Civic Intelligence

Dharma Seed Tape Library Inc

EIN 04-2824116 • 501(c)3 • Greenfield, MA

Profile

Distribute teachings on insight meditation

PO Box 1494Greenfield, MA 01302

www.dharmaseed.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

62nd percentile

0.00x

Higher debt load relative to assets than 62% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

65th percentile

0.00x

Higher debt load relative to revenue than 65% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Net Margin

28th percentile

-12%

Higher net margin than 28% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$59,139

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 43.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2024

Asset Growth

42nd percentile

-7.9%

Faster asset growth than 42% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

56th percentile

2.7%

Faster revenue growth than 56% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets62nd percentile

Assets

Down

$201,511

Down $17,234 (-7.9%) from 2023

Liabilities

Down

$305

Down $66 (-18%) from 2023

Net Assets

Down

$201,206

Down $17,168 (-7.9%) from 2023

Operations
Liabilities / Revenue65th percentileNet Margin28th percentile

Revenue

Up

$137,417

Up $3,587 (+2.7%) from 2023

Expenses

Up

$154,585

Up $65,150 (+73%) from 2023

Net Income

Down

-$17,168

Down $61,563 (-139%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth42nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $88,718Liabilities 2011: $2532011Assets 2012: $109,965Liabilities 2012: $2,8582012Assets 2013: $127,027Liabilities 2013: $1,6492013Assets 2014: $138,140Liabilities 2014: $6172014Assets 2015: $133,907Liabilities 2015: $2,293Net Assets 2015: $131,6142015Assets 2016: $121,615Liabilities 2016: $434Net Assets 2016: $121,1812016Assets 2017: $109,267Liabilities 2017: $345Net Assets 2017: $108,9222017Assets 2018: $111,211Liabilities 2018: $799Net Assets 2018: $110,4122018Assets 2019: $112,896Liabilities 2019: $222Net Assets 2019: $112,6742019Assets 2020: $145,714Liabilities 2020: $210Net Assets 2020: $145,5042020Assets 2021: $181,210Liabilities 2021: $258Net Assets 2021: $180,9522021Assets 2022: $174,121Liabilities 2022: $142Net Assets 2022: $173,9792022Assets 2023: $218,745Liabilities 2023: $371Net Assets 2023: $218,3742023Assets 2024: $201,511Liabilities 2024: $305Net Assets 2024: $201,2062024

Highlighted filing

2024

Assets$201,511
Liabilities$305
Net Assets$201,206
Open 2024 Filing

Operations Trend

Revenue Growth56th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$200K$150K$100K$50K$0-$50KRevenue 2011: $38,043Expenses 2011: $19,560Net Income 2011: $18,4832011Revenue 2012: $38,174Expenses 2012: $19,532Net Income 2012: $18,6422012Revenue 2013: $61,387Expenses 2013: $39,280Net Income 2013: $22,1072013Revenue 2014: $48,719Expenses 2014: $36,400Net Income 2014: $12,3192014Revenue 2015: $47,792Expenses 2015: $52,746Net Income 2015: -$4,9542015Revenue 2016: $57,327Expenses 2016: $68,356Net Income 2016: -$11,0292016Revenue 2017: $72,306Expenses 2017: $85,667Net Income 2017: -$13,3612017Revenue 2018: $85,642Expenses 2018: $83,895Net Income 2018: $1,7472018Revenue 2019: $77,777Expenses 2019: $77,232Net Income 2019: $5452019Revenue 2020: $104,948Expenses 2020: $72,118Net Income 2020: $32,8302020Revenue 2021: $110,644Expenses 2021: $75,196Net Income 2021: $35,4482021Revenue 2022: $99,823Expenses 2022: $106,796Net Income 2022: -$6,9732022Revenue 2023: $133,830Expenses 2023: $89,435Net Income 2023: $44,3952023Revenue 2024: $137,417Expenses 2024: $154,585Net Income 2024: -$17,1682024

Highlighted filing

2024

Revenue$137,417
Expenses$154,585
Net Income-$17,168
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$201,511
Liabilities
$305
Net assets
$201,206
Revenue
$137,417
Expenses
$154,585
Net income
-$17,168
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.02$0.00$2.01$1.37$1.55$0.17
2023Detailed filing. Detailed filing data is available for this year.$2.19$0.00$2.18$1.34$0.89$0.44
2022Detailed filing. Detailed filing data is available for this year.$1.74$0.00$1.74$1.00$1.07$0.07
2021Detailed filing. Detailed filing data is available for this year.$1.81$0.00$1.81$1.11$0.75$0.35
2020Detailed filing. Detailed filing data is available for this year.$1.46$0.00$1.46$1.05$0.72$0.33
2019Detailed filing. Detailed filing data is available for this year.$1.13$0.00$1.13$0.78$0.77$0.01
2018Detailed filing. Detailed filing data is available for this year.$1.11$0.01$1.10$0.86$0.84$0.02
2017Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.72$0.86$0.13
2016Detailed filing. Detailed filing data is available for this year.$1.22$0.00$1.21$0.57$0.68$0.11
2015Detailed filing. Detailed filing data is available for this year.$1.34$0.02$1.32$0.48$0.53$0.05
2014Summary only. Only limited summary data is available for this year.$1.38$0.01$0.49$0.36$0.12
2013Summary only. Only limited summary data is available for this year.$1.27$0.02$0.61$0.39$0.22
2012Summary only. Only limited summary data is available for this year.$1.10$0.03$0.38$0.20$0.19
2011Summary only. Only limited summary data is available for this year.$0.89$0.00$0.38$0.20$0.18
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.0
Gross Receipts
$137,417
Mission and Program Overview

Mission

Distribute teachings on insight meditation

Program Services

DescriptionGrantsExpenses
RECORD, ARCHIVE AND DISTRIBUTE TEACHINGS ON INSIGHT MEDITATION. THE TEACHINGS, WHICH ARE FREELY OFFERED OVER THE INTERNET AND ON THE DHARMASEED.ORG WEBSITE, ARE AVAILABLE TO PEOPLE WORLDWIDE TO DOWNLOAD, STREAM AND MAKE PERSONAL COPIES.-$153,106
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ERIC MCCORDExecutive DiPT$55,151$3,988$59,139
NANCEE BERSHOFPresidentPT$0--
LAURIE PHILLIPSTreasurer-$0--
CHRIS TALBOTTClerk-$0--
DENNIS HOLMESDirector-$0--
TARA MULAYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Dharma Seed Tape Library Inc
EIN
04-2824116
Phone
4132225002
Address
PO BOX 1494, GREENFIELD, MA 01302

Signing Officer

Name
Nancee Bershof
Title
President
Phone
4132225002
Signed
2025-11-11

Preparer

Firm
Gillian R Rosner CPA
Address
377 MAIN STREET PO BOX 701, GREENFIELD, MA 01302-0701
Preparer
Gillian R Rosner CPA
Phone
4137733424
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 8

“Other revenue 1,560 total 1,560”

Form 990-ez, Part I, Line 16

“Expenses 300 office supplies 498 web hosting 26,188 supplies & equipment 562 bank & service fees 4,537 miscellaneous 476 annual report 19 ma filing fee 70 total 32,650”

Form 990-ez, Part II, Line 24

“2,475 2,475 less accumulated depreciation 2,475 2,475 total 0 0”

Form 990-ez, Part II, Line 26

“Credit card payable 371 305”

Form 990-ez, Part III, Line 28

“Record, archive and distribute teachings on insight meditation. The teachings, which are freely offered over the internet and on the dharmaseed.org website, are available to people worldwide to download, stream and make personal copies.”

Raw XML Appendix172 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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