Westiminster Benefit Fund Inc.

990EZ • Fiscal year 2013 • EIN 04-2971446

Jan 01, 2013 to Dec 31, 2013 • Filed on Apr 15, 2014

Organization Profile N/A

P O Box 63Westminster, MA 01473

(978) 874-5864

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

-41%

Higher net margin than 9% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

Higher top officer pay than 73% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2013 filings • 501(c)3 • <$500k nonprofits • Source year 2013

-27%

Faster asset growth than 16% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

18%

Faster revenue growth than 70% of similar nonprofits.

2013 filings • 501(c)3 • <$500k nonprofits • Annualized from 2012 to 2013

Balance Sheet

Liabilities / Assets55th percentile

Assets

Down

$64,891

Down $24,362 (-27%) from 2012

Net Assets

Down

$64,891

Down $24,362 (-27%) from 2012

Liabilities

No earlier filing loaded for comparison.

Revenue And Expenses

Liabilities / Revenue56th percentile Net Margin9th percentile

Revenue

$58,727

Up $8,874 (+18%) from 2012

Expenses

$83,089

Up $50,535 (+155%) from 2012

Net Income

Down

-$24,362

Down $41,661 (-241%) from 2012

Historical Trend

Balance Sheet Trend

Asset Growth16th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

Highlighted filing

2013

Assets$64,891

Liabilities$0

Net Assets$64,891

Open 2013 Filing

Operations Trend

Revenue Growth70th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

Highlighted filing

2013

Revenue$58,727

Expenses$83,089

Net Income-$24,362

Open 2013 Filing

Jump To

Filing Snapshot

Filing Period: Jan 1, 2013 to Dec 31, 2013
Signed: Apr 15, 2014
Return Version: 2013v3.1
Gross Receipts: $58,727

Mission and Program Overview

Mission

To provide funds to needy individuals and families within the town of westminster.

Program Services

Description	Grants	Expenses
PROVIDE FUNDS TO NEEDY INDIVIDUALS AND FAMILIES WITHIN THE TOWN OF WESTMINSTER.	-	$81,024

Compensation and Service Providers

Top Officer Pay73rd percentile

Employees

Name	Title	Full / Part Time	Base	Other	Total
ROBERT CUDAK	President	PT	$0	-	-
NANCY L GREEN	Treasurer	PT	$0	-	-
JAMES DELISLE	Clerk	PT	$0	-	-
TAMMY DWELLY	Director	PT	$0	-	-
LAURA DELOREY	Director	PT	$0	-	-
SALVATORE ALBERT JR	Director	PT	$0	-	-

Filing and Contact Details

Filer

EIN: 04-2971446
Phone: 9788745864

Signing Officer

Name: Nancy L Green
Title: Treasurer
Phone: 9788745864
Signed: 2014-04-15
Discuss with paid preparer: Yes

Preparer

Preparer: Ronald Leger Jr
Phone: 9784666500

Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office exp. 1,534 benefit day expenses 8,216 receipient expenses 72,808 total 82,558”

Form 990-ez, Part III

“To provide funds to needy individuals and families within the town of westminster.”

Raw XML Appendix140 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path	#	Value
CompensationExplanation/CompensationExplanationGrp/PersonNm	0	ROBERT CUDAK
CompensationExplanation/CompensationExplanationGrp/PersonNm	1	NANCY L GREEN
CompensationExplanation/CompensationExplanationGrp/PersonNm	2	JAMES DELISLE
CompensationExplanation/CompensationExplanationGrp/PersonNm	3	TAMMY DWELLY
CompensationExplanation/CompensationExplanationGrp/PersonNm	4	LAURA DELOREY
CompensationExplanation/CompensationExplanationGrp/PersonNm	5	SALVATORE ALBERT JR
IRS990EZ/ActivitiesNotPreviouslyRptInd	0	false
IRS990EZ/BooksInCareOfDetail/PersonNm	0	NANCY L GREEN
IRS990EZ/BooksInCareOfDetail/PhoneNum	0	9788745864
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1	0	13 LOVELL STREET
IRS990EZ/BooksInCareOfDetail/USAddress/City	0	WESTMINSTER
IRS990EZ/BooksInCareOfDetail/USAddress/State	0	MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode	0	01473
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt	0	89253
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt	0	64891
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd	0	false
IRS990EZ/DonorAdvisedFndsInd	0	false
IRS990EZ/EngagedInExcessBenefitTransInd	0	false
IRS990EZ/ExcessOrDeficitForYearAmt	0	-24362
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt	0	531
IRS990EZ/FiledScheduleAInd	0	true
IRS990EZ/ForeignFinancialAccountInd	0	false
IRS990EZ/ForeignOfficeInd	0	false
IRS990EZ/Form1120PolFiledInd	0	false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt	0	89253
IRS990EZ/Form990TotalAssetsGrp/EOYAmt	0	64891
IRS990EZ/GrossReceiptsAmt	0	58727
IRS990EZ/InfoInScheduleOPartIIIInd	0	X
IRS990EZ/InfoInScheduleOPartIInd	0	X
IRS990EZ/InvestmentIncomeAmt	0	70
IRS990EZ/LobbyingActivitiesInd	0	false
IRS990EZ/MadeLoansToFromOfficersInd	0	false
IRS990EZ/MethodOfAccountingCashInd	0	X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt	0	89253
IRS990EZ/NetAssetsOrFundBalancesEOYAmt	0	64891
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt	0	89253
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt	0	64891
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	0	5.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	1	5.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	2	5.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	3	5.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	4	5.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt	5	5.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	0	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	1	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	2	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	3	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	4	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt	5	0
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	0	ROBERT CUDAK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	1	NANCY L GREEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	2	JAMES DELISLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	3	TAMMY DWELLY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	4	LAURA DELOREY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm	5	SALVATORE ALBERT JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	0	PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	1	TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	2	CLERK
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	3	DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	4	DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt	5	DIRECTOR
IRS990EZ/OperateHospitalInd	0	false
IRS990EZ/Organization501c3Ind	0	X
IRS990EZ/OrganizationDissolvedEtcInd	0	false
IRS990EZ/OrganizationHadUBIInd	0	false
IRS990EZ/OtherExpensesTotalAmt	0	82558
IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt	0	NONE
IRS990EZ/PartVIOfCompOfHghstPdEmplTxt	0	NONE
IRS990EZ/PoliticalCampaignActyInd	0	false
IRS990EZ/PrimaryExemptPurposeTxt	0	TO PROVIDE FUNDS TO NEEDY INDIVIDUALS AND FAMILIES WITHIN THE TOWN OF WESTMINSTER.
IRS990EZ/ProgramServiceRevenueAmt	0	58657
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt	0	PROVIDE FUNDS TO NEEDY INDIVIDUALS AND FAMILIES WITHIN THE TOWN OF WESTMINSTER.
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt	0	81024
IRS990EZ/ProhibitedTaxShelterTransInd	0	false
IRS990EZ/RelatedOrganizationCtrlEntInd	0	false
IRS990EZ/ScheduleBNotRequiredInd	0	X
IRS990EZ/SchoolOperatingInd	0	false
IRS990EZ/SubjectToProxyTaxInd	0	false
IRS990EZ/TanningServicesProvidedInd	0	false
IRS990EZ/TotalExpensesAmt	0	83089
IRS990EZ/TotalProgramServiceExpensesAmt	0	81024
IRS990EZ/TotalRevenueAmt	0	58727
IRS990EZ/TransactionWithControlEntInd	0	false
IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd	0	false
IRS990EZ/TypeOfOrganizationCorpInd	0	X
IRS990EZ/WebsiteAddressTxt	0	N/A
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt	0	58727
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt	0	49853
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt	0	52067
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt	0	38997
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt	0	29439
IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt	0	229083
IRS990ScheduleA/InvestmentIncomeCYPct	0	0.00000
IRS990ScheduleA/PubliclySupportedOrg509a2Ind	0	X
IRS990ScheduleA/PublicSupportCY509Pct	0	1.00000
IRS990ScheduleA/PublicSupportTotal509Amt	0	229083
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind	0	X
IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt	0	58727
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt	0	49853
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt	0	52067
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt	0	38997
IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt	0	29439
IRS990ScheduleA/Total509Grp/TotalAmt	0	229083
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt	0	58727
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt	0	49853
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt	0	52067
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt	0	38997
IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt	0	29439
IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt	0	229083
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	0	EXPENSES OFFICE EXP. 1,534 BENEFIT DAY EXPENSES 8,216 RECEIPIENT EXPENSES 72,808 TOTAL 82,558
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt	1	TO PROVIDE FUNDS TO NEEDY INDIVIDUALS AND FAMILIES WITHIN THE TOWN OF WESTMINSTER.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	0	FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc	1	FORM 990-EZ, PART III
ReturnHeader/BuildTS	0	2015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd	0	true
ReturnHeader/BusinessOfficerGrp/PersonNm	0	NANCY L GREEN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt	0	TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum	0	9788745864
ReturnHeader/BusinessOfficerGrp/SignatureDt	0	2014-04-15
ReturnHeader/Filer/BusinessName/BusinessNameLine1	0	WESTMINSTER BENEFIT FUND INC
ReturnHeader/Filer/BusinessNameControlTxt	0	WEST
ReturnHeader/Filer/EIN	0	042971446
ReturnHeader/Filer/PhoneNum	0	9788745864
ReturnHeader/Filer/USAddress/AddressLine1	0	P O BOX 63
ReturnHeader/Filer/USAddress/City	0	WESTMINSTER
ReturnHeader/Filer/USAddress/State	0	MA
ReturnHeader/Filer/USAddress/ZIPCode	0	01473
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1	0	RONALD LEGER JR CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1	0	680 MECHANIC ST STE 130
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City	0	LEOMINSTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State	0	MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode	0	014534455
ReturnHeader/PreparerPersonGrp/PhoneNum	0	9784666500
ReturnHeader/PreparerPersonGrp/PreparationDt	0	2014-05-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm	0	RONALD LEGER JR
ReturnHeader/ReturnTs	0	2014-05-08T07:22:52-05:00
ReturnHeader/ReturnTypeCd	0	990EZ
ReturnHeader/TaxPeriodBeginDt	0	2013-01-01
ReturnHeader/TaxPeriodEndDt	0	2013-12-31
ReturnHeader/TaxYr	0	2013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2013 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing

Assets: $64,891
Liabilities: $0
Net assets: $64,891
Revenue: $58,727
Expenses: $83,089
Net income: -$24,362

	Balance Sheet			Operations
Year	Assets	Liabilities	Net Assets	Revenue	Expenses	Net Income
2025Detailed filing. Detailed filing data is available for this year.	$1.15		$1.15	$0.53	$0.51	$0.03
2024Detailed filing. Detailed filing data is available for this year.	$1.13		$1.13	$0.33	$0.51	$0.18
2023Detailed filing. Detailed filing data is available for this year.	$1.31	$0.00	$1.31	$0.40	$0.28	$0.12
2022Detailed filing. Detailed filing data is available for this year.	$1.19	$0.00	$1.19	$0.54	$0.44	$0.09
2021Detailed filing. Detailed filing data is available for this year.	$1.16	$0.00	$1.16	$0.12	$0.13	$0.01
2020Detailed filing. Detailed filing data is available for this year.	$1.17	$0.00	$1.17	$0.32	$0.14	$0.17
2019Detailed filing. Detailed filing data is available for this year.	$1.00	$0.00	$1.00	$0.43	$0.60	$0.17
2018Detailed filing. Detailed filing data is available for this year.	$1.17	$0.00	$1.17	$0.37	$0.46	$0.10
2017Detailed filing. Detailed filing data is available for this year.	$1.27	$0.00	$1.27	$0.50	$0.36	$0.14
2016Detailed filing. Detailed filing data is available for this year.	$1.13	$0.00	$1.13	$0.55	$0.42	$0.13
2015Detailed filing. Detailed filing data is available for this year.	$0.99	$0.00	$0.99	$0.48	$0.32	$0.17
2014Detailed filing. Detailed filing data is available for this year.	$0.83	$0.00	$0.83	$0.52	$0.34	$0.18
2013Detailed filing. Detailed filing data is available for this year.	$0.65	$0.00	$0.65	$0.59	$0.83	$0.24
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.89		$0.89	$0.50	$0.33	$0.17
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.72		$0.72	$0.52	$0.38	$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.	$0.58		$0.58	$0.39	$0.26	$0.13