Civic Intelligence

Independent Living Center of the North Shore & Cape Ann Inc

990 • Fiscal year 2025 • EIN 04-2949473

Jul 01, 2024 to Jun 30, 2025 • Filed on Oct 22, 2025

27 Congress Street Suite 107Salem, MA 01970

(978) 747-0077

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

70th percentile

0.22x

Higher debt load relative to assets than 70% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

72nd percentile

0.27x

Higher debt load relative to revenue than 72% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Net Margin

67th percentile

14%

Higher net margin than 67% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

79th percentile

$131,440

Higher top officer pay than 79% of similar nonprofits.

Top officer pay equals 9.9% of source-year revenue.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Source year 2025

Asset Growth

91st percentile

43%

Faster asset growth than 91% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

56th percentile

8.9%

Faster revenue growth than 56% of similar nonprofits.

2025 filings • 501(c)3 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Assets

Up

$1,629,204

Up $491,257 (+43%) from 2024

Net Assets

Up

$1,273,491

Up $206,371 (+19%) from 2024

Liabilities

Up

$355,713

Up $284,886 (+402%) from 2024

Revenue

Up

$1,334,288

Up $109,289 (+8.9%) from 2024

Expenses

Up

$1,144,547

Up $76,284 (+7.1%) from 2024

Net Income

Up

$189,741

Up $33,005 (+21%) from 2024

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$2.0M$1.5M$1.0M$500K$0Assets 2010: $246,378Liabilities 2010: $100,817Net Assets 2010: $145,5612010Assets 2011: $228,072Liabilities 2011: $69,104Net Assets 2011: $158,9682011Assets 2012: $220,030Liabilities 2012: $53,597Net Assets 2012: $166,4332012Assets 2013: $228,401Liabilities 2013: $51,118Net Assets 2013: $177,2832013Assets 2014: $287,491Liabilities 2014: $83,822Net Assets 2014: $203,6692014Assets 2015: $285,913Liabilities 2015: $25,276Net Assets 2015: $260,6372015Assets 2016: $307,745Liabilities 2016: $48,608Net Assets 2016: $259,1372016Assets 2017: $373,749Liabilities 2017: $51,634Net Assets 2017: $322,1152017Assets 2018: $447,048Liabilities 2018: $65,891Net Assets 2018: $381,1572018Assets 2019: $494,801Liabilities 2019: $62,534Net Assets 2019: $432,2672019Assets 2020: $587,588Liabilities 2020: $42,025Net Assets 2020: $545,5632020Assets 2021: $850,145Liabilities 2021: $131,563Net Assets 2021: $718,5822021Assets 2022: $903,484Liabilities 2022: $103,800Net Assets 2022: $799,6842022Assets 2023: $980,139Liabilities 2023: $85,973Net Assets 2023: $894,1662023Assets 2024: $1,137,947Liabilities 2024: $70,827Net Assets 2024: $1,067,1202024Assets 2025: $1,629,204Liabilities 2025: $355,713Net Assets 2025: $1,273,4912025

Highlighted filing

2025

Assets$1,629,204
Liabilities$355,713
Net Assets$1,273,491

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2010: $661,9492010Expenses 2011: $709,4292011Expenses 2012: $663,8222012Revenue 2013: $664,754Expenses 2013: $653,904Net Income 2013: $10,8502013Revenue 2014: $716,751Expenses 2014: $690,365Net Income 2014: $26,3862014Revenue 2015: $808,851Expenses 2015: $751,883Net Income 2015: $56,9682015Revenue 2016: $806,084Expenses 2016: $807,584Net Income 2016: -$1,5002016Revenue 2017: $868,220Expenses 2017: $805,242Net Income 2017: $62,9782017Revenue 2018: $829,005Expenses 2018: $770,035Net Income 2018: $58,9702018Revenue 2019: $927,436Expenses 2019: $876,326Net Income 2019: $51,1102019Revenue 2020: $1,026,911Expenses 2020: $913,615Net Income 2020: $113,2962020Revenue 2021: $1,103,988Expenses 2021: $1,001,890Net Income 2021: $102,0982021Revenue 2022: $1,156,468Expenses 2022: $1,041,589Net Income 2022: $114,8792022Revenue 2023: $1,185,754Expenses 2023: $1,104,523Net Income 2023: $81,2312023Revenue 2024: $1,224,999Expenses 2024: $1,068,263Net Income 2024: $156,7362024Revenue 2025: $1,334,288Expenses 2025: $1,144,547Net Income 2025: $189,7412025

Highlighted filing

2025

Revenue$1,334,288
Expenses$1,144,547
Net Income$189,741
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Oct 22, 2025
Return Version
2024v5.0
Gross Receipts
$1,334,288
Mission and Program Overview

Mission

To provide and teach fundamental life skills to disabled individuals

To provide and teach fundamental life skills to disabled individuals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$465,312$683,174▲ $217,862
Cash and Non-Interest-Bearing Accounts$231,859$291,588▲ $59,729
Accounts Receivable$195,463$106,992▼ $88,471
Prepaid Expenses and Deferred Charges$17,055$20,644▲ $3,589
Land, Buildings, and Equipment, Net$3,995--
Total Assets$1,137,947$1,629,204▲ $491,257
Other Assets Total$224,263$526,806▲ $302,543
Liabilities
Other Liabilities-$270,969-
Accounts Payable and Accrued Expenses$58,222$82,321▲ $24,099
Deferred Revenue$12,605$2,423▼ $10,182
Total Liabilities$70,827$355,713▲ $284,886
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,067,120$1,273,491▲ $206,371
Total Net Assets Fund Balance$1,067,120$1,273,491▲ $206,371
Total Liabilities and Net Assets / Fund Balance$1,137,947$1,629,204▲ $491,257

Asset Categories

AssetBook ValueDepreciationBasis
Equipment-$53,731$53,731
Leasehold Improvements-$48,422$48,422
Other Land Buildings-$43,224$43,224
Other Assets Org$7,552--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Lisa OrgettasExecutive DiFT$113,927$17,513$131,440

Board Members and Trustees

NameTitle
Joseph KaramanPresident
Bianca FernandezDirector
James TozzaDirector
Roger KolakowskiDirector
Posie MansfieldClerk
Cynthia BaezTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,306,119
Program Service Revenue
$0
Investment Income
$28,169
Other Revenue
$0
All Other Contributions
$213,510
Change in Net Assets
$189,741

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,332,586
Revenue Not Reported on Financial Statements
$1,702
Revenue Not Reported on Form 990
$16,630
Total Revenue per Audited Statements
$1,349,216
Total Revenue per Form 990
$1,334,288
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$767,896
Other Expenses$376,651
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$485,903$17,556-$503,459
Current Officers, Directors, Trustees, and Key Employees$110,604$27,651-$138,255
Occupancy$93,291$34,742-$128,033
Fees for Services Other$83,715$24,191-$107,906
Other Employee Benefits$55,533$17,401-$72,934
Payroll Taxes$42,346$10,902-$53,248
Office Expenses$37,183$5,617-$42,800
Advertising$20,820--$20,820
Fees for Services Accounting-$16,750-$16,750
Insurance$11,164$708-$11,872
Depreciation Depletion$3,995--$3,995
Other Expenses$3,761$356-$3,761
Fees for Service Investment Mgmnt Fees-$1,702-$1,702
Total Functional Expenses$986,971$157,576$0$1,144,547

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,144,547
Expenses per Audited Statements$1,142,845
Total Expenses per Audited Statements$1,142,845
Expenses Not Reported on Financial Statements$1,702
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Rou Liabilities$270,969
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

The financial statements are presented to the finance committee, which then votes to approve or not approve the financial statements.

Form 990, Page 6, Part VI, Line 12C

Members of the board of directors sign acknowlwdgements that they have read and understand the policy.

Form 990, Page 6, Part VI, Line 15A

Comparability data is reviewed by the board of directors prior to setting compensation.

Form 990, Page 6, Part VI, Line 19

Governing documents, conflict of interest policy, and financial statements are made available upon request.

Filing and Contact Details

Filer

Filer Name
Disability Resource Center Inc
EIN
04-2949473
Phone
9787470077
Address
27 CONGRESS STREET SUITE 107, SALEM, MA 01970

Signing Officer

Name
Lisa Orgettas
Title
Executive Director
Phone
9787470077
Signed
2025-10-22
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Joseph Karaman
Formed
1987
Legal Domicile
Ma
Voting Board Members
6
Independent Board Members
6
Employees
13

Preparer

Firm
Anstiss & Co Pc
Address
6 OMNI WAY STE 201, CHELMSFORD, MA 01824-4187
Preparer
Brendan E Toolin
Phone
9784522500
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

The disability resource center (drc) is run by and for people with disabilities. Drc fulfills our mission through a combination of self- advocacy services and community action. The drc organizes and supports collective action by people living with disabilities aimed at positive social change, the elimination of discriminatory barriers, and the creation of supportive and fully accessible community environments.the disability resource center (drc) is run by and for people with disabilities. Drc fulfills our mission through a combination of self-advocacy services and community action. The drc organizes and supports collective action by people living with disabilities aimed at positive social change, the elimination of discriminatory barriers, and the creation of supportive and fully accessible community environments.

Form 990, Page 2, Part III, Line 4D

OTHER PROGRAMS

Financial Statement Notes

Schedule D, Page 3, Part X

The organization has been granted tax-exempt status under internal revenue code section 501(c)(3) and is, therefore, generally exempt from federal and state income taxes. Accordingly, no provision for income taxes has been provided for in the accompanying financial statements. Asc 740-10, "income taxes," requires the organization to evaluate and disclose tax positions that could have an effect on the organization's financial statements. The organization reports its activities to the internal revenue service and to the commonwealth of massachusetts on an annual basis. These informational returns are generally subject to audit and review by the governmental agencies for a period of three years after filing. Substantially all of the organization's income, expenditures and activities relate to its exempt purpose, therefore, management has determined that the organization is not subject to unrelated business income taxes and will continue to qualify as a tax-exempt not-for-profit entity.

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IRS990/MissionDesc0THE DISABILITY RESOURCE CENTER (DRC) IS RUN BY AND FOR PEOPLE WITH DISABILITIES. DRC FULFILLS OUR MISSION THROUGH A COMBINATION OF SELF- ADVOCACY SERVICES AND COMMUNITY ACTION. THE DRC ORGANIZES AND SUPPORTS COLLECTIVE ACTION BY PEOPLE LIVING WITH DISABILITIES AIMED AT POSITIVE SOCIAL CHANGE, THE ELIMINATION OF DISCRIMINATORY BARRIERS, AND THE CREATION OF SUPPORTIVE AND FULLY ACCESSIBLE COMMUNITY ENVIRONMENTS.THE DISABILITY RESOURCE CENTER (DRC) IS RUN BY AND FOR PEOPLE WITH DISABILITIES. DRC FULFILLS OUR MISSION THROUGH A COMBINATION OF SELF-ADVOCACY SERVICES AND COMMUNITY ACTION. THE DRC ORGANIZES AND SUPPORTS COLLECTIVE ACTION BY PEOPLE LIVING WITH DISABILITIES AIMED AT POSITIVE SOCIAL CHANGE, THE ELIMINATION OF DISCRIMINATORY BARRIERS, AND THE CREATION OF SUPPORTIVE AND FULLY ACCESSIBLE COMMUNITY ENVIRONMENTS.
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IRS990ScheduleD/OtherAssetsOrgGrp/Desc0OPERATING LEASE ROU ASSETS
IRS990ScheduleD/OtherAssetsOrgGrp/Desc1RESERVE FUND AT ECCF
IRS990ScheduleD/OtherAssetsOrgGrp/Desc2SECURITY DEPOSIT
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IRS990ScheduleD/RevenueNotReportedFinclStmtAmt01702
IRS990ScheduleD/RevenueSubtotalAmt01332586
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS BEEN GRANTED TAX-EXEMPT STATUS UNDER INTERNAL REVENUE CODE SECTION 501(C)(3) AND IS, THEREFORE, GENERALLY EXEMPT FROM FEDERAL AND STATE INCOME TAXES. ACCORDINGLY, NO PROVISION FOR INCOME TAXES HAS BEEN PROVIDED FOR IN THE ACCOMPANYING FINANCIAL STATEMENTS. ASC 740-10, "INCOME TAXES," REQUIRES THE ORGANIZATION TO EVALUATE AND DISCLOSE TAX POSITIONS THAT COULD HAVE AN EFFECT ON THE ORGANIZATION'S FINANCIAL STATEMENTS. THE ORGANIZATION REPORTS ITS ACTIVITIES TO THE INTERNAL REVENUE SERVICE AND TO THE COMMONWEALTH OF MASSACHUSETTS ON AN ANNUAL BASIS. THESE INFORMATIONAL RETURNS ARE GENERALLY SUBJECT TO AUDIT AND REVIEW BY THE GOVERNMENTAL AGENCIES FOR A PERIOD OF THREE YEARS AFTER FILING. SUBSTANTIALLY ALL OF THE ORGANIZATION'S INCOME, EXPENDITURES AND ACTIVITIES RELATE TO ITS EXEMPT PURPOSE, THEREFORE, MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION IS NOT SUBJECT TO UNRELATED BUSINESS INCOME TAXES AND WILL CONTINUE TO QUALIFY AS A TAX-EXEMPT NOT-FOR-PROFIT ENTITY.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE DISABILITY RESOURCE CENTER (DRC) IS RUN BY AND FOR PEOPLE WITH DISABILITIES. DRC FULFILLS OUR MISSION THROUGH A COMBINATION OF SELF- ADVOCACY SERVICES AND COMMUNITY ACTION. THE DRC ORGANIZES AND SUPPORTS COLLECTIVE ACTION BY PEOPLE LIVING WITH DISABILITIES AIMED AT POSITIVE SOCIAL CHANGE, THE ELIMINATION OF DISCRIMINATORY BARRIERS, AND THE CREATION OF SUPPORTIVE AND FULLY ACCESSIBLE COMMUNITY ENVIRONMENTS.THE DISABILITY RESOURCE CENTER (DRC) IS RUN BY AND FOR PEOPLE WITH DISABILITIES. DRC FULFILLS OUR MISSION THROUGH A COMBINATION OF SELF-ADVOCACY SERVICES AND COMMUNITY ACTION. THE DRC ORGANIZES AND SUPPORTS COLLECTIVE ACTION BY PEOPLE LIVING WITH DISABILITIES AIMED AT POSITIVE SOCIAL CHANGE, THE ELIMINATION OF DISCRIMINATORY BARRIERS, AND THE CREATION OF SUPPORTIVE AND FULLY ACCESSIBLE COMMUNITY ENVIRONMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1OTHER PROGRAMS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE FINANCIAL STATEMENTS ARE PRESENTED TO THE FINANCE COMMITTEE, WHICH THEN VOTES TO APPROVE OR NOT APPROVE THE FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3MEMBERS OF THE BOARD OF DIRECTORS SIGN ACKNOWLWDGEMENTS THAT THEY HAVE READ AND UNDERSTAND THE POLICY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4COMPARABILITY DATA IS REVIEWED BY THE BOARD OF DIRECTORS PRIOR TO SETTING COMPENSATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS ARE MADE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990 - ORGANIZATION'S MISSION
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IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UponRequestInd0X
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IRS990/USAddress/CityNm0SALEM
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001970
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IRS990/WebsiteAddressTxt0DISABILITYRC.ORG
IRS990/WhistleblowerPolicyInd0true
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0LISA ORGETTAS
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0EXECUTIVE DIRECTOR
ReturnHeader/BusinessOfficerGrp/PhoneNum09787470077
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-10-22
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0DISABILITY RESOURCE CENTER INC
ReturnHeader/Filer/BusinessNameControlTxt0DISA
ReturnHeader/Filer/EIN0042949473
ReturnHeader/Filer/PhoneNum09787470077
ReturnHeader/Filer/USAddress/AddressLine1Txt027 CONGRESS STREET SUITE 107
ReturnHeader/Filer/USAddress/CityNm0SALEM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
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ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0ANSTISS & CO PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt06 OMNI WAY STE 201
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0CHELMSFORD
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0018244187
ReturnHeader/PreparerPersonGrp/PhoneNum09784522500

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.63$0.36$1.27$1.33$1.14$0.19
2024Detailed filing. Detailed filing data is available for this year.$1.14$0.07$1.07$1.22$1.07$0.16
2023Detailed filing. Detailed filing data is available for this year.$0.98$0.09$0.89$1.19$1.10$0.08
2022Detailed filing. Detailed filing data is available for this year.$0.90$0.10$0.80$1.16$1.04$0.11
2021Detailed filing. Detailed filing data is available for this year.$0.85$0.13$0.72$1.10$1.00$0.10
2020Detailed filing. Detailed filing data is available for this year.$0.59$0.04$0.55$1.03$0.91$0.11
2019Detailed filing. Detailed filing data is available for this year.$0.49$0.06$0.43$0.93$0.88$0.05
2018Detailed filing. Detailed filing data is available for this year.$0.45$0.07$0.38$0.83$0.77$0.06
2017Detailed filing. Detailed filing data is available for this year.$0.37$0.05$0.32$0.87$0.81$0.06
2016Detailed filing. Detailed filing data is available for this year.$0.31$0.05$0.26$0.81$0.81$0.00
2015Detailed filing. Detailed filing data is available for this year.$0.29$0.03$0.26$0.81$0.75$0.06
2014Detailed filing. Detailed filing data is available for this year.$0.29$0.08$0.20$0.72$0.69$0.03
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.23$0.05$0.18$0.66$0.65$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.22$0.05$0.17$0.66
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.23$0.07$0.16$0.71
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.25$0.10$0.15$0.66
Peer Organizations

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