Civic Intelligence

Ralph L Cheeseman Bldg Assoc Inc

990EZ • Fiscal year 2018 • EIN 04-2674450

Jan 01, 2018 to Dec 31, 2018 • Filed on Feb 27, 2019

Organization Profile
53 River StreetAgawam, MA 01001-1229

(413) 737-8017

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

69th percentile

0.00x

Higher debt load relative to assets than 69% of similar nonprofits.

2018 filings • 501(c)10 • <$500k nonprofits • Source year 2018

Liabilities / Revenue

67th percentile

0.01x

Higher debt load relative to revenue than 67% of similar nonprofits.

2018 filings • 501(c)10 • <$500k nonprofits • Source year 2018

Net Margin

24th percentile

-11%

Higher net margin than 24% of similar nonprofits.

2018 filings • 501(c)10 • <$500k nonprofits • Source year 2018

Top Officer Pay

78th percentile

$0

Higher top officer pay than 78% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

2018 filings • 501(c)10 • <$500k nonprofits • Source year 2018

Asset Growth

36th percentile

-2.9%

Faster asset growth than 36% of similar nonprofits.

2018 filings • 501(c)10 • <$500k nonprofits • Annualized from 2017 to 2018

Revenue Growth

26th percentile

-14%

Faster revenue growth than 26% of similar nonprofits.

2018 filings • 501(c)10 • <$500k nonprofits • Annualized from 2017 to 2018

Balance Sheet
Liabilities / Assets69th percentile

Assets

Down

$97,923

Down $2,960 (-2.9%) from 2017

Net Assets

Down

$97,583

Down $2,980 (-3.0%) from 2017

Liabilities

Up

$340

Up $20 (+6.3%) from 2017

Revenue And Expenses
Liabilities / Revenue67th percentileNet Margin24th percentile

Revenue

Down

$30,850

Down $5,050 (-14%) from 2017

Expenses

Up

$34,330

Up $7,254 (+27%) from 2017

Net Income

Down

-$3,480

Down $12,304 (-139%) from 2017

Historical Trend

Balance Sheet Trend

Asset Growth36th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$150K$100K$50K$0Assets 2010: $93,579Liabilities 2010: $280Net Assets 2010: $93,2992010Assets 2011: $89,787Liabilities 2011: $300Net Assets 2011: $89,4872011Assets 2012: $86,223Liabilities 2012: $280Net Assets 2012: $85,9432012Assets 2013: $86,131Liabilities 2013: $290Net Assets 2013: $85,8412013Assets 2014: $82,770Liabilities 2014: $290Net Assets 2014: $82,4802014Assets 2015: $83,812Liabilities 2015: $320Net Assets 2015: $83,4922015Assets 2016: $92,059Liabilities 2016: $3202016Assets 2017: $100,883Liabilities 2017: $320Net Assets 2017: $100,5632017Assets 2018: $97,923Liabilities 2018: $340Net Assets 2018: $97,5832018Assets 2020: $108,607Liabilities 2020: $0Net Assets 2020: $108,6072020Assets 2021: $108,579Liabilities 2021: $0Net Assets 2021: $108,5792021Assets 2022: $115,815Liabilities 2022: $0Net Assets 2022: $115,8152022Assets 2023: $123,774Liabilities 2023: $0Net Assets 2023: $123,7742023Assets 2024: $110,773Liabilities 2024: $0Net Assets 2024: $110,7732024

Highlighted filing

2018

Assets$97,923
Liabilities$340
Net Assets$97,583
Open 2018 Filing

Operations Trend

Revenue Growth26th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$60K$40K$20K$0-$20KRevenue 2010: $28,304Expenses 2010: $32,320Net Income 2010: -$4,0162010Revenue 2011: $32,407Expenses 2011: $36,219Net Income 2011: -$3,8122011Revenue 2012: $28,541Expenses 2012: $32,085Net Income 2012: -$3,5442012Revenue 2013: $26,998Expenses 2013: $27,100Net Income 2013: -$1022013Revenue 2014: $30,620Expenses 2014: $33,981Net Income 2014: -$3,3612014Revenue 2015: $25,948Expenses 2015: $24,936Net Income 2015: $1,0122015Revenue 2016: $30,854Expenses 2016: $25,974Net Income 2016: $4,8802016Revenue 2017: $35,900Expenses 2017: $27,076Net Income 2017: $8,8242017Revenue 2018: $30,850Expenses 2018: $34,330Net Income 2018: -$3,4802018Revenue 2020: $42,344Expenses 2020: $32,235Net Income 2020: $10,1092020Revenue 2021: $34,707Expenses 2021: $34,735Net Income 2021: -$282021Revenue 2022: $42,957Expenses 2022: $35,721Net Income 2022: $7,2362022Revenue 2023: $52,157Expenses 2023: $44,198Net Income 2023: $7,9592023Revenue 2024: $44,777Expenses 2024: $57,778Net Income 2024: -$13,0012024

Highlighted filing

2018

Revenue$30,850
Expenses$34,330
Net Income-$3,480
Open 2018 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2018 to Dec 31, 2018
Signed
Feb 27, 2019
Return Version
2018v3.1
Gross Receipts
$30,850
Mission and Program Overview

Mission

Rental to non-profit entity

Program Services

DescriptionGrantsExpenses
BUILDING ASSOCIATION PROVIDES THE PHYSICAL STRUCTURE FOR RENTALS TO A RELATED NOT-FOR-PROFIT MASONIC LODGE AND OTHERS--
Compensation and Service Providers
Top Officer Pay78th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
ANDREW COUGH SRPresident-$0--
KENNETH KIMBALLTreasurer-$0--
KENNETH KIMBALLSecretary-$0--
ROBERT WARRENDirector-$0--
ROBERT SALMONDirector-$0--
JOHN STONEVice President-$0--
MIGUEL HOLLANDERDirector-$0--
Filing and Contact Details

Filer

Filer Name
Ralph L Cheeseman Bldg Assoc Inc
EIN
04-2674450
Address
53 RIVER STREET, AGAWAM, MA 01001-1229

Signing Officer

Name
Kenneth Kimball
Title
Treasurer
Phone
4137891013
Signed
2019-02-27
Discuss with paid preparer
No

Preparer

Firm
Tom D Fielding CPA PC
Address
46 Suffield St, Agawam, MA 01001
Preparer
Tom D Fielding CPA
Phone
4137865982
Supplemental Narrative

Additional Explanations

Description of other revenue Part I line 8

“Description amountrental income 30,850”

Description of other expenses Part I line 16

“Description amountdepreciation from 4562 3,680”

Other changes in net assets or fund balances Part I line 20

“Description amountnet increase in real estate 520increase in accounts payable (20)”

Description of total liabilities Part II line 26

“Category beginning of year end of yearaccounts payable 320 340”

Raw XML Appendix137 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0KENNETH KIMBALL
IRS990EZ/BooksInCareOfDetail/PhoneNum04137378017
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt053 RIVER STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0AGAWAM
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0010011229
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt037903
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt034423
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-3480
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt0340
IRS990EZ/FiledScheduleAInd0false
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt0100883
IRS990EZ/Form990TotalAssetsGrp/EOYAmt097923
IRS990EZ/GrossReceiptsAmt030850
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/LandAndBuildingsGrp/BOYAmt062980
IRS990EZ/LandAndBuildingsGrp/EOYAmt063500
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0100563
IRS990EZ/NetAssetsOrFundBalancesEOYAmt097583
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt0100563
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt097583
IRS990EZ/OccupancyRentUtltsAndMaintAmt030310
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt02.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt12.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt22.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt31.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt41.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt51.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt61.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0ANDREW COUGH SR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1KENNETH KIMBALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2KENNETH KIMBALL
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3ROBERT WARREN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4ROBERT SALMON
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5JOHN STONE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6MIGUEL HOLLANDER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5VICE PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/BOYAmt00
IRS990EZ/OtherAssetsTotalDetail/EOYAmt00
IRS990EZ/OtherChangesInNetAssetsAmt0500
IRS990EZ/OtherExpensesTotalAmt03680
IRS990EZ/OtherRevenueTotalAmt030850
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0RENTAL TO NON-PROFIT ENTITY
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0BUILDING ASSOCIATION PROVIDES THE PHYSICAL STRUCTURE FOR RENTALS TO A RELATED NOT-FOR-PROFIT MASONIC LODGE AND OTHERS
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0320
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt0340
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt034330
IRS990EZ/TotalRevenueAmt030850
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION AMOUNTRENTAL INCOME 30,850
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION AMOUNTDEPRECIATION FROM 4562 3,680
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION AMOUNTNET INCREASE IN REAL ESTATE 520INCREASE IN ACCOUNTS PAYABLE (20)
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3CATEGORY BEGINNING OF YEAR END OF YEARACCOUNTS PAYABLE 320 340
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Description of other revenue Part I line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Description of other expenses Part I line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Other changes in net assets or fund balances Part I line 20
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Description of total liabilities Part II line 26
ReturnHeader/BuildTS02019-02-21 02:37:17Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0false
ReturnHeader/BusinessOfficerGrp/PersonNm0KENNETH KIMBALL
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04137891013
ReturnHeader/BusinessOfficerGrp/SignatureDt02019-02-27
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0RALPH L CHEESEMAN BLDG ASSOC INC
ReturnHeader/Filer/BusinessNameControlTxt0RALP
ReturnHeader/Filer/EIN0042674450
ReturnHeader/Filer/USAddress/AddressLine1Txt053 RIVER STREET
ReturnHeader/Filer/USAddress/CityNm0AGAWAM
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd0010011229
ReturnHeader/FilingSecurityInformation/AtSubmissionCreationDeviceId0769562CCD27DBEBCEDA8565448914D8E48255965
ReturnHeader/FilingSecurityInformation/AtSubmissionFilingDeviceId0769562CCD27DBEBCEDA8565448914D8E48255965
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionId00436252019059fvu2vil
ReturnHeader/FilingSecurityInformation/FederalOriginalSubmissionIdDt02019-02-28
ReturnHeader/FilingSecurityInformation/FilingLicenseTypeCd0P
ReturnHeader/FilingSecurityInformation/IPAddress/IPv4AddressTxt071.233.138.144
ReturnHeader/FilingSecurityInformation/IPDt02019-02-28
ReturnHeader/FilingSecurityInformation/IPTm014:30:36
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0Tom D Fielding CPA PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt046 Suffield St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Agawam
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001001
ReturnHeader/PreparerPersonGrp/PhoneNum04137865982
ReturnHeader/PreparerPersonGrp/PreparationDt02019-02-28
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0Tom D Fielding CPA
ReturnHeader/ReturnTs02019-02-28T14:24:24-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02018-01-01
ReturnHeader/TaxPeriodEndDt02018-12-31
ReturnHeader/TaxYr02018

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2018 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$97,923
Liabilities
$340
Net assets
$97,583
Revenue
$30,850
Expenses
$34,330
Net income
-$3,480
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$1.11$0.00$1.11$0.45$0.58$0.13
2023Detailed filing. Detailed filing data is available for this year.$1.24$0.00$1.24$0.52$0.44$0.08
2022Detailed filing. Detailed filing data is available for this year.$1.16$0.00$1.16$0.43$0.36$0.07
2021Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.35$0.35$0.00
2020Detailed filing. Detailed filing data is available for this year.$1.09$0.00$1.09$0.42$0.32$0.10
2018Detailed filing. Detailed filing data is available for this year.$0.98$0.00$0.98$0.31$0.34$0.03
2017Detailed filing. Detailed filing data is available for this year.$1.01$0.00$1.01$0.36$0.27$0.09
2016Summary only. Only limited summary data is available for this year.$0.92$0.00$0.31$0.26$0.05
2015Detailed filing. Detailed filing data is available for this year.$0.84$0.00$0.83$0.26$0.25$0.01
2014Detailed filing. Detailed filing data is available for this year.$0.83$0.00$0.82$0.31$0.34$0.03
2013Detailed filing. Detailed filing data is available for this year.$0.86$0.00$0.86$0.27$0.27$0.00
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.86$0.00$0.86$0.29$0.32$0.04
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.90$0.00$0.89$0.32$0.36$0.04
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.00$0.93$0.28$0.32$0.04