990 Part VIII, Line 6b $-777,361.
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt1Rental expenses reported on 990 Part VIII, Line 6b $777,361.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Schedule D, Part XI, Line 4b
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc1Schedule D, Part XII, Line 2d
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0382098
IRS990ScheduleD/TotalExpensesPerForm990Amt00
IRS990ScheduleD/TotalLiabilityAmt053162
IRS990ScheduleD/TotalRevenuePerForm990Amt01105543
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01882904
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt0777361
IRS990ScheduleJ/EquityBasedCompArrngmInd00
IRS990/ScheduleJRequiredInd01
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BaseCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusFilingOrganizationAmount10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/BonusRelatedOrganizationsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt0207477
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompensationBasedOnRltdOrgsAmt1127171
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990FilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/CompReportPrior990RltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompensationFlngOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt010396
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/DeferredCompRltdOrgsAmt16311
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/NontaxableBenefitsRltdOrgsAmt126459
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/OtherCompensationRltdOrgsAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm0Anne Jack
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/PersonNm1Deborah Buiser
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt0President and CEO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TitleTxt1Treasurer and CFO
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt00
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationFilingOrgAmt10
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt0217873
IRS990ScheduleJ/RltdOrgOfficerTrstKeyEmplGrp/TotalCompensationRltdOrgsAmt1159941
IRS990ScheduleJ/SeverancePaymentInd00
IRS990ScheduleJ/SupplementalNonqualRtrPlanInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0The President-CEO is the daughter of the Director, and the Treasurer-CFO is the niece of the Director.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1The Form 990 is thoroughly reviewed by the President before filing. Questions or issues that arise are discussed with the independent auditors prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2The Stratford Title Holding Company Follows the same procedures as that of the related organization, Stratford Foundation, which operates in a manner consistent with its charitable purposes and that it does not engage in activities that could jeopardize its status as an organization exempt from federal income tax, period reviews shall be conducted. The periodic reviews shall, at a minimum, include the following subjects: a. Whether compensation arrangements and benefits are reasonable and are the result of arm's-length bargaining; b. Whether partnerships, joint ventures, and arrangements with management organizations conform to the Foundation's written policies, are properly recorded, reflect reasonable investment or payments for goods an services, further the Foundation's charitable purposes, and do not result in inurement, impermissible private benefit or in an excess benefit transaction. If a violation of the conflicts of interest policy is suspected: a. If the Board or committee has reasonable cause to believe that an officer, director, or member of a committee has failed to disclose actual or possible conflicts of interest, it shall inform the person of the basis for such belief and afford him or her an opportunity to explain the alleged failure to disclose. b. If, after hearing the response of the officer, director, or member of a committee and making such further investigation as may be warranted in the circumstances, the Board or committee determines that he or she has in fact failed to disclose an actual or possible conflict of interest, it shall take appropriate disciplinary and corrective action.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Stratford Title Holding Company Inc does not have payroll however, it follows the same procedures as that of its related organization, Stratford Foundation Inc., a nonprofit 5(c)(3) organization. The board determines the President's and CFO's salaries in conjunction with the compensation subcommittee and considering input from an external review. This external review is conducted approximately every three years, with the most recent one taking place in May 2023. Following this review, compensation increases were implemented in August 2023. There were no salary increases in 2024, and the CFO received an increase in August 2025, after submitting a goals review and analysis. Employee compensation is primarily based on performance reviews. The President, using recommendations from the employee's supervisors and market analysis, determines salaries and hourly wages. Typically, employee pay increases are granted annually on the employee's anniversary date.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Disclosure availability of tax returns, governing documents and policies made upon request by contacting the organization.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Transfer funds to related entity 501(c)(3) $-1,125,000. The holding company functions as an endowment.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990, Part VI, Section A, Line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990, Part VI, Section B, Line 11b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990, Part VI, Section B, Line 12c
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990, Part VI, Section B, Line 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990, Part VI, Section C, Line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990, Part XI, Line 9
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0Stratford Foundation Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0041166517
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(c)(3)
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Remedial education, teacher training and grant making
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0yes
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt0220 Reservoir Street Suite6
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Needham
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd002494
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd01
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd01
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt01125000
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0Cash
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0Stratford Foundation Inc
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0r
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd01
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondLiabilitiesGrp/BOYAmt00
IRS990/TaxExemptBondLiabilitiesGrp/EOYAmt00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0677356
IRS990/TotalAssetsEOYAmt0678242
IRS990/TotalAssetsGrp/BOYAmt0677356
IRS990/TotalAssetsGrp/EOYAmt0678242
IRS990/TotalCompGreaterThan150KInd01
IRS990/TotalContributionsAmt00
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt00
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt094978
IRS990/TotalLiabilitiesEOYAmt0115321
IRS990/TotalLiabilitiesGrp/BOYAmt094978
IRS990/TotalLiabilitiesGrp/EOYAmt0115321
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0582378
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0562921
IRS990/TotalOtherCompensationAmt043166
IRS990/TotalOtherProgSrvcExpenseAmt00
IRS990/TotalOtherProgSrvcGrantAmt00
IRS990/TotalOtherProgSrvcRevenueAmt00
IRS990/TotalProgramServiceExpensesAmt00
IRS990/TotalProgramServiceRevenueAmt00
IRS990/TotalReportableCompFromOrgAmt00
IRS990/TotalRevenueGrp/ExclusionAmt01105543
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt00
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt01105543
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0677356
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0678242
IRS990/TotReportableCompRltdOrgAmt0337948
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UnsecuredNotesLoansPayableGrp/BOYAmt00
IRS990/UnsecuredNotesLoansPayableGrp/EOYAmt00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0220 Reservior Street Suite 6
IRS990/USAddress/CityNm0Needham
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd002494
IRS990/VotingMembersGoverningBodyCnt01
IRS990/VotingMembersIndependentCnt01
IRS990/WhistleblowerPolicyInd01
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