Civic Intelligence

Massachusetts Aging Access Association Inc.

EIN 04-2799672 • 501(c)3 • Lawrence, MA

Pub. 78 Eligible

Profile

Encourage and promote the quality of life for elderly residents of massachusetts through public education; to foster the development of more comprehensive and coordinated service systems to help older people; to act as a liaison with the massachusetts executive office of aging & independence; to serve as a clearinghouse on developments in the field of aging; and to increase access to eldercare services.

280 Merrimack Street 400Lawrence, MA 01843

agingaccess.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

78th percentile

0.25x

Higher debt load relative to assets than 78% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Liabilities / Revenue

80th percentile

0.25x

Higher debt load relative to revenue than 80% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Net Margin

25th percentile

-8.6%

Higher net margin than 25% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Top Officer Pay

96th percentile

$203,822

Higher top officer pay than 96% of similar nonprofits.

Top officer pay equals 28.2% of source-year revenue.

501(c)3 • $500k-$1M nonprofits • Source year 2025

Asset Growth

64th percentile

9.9%

Faster asset growth than 64% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Revenue Growth

80th percentile

44%

Faster revenue growth than 80% of similar nonprofits.

501(c)3 • $500k-$1M nonprofits • Annualized from 2024 to 2025

Assets

Up

$697,943

Up $63,012 (+9.9%) from 2024

Liabilities

Up

$177,592

Up $125,020 (+238%) from 2024

Net Assets

Down

$520,351

Down $62,008 (-11%) from 2024

Revenue

Up

$723,890

Up $219,565 (+44%) from 2024

Expenses

Up

$785,898

Up $298,597 (+61%) from 2024

Net Income

Down

-$62,008

Down $79,032 (-464%) from 2024

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$800K$600K$400K$200K$0Assets 2011: $261,539Liabilities 2011: $33,321Net Assets 2011: $228,2182011Assets 2012: $283,345Liabilities 2012: $18,200Net Assets 2012: $265,1452012Assets 2013: $352,676Liabilities 2013: $60,974Net Assets 2013: $291,7022013Assets 2014: $409,033Liabilities 2014: $82,849Net Assets 2014: $326,1842014Assets 2015: $459,448Liabilities 2015: $141,008Net Assets 2015: $318,4402015Assets 2016: $473,232Liabilities 2016: $147,017Net Assets 2016: $326,2152016Assets 2017: $492,575Liabilities 2017: $118,551Net Assets 2017: $374,0242017Assets 2018: $296,837Liabilities 2018: $21,635Net Assets 2018: $275,2022018Assets 2019: $359,764Liabilities 2019: $126,183Net Assets 2019: $233,5812019Assets 2020: $492,399Liabilities 2020: $211,004Net Assets 2020: $281,3952020Assets 2021: $580,397Liabilities 2021: $269,640Net Assets 2021: $310,7572021Assets 2022: $483,929Liabilities 2022: $27,282Net Assets 2022: $456,6472022Assets 2023: $733,993Liabilities 2023: $168,658Net Assets 2023: $565,3352023Assets 2024: $634,931Liabilities 2024: $52,572Net Assets 2024: $582,3592024Assets 2025: $697,943Liabilities 2025: $177,592Net Assets 2025: $520,3512025

Highlighted filing

2025

Assets$697,943
Liabilities$177,592
Net Assets$520,351

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.0M$500K$0-$500KRevenue 2011: $389,910Expenses 2011: $442,854Net Income 2011: -$52,9442011Revenue 2012: $334,364Expenses 2012: $297,437Net Income 2012: $36,9272012Revenue 2013: $369,520Expenses 2013: $342,963Net Income 2013: $26,5572013Revenue 2014: $328,422Expenses 2014: $293,940Net Income 2014: $34,4822014Revenue 2015: $330,728Expenses 2015: $338,473Net Income 2015: -$7,7452015Revenue 2016: $404,495Expenses 2016: $396,720Net Income 2016: $7,7752016Revenue 2017: $486,998Expenses 2017: $439,189Net Income 2017: $47,8092017Revenue 2018: $370,488Expenses 2018: $469,310Net Income 2018: -$98,8222018Revenue 2019: $416,798Expenses 2019: $458,419Net Income 2019: -$41,6212019Revenue 2020: $478,649Expenses 2020: $430,835Net Income 2020: $47,8142020Revenue 2021: $440,868Expenses 2021: $411,506Net Income 2021: $29,3622021Revenue 2022: $476,967Expenses 2022: $331,077Net Income 2022: $145,8902022Revenue 2023: $783,724Expenses 2023: $675,036Net Income 2023: $108,6882023Revenue 2024: $504,325Expenses 2024: $487,301Net Income 2024: $17,0242024Revenue 2025: $723,890Expenses 2025: $785,898Net Income 2025: -$62,0082025

Highlighted filing

2025

Revenue$723,890
Expenses$785,898
Net Income-$62,008

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$6.98$1.78$5.20$7.24$7.86$0.62
2024Detailed filing. Detailed filing data is available for this year.$6.35$0.53$5.82$5.04$4.87$0.17
2023Detailed filing. Detailed filing data is available for this year.$7.34$1.69$5.65$7.84$6.75$1.09
2022Detailed filing. Detailed filing data is available for this year.$4.84$0.27$4.57$4.77$3.31$1.46
2021Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.80$2.70$3.11$4.41$4.12$0.29
2020Detailed filing. Detailed filing data is available for this year.$4.92$2.11$2.81$4.79$4.31$0.48
2019Summary only. Only limited summary data is available for this year.$3.60$1.26$2.34$4.17$4.58$0.42
2018Summary only. Only limited summary data is available for this year.$2.97$0.22$2.75$3.70$4.69$0.99
2017Summary only. Only limited summary data is available for this year.$4.93$1.19$3.74$4.87$4.39$0.48
2016Summary only. Only limited summary data is available for this year.$4.73$1.47$3.26$4.04$3.97$0.08
2015Summary only. Only limited summary data is available for this year.$4.59$1.41$3.18$3.31$3.38$0.08
2014Summary only. Only limited summary data is available for this year.$4.09$0.83$3.26$3.28$2.94$0.34
2013Summary only. Only limited summary data is available for this year.$3.53$0.61$2.92$3.70$3.43$0.27
2012Summary only. Only limited summary data is available for this year.$2.83$0.18$2.65$3.34$2.97$0.37
2011Summary only. Only limited summary data is available for this year.$2.62$0.33$2.28$3.90$4.43$0.53
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Feb 2, 2026
Return Version
2024v5.5
Gross Receipts
$723,890
Mission and Program Overview

Mission

Encourage and promote the quality of life for elderly residents of massachusetts through public education; to foster the development of more comprehensive and coordinated service systems to help older people; to act as a liaison with the massachusetts executive office of aging & independence; to serve as a clearinghouse on developments in the field of aging; and to increase access to eldercare services.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$569,854$610,246▲ $40,392
Cash and Non-Interest-Bearing Accounts$50,000$50,000→ $0
Accounts Receivable-$23,832-
Intangible Assets$11,900$10,111▼ $1,789
Prepaid Expenses and Deferred Charges$3,177$3,754▲ $577
Total Assets$634,931$697,943▲ $63,012
Liabilities
Deferred Revenue-$91,031-
Accounts Payable and Accrued Expenses$52,572$86,561▲ $33,989
Total Liabilities$52,572$177,592▲ $125,020
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$582,359$520,351▼ $62,008
Total Net Assets Fund Balance$582,359$520,351▼ $62,008
Total Liabilities and Net Assets / Fund Balance$634,931$697,943▲ $63,012
Compensation and Service Providers
Revenue and Support

Revenue Composition

Contributions and Grants
$668,816
Program Service Revenue
$47,874
Investment Income
$7,200
Other Revenue
$0
All Other Contributions
$151,157
Change in Net Assets
$-62,008

Audited Revenue Reconciliation

Revenue per Audited Statements
$723,890
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$0
Total Revenue per Audited Statements
$723,890
Total Revenue per Form 990
$723,890
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$416,593
Salaries, Compensation, and Employee Benefits$369,305
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Fees for Services Other$232,800$15,914-$248,714
Current Officers, Directors, Trustees, and Key Employees$189,436$21,048-$210,484
Other Salaries and Wages$120,635$13,404-$134,039
Fees for Services Lobbying$51,000--$51,000
Conferences and Meetings$27,183--$27,183
Payroll Taxes$22,304$2,478-$24,782
Fees for Services Accounting-$8,500-$8,500
Occupancy$7,515$835-$8,350
Information Technology$7,222--$7,222
Fees for Services Legal$5,065--$5,065
Depreciation Depletion$3,889--$3,889
Office Expenses$2,070--$2,070
Travel$1,091--$1,091
Insurance-$940-$940
Other Expenses$935--$935
Total Functional Expenses$722,779$63,119$0$785,898

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$785,898
Total Expenses per Audited Statements$785,898
Total Expenses per Form 990$785,898
Expenses Not Reported on Financial Statements$0
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

A draft copy of the form 990 is given to the treasurer who acts on behalf of the full board in reviewing the forms before filing.

Form 990, Part VI, Section B, Line 12C

Conflict of interest is reviewed annually by the governance committee.

Form 990, Part VI, Section C, Line 18

The 990 is made available to the public upon request

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public upon request

Filing and Contact Details

Filer

Filer Name
Massachusetts Aging Access
EIN
04-2799672
Phone
9789461318
Address
280 MERRIMACK STREET 400, LAWRENCE, MA 01843

Signing Officer

Name
Christopher Mclaughlin
Title
Treasurer
Phone
9789461318
Signed
2026-02-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Christopher Mclaughlin
Formed
1983
Legal Domicile
Ma
Voting Board Members
28
Independent Board Members
27
Employees
0
Volunteers
0

Preparer

Firm
Adelson & Company Pc
Address
100 NORTH STREET, PITTSFIELD, MA 01201
Preparer
David M Irwin CPA
Phone
4134436408
Supplemental Narrative

Additional Explanations

Form 990, Part IX, Line 11G

Homecare consulting: program service expenses 222,800. Management and general expenses 0. Fundraising expenses 0. Total expenses 222,800. Fiscal services: program service expenses 0. Management and general expenses 15,914. Fundraising expenses 0. Total expenses 15,914. Subgrants: program service expenses 10,000. Management and general expenses 0. Fundraising expenses 0. Total expenses 10,000.

Financial Statement Notes

PART X, LINE 2:

Management has evaluated significant tax positions against the criteria established by professional standards and believes there are no such tax positions requiring accounting recognition.

Raw XML AppendixShowing 400 of 600 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/PersonNm18MEG HOGAN - BOSTON SENIOR
IRS990/Form990PartVIISectionAGrp/PersonNm19SCOTT TRENTI - SENIOR CARE
IRS990/Form990PartVIISectionAGrp/PersonNm20MARY JEAN MCDERMOTT - HESSCO
IRS990/Form990PartVIISectionAGrp/PersonNm21KATHY BURNS - GREATER LYNN
IRS990/Form990PartVIISectionAGrp/PersonNm22TRISH SMITH - SPRINGWELL
IRS990/Form990PartVIISectionAGrp/PersonNm23DAVID KLEIN - OLD COLONY PLANNING
IRS990/Form990PartVIISectionAGrp/PersonNm24LORI RICHARDSON - NORTH CENTRAL
IRS990/Form990PartVIISectionAGrp/PersonNm25JOAN HATEM-ROY - AGESPAN
IRS990/Form990PartVIISectionAGrp/PersonNm26JILL KEOUGH - GREATER SPRINGFIELD
IRS990/Form990PartVIISectionAGrp/PersonNm27BETSEY CRIMMINS - MYSTIC VALLEY
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt220
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt250
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt260
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt21DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt22DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt23DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt24DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt25DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt26DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt27EXECUTIVE DIRECTOR
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IRS990/FormationYr01983
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IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
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IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0ENCOURAGE AND PROMOTE THE QUALITY OF LIFE FOR ELDERLY RESIDENTS OF MASSACHUSETTS THROUGH PUBLIC EDUCATION; TO FOSTER THE DEVELOPMENT OF MORE COMPREHENSIVE AND COORDINATED SERVICE SYSTEMS TO HELP OLDER PEOPLE; TO ACT AS A LIAISON WITH THE MASSACHUSETTS EXECUTIVE OFFICE OF AGING & INDEPENDENCE; TO SERVE AS A CLEARINGHOUSE ON DEVELOPMENTS IN THE FIELD OF AGING; AND TO INCREASE ACCESS TO ELDERCARE SERVICES.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
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IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt0668816
IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt0497798

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