Civic Intelligence

Bread & Roses Housing Inc.

EIN 04-2983365 • 501(c)3 • Lawrence, MA

Pub. 78 Eligible

Profile

Create, preserve and advocate for affordable housing opportunities for low-income families; support families' goals of self sufficiency, education and empowerment; improve economically distressed neighborhoods, and advocate for the affordable housing needs of families' goals of self sufficiency, eudcation and empowerment.

15 Union St 205Lawrence, MA 01840

www.brhousing.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

74th percentile

0.31x

Higher debt load relative to assets than 74% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

96th percentile

3.91x

Higher debt load relative to revenue than 96% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

10th percentile

-33%

Higher net margin than 10% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

64th percentile

$92,876

Higher top officer pay than 64% of similar nonprofits.

Top officer pay equals 44.2% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

82nd percentile

25%

Faster asset growth than 82% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

32nd percentile

-2.9%

Faster revenue growth than 32% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets74th percentile

Assets

Up

$2,672,696

Up $533,114 (+25%) from 2023

Liabilities

Up

$822,396

Up $601,729 (+273%) from 2023

Net Assets

Down

$1,850,300

Down $68,615 (-3.6%) from 2023

Operations
Liabilities / Revenue96th percentileNet Margin10th percentile

Revenue

Down

$210,238

Down $6,309 (-2.9%) from 2023

Expenses

Down

$278,853

Down $111,372 (-29%) from 2023

Net Income

Up

-$68,615

Up $105,063 (+60%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth82nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2011: $1,310,238Liabilities 2011: $36,572Net Assets 2011: $1,273,6662011Assets 2012: $1,295,588Liabilities 2012: $43,766Net Assets 2012: $1,251,8222012Assets 2013: $1,411,974Liabilities 2013: $40,691Net Assets 2013: $1,371,2832013Assets 2014: $1,663,276Liabilities 2014: $105,396Net Assets 2014: $1,557,8802014Assets 2015: $1,483,420Liabilities 2015: $13,687Net Assets 2015: $1,469,7332015Assets 2016: $1,611,707Liabilities 2016: $40,021Net Assets 2016: $1,571,6862016Assets 2017: $1,765,555Liabilities 2017: $44,825Net Assets 2017: $1,720,7302017Assets 2018: $2,578,231Liabilities 2018: $787,699Net Assets 2018: $1,790,5322018Assets 2019: $2,277,557Liabilities 2019: $327,707Net Assets 2019: $1,949,8502019Assets 2020: $2,616,235Liabilities 2020: $464,623Net Assets 2020: $2,151,6122020Assets 2021: $2,346,641Liabilities 2021: $395,724Net Assets 2021: $1,950,9172021Assets 2022: $2,264,147Liabilities 2022: $171,554Net Assets 2022: $2,092,5932022Assets 2023: $2,139,582Liabilities 2023: $220,667Net Assets 2023: $1,918,9152023Assets 2024: $2,672,696Liabilities 2024: $822,396Net Assets 2024: $1,850,3002024

Highlighted filing

2024

Assets$2,672,696
Liabilities$822,396
Net Assets$1,850,300
Open 2024 Filing

Operations Trend

Revenue Growth32nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $661,5632011Expenses 2012: $460,9232012Revenue 2013: $462,293Expenses 2013: $342,832Net Income 2013: $119,4612013Revenue 2014: $392,380Expenses 2014: $205,783Net Income 2014: $186,5972014Revenue 2015: $179,852Expenses 2015: $259,299Net Income 2015: -$79,4472015Revenue 2016: $444,515Expenses 2016: $342,562Net Income 2016: $101,9532016Revenue 2017: $748,825Expenses 2017: $599,781Net Income 2017: $149,0442017Revenue 2018: $559,176Expenses 2018: $489,374Net Income 2018: $69,8022018Revenue 2019: $469,609Expenses 2019: $310,291Net Income 2019: $159,3182019Revenue 2020: $470,457Expenses 2020: $268,695Net Income 2020: $201,7622020Revenue 2021: $1,196,868Expenses 2021: $1,397,563Net Income 2021: -$200,6952021Revenue 2022: $486,722Expenses 2022: $345,046Net Income 2022: $141,6762022Revenue 2023: $216,547Expenses 2023: $390,225Net Income 2023: -$173,6782023Revenue 2024: $210,238Expenses 2024: $278,853Net Income 2024: -$68,6152024

Highlighted filing

2024

Revenue$210,238
Expenses$278,853
Net Income-$68,615
Open 2024 Filing

Filings

Most recent year

2024 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$2,672,696
Liabilities
$822,396
Net assets
$1,850,300
Revenue
$210,238
Expenses
$278,853
Net income
-$68,615
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.67$0.82$1.85$0.21$0.28$0.07
2023Detailed filing. Detailed filing data is available for this year.$2.14$0.22$1.92$0.22$0.39$0.17
2022Detailed filing. Detailed filing data is available for this year.$2.26$0.17$2.09$0.49$0.35$0.14
2021Detailed filing. Detailed filing data is available for this year.$2.35$0.40$1.95$1.20$1.40$0.20
2020Detailed filing. Detailed filing data is available for this year.$2.62$0.46$2.15$0.47$0.27$0.20
2019Detailed filing. Detailed filing data is available for this year.$2.28$0.33$1.95$0.47$0.31$0.16
2018Detailed filing. Detailed filing data is available for this year.$2.58$0.79$1.79$0.56$0.49$0.07
2017Detailed filing. Detailed filing data is available for this year.$1.77$0.04$1.72$0.75$0.60$0.15
2016Detailed filing. Detailed filing data is available for this year.$1.61$0.04$1.57$0.44$0.34$0.10
2015Detailed filing. Detailed filing data is available for this year.$1.48$0.01$1.47$0.18$0.26$0.08
2014Detailed filing. Detailed filing data is available for this year.$1.66$0.11$1.56$0.39$0.21$0.19
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.41$0.04$1.37$0.46$0.34$0.12
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.30$0.04$1.25$0.46
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.31$0.04$1.27$0.66
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Feb 24, 2026
Return Version
2023v6.0
Gross Receipts
$210,238
Mission and Program Overview

Mission

Create,preserve and advocate for

Create, preserve and advocate for affordable housing opportunities for low-income families; support families goals of self-sufficiency, education and empowerment.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$1,314,681$1,314,681→ $0
Other Notes and Loans Receivable, Net$661,464$638,797▼ $22,667
Savings and Temporary Cash Investments$91,312$88,896▼ $2,416
Accounts Receivable$2,257$15,926▲ $13,669
Prepaid Expenses and Deferred Charges$16,074$2,052▼ $14,022
Total Assets$2,139,582$2,672,696▲ $533,114
Other Assets Total$53,794$612,344▲ $558,550
Liabilities
Mortgage Notes Payable Secured by Investment Property$129,154$788,922▲ $659,768
Accounts Payable and Accrued Expenses$37,387$0▼ $37,387
Other Liabilities$0$33,474▲ $33,474
Total Liabilities$220,667$822,396▲ $601,729
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,918,915$1,850,300▼ $68,615
Total Net Assets Fund Balance$1,918,915$1,850,300▼ $68,615
Total Liabilities and Net Assets / Fund Balance$2,139,582$2,672,696▲ $533,114

Asset Categories

AssetBook ValueDepreciationBasis
Land$1,314,681-$1,314,681
Other Assets Org$1,838--
Compensation and Service Providers
Top Officer Pay64th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Annmary Irene ConnorExecutive DirectorFT$90,171$2,705$92,876

Board Members and Trustees

NameTitle
Arlin SantiagoPresident
Gloria Abou-haidarBoard Member
Sasha TorresBoard Member
Vivianna CorderoClerk
Marie Therese ChahineTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$130,880
Program Service Revenue
$76,694
Investment Income
$2,664
Other Revenue
$0
All Other Contributions
$130,880
Change in Net Assets
$-68,615
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$185,177
Other Expenses$93,676
Total Fundraising Expense$74,700
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$49,913$3,484$36,774$90,171
Other Salaries and Wages$34,009$2,328$23,880$60,217
Payroll Taxes$10,948$758$7,913$19,619
Fees for Services Other$18,948--$18,948
Other Employee Benefits$8,466$586$6,118$15,170
Fees for Services Accounting-$14,172-$14,172
Interest$14,010--$14,010
Insurance-$9,014-$9,014
Information Technology-$8,831-$8,831
Office Expenses-$1,617-$1,617
Other Expenses$1,091$1,339-$1,091
All Other Expenses$540--$540
Travel-$322-$322
Advertising--$15$15
Total Functional Expenses$159,914$44,239$74,700$278,853
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Lease Liabilities$33,474
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The treasurer reviews the form 990 and presents it to the board.”

Form 990, Part VI, Section B, Line 12C

“Each year, the directors certify as to their independence.”

Form 990, Part VI, Section B, Line 15

“Each year the executive director compensation is reviewed and approved by the board. Compensation is reviewed to determine if the approved compensation is comparable to the position for a like-sized organization by utilizing a performance review benchmark.”

Form 990, Part VI, Section C, Line 18

“The governing documents, conflict of interest policy and form 990 are immediately made available to the public by calling the organization's office, walking into the organization's office or mailing in a request to the organization. The form 990 is also available through the massachusetts atorney general's office/website.”

Form 990, Part VI, Section C, Line 19

“The governing documents, conflict of interest policy and form 990 are immediately made available to the public by calling the organization's office, walking into the organization's office or mailing in a request to the organization. The form 990 is also available through the massachusetts atorney general's office/website.”

Filing and Contact Details

Filer

Filer Name
Bread & Roses Housing Inc
EIN
04-2983365
Phone
9786851823
Address
15 UNION ST 205, LAWRENCE, MA 01840

Signing Officer

Name
Arlin Santiago President
Title
President
Phone
9786851823
Signed
2026-02-24
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Arlin Santiago President
Formed
1987
Legal Domicile
Ma
Voting Board Members
6
Independent Board Members
5
Employees
3
Volunteers
0

Preparer

Firm
Barrett & Scibelli LLC
Address
8 WINCHESTER PLACE 301, WINCHESTER, MA 01890
Preparer
Filomena Scibelli CPA
Phone
7815702273
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 1B:

“The agency collects escrow payments to be used for taxes and insurance for each respective homeowner's property.”

Raw XML Appendix393 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990/ActivitiesConductedPrtshpInd00
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IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0WALKIRIA POOL - CENTRO DE APOYO
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IRS990/Desc0BREAD AND ROSES HOUSING'S AFFORDABLE HOME OWNERSHIP OPPORTUNITIES ARE AMONG THE MOST ACCESSIBLE AND AFFORDABLE IN NEW ENGLAND. ITS COMMUNITY LAND TRUST MODEL, A PROGRESSIVE SOLUTION TO COMMUNITY CHANGE, TAKES THE VALUE OF THE LAND OUT OF THE HOME-BUYING PROCESS, PRESERVING THE LAND AS A COMMUNITY RESOURCE WHILE OPENING THE DOOR TO HOME OWNERSHIP TO VERY LOW INCOME FAMILIES. BESIDES CREATING AND PRESERVING AFFORDABLE HOME OWNERSHIP OPPORTUNITIES FOR HOUSEHOLDS TRADITIONALLY EXCLUDED FROM THE HOUSING MARKET, OUR FAMILY SUPPORT PROGRAM PROVIDES EDUCATION AND TRAINING, AS WELL AS NETWORKING AND ORGANIZING OPPORTUNITIES TO ENSURE FAMILIES' CONTINUED SUCCESS. ADVOCATING FOR THE HOUSING NEEDS OF LOW INCOME FAMILIES THROUGH COLLABORATIVE PARTNERHIPS IS A KEY PRIORITY FOR THE ORGANIZATION. SINCE ITS INCEPTION, BREAD & ROSES HOUSING HAS CONDUCTED EDUCATION SEMINARS FOR OVER 2,700 LOW INCOME, FIRST TIME HOMEBUYERS AND ENABLED 54 FAMILIES TO OBTAIN AND MAINTAIN THEIR OWN HOME - FAMILIES THAT MIGHT HAVE NEVER HAD THE OPPORTUNITY TO PURCHASE THEIR OWN PROPERTY.
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IRS990/OtherExpensesGrp/ManagementAndGeneralAmt11339
IRS990/OtherExpensesGrp/ProgramServicesAmt021989
IRS990/OtherExpensesGrp/ProgramServicesAmt11091
IRS990/OtherExpensesGrp/TotalAmt021989
IRS990/OtherExpensesGrp/TotalAmt11788
IRS990/OtherExpensesGrp/TotalAmt21339
IRS990/OtherExpensesGrp/TotalAmt31091
IRS990/OtherLiabilitiesGrp/BOYAmt00
IRS990/OtherLiabilitiesGrp/EOYAmt033474
IRS990/OtherSalariesAndWagesGrp/FundraisingAmt023880
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt02328
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt034009
IRS990/OtherSalariesAndWagesGrp/TotalAmt060217
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt0661464
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt0638797
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/FundraisingAmt07913
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt0758
IRS990/PayrollTaxesGrp/ProgramServicesAmt010948
IRS990/PayrollTaxesGrp/TotalAmt019619
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt016074
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt02052
IRS990/PrincipalOfficerNm0ARLIN SANTIAGO PRESIDENT
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0522292
IRS990/ProgramServiceRevenueGrp/Desc0HOUSING INTEREST, FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt076694
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt076694
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0144930
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt00
IRS990/PYOtherExpensesAmt0121105
IRS990/PYOtherRevenueAmt00
IRS990/PYProgramServiceRevenueAmt071617
IRS990/PYRevenuesLessExpensesAmt0-173678
IRS990/PYSalariesCompEmpBnftPaidAmt0269120
IRS990/PYTotalExpensesAmt0390225
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0216547
IRS990/QuidProQuoContributionsInd00
IRS990/ReconcilationRevenueExpnssAmt0-68615
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd00
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd01
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt079358
IRS990/SavingsAndTempCashInvstGrp/BOYAmt091312
IRS990/SavingsAndTempCashInvstGrp/EOYAmt088896
IRS990ScheduleA/CommunityTrustInd0X
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt0130880
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt0144920
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt0359860
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt01122520
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt0405172
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt02163352
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt02664
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt02664
IRS990ScheduleA/PublicSupportCY170Pct00.99880
IRS990ScheduleA/PublicSupportPY170Pct01.00000
IRS990ScheduleA/PublicSupportTotal170Amt02163352
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt0130880
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt0144920
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt0359860
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt01122520
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt0405172
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt02163352
IRS990ScheduleA/TotalSupportAmt02166016
IRS990ScheduleB/ContributorInformationGrp/ContributorBusinessName/BusinessNameLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorNum0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine10RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/AddressLine20RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/City0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/State0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/ContributorUSAddress/ZIPCode0RESTRICTED
IRS990ScheduleB/ContributorInformationGrp/TotalContributionsAmt0RESTRICTED
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AdditionsDuringYearAmt0137384
IRS990ScheduleD/AgentTrusteeEtcInd01
IRS990ScheduleD/BeginningBalanceAmt080215
IRS990ScheduleD/DistributionsDuringYearAmt0170823
IRS990ScheduleD/EndingBalanceAmt046776
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt01314681
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt01314681
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0577698
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt132808
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt21838
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0PROJECT COSTS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1RIGHT OF USE ASSET
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2DEPOSITS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt033474
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0LEASE LIABILITIES
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE AGENCY COLLECTS ESCROW PAYMENTS TO BE USED FOR TAXES AND INSURANCE FOR EACH RESPECTIVE HOMEOWNER'S PROPERTY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART IV, LINE 1B:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt01314681
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0612344
IRS990ScheduleD/TotalLiabilityAmt033474
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE TREASURER REVIEWS THE FORM 990 AND PRESENTS IT TO THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1EACH YEAR, THE DIRECTORS CERTIFY AS TO THEIR INDEPENDENCE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2EACH YEAR THE EXECUTIVE DIRECTOR COMPENSATION IS REVIEWED AND APPROVED BY THE BOARD. COMPENSATION IS REVIEWED TO DETERMINE IF THE APPROVED COMPENSATION IS COMPARABLE TO THE POSITION FOR A LIKE-SIZED ORGANIZATION BY UTILIZING A PERFORMANCE REVIEW BENCHMARK.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FORM 990 ARE IMMEDIATELY MADE AVAILABLE TO THE PUBLIC BY CALLING THE ORGANIZATION'S OFFICE, WALKING INTO THE ORGANIZATION'S OFFICE OR MAILING IN A REQUEST TO THE ORGANIZATION. THE FORM 990 IS ALSO AVAILABLE THROUGH THE MASSACHUSETTS ATORNEY GENERAL'S OFFICE/WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY AND FORM 990 ARE IMMEDIATELY MADE AVAILABLE TO THE PUBLIC BY CALLING THE ORGANIZATION'S OFFICE, WALKING INTO THE ORGANIZATION'S OFFICE OR MAILING IN A REQUEST TO THE ORGANIZATION. THE FORM 990 IS ALSO AVAILABLE THROUGH THE MASSACHUSETTS ATORNEY GENERAL'S OFFICE/WEBSITE.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION C, LINE 18
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION C, LINE 19
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt02139582
IRS990/TotalAssetsEOYAmt02672696
IRS990/TotalAssetsGrp/BOYAmt02139582
IRS990/TotalAssetsGrp/EOYAmt02672696
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0130880
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt074700
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt044239
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0159914
IRS990/TotalFunctionalExpensesGrp/TotalAmt0278853
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0220667
IRS990/TotalLiabilitiesEOYAmt0822396
IRS990/TotalLiabilitiesGrp/BOYAmt0220667
IRS990/TotalLiabilitiesGrp/EOYAmt0822396
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt01918915
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt01850300
IRS990/TotalOtherCompensationAmt02705
IRS990/TotalProgramServiceExpensesAmt0159914
IRS990/TotalProgramServiceRevenueAmt076694
IRS990/TotalReportableCompFromOrgAmt090171
IRS990/TotalRevenueGrp/ExclusionAmt00
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt079358
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0210238
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt00
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt02139582
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt02672696
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt0322
IRS990/TravelGrp/TotalAmt0322
IRS990/TrnsfrExmptNonChrtblRltdOrgInd00
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd00
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt015 UNION ST 205
IRS990/USAddress/CityNm0LAWRENCE
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001840
IRS990/VotingMembersGoverningBodyCnt06
IRS990/VotingMembersIndependentCnt05
IRS990/WebsiteAddressTxt0WWW.BRHOUSING.ORG
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0ARLIN SANTIAGO PRESIDENT
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum09786851823
ReturnHeader/BusinessOfficerGrp/SignatureDt02026-02-24
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BREAD & ROSES HOUSING INC
ReturnHeader/Filer/BusinessNameControlTxt0BREA
ReturnHeader/Filer/EIN0042983365
ReturnHeader/Filer/PhoneNum09786851823
ReturnHeader/Filer/USAddress/AddressLine1Txt015 UNION ST 205
ReturnHeader/Filer/USAddress/CityNm0LAWRENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001840
ReturnHeader/IRSResponsiblePrtyInfoCurrInd01
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0460799858
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BARRETT & SCIBELLI LLC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt08 WINCHESTER PLACE 301
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0WINCHESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001890
ReturnHeader/PreparerPersonGrp/PhoneNum07815702273
ReturnHeader/PreparerPersonGrp/PreparationDt02026-02-24
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0FILOMENA SCIBELLI CPA
ReturnHeader/ReturnTs02026-02-24T12:14:23-06:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02023-07-01
ReturnHeader/TaxPeriodEndDt02024-06-30
ReturnHeader/TaxYr02023

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