Civic Intelligence

Women Business Owners Alliance

990EZ • Fiscal year 2014 • EIN 04-2969963

Jul 01, 2013 to Jun 30, 2014 • Filed on Nov 02, 2014

Organization ProfileWBOA.org
76 Wildflower Circle01085

(413) 562-0632

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Liabilities / Revenue

47th percentile

0.00x

Tied with the lowest-debt nonprofits in its peer group.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Net Margin

86th percentile

23%

Higher net margin than 86% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Top Officer Pay

68th percentile

$0

Higher top officer pay than 68% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2014 filings • 501(c)6 • <$500k nonprofits • Source year 2014

Asset Growth

86th percentile

38%

Faster asset growth than 86% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Revenue Growth

38th percentile

-3.5%

Faster revenue growth than 38% of similar nonprofits.

2014 filings • 501(c)6 • <$500k nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets47th percentile

Assets

Up

$30,010

Up $8,208 (+38%) from 2013

Net Assets

Up

$30,010

Up $8,208 (+38%) from 2013

Liabilities

Flat

$0

Flat from 2013

Revenue And Expenses
Liabilities / Revenue47th percentileNet Margin86th percentile

Revenue

Down

$36,522

Down $1,323 (-3.5%) from 2013

Expenses

Down

$28,101

Down $7,353 (-21%) from 2013

Net Income

Up

$8,421

Up $6,030 (+252%) from 2013

Historical Trend

Balance Sheet Trend

Asset Growth86th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$40K$30K$20K$10K$0Assets 2012: $19,502Liabilities 2012: $02012Assets 2013: $21,802Liabilities 2013: $0Net Assets 2013: $21,8022013Assets 2014: $30,010Liabilities 2014: $0Net Assets 2014: $30,0102014

Highlighted filing

2014

Assets$30,010
Liabilities$0
Net Assets$30,010
Open 2014 Filing

Operations Trend

Revenue Growth38th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$40K$20K$0-$20KRevenue 2012: $10,422Expenses 2012: $15,918Net Income 2012: -$5,4962012Revenue 2013: $37,845Expenses 2013: $35,454Net Income 2013: $2,3912013Revenue 2014: $36,522Expenses 2014: $28,101Net Income 2014: $8,4212014

Highlighted filing

2014

Revenue$36,522
Expenses$28,101
Net Income$8,421
Open 2014 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2013 to Jun 30, 2014
Signed
Nov 2, 2014
Return Version
2013v3.1
Gross Receipts
$48,656
Mission and Program Overview

Mission

Support needs of women business owners

Program Services

DescriptionGrantsExpenses
PROVIDE EDUCATION, SUPPORT, MARKETING, NETWORKING OPPORTUNITIES FOR WOMEN BUSINESS OWNERS THROUGH MEETINGS, NEWSLETTERS, SPECIAL EVENTS. 100 MEMBERS.-$14,378
PROVIDE CHARITABLE CONTRIBUTIONS TO LOCAL ORGANIZATIONS SUPPORTING WOMEN AND GIRLS$6,000$12,134
PROVIDE LOW INTEREST LOANS TO WOMEN BUSINESS OWNERS 2 LOANS OUTSTANDING AT END OF FISCAL YEAR)--
Compensation and Service Providers
Top Officer Pay68th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
FREDA BROWNPresident-$0--
DEE EMERY FERREROVice President-$0--
SUSAN KELLEYTreasurer-$0--
CARLEEN E FISCHER HOFFMANSecretary-$0--
MARY ANN DENNISWnoc Chair-$0--
EILEEN JEROMECheryl Reed Loan Fund Manager-$0--
MARYANN MARZANOProgram Chair-$0--
SUSAN ALLENMembership Chair-$0--
DEBBIE SORCINELLIAfter 5 Chair-$0--
LYNN GOODHUECommunity Connections Chair-$0--
IDA TASSINARIHospitality Chair-$0--
LORI FORTUNAAfter 5 Chair-$0--
BEVERLY ASTLEYCommunications Chair-$0--
DEBORAH WHITFORDEvening Social Chair-$0--
MARIE JABLONSKIMembership Chair-$0--
AMY WOOLFBoard Advisor-$0--
Filing and Contact Details

Filer

EIN
04-2969963
Phone
4135620632

Signing Officer

Name
Susan Kelley
Title
Treasurer
Phone
4135620632
Signed
2014-11-02
Discuss with paid preparer
Yes

Preparer

Preparer
Susan E Kelley Ea
Phone
4136428989
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 10

“Wnoc donation fund raising girls inc none 6000.”

Form 990EZ, Part I, Line 16

“Admin support 82. Advertising and marketing 220. Annual report 15. Badges 255. Paypal and bank fees 526. Speaker fees 893. Travel and meeting expense 593. Woman of the year event 4825.”

Form 990EZ, Part I, Line 20

“Prior period adjustment -213.”

Form 990EZ, Part II, Line 24

“Crmlf notes receivable 1921. 1754.”

Raw XML Appendix169 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SUSAN KELLEY
IRS990EZ/BooksInCareOfDetail/PhoneNum04135620632
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1076 WILDFLOWER CIRCLE
IRS990EZ/BooksInCareOfDetail/USAddress/City0WESTFIELD
IRS990EZ/BooksInCareOfDetail/USAddress/State0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode001085
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt019881
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt028256
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/ContributionsGiftsGrantsEtcAmt01800
IRS990EZ/CostOfGoodsSoldAmt00
IRS990EZ/CostOrOtherBasisExpenseSaleAmt00
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt08421
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt05864
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt021802
IRS990EZ/Form990TotalAssetsGrp/EOYAmt030010
IRS990EZ/FundraisingGrossIncomeAmt021160
IRS990EZ/GainOrLossFromSaleOfAssetsAmt00
IRS990EZ/GamingGrossIncomeAmt02260
IRS990EZ/GrantsAndSimilarAmountsPaidAmt06000
IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
IRS990EZ/GrossReceiptsAmt048656
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt091
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt08745
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt021802
IRS990EZ/NetAssetsOrFundBalancesEOYAmt030010
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt021802
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt030010
IRS990EZ/OccupancyRentUtltsAndMaintAmt08660
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt04.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt11.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt72.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt81.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt91.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt101.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt111.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt121.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt131.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt141.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt151.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt80
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt90
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt100
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt110
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt120
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt130
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt140
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt150
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0FREDA BROWN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1DEE EMERY FERRERO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2SUSAN KELLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3CARLEEN E FISCHER HOFFMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MARY ANN DENNIS
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5EILEEN JEROME
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MARYANN MARZANO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7SUSAN ALLEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8DEBBIE SORCINELLI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9LYNN GOODHUE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10IDA TASSINARI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm11LORI FORTUNA
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm12BEVERLY ASTLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm13DEBORAH WHITFORD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm14MARIE JABLONSKI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm15AMY WOOLF
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4WNOC CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5CHERYL REED LOAN FUND MANAGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6PROGRAM CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7MEMBERSHIP CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8AFTER 5 CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9COMMUNITY CONNECTIONS CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10HOSPITALITY CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt11AFTER 5 CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt12COMMUNICATIONS CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt13EVENING SOCIAL CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt14MEMBERSHIP CHAIR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt15BOARD ADVISOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01921
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01754
IRS990EZ/OtherChangesInNetAssetsAmt0-213
IRS990EZ/OtherExpensesTotalAmt07409
IRS990EZ/PrimaryExemptPurposeTxt0SUPPORT NEEDS OF WOMEN BUSINESS OWNERS
IRS990EZ/PrintingPublicationsPostageAmt0168
IRS990EZ/ProgramServiceRevenueAmt014600
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROVIDE EDUCATION, SUPPORT, MARKETING, NETWORKING OPPORTUNITIES FOR WOMEN BUSINESS OWNERS THROUGH MEETINGS, NEWSLETTERS, SPECIAL EVENTS. 100 MEMBERS.
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1PROVIDE LOW INTEREST LOANS TO WOMEN BUSINESS OWNERS 2 LOANS OUTSTANDING AT END OF FISCAL YEAR)
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt2PROVIDE CHARITABLE CONTRIBUTIONS TO LOCAL ORGANIZATIONS SUPPORTING WOMEN AND GIRLS
IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt06000
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt014378
IRS990EZ/ProgramSrvcAccomplishmentGrp/ProgramServiceExpensesAmt112134
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt012134
IRS990EZ/SpecialEventsNetIncomeLossAmt011286
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt028101
IRS990EZ/TotalProgramServiceExpensesAmt026512
IRS990EZ/TotalRevenueAmt036522
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WBOA.org
IRS990ScheduleG/FundraisingEventInformationGrp/NameOfEvent1Amt0WNOC
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0WNOC DONATION FUND RAISING GIRLS INC NONE 6000.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ADMIN SUPPORT 82. ADVERTISING AND MARKETING 220. ANNUAL REPORT 15. BADGES 255. PAYPAL AND BANK FEES 526. SPEAKER FEES 893. TRAVEL AND MEETING EXPENSE 593. WOMAN OF THE YEAR EVENT 4825.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PRIOR PERIOD ADJUSTMENT -213.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CRMLF NOTES RECEIVABLE 1921. 1754.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 10
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part II, Line 24
ReturnHeader/BuildTS02015-11-30 17:44:51Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0SUSAN KELLEY
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04135620632
ReturnHeader/BusinessOfficerGrp/SignatureDt02014-11-02
ReturnHeader/Filer/BusinessName/BusinessNameLine10Women Business Owners Alliance
ReturnHeader/Filer/BusinessNameControlTxt0WOME
ReturnHeader/Filer/EIN0042969963
ReturnHeader/Filer/PhoneNum04135620632
ReturnHeader/Filer/USAddress/AddressLine1076 Wildflower Circle
ReturnHeader/Filer/USAddress/City0Westfield
ReturnHeader/Filer/USAddress/State0MA
ReturnHeader/Filer/USAddress/ZIPCode001085
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine10Kelley Tax Services Inc
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1076 Wildflower Circle
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City0Westfield
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode001085
ReturnHeader/PreparerPersonGrp/PhoneNum04136428989
ReturnHeader/PreparerPersonGrp/PreparationDt02014-11-01
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0SUSAN E KELLEY EA
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02014-11-01T12:23:48-07:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02013-07-01
ReturnHeader/TaxPeriodEndDt02014-06-30
ReturnHeader/TaxYr02013

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$30,010
Liabilities
$0
Net assets
$30,010
Revenue
$36,522
Expenses
$28,101
Net income
$8,421
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$30.0$0.00$30.0$36.5$28.1$8.42
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$21.8$0.00$21.8$37.8$35.5$2.39
2012Summary only. Only limited summary data is available for this year.$19.5$0.00$10.4$15.9$5.50