Civic Intelligence

Mbta Pensioners Club Inc

EIN 04-3018940 • 501(c)7 • Braintree, MA

Profile

To provide an organization that functions as a club for retirees of the massachusetts bay transportation authority.

Post Office Box 850397Braintree, MA 02186

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2025

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2025

Net Margin

14th percentile

-21%

Higher net margin than 14% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2025

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2025

Asset Growth

35th percentile

-5.3%

Faster asset growth than 35% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Revenue Growth

54th percentile

3.4%

Faster revenue growth than 54% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2024 to 2025

Assets

Down

$221,595

Down $12,346 (-5.3%) from 2024

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$221,595

Down $12,346 (-5.3%) from 2024

Revenue

Up

$59,173

Up $1,954 (+3.4%) from 2024

Expenses

Down

$71,519

Down $5,774 (-7.5%) from 2024

Net Income

Up

-$12,346

Up $7,728 (+38%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$400K$300K$200K$100K$0Assets 2011: $255,228Net Assets 2011: $255,2282011Assets 2012: $272,169Liabilities 2012: $02012Assets 2013: $284,310Liabilities 2013: $0Net Assets 2013: $284,3102013Assets 2014: $288,805Liabilities 2014: $0Net Assets 2014: $288,8052014Assets 2015: $292,548Liabilities 2015: $0Net Assets 2015: $292,5482015Assets 2016: $285,477Liabilities 2016: $0Net Assets 2016: $285,4772016Assets 2017: $290,261Liabilities 2017: $0Net Assets 2017: $290,2612017Assets 2018: $287,897Liabilities 2018: $0Net Assets 2018: $287,8972018Assets 2019: $283,115Liabilities 2019: $0Net Assets 2019: $283,1152019Assets 2020: $283,672Liabilities 2020: $0Net Assets 2020: $283,6722020Assets 2021: $308,325Liabilities 2021: $0Net Assets 2021: $308,3252021Assets 2022: $277,876Liabilities 2022: $0Net Assets 2022: $277,8762022Assets 2023: $254,015Liabilities 2023: $0Net Assets 2023: $254,0152023Assets 2024: $233,941Net Assets 2024: $233,9412024Assets 2025: $221,595Net Assets 2025: $221,5952025

Highlighted filing

2025

Assets$221,595
Liabilities-
Net Assets$221,595

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2011: $109,816Expenses 2011: $105,966Net Income 2011: $3,8502011Revenue 2012: $81,562Expenses 2012: $64,621Net Income 2012: $16,9412012Revenue 2013: $75,236Expenses 2013: $63,095Net Income 2013: $12,1412013Revenue 2014: $71,389Expenses 2014: $66,894Net Income 2014: $4,4952014Revenue 2015: $70,255Expenses 2015: $66,512Net Income 2015: $3,7432015Revenue 2016: $67,076Expenses 2016: $74,147Net Income 2016: -$7,0712016Revenue 2017: $70,224Expenses 2017: $65,440Net Income 2017: $4,7842017Revenue 2018: $64,041Expenses 2018: $66,405Net Income 2018: -$2,3642018Revenue 2019: $62,074Expenses 2019: $66,856Net Income 2019: -$4,7822019Revenue 2020: $60,479Expenses 2020: $59,922Net Income 2020: $5572020Revenue 2021: $50,998Expenses 2021: $26,345Net Income 2021: $24,6532021Revenue 2022: $53,615Expenses 2022: $84,064Net Income 2022: -$30,4492022Revenue 2023: $56,515Expenses 2023: $80,376Net Income 2023: -$23,8612023Revenue 2024: $57,219Expenses 2024: $77,293Net Income 2024: -$20,0742024Revenue 2025: $59,173Expenses 2025: $71,519Net Income 2025: -$12,3462025

Highlighted filing

2025

Revenue$59,173
Expenses$71,519
Net Income-$12,346

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.22$2.22$0.59$0.72$0.12
2024Detailed filing. Detailed filing data is available for this year.$2.34$2.34$0.57$0.77$0.20
2023Detailed filing. Detailed filing data is available for this year.$2.54$0.00$2.54$0.57$0.80$0.24
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.78$0.00$2.78$0.54$0.84$0.30
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$3.08$0.00$3.08$0.51$0.26$0.25
2020Detailed filing. Detailed filing data is available for this year.$2.84$0.00$2.84$0.60$0.60$0.01
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.83$0.00$2.83$0.62$0.67$0.05
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.88$0.00$2.88$0.64$0.66$0.02
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.90$0.00$2.90$0.70$0.65$0.05
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.85$0.00$2.85$0.67$0.74$0.07
2015Detailed filing. Detailed filing data is available for this year.$2.93$0.00$2.93$0.70$0.67$0.04
2014Detailed filing. Detailed filing data is available for this year.$2.89$0.00$2.89$0.71$0.67$0.04
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.84$0.00$2.84$0.75$0.63$0.12
2012Summary only. Only limited summary data is available for this year.$2.72$0.00$0.82$0.65$0.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.55$2.55$1.10$1.06$0.04
Latest Detailed Filing

The latest 2025 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2024 below.

Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Jun 17, 2025
Return Version
2023v6.0
Gross Receipts
$57,219
Mission and Program Overview

Mission

To provide an organization that functions as a club for retirees of the massachusetts bay transportation authority.

Program Services

DescriptionGrantsExpenses
THE ORGANIZATION IS ESTABLISHED TO ASSIST AND BENEFIT RETIRED EMPLOYEES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY AND THEIR SPOUSES. THE ORGANIZATION RETAINS SURPLUS DUES AND DONATES SAME TO CHARITY AND ESTABLISHES EDUCATIONAL SCHOLARSHIPS FOR DESERVING STUDENTS.--
THE CLUB IS ESTABLISHED FOR THE PLEASURE, EDUCATION AND BENFIT OF RETIRED EMPLOYEES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY AND THEIR SPOUSES.--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
ROY CHANCEPresident-$0--
MARGRET LAPAGLIAVice Preside-$0--
NANCY EGGERSSecretory-$0--
CHRISTINE RAYMONDTreasurer-$0--
REGGIE STOVELLChaplain-$0--
PAUL FLYNNDirector-$0--
MARY CAWLEY- THEMMENChairman-$0--
EILEEN HEAVEYDirector-$0--
STEVE EPPSDirector-$0--
Filing and Contact Details

Filer

Filer Name
Mbta Pensioners Club Inc
EIN
04-3018940
Phone
6173870029
Address
POST OFFICE BOX 850397, BRAINTREE, MA 02186

Signing Officer

Name
Christine Raymond
Title
Treasurer
Phone
6174725258
Signed
2025-06-17

Preparer

Firm
Wa Leonard by Block Advisors
Address
1500 BOSTON PROVIDENCE TPKE STE 36, NORWOOD, MA 02062-4631
Preparer
Fayyaz a Noor CPA
Phone
7817622027
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

Expenses office expense 516 mileages 2,085 board meetings 2,779 bank service charge 25 bus driver expense 2,500 miscellaneous expenses 1,844 scholarship 8,000 catering 29,195 elk bank 6,965 meals 2,392 presidenter's letters 14,563 prize 541 rounding -1 total 71,404

Form 990-ez, Part II, Line 24

Intangible assets 939 939 less accumulated depreciation 939 939 total 0 0

Form 990-ez, Part III

To provide an organization that functions as a club for retirees of the massachusetts bay transportation authority.

Form 990-ez, Part III, Line 28

The organization is established to assist and benefit retired employees of the massachusetts bay transportation authority and their spouses. The organization retains surplus dues and donates same to charity and establishes educational scholarships for deserving students.

Form 990-ez, Part III, Line 31

The club is established for the pleasure, education and benfit of retired employees of the massachusetts bay transportation authority and their spouses.

Raw XML Appendix130 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0JOSEPH E DOYLE
IRS990EZ/BooksInCareOfDetail/BusinessName/BusinessNameLine2Txt0JOSEPH E DOYLE
IRS990EZ/BooksInCareOfDetail/PhoneNum06174725258
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt022 HUDSON ST
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine2Txt022 HUDSON ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0QUINCY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd002169
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0254015
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0233941
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-20074
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt01297
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0254015
IRS990EZ/Form990TotalAssetsGrp/EOYAmt0233941
IRS990EZ/GrossReceiptsAmt057219
IRS990EZ/GrossReceiptsForPublicUseAmt00
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InitiationFeesAndCapContriAmt056415
IRS990EZ/InvestmentIncomeAmt06278
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt044342
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0254015
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0233941
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0254015
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt0233941
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt7000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt8000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ROY CHANCE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1MARGRET LAPAGLIA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2NANCY EGGERS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CHRISTINE RAYMOND
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4REGGIE STOVELL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5PAUL FLYNN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MARY CAWLEY- THEMMEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7EILEEN HEAVEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8STEVE EPPS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETORY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4CHAPLAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6CHAIRMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationFiled990TInd0true
IRS990EZ/OrganizationHadUBIInd0true
IRS990EZ/OtherExpensesTotalAmt071404
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO PROVIDE AN ORGANIZATION THAT FUNCTIONS AS A CLUB FOR RETIREES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY.
IRS990EZ/PrintingPublicationsPostageAmt04592
IRS990EZ/ProgramServiceRevenueAmt06599
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0THE ORGANIZATION IS ESTABLISHED TO ASSIST AND BENEFIT RETIRED EMPLOYEES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY AND THEIR SPOUSES. THE ORGANIZATION RETAINS SURPLUS DUES AND DONATES SAME TO CHARITY AND ESTABLISHES EDUCATIONAL SCHOLARSHIPS FOR DESERVING STUDENTS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1THE CLUB IS ESTABLISHED FOR THE PLEASURE, EDUCATION AND BENFIT OF RETIRED EMPLOYEES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY AND THEIR SPOUSES.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt077293
IRS990EZ/TotalRevenueAmt057219
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE EXPENSE 516 MILEAGES 2,085 BOARD MEETINGS 2,779 BANK SERVICE CHARGE 25 BUS DRIVER EXPENSE 2,500 MISCELLANEOUS EXPENSES 1,844 SCHOLARSHIP 8,000 CATERING 29,195 ELK BANK 6,965 MEALS 2,392 PRESIDENTER'S LETTERS 14,563 PRIZE 541 ROUNDING -1 TOTAL 71,404
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1INTANGIBLE ASSETS 939 939 LESS ACCUMULATED DEPRECIATION 939 939 TOTAL 0 0
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2TO PROVIDE AN ORGANIZATION THAT FUNCTIONS AS A CLUB FOR RETIREES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE ORGANIZATION IS ESTABLISHED TO ASSIST AND BENEFIT RETIRED EMPLOYEES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY AND THEIR SPOUSES. THE ORGANIZATION RETAINS SURPLUS DUES AND DONATES SAME TO CHARITY AND ESTABLISHES EDUCATIONAL SCHOLARSHIPS FOR DESERVING STUDENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE CLUB IS ESTABLISHED FOR THE PLEASURE, EDUCATION AND BENFIT OF RETIRED EMPLOYEES OF THE MASSACHUSETTS BAY TRANSPORTATION AUTHORITY AND THEIR SPOUSES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART III
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III, LINE 28
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990-EZ, PART III, LINE 31
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/PersonNm0CHRISTINE RAYMOND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06174725258
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-06-17
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MBTA PENSIONERS CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0MBTA
ReturnHeader/Filer/EIN0043018940
ReturnHeader/Filer/PhoneNum06173870029
ReturnHeader/Filer/USAddress/AddressLine1Txt0POST OFFICE BOX 850397
ReturnHeader/Filer/USAddress/CityNm0BRAINTREE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002186
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0false
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0431871840
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0WA LEONARD BY BLOCK ADVISORS
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt01500 BOSTON PROVIDENCE TPKE STE 36
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORWOOD
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0020624631
ReturnHeader/PreparerPersonGrp/PhoneNum07817622027
ReturnHeader/PreparerPersonGrp/PreparationDt02025-06-17
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0FAYYAZ A NOOR CPA
ReturnHeader/ReturnTs02025-08-07T14:18:14-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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