Civic Intelligence

Assabet Valley Mastersingers

EIN 04-2709313 • 501(c)3 • Northborough, MA

Profile

Provide quality choral music

PO Box 911Northborough, MA 01532

www.avmsingers.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.78x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Liabilities / Revenue

97th percentile

2.16x

Higher debt load relative to revenue than 97% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Net Margin

30th percentile

-11%

Higher net margin than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Source year 2025

Top Officer Pay

84th percentile

$0

Higher top officer pay than 84% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)3 • <$500k nonprofits • Source year 2025

Asset Growth

56th percentile

1.0%

Faster asset growth than 56% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Revenue Growth

30th percentile

-22%

Faster revenue growth than 30% of similar nonprofits.

501(c)3 • <$500k nonprofits • Annualized from 2023 to 2025

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$238,911

Up $2,134 (+0.9%) from 2024

Liabilities

Up

$187,440

Up $11,428 (+6.5%) from 2024

Net Assets

Down

$51,471

Down $9,294 (-15%) from 2024

Operations
Liabilities / Revenue97th percentileNet Margin30th percentile

Revenue

Down

$86,604

Down $9,882 (-10%) from 2024

Expenses

Down

$95,898

Down $9,566 (-9.1%) from 2024

Net Income

Down

-$9,294

Down $316 (-3.5%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth56th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2012: $22,955Liabilities 2012: $02012Assets 2013: $14,977Liabilities 2013: $02013Assets 2014: $20,309Liabilities 2014: $0Net Assets 2014: $20,3092014Assets 2015: $14,926Liabilities 2015: $0Net Assets 2015: $14,9262015Assets 2016: $20,864Liabilities 2016: $0Net Assets 2016: $20,8642016Assets 2017: $64,707Liabilities 2017: $0Net Assets 2017: $64,7072017Assets 2018: $12,860Liabilities 2018: $0Net Assets 2018: $12,8602018Assets 2019: $11,093Liabilities 2019: $0Net Assets 2019: $11,0932019Assets 2020: $134,202Liabilities 2020: $128,277Net Assets 2020: $5,9252020Assets 2021: $206,634Liabilities 2021: $181,703Net Assets 2021: $24,9312021Assets 2022: $164,914Liabilities 2022: $139,810Net Assets 2022: $25,1042022Assets 2023: $234,429Liabilities 2023: $164,686Net Assets 2023: $69,7432023Assets 2024: $236,777Liabilities 2024: $176,012Net Assets 2024: $60,7652024Assets 2025: $238,911Liabilities 2025: $187,440Net Assets 2025: $51,4712025

Highlighted filing

2025

Assets$238,911
Liabilities$187,440
Net Assets$51,471
Open 2025 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$150K$100K$50K$0-$50KRevenue 2012: $60,057Expenses 2012: $56,058Net Income 2012: $3,9992012Revenue 2013: $51,169Expenses 2013: $43,191Net Income 2013: $7,9782013Revenue 2014: $82,095Expenses 2014: $76,739Net Income 2014: $5,3562014Revenue 2015: $64,502Expenses 2015: $69,885Net Income 2015: -$5,3832015Revenue 2016: $80,158Expenses 2016: $74,220Net Income 2016: $5,9382016Revenue 2017: $112,231Expenses 2017: $68,388Net Income 2017: $43,8432017Revenue 2018: $74,850Expenses 2018: $71,147Net Income 2018: $3,7032018Revenue 2019: $110,224Expenses 2019: $114,275Net Income 2019: -$4,0512019Revenue 2020: $58,954Expenses 2020: $64,122Net Income 2020: -$5,1682020Revenue 2021: $46,326Expenses 2021: $27,320Net Income 2021: $19,0062021Revenue 2022: $89,804Expenses 2022: $89,631Net Income 2022: $1732022Revenue 2023: $142,494Expenses 2023: $97,855Net Income 2023: $44,6392023Revenue 2024: $96,486Expenses 2024: $105,464Net Income 2024: -$8,9782024Revenue 2025: $86,604Expenses 2025: $95,898Net Income 2025: -$9,2942025

Highlighted filing

2025

Revenue$86,604
Expenses$95,898
Net Income-$9,294
Open 2025 Filing

Filings

Most recent year

2025 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$238,911
Liabilities
$187,440
Net assets
$51,471
Revenue
$86,604
Expenses
$95,898
Net income
-$9,294
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$2.39$1.87$0.51$0.87$0.96$0.09
2024Detailed filing. Detailed filing data is available for this year.$2.37$1.76$0.61$0.96$1.05$0.09
2023Detailed filing. Detailed filing data is available for this year.$2.34$1.65$0.70$1.42$0.98$0.45
2022Detailed filing. Detailed filing data is available for this year.$1.65$1.40$0.25$0.90$0.90$0.00
2021Detailed filing. Detailed filing data is available for this year.$2.07$1.82$0.25$0.46$0.27$0.19
2020Detailed filing. Detailed filing data is available for this year.$1.34$1.28$0.06$0.59$0.64$0.05
2019Detailed filing. Detailed filing data is available for this year.$0.11$0.00$0.11$1.10$1.14$0.04
2018Detailed filing. Detailed filing data is available for this year.$0.13$0.00$0.13$0.75$0.71$0.04
2017Detailed filing. Detailed filing data is available for this year.$0.65$0.00$0.65$1.12$0.68$0.44
2016Detailed filing. Detailed filing data is available for this year.$0.21$0.00$0.21$0.80$0.74$0.06
2015Detailed filing. Detailed filing data is available for this year.$0.15$0.00$0.15$0.65$0.70$0.05
2014Detailed filing. Detailed filing data is available for this year.$0.20$0.00$0.20$0.82$0.77$0.05
2013Summary only. Only limited summary data is available for this year.$0.15$0.00$0.51$0.43$0.08
2012Summary only. Only limited summary data is available for this year.$0.23$0.00$0.60$0.56$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 29, 2025
Return Version
2024v5.2
Gross Receipts
$86,604
Mission and Program Overview

Mission

Provide quality choral music for the community

Provide quality choral music

Program Services

DescriptionGrantsExpenses
SCHOLARSHIP-$1,600
Compensation and Service Providers
Top Officer Pay84th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
LOUISE GARONEOperations ChairPT$0--
PHILIP KNUDSONTreasurer-$0--
MATTHEW PIETROCommunity Representative-$0--
LESLIE RUTANCommunity Representative-$0--
ROBERT EATONArtistic DirectorPT$0--
PATRICIA KEEFE2025 Board Chair And Dev RepPT$0--
ANGELA ROESERSecretaryPT$0--
AMY PRITCHARDChorus RepresentativePT$0--
DOROTHY CURTISCommunity RepresentativePT$0--
MIKE RINGGeneral ManagerPT$0--
Filing and Contact Details

Filer

Filer Name
Assabet Valley Mastersingers
EIN
04-2709313
In Care Of
% PHILIP KNUDSON
Address
PO BOX 911, NORTHBOROUGH, MA 01532

Signing Officer

Name
Philip Knudson
Title
Treasurer
Phone
9147159877
Signed
2025-12-29
Discuss with paid preparer
Yes

Preparer

Firm
DiDonato Wronnau Abel & Company CPA
Address
200 BAKER AVE STE 303, CONCORD, MA 01742
Preparer
Nicolas E Didonato CPA
Phone
9783415045
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description AmountENDOWMENT DISTRIBUTION 6,064MISC REVENUE 4,100”

Description of other expenses Part I line 16

“Description AmountSPONSORSHIP EXP 626FUNDRAISING EXP 2,362MEMBERSHIP EXP 596ADMINISTRATION 3,595PROGRAM EXP 20,581”

Description of other assets Part II line 24

“Category Beginning of Year End of YearENDOWMENT 176,963 188,642”

Description of total liabilities Part II line 26

“Category Beginning of Year End of YearENDOWMENT 176,012 187,440”

Raw XML Appendix188 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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