Liabilities / Assets
55th percentile
Tied with the lowest-debt nonprofits in its peer group.
990EZ • Fiscal year 2014 • EIN 04-2776584
Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.
Liabilities / Assets
55th percentile
Tied with the lowest-debt nonprofits in its peer group.
Liabilities / Revenue
55th percentile
Tied with the lowest-debt nonprofits in its peer group.
Net Margin
48th percentile
Higher net margin than 48% of similar nonprofits.
Top Officer Pay
74th percentile
Higher top officer pay than 74% of similar nonprofits.
Top officer pay equals 0.0% of source-year revenue.
Asset Growth
52nd percentile
Faster asset growth than 52% of similar nonprofits.
Revenue Growth
56th percentile
Faster revenue growth than 56% of similar nonprofits.
Assets
Up$47,390
Up $1,333 (+2.9%) from 2013
Net Assets
$47,390
No earlier filing loaded for comparison.
Liabilities
Flat$0
Flat from 2013
Revenue
Up$59,169
Up $3,135 (+5.6%) from 2013
Expenses
Up$57,836
Up $852 (+1.5%) from 2013
Net Income
Up$1,333
Up $2,283 (+240%) from 2013
To promote, establish, maintain and operate educational programs to educate and train bankers, credit grantors, the community and public at large on issues dealing with the fields of credit and collection. Including working with and cooperating with other non-profit organizations having similar objectives and provisions of education.
| Description | Grants | Expenses |
|---|---|---|
| Promoting, establishing, maintaining and operating programs to educate and train bankers, credit grantors, the community and public at large on issues dealing with the fields of credit and collection. | $46,192 | - |
| Providing scholarships (based on academic standing and need) to college students and contributions to other non-profit organizations. | $11,645 | - |
| Name | Title | Full / Part Time | Base | Other | Total |
|---|---|---|---|---|---|
| Christopher Reall | President/Director | - | $0 | - | - |
| Mark J Peloquin | VP/Treas/Director | - | $0 | - | - |
| Robert Thraen | Secretary/Director | - | $0 | - | - |
| John Pratt | Director | - | $0 | - | - |
| Robert Tenney | Director | - | $0 | - | - |
“Class of Activity: Scholarships | Donee's Name: Various college student | Relationship of Donee: Unrealted | Cash Amount Given: $11645”
“Office Expenses $2930”
“Depreciation $258”
“Meeting Fees $30638”
“Annual Meeting $7841”
“Charitable Contributions $1500”
“Website Costs $1115”
“Gifts $456”
“Filing Fees $80”
“Bank Service Charge $10”
“Machinery and Equipment - Beginning $646 Machinery and Equipment - Ending $388”
This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.
| Path | # | Value |
|---|---|---|
| IRS990EZ/ActivitiesNotPreviouslyRptInd | 0 | false |
| IRS990EZ/AddressChangeInd | 0 | X |
| IRS990EZ/BooksInCareOfDetail/PersonNm | 0 | Mark J Peloquin |
| IRS990EZ/BooksInCareOfDetail/PhoneNum | 0 | 4015622716 |
| IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1 | 0 | c/o 2669 Post Road |
| IRS990EZ/BooksInCareOfDetail/USAddress/City | 0 | Warwick |
| IRS990EZ/BooksInCareOfDetail/USAddress/State | 0 | RI |
| IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCode | 0 | 02886 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt | 0 | 45411 |
| IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt | 0 | 47002 |
| IRS990EZ/ChgMadeToOrgnzngDocNotRptInd | 0 | false |
| IRS990EZ/ContributionsGiftsGrantsEtcAmt | 0 | 9365 |
| IRS990EZ/CostOfGoodsSoldAmt | 0 | 0 |
| IRS990EZ/CostOrOtherBasisExpenseSaleAmt | 0 | 0 |
| IRS990EZ/DonorAdvisedFndsInd | 0 | false |
| IRS990EZ/EngagedInExcessBenefitTransInd | 0 | false |
| IRS990EZ/ExcessOrDeficitForYearAmt | 0 | 1333 |
| IRS990EZ/FeesAndOtherPymtToIndCntrctAmt | 0 | 1150 |
| IRS990EZ/FiledScheduleAInd | 0 | true |
| IRS990EZ/ForeignFinancialAccountInd | 0 | false |
| IRS990EZ/ForeignOfficeInd | 0 | false |
| IRS990EZ/Form1120PolFiledInd | 0 | false |
| IRS990EZ/Form720FiledInd | 0 | false |
| IRS990EZ/Form990TotalAssetsGrp/BOYAmt | 0 | 46057 |
| IRS990EZ/Form990TotalAssetsGrp/EOYAmt | 0 | 47390 |
| IRS990EZ/FundraisingGrossIncomeAmt | 0 | 450 |
| IRS990EZ/GamingGrossIncomeAmt | 0 | 1040 |
| IRS990EZ/GrantsAndSimilarAmountsPaidAmt | 0 | 11645 |
| IRS990EZ/GrossReceiptsAmt | 0 | 64810 |
| IRS990EZ/GrossReceiptsForPublicUseAmt | 0 | 0 |
| IRS990EZ/InfoInScheduleOPartIIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartIInd | 0 | X |
| IRS990EZ/InfoInScheduleOPartVInd | 0 | X |
| IRS990EZ/InitiationFeesAndCapContriAmt | 0 | 0 |
| IRS990EZ/InvestmentIncomeAmt | 0 | 45 |
| IRS990EZ/LobbyingActivitiesInd | 0 | false |
| IRS990EZ/MadeLoansToFromOfficersInd | 0 | false |
| IRS990EZ/MembershipDuesAmt | 0 | 18990 |
| IRS990EZ/MethodOfAccountingCashInd | 0 | X |
| IRS990EZ/NetAssetsOrFundBalancesBOYAmt | 0 | 46057 |
| IRS990EZ/NetAssetsOrFundBalancesEOYAmt | 0 | 47390 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt | 0 | 46057 |
| IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt | 0 | 47390 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 0 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 1 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 2 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 3 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt | 4 | 1.00 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 0 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 1 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 2 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 3 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt | 4 | 0 |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 0 | Christopher Reall |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 1 | Mark J Peloquin |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 2 | Robert Thraen |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 3 | John Pratt |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm | 4 | Robert Tenney |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 0 | President/Dir |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 1 | VP/Treas/Dir |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 2 | Secretary/Dir |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 3 | Director |
| IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt | 4 | Director |
| IRS990EZ/OperateHospitalInd | 0 | false |
| IRS990EZ/Organization501c3Ind | 0 | X |
| IRS990EZ/OrganizationDissolvedEtcInd | 0 | false |
| IRS990EZ/OrganizationFiled990TInd | 0 | false |
| IRS990EZ/OrganizationHadUBIInd | 0 | false |
| IRS990EZ/OtherAssetsTotalDetail/BOYAmt | 0 | 646 |
| IRS990EZ/OtherAssetsTotalDetail/EOYAmt | 0 | 388 |
| IRS990EZ/OtherExpensesTotalAmt | 0 | 44828 |
| IRS990EZ/PartVIHghstPdCntrctProfSrvcTxt | 0 | NONE |
| IRS990EZ/PartVIOfCompOfHghstPdEmplTxt | 0 | NONE |
| IRS990EZ/PoliticalCampaignActyInd | 0 | false |
| IRS990EZ/PrimaryExemptPurposeTxt | 0 | To promote, establish, maintain and operate educational programs to educate and train bankers, credit grantors, the community and public at large on issues dealing with the fields of credit and collection. Including working with and cooperating with other non-profit organizations having similar objectives and provisions of education. |
| IRS990EZ/PrintingPublicationsPostageAmt | 0 | 213 |
| IRS990EZ/ProgramServiceRevenueAmt | 0 | 34920 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 0 | Providing scholarships (based on academic standing and need) to college students and contributions to other non-profit organizations. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt | 1 | Promoting, establishing, maintaining and operating programs to educate and train bankers, credit grantors, the community and public at large on issues dealing with the fields of credit and collection. |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 0 | 11645 |
| IRS990EZ/ProgramSrvcAccomplishmentGrp/GrantsAndAllocationsAmt | 1 | 46192 |
| IRS990EZ/ProhibitedTaxShelterTransInd | 0 | false |
| IRS990EZ/RelatedOrganizationCtrlEntInd | 0 | false |
| IRS990EZ/RelatedOrgSect527OrgInd | 0 | false |
| IRS990EZ/ScheduleBNotRequiredInd | 0 | X |
| IRS990EZ/SchoolOperatingInd | 0 | false |
| IRS990EZ/SpecialEventsDirectExpensesAmt | 0 | 5641 |
| IRS990EZ/SpecialEventsNetIncomeLossAmt | 0 | -4151 |
| IRS990EZ/SubjectToProxyTaxInd | 0 | false |
| IRS990EZ/TanningServicesProvidedInd | 0 | false |
| IRS990EZ/TotalExpensesAmt | 0 | 57836 |
| IRS990EZ/TotalProgramServiceExpensesAmt | 0 | 57837 |
| IRS990EZ/TotalRevenueAmt | 0 | 59169 |
| IRS990EZ/TransactionWithControlEntInd | 0 | false |
| IRS990EZ/TrnsfrExmptNonChrtblRltdOrgInd | 0 | false |
| IRS990EZ/TypeOfOrganizationCorpInd | 0 | X |
| IRS990EZ/WebsiteAddressTxt | 0 | www.neama.org |
| IRS990ScheduleA/AmountsRcvdDsqlfyPersonGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearAmt | 0 | 26105 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus1YearAmt | 0 | 22363 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 20280 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 20563 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 23872 |
| IRS990ScheduleA/GiftsGrantsContrisRcvd509Grp/TotalAmt | 0 | 113183 |
| IRS990ScheduleA/GovtFurnSrvcFcltsVl509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearAmt | 0 | 45 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus1YearAmt | 0 | 69 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 138 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 112 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 866 |
| IRS990ScheduleA/GrossInvestmentIncome509Grp/TotalAmt | 0 | 1230 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearAmt | 0 | 36410 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus1YearAmt | 0 | 40160 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus2YearsAmt | 0 | 38206 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus3YearsAmt | 0 | 39722 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/CurrentTaxYearMinus4YearsAmt | 0 | 8047 |
| IRS990ScheduleA/GrossReceiptsAdmissionsGrp/TotalAmt | 0 | 162545 |
| IRS990ScheduleA/GrossReceiptsNonUnrltBusGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearAmt | 0 | 45 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus1YearAmt | 0 | 69 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus2YearsAmt | 0 | 138 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus3YearsAmt | 0 | 112 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/CurrentTaxYearMinus4YearsAmt | 0 | 866 |
| IRS990ScheduleA/InvestmentIncomeAndUBTIGrp/TotalAmt | 0 | 1230 |
| IRS990ScheduleA/InvestmentIncomeCYPct | 0 | 0.00440 |
| IRS990ScheduleA/InvestmentIncomePYPct | 0 | 0.01330 |
| IRS990ScheduleA/NetIncomeFromOtherUBIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/OtherIncome509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/Post1975UBTIGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/PubliclySupportedOrg509a2Ind | 0 | X |
| IRS990ScheduleA/PublicSupportCY509Pct | 0 | 0.99560 |
| IRS990ScheduleA/PublicSupportPY509Pct | 0 | 0.98670 |
| IRS990ScheduleA/PublicSupportTotal509Amt | 0 | 275728 |
| IRS990ScheduleA/SubstantialContributorsAmtGrp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/TaxRevLeviedOrgnztnlBnft509Grp/TotalAmt | 0 | 0 |
| IRS990ScheduleA/ThirtyThrPctSuprtTestsCY509Ind | 0 | X |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearAmt | 0 | 62515 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus1YearAmt | 0 | 62523 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus2YearsAmt | 0 | 58486 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus3YearsAmt | 0 | 60285 |
| IRS990ScheduleA/Total509Grp/CurrentTaxYearMinus4YearsAmt | 0 | 31919 |
| IRS990ScheduleA/Total509Grp/TotalAmt | 0 | 275728 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearAmt | 0 | 62560 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus1YearAmt | 0 | 62592 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus2YearsAmt | 0 | 58624 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus3YearsAmt | 0 | 60397 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/CurrentTaxYearMinus4YearsAmt | 0 | 32785 |
| IRS990ScheduleA/TotalSupportCalendarYearGrp/TotalAmt | 0 | 276958 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 0 | Class of Activity: Scholarships | Donee's Name: Various college student | Relationship of Donee: Unrealted | Cash Amount Given: $11645 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 1 | Office Expenses $2930 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 2 | Depreciation $258 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 3 | Meeting Fees $30638 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 4 | Annual Meeting $7841 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 5 | Charitable Contributions $1500 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 6 | Website Costs $1115 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 7 | Gifts $456 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 8 | Filing Fees $80 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 9 | Bank Service Charge $10 |
| IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt | 10 | Machinery and Equipment - Beginning $646 Machinery and Equipment - Ending $388 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 0 | Grants and Similar Amounts Paid In Excess of $5,000.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 1 | Other Expenses.1002 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 2 | Other Expenses.1009 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 3 | Other Expenses.1 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 4 | Other Expenses.2 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 5 | Other Expenses.3 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 6 | Other Expenses.4 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 7 | Other Expenses.5 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 8 | Other Expenses.7 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 9 | Other Expenses.8 |
| IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc | 10 | Other Assets.1003 |
| ReturnHeader/BuildTS | 0 | 2016-04-25 22:37:26Z |
| ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd | 0 | true |
| ReturnHeader/BusinessOfficerGrp/PersonNm | 0 | Mark J Peloquin |
| ReturnHeader/BusinessOfficerGrp/PersonTitleTxt | 0 | VP/Treasurer |
| ReturnHeader/BusinessOfficerGrp/SignatureDt | 0 | 2015-01-30 |
| ReturnHeader/Filer/BusinessName/BusinessNameLine1 | 0 | New England Adjustment |
| ReturnHeader/Filer/BusinessName/BusinessNameLine2 | 0 | Managers Association Inc |
| ReturnHeader/Filer/BusinessNameControlTxt | 0 | NEWE |
| ReturnHeader/Filer/EIN | 0 | 042776584 |
| ReturnHeader/Filer/PhoneNum | 0 | 5088494337 |
| ReturnHeader/Filer/USAddress/AddressLine1 | 0 | c/o Unibank 49 Church Street |
| ReturnHeader/Filer/USAddress/City | 0 | Whitinsville |
| ReturnHeader/Filer/USAddress/State | 0 | MA |
| ReturnHeader/Filer/USAddress/ZIPCode | 0 | 01588 |
| ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1 | 0 | Stafford Gaudet & Associates LLC |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1 | 0 | 19 Fletcher St PO Box 367 |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/City | 0 | Chelmsford |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/State | 0 | MA |
| ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCode | 0 | 01824 |
| ReturnHeader/PreparerPersonGrp/PhoneNum | 0 | 9782500300 |
| ReturnHeader/PreparerPersonGrp/PreparerPersonNm | 0 | Brian J Stafford CPA MST |
| ReturnHeader/PreparerPersonGrp/SelfEmployedInd | 0 | X |
| ReturnHeader/ReturnTs | 0 | 2015-01-30T12:17:15-08:00 |
| ReturnHeader/ReturnTypeCd | 0 | 990EZ |
| ReturnHeader/TaxPeriodBeginDt | 0 | 2013-07-01 |
| ReturnHeader/TaxPeriodEndDt | 0 | 2014-06-30 |
| ReturnHeader/TaxYr | 0 | 2013 |
No mirrored PDF or thumbnail assets are attached yet.
Displayed year
2014 • Form 990EZDetailed filing. Detailed filing data is available for this year.