Civic Intelligence

Hilltown Community Development Corporation

990 • Fiscal year 2018 • EIN 04-2741009

Jul 01, 2017 to Jun 30, 2018 • Filed on May 10, 2019

Organization ProfileWWW.HILLTOWNCDC.ORG
387 Main Road PO Box 17Chesterfield, MA 01012

(413) 296-4536

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.85x

Higher debt load relative to assets than 88% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Liabilities / Revenue

90th percentile

2.38x

Higher debt load relative to revenue than 90% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Net Margin

52nd percentile

3.6%

Higher net margin than 52% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Top Officer Pay

29th percentile

$74,448

Higher top officer pay than 29% of similar nonprofits.

Top officer pay equals 2.2% of source-year revenue.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Source year 2018

Asset Growth

87th percentile

26%

Faster asset growth than 87% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2017 to 2018

Revenue Growth

40th percentile

0.6%

Faster revenue growth than 40% of similar nonprofits.

2018 filings • 501(c)3 • $5M-$10M nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets88th percentile

Assets

Up

$9,312,784

Up $1,907,505 (+26%) from 2017

Net Assets

Up

$1,415,393

Up $136,307 (+11%) from 2017

Liabilities

Up

$7,897,391

Up $1,771,198 (+29%) from 2017

Revenue And Expenses
Liabilities / Revenue90th percentileNet Margin52nd percentile

Revenue

Up

$3,316,088

Up $18,517 (+0.6%) from 2017

Expenses

Down

$3,197,061

Down $24,120 (-0.7%) from 2017

Net Income

Up

$119,027

Up $42,637 (+56%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth87th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0-$5.0MAssets 2011: $3,305,828Liabilities 2011: $3,212,418Net Assets 2011: $93,4102011Assets 2012: $3,440,660Liabilities 2012: $3,305,544Net Assets 2012: $135,1162012Assets 2013: $3,762,729Liabilities 2013: $3,671,144Net Assets 2013: $91,5852013Assets 2014: $3,750,039Liabilities 2014: $3,831,524Net Assets 2014: -$81,4852014Assets 2015: $5,573,184Liabilities 2015: $4,164,662Net Assets 2015: $1,408,5222015Assets 2016: $6,761,381Liabilities 2016: $5,558,685Net Assets 2016: $1,202,6962016Assets 2017: $7,405,279Liabilities 2017: $6,126,193Net Assets 2017: $1,279,0862017Assets 2018: $9,312,784Liabilities 2018: $7,897,391Net Assets 2018: $1,415,3932018Assets 2019: $9,222,760Liabilities 2019: $7,894,751Net Assets 2019: $1,328,0092019Assets 2020: $8,704,697Liabilities 2020: $7,597,878Net Assets 2020: $1,106,8192020Assets 2021: $9,443,003Liabilities 2021: $8,370,076Net Assets 2021: $1,072,9272021Assets 2022: $9,490,555Liabilities 2022: $8,581,720Net Assets 2022: $908,8352022Assets 2023: $13,601,211Liabilities 2023: $9,553,502Net Assets 2023: $4,047,7092023Assets 2024: $12,821,231Liabilities 2024: $7,707,783Net Assets 2024: $5,113,4482024

Highlighted filing

2018

Assets$9,312,784
Liabilities$7,897,391
Net Assets$1,415,393
Open 2018 Filing

Operations Trend

Revenue Growth40th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$8.0M$6.0M$4.0M$2.0M$0-$2.0MRevenue 2011: $1,784,648Expenses 2011: $1,890,743Net Income 2011: -$106,0952011Revenue 2012: $2,394,250Expenses 2012: $2,352,544Net Income 2012: $41,7062012Revenue 2013: $1,914,050Expenses 2013: $1,971,684Net Income 2013: -$57,6342013Revenue 2014: $2,359,525Expenses 2014: $2,532,595Net Income 2014: -$173,0702014Revenue 2015: $4,527,358Expenses 2015: $3,037,351Net Income 2015: $1,490,0072015Revenue 2016: $2,784,470Expenses 2016: $3,030,389Net Income 2016: -$245,9192016Revenue 2017: $3,297,571Expenses 2017: $3,221,181Net Income 2017: $76,3902017Revenue 2018: $3,316,088Expenses 2018: $3,197,061Net Income 2018: $119,0272018Revenue 2019: $3,240,810Expenses 2019: $3,328,194Net Income 2019: -$87,3842019Revenue 2020: $2,155,515Expenses 2020: $2,376,705Net Income 2020: -$221,1902020Revenue 2021: $3,008,815Expenses 2021: $3,042,707Net Income 2021: -$33,8922021Revenue 2022: $2,763,079Expenses 2022: $2,927,171Net Income 2022: -$164,0922022Revenue 2023: $6,446,450Expenses 2023: $3,307,576Net Income 2023: $3,138,8742023Revenue 2024: $4,570,461Expenses 2024: $3,504,722Net Income 2024: $1,065,7392024

Highlighted filing

2018

Revenue$3,316,088
Expenses$3,197,061
Net Income$119,027
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jul 1, 2017 to Jun 30, 2018
Signed
May 10, 2019
Return Version
2017v2.3
Gross Receipts
$3,342,279
Mission and Program Overview

Mission

To improve the quality of life in the hilltowns by addressing the economic, housing, educational, social, and community needs while prserving the rural charatcer of the area.

Hilltown community development corporation's (hcdc) mission is to improve the quality of life in the hilltowns by addressing the economic, housing, educational, social, and community needs while preserving the rural character of the area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$5,666,666$8,227,282▲ $2,560,616
Accounts Receivable$869,200$583,705▼ $285,495
Cash and Non-Interest-Bearing Accounts$65,611$255,092▲ $189,481
Prepaid Expenses and Deferred Charges$76,625$58,301▼ $18,324
Savings and Temporary Cash Investments$62,225$29,194▼ $33,031
Pledges and Grants Receivable$150,000$20,000▼ $130,000
Total Assets$7,405,279$9,312,784▲ $1,907,505
Other Assets Total$514,952$139,210▼ $375,742
Liabilities
Mortgage Notes Payable Secured by Investment Property$5,176,983$7,207,900▲ $2,030,917
Accounts Payable and Accrued Expenses$925,297$689,491▼ $235,806
Escrow Account Liability$23,913--
Total Liabilities$6,126,193$7,897,391▲ $1,771,198
Net Assets / Fund Balance
Unrestricted Net Assets$1,129,086$1,395,393▲ $266,307
Temporarily Rstr Net Assets$150,000$20,000▼ $130,000
Total Net Assets Fund Balance$1,279,086$1,415,393▲ $136,307
Total Liabilities and Net Assets / Fund Balance$7,405,279$9,312,784▲ $1,907,505

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$7,888,696$1,484,415$9,373,111
Land$337,138-$337,138
Equipment$1,448$15,542$16,990
Compensation and Service Providers
Top Officer Pay29th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Dave ChristopolisExecutive DirectorFT$60,961$13,487$74,448
Denise LeducDirector of Finance and AdFT$60,541$1,211$61,752

Board Members and Trustees

NameTitle
Susan BronsteinClerk (president 2/19/19)
Elliot RingPresident (left 1/10/19)
Michele MorrisVice President
Shelley MoreauDirector
Susan SlatteryDirector
Marla GaleDirector (left 10/16/18)
Sonia MendezDirector (left 11/2/18)
Caleb HarrisTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Sovereign Builders INCBuilder Of Gsh135 SOUTHAMPTON RD, Westhampton, MA 01027$1,835,116
Dicky MatosHousing Rehab3 GLEN STREET, Holyoke, MA 01040$111,197
Revenue and Support

Revenue Composition

Contributions and Grants
$2,661,558
Program Service Revenue
$633,016
Investment Income
$21,103
Other Revenue
$411
All Other Contributions
$105,037
Change in Net Assets
$119,027
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,595,440
Salaries, Compensation, and Employee Benefits$601,621
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$369,620$16,504-$386,124
Occupancy$282,344$28,630-$310,974
Depreciation Depletion$173,103$8,535-$181,638
Current Officers, Directors, Trustees, and Key Employees-$144,296-$144,296
Fees for Services Other$64,195$3,298-$67,493
Payroll Taxes$40,054$4,450-$44,504
Office Expenses$41,902$155-$42,057
Insurance$18,687$7,258-$25,945
Fees for Services Accounting-$25,731-$25,731
Other Expenses$19,264$0-$19,264
Other Employee Benefits$13,860$4,669-$18,529
All Other Expenses$16,407--$16,407
Pension Plan Contributions$8,168--$8,168
Fees for Services Legal$4,906--$4,906
Advertising$4,516--$4,516
Total Functional Expenses$2,953,535$243,526$0$3,197,061
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$26,191
Fundraising Gross Income$2,994
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Earthcare$25,569$2,994$12,206$-9,212
Total Events$25,569$2,994$26,191$-23,197
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“The form 990 is provided to hcdc's board for review in advance of the filing deadline.”

Form 990, Part VI, Section B, Line 12C

“The conflict of interest policy is detailed in hcdc's bylaws. Board members and officers are required to immediately disclose any conflicts of interest and this is monitored by the board president.”

Form 990, Part VI, Section B, Line 15A

“The executive committee of hcdc reviews and approves the executive director's annual salary.”

Form 990, Part VI, Section C, Line 19

“The governing documents and conflict of interest policy are available to the public upon request. The consolidating financial statements are available to the public through the massachusetts attorney general or upon request. The form 990 is available to the public on the website guidestar.org. The form 1023 is available upon request.”

Filing and Contact Details

Filer

Filer Name
Hilltown Community Development
EIN
04-2741009
Phone
4132964536
Address
387 MAIN ROAD PO BOX 17, CHESTERFIELD, MA 01012

Signing Officer

Name
Susan Bronstein
Title
Board President
Phone
4132964536
Signed
2019-05-10
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Dave Christopolis
Formed
1981
Legal Domicile
Ma
Voting Board Members
8
Independent Board Members
8
Employees
19
Volunteers
21

Preparer

Firm
Alexander Aronson Finning & Co Pc
Address
50 WASHINGTON STREET, WESTBOROUGH, MA 01581
Preparer
David Kelleher CPA
Phone
5083669100
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The oversight process has not changed since the prior year.”

Financial Statement Notes

PART X, LINE 2:

“Hcdc and affiliates account for uncertainty in income taxes in accordance with asc topic, income taxes. This standard clarifies the accounting for uncertainty in tax positions and prescribes a recognition threshold and measurement attribute for the consolidating financial statements regarding a tax position taken or expected to be taken in a tax return. Hcdc and affiliates have determined that there are no uncertain tax positions which qualify for either recognition or disclosure in the consolidating financial statements at june 30, 2018. Hcdc and affiliates' information returns are subject to examination by federal and state jurisdictions.”

Raw XML AppendixShowing 400 of 580 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd00
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt0925297
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt0689491
IRS990/AccountsReceivableGrp/BOYAmt0869200
IRS990/AccountsReceivableGrp/EOYAmt0583705
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0HILLTOWN COMMUNITY DEVELOPMENT CORPORATION'S (HCDC) MISSION IS TO IMPROVE THE QUALITY OF LIFE IN THE HILLTOWNS BY ADDRESSING THE ECONOMIC, HOUSING, EDUCATIONAL, SOCIAL, AND COMMUNITY NEEDS WHILE PRESERVING THE RURAL CHARACTER OF THE AREA.
IRS990/AdvertisingGrp/ProgramServicesAmt04516
IRS990/AdvertisingGrp/TotalAmt04516
IRS990/AllOtherContributionsAmt0105037
IRS990/AllOtherExpensesGrp/ProgramServicesAmt016407
IRS990/AllOtherExpensesGrp/TotalAmt016407
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0DENISE LEDUC
IRS990/BooksInCareOfDetail/PhoneNum04132964536
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt0387 MAIN ROAD PO BOX 17
IRS990/BooksInCareOfDetail/USAddress/CityNm0CHESTERFIELD
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001012
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOfficerEntInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt065611
IRS990/CashNonInterestBearingGrp/EOYAmt0255092
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt02
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt0144296
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt0144296
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd00
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd01
IRS990/ContractorCompensationGrp/CompensationAmt01835116
IRS990/ContractorCompensationGrp/CompensationAmt1111197
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt0135 SOUTHAMPTON RD
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/AddressLine1Txt13 GLEN STREET
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm0WESTHAMPTON
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/CityNm1HOLYOKE
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd0MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/StateAbbreviationCd1MA
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd001027
IRS990/ContractorCompensationGrp/ContractorAddress/USAddress/ZIPCd101040
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt0SOVEREIGN BUILDERS INC
IRS990/ContractorCompensationGrp/ContractorName/BusinessName/BusinessNameLine1Txt1DICKY MATOS
IRS990/ContractorCompensationGrp/ServicesDesc0BUILDER OF GSH
IRS990/ContractorCompensationGrp/ServicesDesc1HOUSING REHAB
IRS990/ContriRptFundraisingEventAmt022575
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt02661558
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt021103
IRS990/CYOtherExpensesAmt02595440
IRS990/CYOtherRevenueAmt0411
IRS990/CYProgramServiceRevenueAmt0633016
IRS990/CYRevenuesLessExpensesAmt0119027
IRS990/CYSalariesCompEmpBnftPaidAmt0601621
IRS990/CYTotalExpensesAmt03197061
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt03316088
IRS990/DecisionsSubjectToApprovaInd00
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt08535
IRS990/DepreciationDepletionGrp/ProgramServicesAmt0173103
IRS990/DepreciationDepletionGrp/TotalAmt0181638
IRS990/Desc0CONTINUUM OF CARE- HCDC IS THE COLLOBORATIVE APPLICANT FOR FRANKLIN, HAMPSHIRE, AND BERKSHIRE COUNTIES OF WESTERN MASSACHUSETTS FOR THE CONTINUUM OF CARE HOMELESSNESS PROGRAM OPERATED THROUGH THE DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT. THE PROGRAM PROVIDES TRANSITIONAL AND PERMANENT HOUSING TO THE HOMELESS AND PROVIDES SUPPORTIVE SERVICES.
IRS990/DescribedInSection501c3Ind01
IRS990/DisregardedEntityInd01
IRS990/DocumentRetentionPolicyInd01
IRS990/DonatedServicesAndUseFcltsAmt017280
IRS990/DonorAdvisedFundInd00
IRS990/ElectionOfBoardMembersInd00
IRS990/EmployeeCnt019
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/EngagedInExcessBenefitTransInd00
IRS990/EscrowAccountLiabilityGrp/BOYAmt023913
IRS990/ExpenseAmt01535268
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditPerformedInd01
IRS990/FederalGrantAuditRequiredInd01
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt025731
IRS990/FeesForServicesAccountingGrp/TotalAmt025731
IRS990/FeesForServicesLegalGrp/ProgramServicesAmt04906
IRS990/FeesForServicesLegalGrp/TotalAmt04906
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt03298
IRS990/FeesForServicesOtherGrp/ProgramServicesAmt064195
IRS990/FeesForServicesOtherGrp/TotalAmt067493
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form8282PropertyDisposedOfInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt11.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt00.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt10.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt20.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt30.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt41.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt51.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt60.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt70.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt835.50
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt935.50
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt813487
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt91211
IRS990/Form990PartVIISectionAGrp/PersonNm0CALEB HARRIS
IRS990/Form990PartVIISectionAGrp/PersonNm1MICHELE MORRIS
IRS990/Form990PartVIISectionAGrp/PersonNm2MARLA GALE
IRS990/Form990PartVIISectionAGrp/PersonNm3SUSAN SLATTERY
IRS990/Form990PartVIISectionAGrp/PersonNm4ELLIOT RING
IRS990/Form990PartVIISectionAGrp/PersonNm5SUSAN BRONSTEIN
IRS990/Form990PartVIISectionAGrp/PersonNm6SONIA MENDEZ
IRS990/Form990PartVIISectionAGrp/PersonNm7SHELLEY MOREAU
IRS990/Form990PartVIISectionAGrp/PersonNm8DAVE CHRISTOPOLIS
IRS990/Form990PartVIISectionAGrp/PersonNm9DENISE LEDUC
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt860961
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt960541
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/TitleTxt0TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2DIRECTOR (LEFT 10/16/18)
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT (LEFT 1/10/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt5CLERK (PRESIDENT 2/19/19)
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR (LEFT 11/2/18)
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR OF FINANCE AND AD
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01981
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd01
IRS990/FundraisingAmt022575
IRS990/FundraisingDirectExpensesAmt026191
IRS990/FundraisingGrossIncomeAmt02994
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt08
IRS990/GovernmentGrantsAmt02533946
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt03342279
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd01
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt08
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt07258
IRS990/InsuranceGrp/ProgramServicesAmt018687
IRS990/InsuranceGrp/TotalAmt025945
IRS990/InvestmentIncomeGrp/ExclusionAmt021103
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt021103
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt098
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01499957
IRS990/LandBldgEquipBasisNetGrp/BOYAmt05666666
IRS990/LandBldgEquipBasisNetGrp/EOYAmt08227282
IRS990/LandBldgEquipCostOrOtherBssAmt09727239
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MissionDesc0TO IMPROVE THE QUALITY OF LIFE IN THE HILLTOWNS BY ADDRESSING THE ECONOMIC, HOUSING, EDUCATIONAL, SOCIAL, AND COMMUNITY NEEDS WHILE PRESERVING THE RURAL CHARACTER OF THE AREA.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt05176983
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt07207900
IRS990/NetAssetsOrFundBalancesBOYAmt01279086
IRS990/NetAssetsOrFundBalancesEOYAmt01415393
IRS990/NetIncmFromFundraisingEvtGrp/ExclusionAmt0-23197
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt0-23197
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt028630
IRS990/OccupancyGrp/ProgramServicesAmt0282344
IRS990/OccupancyGrp/TotalAmt0310974
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt0155
IRS990/OfficeExpensesGrp/ProgramServicesAmt041902
IRS990/OfficeExpensesGrp/TotalAmt042057
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0514952
IRS990/OtherAssetsTotalGrp/EOYAmt0139210
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04669
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt013860
IRS990/OtherEmployeeBenefitsGrp/TotalAmt018529
IRS990/OtherExpensesGrp/Desc0SUBCONTRACTORS
IRS990/OtherExpensesGrp/Desc1CONTRACT LABOR
IRS990/OtherExpensesGrp/Desc2MISCELLANEOUS
IRS990/OtherExpensesGrp/Desc3DIRECTORY PUBLICATION
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt00
IRS990/OtherExpensesGrp/ProgramServicesAmt01663943
IRS990/OtherExpensesGrp/ProgramServicesAmt1203919
IRS990/OtherExpensesGrp/ProgramServicesAmt228647
IRS990/OtherExpensesGrp/ProgramServicesAmt319264
IRS990/OtherExpensesGrp/TotalAmt01663943
IRS990/OtherExpensesGrp/TotalAmt1203919
IRS990/OtherExpensesGrp/TotalAmt228647
IRS990/OtherExpensesGrp/TotalAmt319264
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0OTHER REVENUE
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt023608
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt023608
IRS990/OtherRevenueTotalAmt023608
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt016504
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt0369620
IRS990/OtherSalariesAndWagesGrp/TotalAmt0386124
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt04450
IRS990/PayrollTaxesGrp/ProgramServicesAmt040054
IRS990/PayrollTaxesGrp/TotalAmt044504
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt08168
IRS990/PensionPlanContributionsGrp/TotalAmt08168
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt0150000
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt020000
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt076625
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt058301
IRS990/PrincipalOfficerNm0DAVE CHRISTOPOLIS
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0900099
IRS990/ProgramServiceRevenueGrp/BusinessCd1900099
IRS990/ProgramServiceRevenueGrp/BusinessCd2900099
IRS990/ProgramServiceRevenueGrp/BusinessCd3900099
IRS990/ProgramServiceRevenueGrp/Desc0RENTAL INCOME
IRS990/ProgramServiceRevenueGrp/Desc1PROJECT DEV FEES
IRS990/ProgramServiceRevenueGrp/Desc2MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc3PROGRAM FEES
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0315416
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1278433
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt219904
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt319263
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0315416
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1278433
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt219904
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt319263
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY DEVELOPMENT- HCDC RUNS AND OVERSEES VARIOUS COMMUNITY AND ECONOMIC DEVELOPMENT PROGRAMS IN VARIOUS COMMUNITIES IN WESTERN MASSACHUSETTS. ACTIVITIES INCLUDE COMMUNITY PLANNING, BUSINESS ASSISTANCE, SOCIAL SERVICES, REHABILITATION OF HOUSING STOCK. KEEP FARMING IN THE HILLTOWNS AND AN INITAITVE STUDYING RURAL TRANSPORTATION ACROSS HILLTOWNS. THE AGENCY ALSO ADMINISTERS REGIONAL COMMUNITY DEVELOPMENT BLOCK GRANT SERVICES ANNUALLY
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt0930956
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt083878
IRS990/ProgSrvcAccomActy3Grp/Desc0RENTAL PROPERTIES- HCDC OWNS AND MANAGES 43 AFFORDABLE RENTAL UNITS IN SCATTERED SITES THROUGHOUT RURAL HAMPSHIRE COUNTY, 15 OF WHICH ARE FOR SENIORS. HILLTOWN CDC ACTIVELY PURSUES OPPORTUNITIES TO CREATE OR RENOVATE AFFORDABLE RENTAL HOUSING UNITS FOR ALL LOW TO MODERATE INCOME AREA RESIDENTS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0392808
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0315416
IRS990/ProgSrvcAccomActyOtherGrp/Desc0HOUSING DEVELOPMENT - HILLTOWN CDC STRIVES TO INCREASE THE NUMBER OF AFFORDABLE RENTAL AND OWNER OCCUPIED HOUSING UNITS IN THE HILLTOWNS. IT DOES THIS THROUGH SEEKING GRANTS TO FUND PURCHASE AND RENOVATION PROJECTS.
IRS990/ProgSrvcAccomActyOtherGrp/ExpenseAmt094503
IRS990/ProgSrvcAccomActyOtherGrp/RevenueAmt0257330
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt02956239
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt02660
IRS990/PYOtherExpensesAmt02773567
IRS990/PYOtherRevenueAmt013903
IRS990/PYProgramServiceRevenueAmt0324769
IRS990/PYRevenuesLessExpensesAmt076390
IRS990/PYSalariesCompEmpBnftPaidAmt0447614
IRS990/PYTotalExpensesAmt03221181
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt03297571
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0119027
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/SavingsAndTempCashInvstGrp/BOYAmt062225
IRS990/SavingsAndTempCashInvstGrp/EOYAmt029194
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt02661558
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt02956239
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt02395785
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt02757558
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt01981453
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt012752593
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearAmt021103
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt02660
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt043
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus3YearsAmt093
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt099
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt023998
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt02111925
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt023608
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt05615
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt031970
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt043870
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt010024
IRS990ScheduleA/OtherIncome170Grp/TotalAmt0115087
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.98790
IRS990ScheduleA/PublicSupportPY170Pct00.99010
IRS990ScheduleA/PublicSupportTotal170Amt012752593
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt02661558
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt02956239
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt02395785
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt02757558
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt01981453
IRS990ScheduleA/TotalCalendarYear170Grp/TotalAmt012752593
IRS990ScheduleA/TotalSupportAmt012908528
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus1YearAmt04390
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus2YearsAmt04175
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus3YearsAmt04110
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/CurrentTaxYearMinus4YearsAmt04175
IRS990ScheduleA/UnrelatedBusinessNetIncm170Grp/TotalAmt016850
IRS990/ScheduleBRequiredInd01
IRS990ScheduleD/AgentTrusteeEtcInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt07888696
IRS990ScheduleD/BuildingsGrp/DepreciationAmt01484415
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt09373111
IRS990ScheduleD/EquipmentGrp/BookValueAmt01448
IRS990ScheduleD/EquipmentGrp/DepreciationAmt015542
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt016990
IRS990ScheduleD/FootnoteTextInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd00
IRS990ScheduleD/LandGrp/BookValueAmt0337138
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0337138
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0HCDC AND AFFILIATES ACCOUNT FOR UNCERTAINTY IN INCOME TAXES IN ACCORDANCE WITH ASC TOPIC, INCOME TAXES. THIS STANDARD CLARIFIES THE ACCOUNTING FOR UNCERTAINTY IN TAX POSITIONS AND PRESCRIBES A RECOGNITION THRESHOLD AND MEASUREMENT ATTRIBUTE FOR THE CONSOLIDATING FINANCIAL STATEMENTS REGARDING A TAX POSITION TAKEN OR EXPECTED TO BE TAKEN IN A TAX RETURN. HCDC AND AFFILIATES HAVE DETERMINED THAT THERE ARE NO UNCERTAIN TAX POSITIONS WHICH QUALIFY FOR EITHER RECOGNITION OR DISCLOSURE IN THE CONSOLIDATING FINANCIAL STATEMENTS AT JUNE 30, 2018. HCDC AND AFFILIATES' INFORMATION RETURNS ARE SUBJECT TO EXAMINATION BY FEDERAL AND STATE JURISDICTIONS.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0PART X, LINE 2:
IRS990ScheduleD/TotalBookValueLandBuildingsAmt08227282
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContributionsTotAmt022575
IRS990ScheduleG/FundraisingEventInformationGrp/CharitableContriEvent1Amt022575
IRS990ScheduleG/FundraisingEventInformationGrp/DirectExpenseSummaryEventsAmt026191
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentEvent1Amt08500
IRS990ScheduleG/FundraisingEventInformationGrp/EntertainmentTotalEventsAmt08500
IRS990ScheduleG/FundraisingEventInformationGrp/Event1Nm0EARTHCARE
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageEvent1Amt01319
IRS990ScheduleG/FundraisingEventInformationGrp/FoodAndBeverageTotalEventsAmt01319
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsEvent1Amt025569
IRS990ScheduleG/FundraisingEventInformationGrp/GrossReceiptsTotalAmt025569
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueEvent1Amt02994
IRS990ScheduleG/FundraisingEventInformationGrp/GrossRevenueTotalEventsAmt02994

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$9,312,784
Liabilities
$7,897,391
Net assets
$1,415,393
Revenue
$3,316,088
Expenses
$3,197,061
Net income
$119,027
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.8$7.71$5.11$4.57$3.50$1.07
2023Detailed filing. Detailed filing data is available for this year.$13.6$9.55$4.05$6.45$3.31$3.14
2022Summary only. Only limited summary data is available for this year.$9.49$8.58$0.91$2.76$2.93$0.16
2021Summary only. Only limited summary data is available for this year.$9.44$8.37$1.07$3.01$3.04$0.03
2020Summary only. Only limited summary data is available for this year.$8.70$7.60$1.11$2.16$2.38$0.22
2019Detailed filing. Detailed filing data is available for this year.$9.22$7.89$1.33$3.24$3.33$0.09
2018Detailed filing. Detailed filing data is available for this year.$9.31$7.90$1.42$3.32$3.20$0.12
2017Detailed filing. Detailed filing data is available for this year.$7.41$6.13$1.28$3.30$3.22$0.08
2016Detailed filing. Detailed filing data is available for this year.$6.76$5.56$1.20$2.78$3.03$0.25
2015Detailed filing. Detailed filing data is available for this year.$5.57$4.16$1.41$4.53$3.04$1.49
2014Detailed filing. Detailed filing data is available for this year.$3.75$3.83$0.08$2.36$2.53$0.17
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.76$3.67$0.09$1.91$1.97$0.06
2012Summary only. Only limited summary data is available for this year.$3.44$3.31$0.14$2.39$2.35$0.04
2011Summary only. Only limited summary data is available for this year.$3.31$3.21$0.09$1.78$1.89$0.11