Civic Intelligence

North Shore Women in Business Inc

EIN 04-2898390 • 501(c)6 • Danvers, MA

Profile

To foster opportunities for professional women to increase their business and develop personally and professionally through a variety of networking, educational and social functions.

PO Box 103Danvers, MA 01923

www.nswib.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

70th percentile

0.06x

Higher debt load relative to assets than 70% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.05x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

83rd percentile

22%

Higher net margin than 83% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

90th percentile

41%

Faster asset growth than 90% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

97th percentile

150%

Faster revenue growth than 97% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets70th percentile

Assets

Up

$38,225

Up $11,207 (+41%) from 2023

Liabilities

Up

$2,295

Up $1,752 (+323%) from 2023

Net Assets

Up

$35,930

Up $9,455 (+36%) from 2023

Operations
Liabilities / Revenue72nd percentileNet Margin83rd percentile

Revenue

Up

$43,277

Up $25,934 (+150%) from 2023

Expenses

Up

$33,822

Up $12,542 (+59%) from 2023

Net Income

Up

$9,455

Up $13,392 (+340%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth90th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60K$40K$20K$0Assets 2011: $40,324Liabilities 2011: $3,3002011Assets 2012: $41,209Liabilities 2012: $5,6522012Assets 2013: $41,673Liabilities 2013: $5922013Assets 2014: $38,705Liabilities 2014: $1,5292014Assets 2015: $31,255Liabilities 2015: $02015Assets 2016: $29,641Liabilities 2016: $1962016Assets 2017: $29,146Liabilities 2017: $34Net Assets 2017: $29,1122017Assets 2018: $38,740Liabilities 2018: $34Net Assets 2018: $38,7062018Assets 2019: $45,003Liabilities 2019: $34Net Assets 2019: $44,9692019Assets 2020: $40,657Liabilities 2020: $1,374Net Assets 2020: $39,2832020Assets 2021: $38,099Liabilities 2021: $34Net Assets 2021: $38,0652021Assets 2022: $30,819Liabilities 2022: $407Net Assets 2022: $30,4122022Assets 2023: $27,018Liabilities 2023: $543Net Assets 2023: $26,4752023Assets 2024: $38,225Liabilities 2024: $2,295Net Assets 2024: $35,9302024

Highlighted filing

2024

Assets$38,225
Liabilities$2,295
Net Assets$35,930
Open 2024 Filing

Operations Trend

Revenue Growth97th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$60K$40K$20K$0-$20KRevenue 2011: $50,028Expenses 2011: $57,044Net Income 2011: -$7,0162011Revenue 2012: $35,281Expenses 2012: $37,445Net Income 2012: -$2,1642012Revenue 2013: $35,905Expenses 2013: $29,635Net Income 2013: $6,2702013Revenue 2014: $20,059Expenses 2014: $23,964Net Income 2014: -$3,9052014Revenue 2015: $4,729Expenses 2015: $10,650Net Income 2015: -$5,9212015Revenue 2016: $5,753Expenses 2016: $7,563Net Income 2016: -$1,8102016Revenue 2017: $8,600Expenses 2017: $8,933Net Income 2017: -$3332017Revenue 2018: $16,143Expenses 2018: $6,549Net Income 2018: $9,5942018Revenue 2019: $17,412Expenses 2019: $11,149Net Income 2019: $6,2632019Revenue 2020: $5,372Expenses 2020: $11,058Net Income 2020: -$5,6862020Revenue 2021: $8,007Expenses 2021: $9,224Net Income 2021: -$1,2172021Revenue 2022: $5,780Expenses 2022: $13,332Net Income 2022: -$7,5522022Revenue 2023: $17,343Expenses 2023: $21,280Net Income 2023: -$3,9372023Revenue 2024: $43,277Expenses 2024: $33,822Net Income 2024: $9,4552024

Highlighted filing

2024

Revenue$43,277
Expenses$33,822
Net Income$9,455
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$38,225
Liabilities
$2,295
Net assets
$35,930
Revenue
$43,277
Expenses
$33,822
Net income
$9,455
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$38.2$2.30$35.9$43.3$33.8$9.46
2023Detailed filing. Detailed filing data is available for this year.$27.0$0.54$26.5$17.3$21.3$3.94
2022Detailed filing. Detailed filing data is available for this year.$30.8$0.41$30.4$5.78$13.3$7.55
2021Detailed filing. Detailed filing data is available for this year.$38.1$0.03$38.1$8.01$9.22$1.22
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$40.7$1.37$39.3$5.37$11.1$5.69
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$45.0$0.03$45.0$17.4$11.1$6.26
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$38.7$0.03$38.7$16.1$6.55$9.59
2017Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$29.1$0.03$29.1$8.60$8.93$0.33
2016Summary only. Only limited summary data is available for this year.$29.6$0.20$5.75$7.56$1.81
2015Summary only. Only limited summary data is available for this year.$31.3$0.00$4.73$10.7$5.92
2014Summary only. Only limited summary data is available for this year.$38.7$1.53$20.1$24.0$3.91
2013Summary only. Only limited summary data is available for this year.$41.7$0.59$35.9$29.6$6.27
2012Summary only. Only limited summary data is available for this year.$41.2$5.65$35.3$37.4$2.16
2011Summary only. Only limited summary data is available for this year.$40.3$3.30$50.0$57.0$7.02
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Aug 15, 2025
Return Version
2023v6.0
Gross Receipts
$43,277
Mission and Program Overview

Mission

To foster opportunities for professional women to increase their business and develop personally and professionally through a variety of networking, educational and social functions.

Program Services

DescriptionGrantsExpenses
MONTHLY MEETINGS AND NEWSLETTERS AS WELL AS OTHER NETWORKING EVENTS PROVIDING OPPORTUNITIES FOR PROFESSIONAL WOMEN TO INCREASE THEIR BUSINESS AND DEVELOP PERSONALLY AND PROFESSIONALLY.--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RENEE JACAVANCOTreasurer-$0--
NELLY KOZLOWSKIDirector-$0--
CYNTHIA MOORECo- VP-$0--
JESSICA BABINESecretary-$0--
MARY ANN LEVASSEURCo- VP-$0--
ROBERTA LERMANDirector-$0--
HANNAH KURMAN MARTINODirector-$0--
ALYSA SOUTHALLPresident-$0--
JODIE SALASNYDirector-$0--
CHARLOTTE MATTEIDirector-$0--
LISA MALMGRENDirector-$0--
Filing and Contact Details

Filer

Filer Name
North Shore Women in Business Inc
EIN
04-2898390
Phone
9787778740
Address
PO BOX 103, DANVERS, MA 01923

Signing Officer

Name
Alysa Southall
Title
President
Phone
9787778740
Signed
2025-08-15
Discuss with paid preparer
Yes

Preparer

Firm
Naffah & Company Pc
Address
30 MASSACHUSETTS AVE STE 300, NORTH ANDOVER, MA 01845-3458
Preparer
Marilyn a Censullo
Phone
9786858540
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses office expense 258 computer and technology 2,260 conference and meetings 16,193 scholarship expenses 4,804 monthly meeting expense 4,003 licenses & fees 1,260 gifts and appreciation 410 charitable donations 2,190 dues and subscriptions 764 insurance 1,368 board of directors exp 312 total 33,822”

Form 990-ez, Part II, Line 24

“Web 8,999 8,999 less accumulated amortization 8,999 8,999 prepaid expenses 1,272 920 security deposits 500 300 cah on hand 0 60 total 1,772 1,280”

Form 990-ez, Part II, Line 26

“Current liabilities 543 2,295”

Form 990-ez, Part III

“To foster opportunities for professional women to increase their business and develop personally and professionally through a variety of networking, educational and social functions.”

Raw XML Appendix134 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0DANVERS
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001923
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IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt09455
IRS990EZ/ForeignFinancialAccountInd0false
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IRS990EZ/GrossReceiptsAmt043277
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt0943
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt09086
IRS990EZ/MethodOfAccountingAccrualInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt026475
IRS990EZ/NetAssetsOrFundBalancesEOYAmt035930
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt026475
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt035930
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt03.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RENEE JACAVANCO
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CYNTHIA MOORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JESSICA BABINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4MARY ANN LEVASSEUR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5ROBERTA LERMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6HANNAH KURMAN MARTINO
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7ALYSA SOUTHALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm8JODIE SALASNY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm9CHARLOTTE MATTEI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm10LISA MALMGREN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2CO- VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4CO- VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt8DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt9DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt10DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt01772
IRS990EZ/OtherAssetsTotalDetail/EOYAmt01280
IRS990EZ/OtherExpensesTotalAmt033822
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0TO FOSTER OPPORTUNITIES FOR PROFESSIONAL WOMEN TO INCREASE THEIR BUSINESS AND DEVELOP PERSONALLY AND PROFESSIONALLY THROUGH A VARIETY OF NETWORKING, EDUCATIONAL AND SOCIAL FUNCTIONS.
IRS990EZ/ProgramServiceRevenueAmt032648
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0MONTHLY MEETINGS AND NEWSLETTERS AS WELL AS OTHER NETWORKING EVENTS PROVIDING OPPORTUNITIES FOR PROFESSIONAL WOMEN TO INCREASE THEIR BUSINESS AND DEVELOP PERSONALLY AND PROFESSIONALLY.
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
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IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02295
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt033822
IRS990EZ/TotalRevenueAmt043277
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.NSWIB.ORG
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES OFFICE EXPENSE 258 COMPUTER AND TECHNOLOGY 2,260 CONFERENCE AND MEETINGS 16,193 SCHOLARSHIP EXPENSES 4,804 MONTHLY MEETING EXPENSE 4,003 LICENSES & FEES 1,260 GIFTS AND APPRECIATION 410 CHARITABLE DONATIONS 2,190 DUES AND SUBSCRIPTIONS 764 INSURANCE 1,368 BOARD OF DIRECTORS EXP 312 TOTAL 33,822
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1WEB 8,999 8,999 LESS ACCUMULATED AMORTIZATION 8,999 8,999 PREPAID EXPENSES 1,272 920 SECURITY DEPOSITS 500 300 CAH ON HAND 0 60 TOTAL 1,772 1,280
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2CURRENT LIABILITIES 543 2,295
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3TO FOSTER OPPORTUNITIES FOR PROFESSIONAL WOMEN TO INCREASE THEIR BUSINESS AND DEVELOP PERSONALLY AND PROFESSIONALLY THROUGH A VARIETY OF NETWORKING, EDUCATIONAL AND SOCIAL FUNCTIONS.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
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ReturnHeader/Filer/BusinessNameControlTxt0NORT
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ReturnHeader/Filer/PhoneNum09787778740
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ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt030 MASSACHUSETTS AVE STE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORTH ANDOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0018453458
ReturnHeader/PreparerPersonGrp/PhoneNum09786858540
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-08
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0MARILYN A CENSULLO
ReturnHeader/ReturnTs02025-08-08T08:57:18-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02023-10-01
ReturnHeader/TaxPeriodEndDt02024-09-30
ReturnHeader/TaxYr02023

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 501(c)6 • <$500k nonprofits