Civic Intelligence

People Acting in Community Endeavors Inc

EIN 04-2777810 • 501(c)3 • New Bedford, MA

Profile

To improve the lives of low-income individuals and families within the greater new bedford, massachusetts area.

166 William StreetNew Bedford, MA 02740

www.paceinfo.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

89th percentile

0.94x

Higher debt load relative to assets than 89% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Liabilities / Revenue

28th percentile

0.19x

Higher debt load relative to revenue than 28% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Net Margin

34th percentile

0.0%

Higher net margin than 34% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Top Officer Pay

6th percentile

$117,727

Higher top officer pay than 6% of similar nonprofits.

Top officer pay equals 0.1% of source-year revenue.

501(c)3 • $100M-$250M nonprofits • Source year 2024

Asset Growth

97th percentile

68%

Faster asset growth than 97% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Revenue Growth

83rd percentile

34%

Faster revenue growth than 83% of similar nonprofits.

501(c)3 • $100M-$250M nonprofits • Annualized from 2023 to 2024

Assets

Up

$27,170,209

Up $11,011,050 (+68%) from 2023

Liabilities

Up

$25,480,036

Up $10,943,885 (+75%) from 2023

Net Assets

Up

$1,690,173

Up $67,165 (+4.1%) from 2023

Revenue

Up

$135,247,484

Up $34,484,110 (+34%) from 2023

Expenses

Up

$135,180,318

Up $34,415,410 (+34%) from 2023

Net Income

Up

$67,166

Up $68,700 (+4478%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$30M$20M$10M$0Assets 2011: $6,162,426Liabilities 2011: $4,887,080Net Assets 2011: $1,275,3462011Assets 2012: $5,741,601Liabilities 2012: $4,478,036Net Assets 2012: $1,263,5652012Assets 2013: $4,963,463Liabilities 2013: $3,755,795Net Assets 2013: $1,207,6682013Assets 2014: $5,528,876Liabilities 2014: $4,300,331Net Assets 2014: $1,228,5452014Assets 2015: $6,152,422Liabilities 2015: $4,831,487Net Assets 2015: $1,320,9352015Assets 2016: $10,161,278Liabilities 2016: $8,716,975Net Assets 2016: $1,444,3032016Assets 2017: $6,984,364Liabilities 2017: $5,430,627Net Assets 2017: $1,553,7372017Assets 2018: $7,084,735Liabilities 2018: $5,614,395Net Assets 2018: $1,470,3402018Assets 2019: $8,202,440Liabilities 2019: $6,735,544Net Assets 2019: $1,466,8962019Assets 2020: $10,339,234Liabilities 2020: $8,816,758Net Assets 2020: $1,522,4762020Assets 2021: $11,424,897Liabilities 2021: $9,940,155Net Assets 2021: $1,484,7422021Assets 2022: $14,928,279Liabilities 2022: $13,548,491Net Assets 2022: $1,379,7882022Assets 2023: $16,159,159Liabilities 2023: $14,536,151Net Assets 2023: $1,623,0082023Assets 2024: $27,170,209Liabilities 2024: $25,480,036Net Assets 2024: $1,690,1732024

Highlighted filing

2024

Assets$27,170,209
Liabilities$25,480,036
Net Assets$1,690,173

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150M$100M$50M$0-$50MRevenue 2011: $55,911,619Expenses 2011: $55,864,756Net Income 2011: $46,8632011Expenses 2012: $50,021,6822012Revenue 2013: $48,699,477Expenses 2013: $48,755,374Net Income 2013: -$55,8972013Revenue 2014: $52,383,733Expenses 2014: $52,362,856Net Income 2014: $20,8772014Revenue 2015: $58,584,480Expenses 2015: $58,492,090Net Income 2015: $92,3902015Revenue 2016: $64,874,612Expenses 2016: $64,751,244Net Income 2016: $123,3682016Revenue 2017: $63,921,678Expenses 2017: $63,812,244Net Income 2017: $109,4342017Revenue 2018: $63,384,317Expenses 2018: $63,467,714Net Income 2018: -$83,3972018Revenue 2019: $68,412,834Expenses 2019: $68,416,278Net Income 2019: -$3,4442019Revenue 2020: $74,761,160Expenses 2020: $74,705,580Net Income 2020: $55,5802020Revenue 2021: $89,739,362Expenses 2021: $89,777,096Net Income 2021: -$37,7342021Revenue 2022: $96,572,946Expenses 2022: $96,677,900Net Income 2022: -$104,9542022Revenue 2023: $100,763,374Expenses 2023: $100,764,908Net Income 2023: -$1,5342023Revenue 2024: $135,247,484Expenses 2024: $135,180,318Net Income 2024: $67,1662024

Highlighted filing

2024

Revenue$135,247,484
Expenses$135,180,318
Net Income$67,166

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$27.2$25.5$1.69$135$135$0.07
2023Detailed filing. Detailed filing data is available for this year.$16.2$14.5$1.62$101$101$0.00
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$14.9$13.5$1.38$96.6$96.7$0.10
2021Detailed filing. Detailed filing data is available for this year.$11.4$9.94$1.48$89.7$89.8$0.04
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.3$8.82$1.52$74.8$74.7$0.06
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$8.20$6.74$1.47$68.4$68.4$0.00
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$7.08$5.61$1.47$63.4$63.5$0.08
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.98$5.43$1.55$63.9$63.8$0.11
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$10.2$8.72$1.44$64.9$64.8$0.12
2015Detailed filing. Detailed filing data is available for this year.$6.15$4.83$1.32$58.6$58.5$0.09
2014Detailed filing. Detailed filing data is available for this year.$5.53$4.30$1.23$52.4$52.4$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.96$3.76$1.21$48.7$48.8$0.06
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.74$4.48$1.26$50.0
2011Summary only. Only limited summary data is available for this year.$6.16$4.89$1.28$55.9$55.9$0.05
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2023 to Jun 30, 2024
Signed
Aug 22, 2025
Return Version
2023v6.0
Gross Receipts
$135,247,484
Mission and Program Overview

Mission

To improve the lives of low-income individuals and families within the greater new bedford, massachusetts area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$10,213,485$17,914,459▲ $7,700,974
Savings and Temporary Cash Investments$3,175,740$6,282,397▲ $3,106,657
Land, Buildings, and Equipment, Net$774,549$796,226▲ $21,677
Prepaid Expenses and Deferred Charges$20,444$20,004▼ $440
Cash and Non-Interest-Bearing Accounts$150$150→ $0
Total Assets$16,159,159$27,170,209▲ $11,011,050
Other Assets Total$1,974,791$2,156,973▲ $182,182
Liabilities
Accounts Payable and Accrued Expenses$7,851,013$17,340,567▲ $9,489,554
Deferred Revenue$4,113,669$5,345,802▲ $1,232,133
Other Liabilities$2,571,470$2,793,667▲ $222,197
Total Liabilities$14,536,152$25,480,036▲ $10,943,884
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,623,007$1,690,173▲ $67,166
Total Net Assets Fund Balance$1,623,007$1,690,173▲ $67,166
Total Liabilities and Net Assets / Fund Balance$16,159,159$27,170,209▲ $11,011,050

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$459,065$752,396$1,211,461
Other Land Buildings$271,158$377,559$648,717
Buildings$32,424$205,076$237,500
Land$33,579-$33,579
Other Assets Org$6,967--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Allen AyersChief Financial OfficerFT$117,727$117,727
Pamela KuechlerExecutive DirectorFT$113,868$113,868

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$17,639,819
Program Service Revenue
$117,605,709
Investment Income
$132
Other Revenue
$1,824
All Other Contributions
$762,305
Change in Net Assets
$67,166

Audited Revenue Reconciliation

Revenue per Audited Statements
$135,247,484
Revenue Not Reported on Form 990
$1,799,165
Total Revenue per Audited Statements
$137,046,649
Total Revenue per Form 990
$135,247,484
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$124,740,461
Salaries, Compensation, and Employee Benefits$10,439,857
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$7,127,826$603,559-$7,731,385
Other Employee Benefits$1,403,602$196,633-$1,600,235
All Other Expenses$1,035,602$12,563-$1,048,165
Payroll Taxes$782,379$81,220-$863,599
Occupancy$766,820--$766,820
Other Expenses$373,250--$373,250
Current Officers, Directors, Trustees, and Key Employees-$244,638-$244,638
Insurance$102,036$6,982-$109,018
Travel$76,879--$76,879
Advertising$68,745--$68,745
Fees for Services Other$350$45,247-$45,597
Depreciation Depletion$33,860--$33,860
Office Expenses$27,693$5,354-$33,047
Interest$4,240--$4,240
Conferences and Meetings-$558-$558
Total Functional Expenses$133,983,564$1,196,754$0$135,180,318

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$137,090,409
Expenses per Audited Statements$135,180,318
Total Expenses per Form 990$135,180,318
Expenses Not Reported on Form 990$1,910,091
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Right-of-use Liabilities Op Lease$2,150,006
Payable to Grantor$346,645
Central Disbursement Checks Out$269,143
Other Liabilities$27,873
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990 governing body review Part VI line 11

The board of directors of the corporation is responsible for the review and approval of all information and tax filings for the federal government and the commonwealth of massachusetts prior to filing.

Conflict of interest policy compliance Part VI line 12C

The board of directors provide self-declaration of possible conflicts of interest as part of the annual meeting responsibilities. Key employees provide an annual self-declaration as part of their annual performance evaluation process. Potential conflicts identified are reviewed and approved if appropriate as a part of the board of directors routine responsibilities.

CEO executive director top management comp Part VI line 15A

The board of directors performs an informal review of salaries for comparable responsibilities in like size organizations and other similar organizations within the community. Discussions are documented as part of the recording of the minutes of the board of directors including their formal approval of revised compensation and benefits.

Other officer or key employee compensation Part VI line 15B

The board of directors performs an informal review of salaries for comparable responsibilities in like size organizations and other similar organizations within the community. Discussions are documented as part of the recording of the minutes of the board of directors including their formal approval of revised compensation and benefits.

Form 990 availability to public Part VI line 18

The organizaton makes all federal and commonwealth of massachusetts filings and governing documents available upon formal request. Various companies and the massachusetts secretary of state make these filings and the audited financial statements available. The organization makes all federal and commonwealth of massachusetts filings and governing documents available upon formal request.

Governing documents etc available to public Part VI line 19

The organizaton makes available its organizing and governing documents at various company and commonwealth of massachusetts web sites. All organizing and governing documents are also available upon formal written request of management of the organization.

Filing and Contact Details

Filer

Filer Name
People Acting in Community Endeavors Inc
EIN
04-2777810
Address
166 WILLIAM STREET, New Bedford, MA 02740

Signing Officer

Name
Pamela Kuechler
Title
Executive Direc
Phone
5089999920
Signed
2025-08-22
Discuss with paid preparer
Yes

Organization Details

Formed
1982
Legal Domicile
Ma
Voting Board Members
13
Independent Board Members
13
Employees
180
Volunteers
350

Preparer

Firm
Allan Smith and Company CPAs PC
Address
Two Cabot Place Suite 8, Stoughton, MA 02072
Preparer
Allan Smith CPA
Phone
7742065553
Supplemental Narrative

Additional Explanations

Amended return information

The audit was conducted after the form 990 filing due date and adjustments were required to managements numbers.

Audited by an independent accountant Part XII line 2B

The finance committee, as a committee of the board of directors, reviews and approves the auditor selection for recommendation to the full board of directors.

List of other expenses Part IX line 24E

The organization provides payment to heating oil, propane and electricity vendors on behalf of income eligible individuals who participate in the fuel assistance program. The organization provides payment to child development vendors on behalf of income eligible families whose children receive a subsidy for child care services.

Financial Statement Notes

Other revenues not included on Form 990 (Part XI, line 2D)

Pace community housing corporation revenues are included in the consolidated audited financial statements but the financial activity is reported in a separate federal form 990 filing annually.

Other expenses not included on Form 990 (Part XII, line 2D)

Pace community housing corporation expenses are included in the consolidated audited financial statements but the financial activity is reported in a separate federal form 990 filing annually.

Raw XML AppendixShowing 400 of 564 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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