Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
EIN 04-2779532 • 501(c)6 • Athol, MA
Profile
Members receive benefits from its local chamber which promotes consumers and businesses to seek knowledge of the local area and its events.
Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.
Liabilities / Assets
74th percentile
Higher debt load relative to assets than 74% of similar nonprofits.
Liabilities / Revenue
69th percentile
Higher debt load relative to revenue than 69% of similar nonprofits.
Net Margin
13th percentile
Higher net margin than 13% of similar nonprofits.
Top Officer Pay
89th percentile
Higher top officer pay than 89% of similar nonprofits.
Top officer pay equals 86.1% of source-year revenue.
Asset Growth
14th percentile
Faster asset growth than 14% of similar nonprofits.
Revenue Growth
19th percentile
Faster revenue growth than 19% of similar nonprofits.
Assets
Down$23,071
Down $24,726 (-52%) from 2024
Liabilities
Up$2,166
Up $711 (+49%) from 2024
Net Assets
Down$20,905
Down $25,437 (-55%) from 2024
Revenue
Down$58,677
Down $24,548 (-29%) from 2024
Expenses
Up$84,114
Up $7,912 (+10%) from 2024
Net Income
Down-$25,437
Down $32,460 (-462%) from 2024
Most recent year
2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.
Members receive benefits from its local chamber which promotes consumers and businesses to seek knowledge of the local area and its events.
| Description | Grants | Expenses |
|---|---|---|
| MEMBERS RECEIVE BENEFITS FROM ITS LOCAL CHAMBER WHICH PROMOTES CONSUMERS AND BUSINESSES TO SEEK KNOWLEDGE OF THE LOCAL AREA AND ITS EVENTS. | - | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| MELISSA EATON | President/CEO | FT | $50,539 | - | $50,539 |
| ERIC JACK | Director | - | $0 | - | - |
| CAMERON FEYRER | Director | - | $0 | - | - |
| LISA CAREY | Director | - | $0 | - | - |
| CAROL COURVILLE | Treasurer | - | $0 | - | - |
| KRISTINA HADSEL | Director | - | $0 | - | - |
| JERRY WHALAND | Director | - | $0 | - | - |
| DIANE DIPIETRO | Director | - | $0 | - | - |
| CYNTHIA BUTLER | Director | - | $0 | - | - |
| LIZA HURLBURT | Secretary | - | $0 | - | - |
| JENNIFER PROUTY | Chairman | - | $0 | - | - |
| KIMBERLY STEWART | Director | - | $0 | - | - |
| Event | Gross Receipts | Gross Revenue | Direct Expenses | Net Income |
|---|---|---|---|---|
| Super Raffle | $23,397 | $23,397 | $1,187 | $22,210 |
| Total Events | $23,397 | $23,397 | $13,487 | $9,910 |
“Advertising and Promotion $1240”
“Office Expenses $2879”
“Conferences, Conventions, and Meetings $45”
“Insurance $1779”
“Dues & subscriptions $5413”
“UTILITIES $3102”
“Internet service provider $2610”
“HEAT $1890”
“Computer & software $1839”
“Repairs & maintenance $1355”
“TOURISM $1004”
“EQUIPMENT $663”
“Bank & charge card fees $411”
“HOSTING/WEB SITE $114”
“Accounts Payable and Accrued Expenses - Beginning $1455 Accounts Payable and Accrued Expenses - Ending $2166”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | MELISSA EATON |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 9782493849 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt | 0 | 80 FREEDOM STREET |
| IRS990EZ/BooksInCareOfDetail/USAddress/CityNm | 0 | ATHOL |
| IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd | 0 | MA |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd | 0 | 01331 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 47797 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 23071 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 27155 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | -25437 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 2555 |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 47797 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 23071 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 25249 |
| IRS990EZ/GrossReceiptsAmt | 0 | 76203 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InvestmentIncomeAmt | 0 | 970 |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 22829 |
| IRS990EZ/MethodOfAccountingAccrualInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 46342 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 20905 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 46342 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 20905 |
| IRS990EZ/OccupancyRentUtltsAndMaintAmt | 0 | 2400 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 5 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 6 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 7 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 8 | 2.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 9 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 10 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 11 | 40.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 5 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 6 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 7 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 8 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 9 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 10 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 11 | 50539 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | ERIC JACK |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | CAMERON FEYRER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | LISA CAREY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | CAROL COURVILLE |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | KRISTINA HADSEL |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 5 | JERRY WHALAND |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 6 | DIANE DIPIETRO |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 7 | CYNTHIA BUTLER |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 8 | LIZA HURLBURT |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 9 | JENNIFER PROUTY |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 10 | KIMBERLY STEWART |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 11 | MELISSA EATON |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Treasurer |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 5 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 6 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 7 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 8 | Secretary |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 9 | Chairman |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 10 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 11 | PRESIDENT/CEO |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501cInd | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 24344 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | MEMBERS RECEIVE BENEFITS FROM ITS LOCAL CHAMBER WHICH PROMOTES CONSUMERS AND BUSINESSES TO SEEK KNOWLEDGE OF THE LOCAL AREA AND ITS EVENTS. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 93 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | MEMBERS RECEIVE BENEFITS FROM ITS LOCAL CHAMBER WHICH PROMOTES CONSUMERS AND BUSINESSES TO SEEK KNOWLEDGE OF THE LOCAL AREA AND ITS EVENTS. |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/SalariesOtherCompEmplBnftAmt | 0 | 54722 |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 17526 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | 7723 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt | 0 | 1455 |
| IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt | 0 | 2166 |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TaxImposedOnOrganizationMgrAmt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4911Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4912Amt | 0 | 0 |
| IRS990EZ/TaxImposedUnderIRC4955Amt | 0 | 0 |
| IRS990EZ/TaxReimbursedByOrganizationAmt | 0 | 0 |
| IRS990EZ/TotalExpensesAmt | 0 | 84114 |
| IRS990EZ/TotalRevenueAmt | 0 | 58677 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | NORTHQUABBINCHAMBER.COM |
| IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesEvent1Amt | 0 | 12000 |
| IRS990ScheduleG/FundraisingEventInformationGrp/CashPrizesTotalEventsAmt | 0 | 12000 |
| IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt | 0 | 13487 |
| IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm | 0 | SUPER RAFFLE |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt | 0 | 300 |
| IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt | 0 | 300 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt | 0 | 23397 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt | 0 | 23397 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt | 0 | 23397 |
| IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt | 0 | 23397 |
| IRS990ScheduleG/FundraisingEventInformationGrp/NetIncomeSummaryAmt | 0 | 9910 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OthDirectExpnssTotalEventsAmt | 0 | 1187 |
| IRS990ScheduleG/FundraisingEventInformationGrp/OtherDirectExpensesEvent1Amt | 0 | 1187 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Advertising and Promotion $1240 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Office Expenses $2879 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Conferences, Conventions, and Meetings $45 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Insurance $1779 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | DUES & SUBSCRIPTIONS $5413 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | UTILITIES $3102 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | INTERNET SERVICE PROVIDER $2610 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | HEAT $1890 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | COMPUTER & SOFTWARE $1839 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | REPAIRS & MAINTENANCE $1355 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | TOURISM $1004 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 11 | EQUIPMENT $663 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 12 | BANK & CHARGE CARD FEES $411 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 13 | HOSTING/WEB SITE $114 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 14 | Accounts Payable and Accrued Expenses - Beginning $1455 Accounts Payable and Accrued Expenses - Ending $2166 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Other Expenses.1001 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1007 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1012 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.6 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 11 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 12 | Other Expenses.9 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 13 | Other Expenses.10 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 14 | Total Liabilities.1001 |
| ReturnHeader/BuildTS | 0 | 2025-03-06 01:10:19Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | MELISSA EATON |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | President |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2025-11-13 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt | 0 | GREATER ATHOL-ORANGE AREA CHAMBER OF |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt | 0 | COMMERCE INC |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | GREA |
| ReturnHeader/Filer/EIN | 0 | 042779532 |
| ReturnHeader/Filer/PhoneNum | 0 | 9782493849 |
| ReturnHeader/Filer/USAddress/AddressLine1Txt | 0 | 80 FREEDOM STREET |
| ReturnHeader/Filer/USAddress/CityNm | 0 | ATHOL |
| ReturnHeader/Filer/USAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCd | 0 | 01331 |
| ReturnHeader/IRSResponsiblePrtyInfoCurrInd | 0 | true |
| ReturnHeader/PreparerFirmGrp/PreparerFirmEIN | 0 | 043422514 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt | 0 | Lisa M Carey CPA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt | 0 | 525 Main Street |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm | 0 | Athol |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd | 0 | 01331 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9782497852 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | LISA M CAREY CPA |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2025-11-13T10:51:12-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2024-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2025-06-30 |
| ReturnHeader/TaxYr | 0 | 2024 |
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