Civic Intelligence

Merrimack Valley Support Systemsin

990 • Fiscal year 2016 • EIN 04-2721269

Jul 01, 2015 to Jun 30, 2016 • Filed on Dec 13, 2016

11 Union StreetLawrence, MA 01840

(978) 685-1337

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

72nd percentile

0.22x

Higher debt load relative to assets than 72% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Liabilities / Revenue

97th percentile

5.54x

Higher debt load relative to revenue than 97% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Net Margin

42nd percentile

0.4%

Higher net margin than 42% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Top Officer Pay

85th percentile

$90,000

Higher top officer pay than 85% of similar nonprofits.

Top officer pay equals 360.5% of source-year revenue.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Source year 2016

Asset Growth

33rd percentile

-2.6%

Faster asset growth than 33% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Revenue Growth

74th percentile

20%

Faster revenue growth than 74% of similar nonprofits.

2016 filings • 501(c)3 • $500k-$1M nonprofits • Annualized from 2015 to 2016

Assets

Down

$631,951

Down $17,162 (-2.6%) from 2015

Net Assets

Up

$493,548

Up $100 (+0.0%) from 2015

Liabilities

Down

$138,403

Down $17,262 (-11%) from 2015

Revenue

Up

$24,962

Up $4,142 (+20%) from 2015

Expenses

Up

$24,862

Up $4,042 (+19%) from 2015

Net Income

Up

$100

Up $100 from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$800K$600K$400K$200K$0Assets 2010: $482,810Liabilities 2010: $232,1702010Assets 2011: $496,286Liabilities 2011: $211,134Net Assets 2011: $285,1522011Assets 2012: $595,104Liabilities 2012: $209,807Net Assets 2012: $385,2972012Assets 2013: $686,528Liabilities 2013: $193,080Net Assets 2013: $493,4482013Assets 2014: $669,117Liabilities 2014: $175,669Net Assets 2014: $493,4482014Assets 2015: $649,113Liabilities 2015: $155,665Net Assets 2015: $493,4482015Assets 2016: $631,951Liabilities 2016: $138,403Net Assets 2016: $493,5482016Assets 2017: $611,305Liabilities 2017: $117,757Net Assets 2017: $493,5482017Assets 2018: $589,651Liabilities 2018: $96,103Net Assets 2018: $493,5482018Assets 2019: $567,115Liabilities 2019: $73,567Net Assets 2019: $493,5482019Assets 2020: $543,264Liabilities 2020: $49,716Net Assets 2020: $493,5482020Assets 2021: $518,004Liabilities 2021: $24,456Net Assets 2021: $493,5482021Assets 2022: $493,548Liabilities 2022: $0Net Assets 2022: $493,5482022Assets 2023: $493,548Liabilities 2023: $0Net Assets 2023: $493,5482023Assets 2024: $493,548Net Assets 2024: $493,5482024

Highlighted filing

2016

Assets$631,951
Liabilities$138,403
Net Assets$493,548

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$150K$100K$50K$0Revenue 2010: $91,300Expenses 2010: $29,683Net Income 2010: $61,6172010Revenue 2011: $61,500Expenses 2011: $26,988Net Income 2011: $34,5122011Revenue 2012: $130,500Expenses 2012: $30,355Net Income 2012: $100,1452012Revenue 2013: $130,500Expenses 2013: $22,349Net Income 2013: $108,1512013Revenue 2014: $23,126Expenses 2014: $23,126Net Income 2014: $02014Revenue 2015: $20,820Expenses 2015: $20,820Net Income 2015: $02015Revenue 2016: $24,962Expenses 2016: $24,862Net Income 2016: $1002016Revenue 2017: $21,075Expenses 2017: $21,075Net Income 2017: $02017Revenue 2018: $19,849Expenses 2018: $19,849Net Income 2018: $02018Revenue 2019: $16,760Expenses 2019: $16,760Net Income 2019: $02019Revenue 2020: $13,045Expenses 2020: $13,045Net Income 2020: $02020Revenue 2021: $11,636Expenses 2021: $11,636Net Income 2021: $02021Revenue 2022: $10,202Expenses 2022: $10,202Net Income 2022: $02022Revenue 2023: $9,575Expenses 2023: $9,575Net Income 2023: $02023Revenue 2024: $9,575Expenses 2024: $9,575Net Income 2024: $02024

Highlighted filing

2016

Revenue$24,962
Expenses$24,862
Net Income$100
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Dec 13, 2016
Return Version
2015v2.1
Gross Receipts
$24,962
Mission and Program Overview

Mission

To provide rental facilities to its affiliate, the psychological center, inc., a tax-exempt 501(c)(3) entity.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$345,778$340,031▼ $5,747
Land, Buildings, and Equipment, Net$271,134$273,561▲ $2,427
Cash and Non-Interest-Bearing Accounts$2,723$3,184▲ $461
Total Assets$649,113$631,951▼ $17,162
Other Assets Total$29,478$15,175▼ $14,303
Liabilities
Other Liabilities$155,665$137,798▼ $17,867
Accounts Payable and Accrued Expenses-$605-
Total Liabilities$155,665$138,403▼ $17,262
Net Assets / Fund Balance
Unrestricted Net Assets$493,448$493,548▲ $100
Total Net Assets Fund Balance$493,448$493,548▲ $100
Total Liabilities and Net Assets / Fund Balance$649,113$631,951▼ $17,162

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$200,898$104,704$305,602
Other Land Buildings$12,002$48,793$60,795
Leasehold Improvements$32,411$6,289$38,700
Land$28,250-$28,250
Compensation and Service Providers

Employees

NameTitleOtherTotal
Carina PappalardoCEO$90,000$90,000

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$24,862
Investment Income
$100
Other Revenue
$0
Change in Net Assets
$100

Audited Revenue Reconciliation

Revenue per Audited Statements
$24,962
Total Revenue per Audited Statements
$24,962
Total Revenue per Form 990
$24,962
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$24,862
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Salaries, Compensation, and Employee Benefits$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Depreciation Depletion$11,976--$11,976
Interest$10,127--$10,127
Other Expenses$2,759--$2,759
Total Functional Expenses$24,862$0$0$24,862

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$24,862
Total Expenses per Audited Statements$24,862
Total Expenses per Form 990$24,862
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Mortgages and Oter Notes Payables$137,798
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Audit committee
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

No review was or will be conducted.

Form 990, Page 6, Part VI, Line 19

No documents available to the public

Filing and Contact Details

Filer

Filer Name
Merrimack Valley Support Systemsin
EIN
04-2721269
Phone
9786851337
Address
11 UNION STREET, LAWRENCE, MA 01840

Signing Officer

Name
Carina Pappalardo
Title
CEO
Phone
9786851337
Signed
2016-12-13
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Carina Pappalardo
Formed
1981
Legal Domicile
Ma
Voting Board Members
4
Independent Board Members
4
Employees
0

Preparer

Firm
Naffah & Company Pc
Address
30 MASSACHUSETTS AVE STE 300, NORTH ANDOVER, MA 01845-3458
Preparer
Douglas L Naffah
Phone
9786858540
Supplemental Narrative

Financial Statement Notes

Schedule D, Page 3, Part X

Management has determined that the organization and the affiliate do not have any uncertain tax positions and associated unrecognized benefits that materially impact the financial statements or related disclosures. Since tax matters are subject to some degree of uncertainty, there can be no assurance taht the organizations' tax returns will not be challenged by the taxing authorities and that the organizations will not be subject to additional tax, penalties, and interest as a result of such challenge. Generally, the organizations' tax returns remain open for three years for both federal and massachusetts state income tax examination.

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MANAGEMENT HAS DETERMINED THAT THE ORGANIZATION AND THE AFFILIATE DO NOT HAVE ANY UNCERTAIN TAX POSITIONS AND ASSOCIATED UNRECOGNIZED BENEFITS THAT MATERIALLY IMPACT THE FINANCIAL STATEMENTS OR RELATED DISCLOSURES. SINCE TAX MATTERS ARE SUBJECT TO SOME DEGREE OF UNCERTAINTY, THERE CAN BE NO ASSURANCE TAHT THE ORGANIZATIONS' TAX RETURNS WILL NOT BE CHALLENGED BY THE TAXING AUTHORITIES AND THAT THE ORGANIZATIONS WILL NOT BE SUBJECT TO ADDITIONAL TAX, PENALTIES, AND INTEREST AS A RESULT OF SUCH CHALLENGE. GENERALLY, THE ORGANIZATIONS' TAX RETURNS REMAIN OPEN FOR THREE YEARS FOR BOTH FEDERAL AND MASSACHUSETTS STATE INCOME TAX EXAMINATION.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 3, PART X
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IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0false
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0NO REVIEW WAS OR WILL BE CONDUCTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1NO DOCUMENTS AVAILABLE TO THE PUBLIC
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 19
IRS990ScheduleR/AssetExchangeInd0false
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd0false
IRS990ScheduleR/AssetSaleToOtherOrgInd0false
IRS990ScheduleR/DivRelatedOrganizationInd0false
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd0false
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingEntityName/BusinessNameLine1Txt0NA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0THE PSYCHOLOGICAL CENTER INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0237185825
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501C3
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0RENTAL
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt09
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt011 UNION STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0LAWRENCE
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd001841
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd0true
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd0true
IRS990ScheduleR/PaidEmployeesSharingInd0false
IRS990ScheduleR/PerformOfServicesByOtherOrgInd0false
IRS990ScheduleR/PerformOfServicesForOthOrgInd0false
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd0false
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd0false
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd0false
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd0true
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd0false
IRS990ScheduleR/SharingOfFacilitiesInd0false
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt0484028
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt1137798
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt2355206
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt324862
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt0GUARANTEE LINE OF CREDIT
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt1GUARANTEE MORTGAGE
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt2ACCOUNTS RECEIVABLE
IRS990ScheduleR/TransactionsRelatedOrgGrp/MethodOfAmountDeterminationTxt3LEASE OF PROPERTY
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0THE PSYCHOLOGICAL CENTER INC
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1THE PSYCHOLOGICAL CENTER INC
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt2THE PSYCHOLOGICAL CENTER INC
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt3THE PSYCHOLIGICAL CENTER INC
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0D
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1E
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt2D
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt3J
IRS990ScheduleR/TransferFromOtherOrgInd0false
IRS990ScheduleR/TransferToOtherOrgInd0false
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt0649113
IRS990/TotalAssetsEOYAmt0631951
IRS990/TotalAssetsGrp/BOYAmt0649113
IRS990/TotalAssetsGrp/EOYAmt0631951
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt00
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt024862
IRS990/TotalFunctionalExpensesGrp/TotalAmt024862
IRS990/TotalGrossUBIAmt00
IRS990/TotalLiabilitiesBOYAmt0155665
IRS990/TotalLiabilitiesEOYAmt0138403
IRS990/TotalLiabilitiesGrp/BOYAmt0155665
IRS990/TotalLiabilitiesGrp/EOYAmt0138403
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0493448
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0493548
IRS990/TotalProgramServiceExpensesAmt024862
IRS990/TotalProgramServiceRevenueAmt024862
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt024962
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt024962
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0649113
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0631951
IRS990/TotReportableCompRltdOrgAmt090000
IRS990/TrnsfrExmptNonChrtblRltdOrgInd0false
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0false
IRS990/UnrestrictedNetAssetsGrp/BOYAmt0493448
IRS990/UnrestrictedNetAssetsGrp/EOYAmt0493548
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt011 UNION STREET
IRS990/USAddress/CityNm0LAWRENCE
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001840
IRS990/VotingMembersGoverningBodyCnt04
IRS990/VotingMembersIndependentCnt04
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02017-02-10 21:41:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CARINA PAPPALARDO
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CEO
ReturnHeader/BusinessOfficerGrp/PhoneNum09786851337
ReturnHeader/BusinessOfficerGrp/SignatureDt02016-12-13
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0MERRIMACK VALLEY SUPPORT SYSTEMSIN
ReturnHeader/Filer/BusinessNameControlTxt0MERR
ReturnHeader/Filer/EIN0042721269
ReturnHeader/Filer/PhoneNum09786851337
ReturnHeader/Filer/USAddress/AddressLine1Txt011 UNION STREET
ReturnHeader/Filer/USAddress/CityNm0LAWRENCE
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001840
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0020533992
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0NAFFAH & COMPANY PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt030 MASSACHUSETTS AVE STE 300
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0NORTH ANDOVER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0018453458
ReturnHeader/PreparerPersonGrp/PhoneNum09786858540
ReturnHeader/PreparerPersonGrp/PreparationDt02016-12-13
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0DOUGLAS L NAFFAH
ReturnHeader/ReturnTs02016-12-13T10:27:32-05:00
ReturnHeader/ReturnTypeCd0990
ReturnHeader/TaxPeriodBeginDt02015-07-01
ReturnHeader/TaxPeriodEndDt02016-06-30
ReturnHeader/TaxYr02015

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$4.94$4.94$0.10$0.10$0.00
2023Detailed filing. Detailed filing data is available for this year.$4.94$0.00$4.94$0.10$0.10$0.00
2022XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$4.94$0.00$4.94$0.10$0.10$0.00
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.18$0.24$4.94$0.12$0.12$0.00
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.43$0.50$4.94$0.13$0.13$0.00
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$5.67$0.74$4.94$0.17$0.17$0.00
2018Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$5.90$0.96$4.94$0.20$0.20$0.00
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$6.11$1.18$4.94$0.21$0.21$0.00
2016Detailed filing. Detailed filing data is available for this year.$6.32$1.38$4.94$0.25$0.25$0.00
2015Detailed filing. Detailed filing data is available for this year.$6.49$1.56$4.93$0.21$0.21$0.00
2014Detailed filing. Detailed filing data is available for this year.$6.69$1.76$4.93$0.23$0.23$0.00
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$6.87$1.93$4.93$1.31$0.22$1.08
2012Summary only. Only limited summary data is available for this year.$5.95$2.10$3.85$1.31$0.30$1.00
2011Summary only. Only limited summary data is available for this year.$4.96$2.11$2.85$0.62$0.27$0.35
2010Summary only. Only limited summary data is available for this year.$4.83$2.32$0.91$0.30$0.62
Peer Organizations

Similar nonprofits based on the same Siviq industry and scale cohort. 2016 filings • 501(c)3 • $500k-$1M nonprofits