Civic Intelligence

Ludlow Bpoe #2448

990 • Fiscal year 2021 • EIN 04-2479112

Apr 01, 2020 to Mar 31, 2021 • Filed on Jun 11, 2021

69 Chapin StreetLudlow, MA 01056

(413) 583-2448

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

93rd percentile

0.48x

Higher debt load relative to assets than 93% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Liabilities / Revenue

89th percentile

0.70x

Higher debt load relative to revenue than 89% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Net Margin

17th percentile

-23%

Higher net margin than 17% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Top Officer Pay

89th percentile

$3,600

Higher top officer pay than 89% of similar nonprofits.

Top officer pay equals 4.7% of source-year revenue.

2021 filings • 501(c)8 • <$500k nonprofits • Source year 2021

Asset Growth

8th percentile

-17%

Faster asset growth than 8% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Annualized from 2020 to 2021

Revenue Growth

9th percentile

-55%

Faster revenue growth than 9% of similar nonprofits.

2021 filings • 501(c)8 • <$500k nonprofits • Annualized from 2020 to 2021

Assets

Down

$111,173

Down $23,565 (-17%) from 2020

Net Assets

Down

$57,656

Down $17,362 (-23%) from 2020

Liabilities

Down

$53,517

Down $6,203 (-10%) from 2020

Revenue

Down

$76,942

Down $94,088 (-55%) from 2020

Expenses

Down

$94,304

Down $40,765 (-30%) from 2020

Net Income

Down

-$17,362

Down $53,323 (-148%) from 2020

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$200K$100K$0-$100KAssets 2012: $58,745Liabilities 2012: $50,199Net Assets 2012: $8,5462012Assets 2013: $43,223Liabilities 2013: $49,178Net Assets 2013: -$5,9552013Assets 2014: $36,133Liabilities 2014: $84,753Net Assets 2014: -$48,6202014Assets 2015: $54,292Liabilities 2015: $72,578Net Assets 2015: -$18,2862015Assets 2016: $89,850Liabilities 2016: $77,013Net Assets 2016: $12,8372016Assets 2017: $108,957Liabilities 2017: $62,190Net Assets 2017: $46,7672017Assets 2018: $116,433Liabilities 2018: $56,978Net Assets 2018: $59,4552018Assets 2019: $104,304Liabilities 2019: $65,247Net Assets 2019: $39,0572019Assets 2020: $134,738Liabilities 2020: $59,720Net Assets 2020: $75,0182020Assets 2021: $111,173Liabilities 2021: $53,517Net Assets 2021: $57,6562021Assets 2022: $124,314Liabilities 2022: $43,743Net Assets 2022: $80,5712022Assets 2023: $141,445Liabilities 2023: $43,457Net Assets 2023: $97,9882023Assets 2024: $167,285Liabilities 2024: $44,075Net Assets 2024: $123,2102024Assets 2025: $180,537Liabilities 2025: $36,724Net Assets 2025: $143,8132025

Highlighted filing

2021

Assets$111,173
Liabilities$53,517
Net Assets$57,656

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$200K$100K$0-$100KRevenue 2012: $163,252Expenses 2012: $179,746Net Income 2012: -$16,4942012Revenue 2013: $171,632Expenses 2013: $194,686Net Income 2013: -$23,0542013Revenue 2014: $150,189Expenses 2014: $192,389Net Income 2014: -$42,2002014Revenue 2015: $174,235Expenses 2015: $143,901Net Income 2015: $30,3342015Revenue 2016: $162,556Expenses 2016: $131,433Net Income 2016: $31,1232016Revenue 2017: $176,315Expenses 2017: $142,385Net Income 2017: $33,9302017Revenue 2018: $138,193Expenses 2018: $125,505Net Income 2018: $12,6882018Revenue 2019: $147,282Expenses 2019: $167,680Net Income 2019: -$20,3982019Revenue 2020: $171,030Expenses 2020: $135,069Net Income 2020: $35,9612020Revenue 2021: $76,942Expenses 2021: $94,304Net Income 2021: -$17,3622021Revenue 2022: $188,331Expenses 2022: $165,416Net Income 2022: $22,9152022Revenue 2023: $168,583Expenses 2023: $151,166Net Income 2023: $17,4172023Revenue 2024: $197,887Expenses 2024: $172,665Net Income 2024: $25,2222024Revenue 2025: $187,473Expenses 2025: $166,870Net Income 2025: $20,6032025

Highlighted filing

2021

Revenue$76,942
Expenses$94,304
Net Income-$17,362
Jump To
Filing Snapshot
Filing Period
Apr 1, 2020 to Mar 31, 2021
Signed
Jun 11, 2021
Return Version
2020v4.1
Gross Receipts
$228,790
Mission and Program Overview

Mission

To provide aid to youth, veterans, and local communities.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$96,102$78,552▼ $17,550
Land, Buildings, and Equipment, Net$16,180$14,239▼ $1,941
Inventories for Sale or Use$8,103$12,612▲ $4,509
Savings and Temporary Cash Investments$12,815$4,253▼ $8,562
Prepaid Expenses and Deferred Charges$1,408$1,387▼ $21
Total Assets$134,738$111,173▼ $23,565
Other Assets Total$130$130→ $0
Liabilities
Other Liabilities$44,527$23,744▼ $20,783
Mortgage Notes Payable Secured by Investment Property-$13,124-
Deferred Revenue$13,135$9,842▼ $3,293
Accounts Payable and Accrued Expenses$2,058$6,807▲ $4,749
Total Liabilities$59,720$53,517▼ $6,203
Net Assets / Fund Balance
Net Assets With Donor Restrictions$34,645$31,466▼ $3,179
Net Assets Without Donor Restrictions$40,373$26,190▼ $14,183
Total Net Assets Fund Balance$75,018$57,656▼ $17,362
Total Liabilities and Net Assets / Fund Balance$134,738$111,173▼ $23,565

Asset Categories

AssetBook ValueDepreciationBasis
Equipment$14,239$38,071-
Other Assets Org$130--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Kenneth CharestSecretaryPT$3,600$3,600
Priscilla PettellTreasurerPT$3,600$3,600

Board Members and Trustees

NameTitle
Gary PetzoldTrustee
Kenneth RicksonTrustee
Michael ManleyTrustee
Peter HagginsTrustee
Ronald CitarellTrustee
Gary GrimesChaplain
Fran JacquesEsquire
Dave KennistonExalted Ruler
Paul JacquesLeading Knight
Susan PetzoldLecturing Knight
Bob ChoinierLoyal Knight
Thomas MarumTiler
Revenue and Support

Revenue Composition

Contributions and Grants
$36,164
Program Service Revenue
$0
Investment Income
$5
Other Revenue
$40,773
All Other Contributions
$16,060
Change in Net Assets
$-17,362
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$86,883
Salaries, Compensation, and Employee Benefits$7,421
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
All Other Expenses$37,724--$37,724
Occupancy$26,038--$26,038
Current Officers, Directors, Trustees, and Key Employees$7,200--$7,200
Insurance$5,309--$5,309
Other Expenses$3,288--$3,288
Fees for Services Accounting$2,900--$2,900
Depreciation Depletion$1,941--$1,941
Office Expenses$718--$718
Conferences and Meetings$695--$695
Advertising$442--$442
Payroll Taxes$221--$221
Total Functional Expenses$94,304$0$0$94,304
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
Yes
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Gaming Gross Income$101,487
Gaming Direct Expenses$96,847
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Sales tax payable$22,933
Due to state lottery$811
Prepaid rental deposits-
Accrued Income Tax-
Due to 2448 Club Inc-
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Officer directors etc family relationship Part VI line 2

Gary and Sue Petzold are husband and wife.

Members or stockholder classes and rights Part VI line 6

Individuals who are nominated and approved and are current with annual dues are members.

Member election for additional members Part VI line 7A

Governing body is nominated and voted on annually by existing membership.

Governing body decisions Part VI line 7B

Governance decisions of the organization are subject to member approval.

Form 990 governing body review Part VI line 11

Form 990 is reviewed by governing body and presented to the entire membership for approval prior to filing.

Governing documents etc available to public Part VI line 19

Governing documents are available to the public upon request.

Filing and Contact Details

Filer

Filer Name
Ludlow BPOE 2448
EIN
04-2479112
Address
69 Chapin Street, Ludlow, MA 01056

Signing Officer

Name
Kenneth Charest
Title
Secretary
Phone
4135832448
Signed
2021-06-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kenneth Charest
Formed
1969
Legal Domicile
Ma
Voting Board Members
9
Independent Board Members
9
Employees
10
Volunteers
35

Preparer

Firm
Bardaglio Hart & Shuman LLC
Address
594 North Street PO Box 546, Windsor Locks, CT 06096-0546
Preparer
Timothy M Keene CPA
Phone
8606279001
Supplemental Narrative

Additional Explanations

List of other expenses Part IX line 24E

Grand lodge & state dues 7,388 Telephone 2,231Donations / scholarships 13,204Bulletin 447Payroll service 221Licenses 1,270Bank charges 795Badges and pins 170Card Keys 268Postage 331 Casual Labor 11,399 Total 37,724

Raw XML AppendixShowing 400 of 473 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd0false
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt02058
IRS990/AccountsPayableAccrExpnssGrp/EOYAmt06807
IRS990/ActivitiesConductedPrtshpInd0false
IRS990/ActivityOrMissionDesc0To provide aid to youth, veterans, and local communities.
IRS990/AdvertisingGrp/ProgramServicesAmt0442
IRS990/AdvertisingGrp/TotalAmt0442
IRS990/AllOtherContributionsAmt016060
IRS990/AllOtherExpensesGrp/ProgramServicesAmt037724
IRS990/AllOtherExpensesGrp/TotalAmt037724
IRS990/BackupWthldComplianceInd0true
IRS990/BooksInCareOfDetail/PersonNm0Priscilla Pettell
IRS990/BooksInCareOfDetail/PhoneNum04135832448
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt069 Chapin Street
IRS990/BooksInCareOfDetail/USAddress/CityNm0Ludlow
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001056
IRS990/BusinessRlnWith35CtrlEntInd0false
IRS990/BusinessRlnWithFamMemInd0false
IRS990/BusinessRlnWithOrgMemInd0false
IRS990/CashNonInterestBearingGrp/BOYAmt096102
IRS990/CashNonInterestBearingGrp/EOYAmt078552
IRS990/ChangeToOrgDocumentsInd0false
IRS990/CollectionsOfArtInd0false
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt07200
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt07200
IRS990/CompensationFromOtherSrcsInd0false
IRS990/CompensationProcessCEOInd0false
IRS990/CompensationProcessOtherInd0false
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt0695
IRS990/ConferencesMeetingsGrp/TotalAmt0695
IRS990/ConflictOfInterestPolicyInd0false
IRS990/ConservationEasementsInd0false
IRS990/ConsolidatedAuditFinclStmtInd0false
IRS990/CostOfGoodsSoldAmt034452
IRS990/CreditCounselingInd0false
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt036164
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt05
IRS990/CYOtherExpensesAmt086883
IRS990/CYOtherRevenueAmt040773
IRS990/CYProgramServiceRevenueAmt00
IRS990/CYRevenuesLessExpensesAmt0-17362
IRS990/CYSalariesCompEmpBnftPaidAmt07421
IRS990/CYTotalExpensesAmt094304
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt076942
IRS990/DecisionsSubjectToApprovaInd0true
IRS990/DeductibleArtContributionInd0false
IRS990/DeductibleNonCashContriInd0false
IRS990/DeferredRevenueGrp/BOYAmt013135
IRS990/DeferredRevenueGrp/EOYAmt09842
IRS990/DelegationOfMgmtDutiesInd0false
IRS990/DepreciationDepletionGrp/ProgramServicesAmt01941
IRS990/DepreciationDepletionGrp/TotalAmt01941
IRS990/Desc0Fraternal organization organized to help local community projects, to assist wherever possible and to encourage good fellowship.
IRS990/DescribedInSection501c3Ind0false
IRS990/DisregardedEntityInd0false
IRS990/DocumentRetentionPolicyInd0false
IRS990/DonorAdvisedFundInd0false
IRS990/DonorRestrictionNetAssetsGrp/BOYAmt034645
IRS990/DonorRestrictionNetAssetsGrp/EOYAmt031466
IRS990/DonorRstrOrQuasiEndowmentsInd0false
IRS990/ElectionOfBoardMembersInd0true
IRS990/EmployeeCnt010
IRS990/EmploymentTaxReturnsFiledInd0true
IRS990/ExpenseAmt081100
IRS990/FamilyOrBusinessRlnInd0true
IRS990/FederalGrantAuditRequiredInd0false
IRS990/FeesForServicesAccountingGrp/ProgramServicesAmt02900
IRS990/FeesForServicesAccountingGrp/TotalAmt02900
IRS990/ForeignActivitiesInd0false
IRS990/ForeignFinancialAccountInd0false
IRS990/ForeignOfficeInd0false
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt05.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt15.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt20.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt70.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt80.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt95.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt100.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt120.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRltdOrgRt130.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt010.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt110.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt25.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt35.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt45.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt55.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt65.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt710.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt810.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt910.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt1010.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt115.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt125.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt135.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd1X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd7X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OfficerInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd7X
IRS990/Form990PartVIISectionAGrp/OfficerInd8X
IRS990/Form990PartVIISectionAGrp/OfficerInd9X
IRS990/Form990PartVIISectionAGrp/OfficerInd10X
IRS990/Form990PartVIISectionAGrp/OfficerInd11X
IRS990/Form990PartVIISectionAGrp/OfficerInd12X
IRS990/Form990PartVIISectionAGrp/OfficerInd13X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt80
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt90
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt100
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt110
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt120
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt130
IRS990/Form990PartVIISectionAGrp/PersonNm0Kenneth Charest
IRS990/Form990PartVIISectionAGrp/PersonNm1Priscilla Pettell
IRS990/Form990PartVIISectionAGrp/PersonNm2Gary Petzold
IRS990/Form990PartVIISectionAGrp/PersonNm3Ronald Citarell
IRS990/Form990PartVIISectionAGrp/PersonNm4Kenneth Rickson
IRS990/Form990PartVIISectionAGrp/PersonNm5Peter Haggins
IRS990/Form990PartVIISectionAGrp/PersonNm6Michael Manley
IRS990/Form990PartVIISectionAGrp/PersonNm7Susan Petzold
IRS990/Form990PartVIISectionAGrp/PersonNm8Bob Choinier
IRS990/Form990PartVIISectionAGrp/PersonNm9Dave Kenniston
IRS990/Form990PartVIISectionAGrp/PersonNm10Paul Jacques
IRS990/Form990PartVIISectionAGrp/PersonNm11Thomas Marum
IRS990/Form990PartVIISectionAGrp/PersonNm12Gary Grimes
IRS990/Form990PartVIISectionAGrp/PersonNm13Fran Jacques
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt03600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt13600
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt130
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0Secretary
IRS990/Form990PartVIISectionAGrp/TitleTxt1Treasurer
IRS990/Form990PartVIISectionAGrp/TitleTxt2Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt3Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt4Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt5Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt6Trustee
IRS990/Form990PartVIISectionAGrp/TitleTxt7Lecturing Knight
IRS990/Form990PartVIISectionAGrp/TitleTxt8Loyal Knight
IRS990/Form990PartVIISectionAGrp/TitleTxt9Exalted Ruler
IRS990/Form990PartVIISectionAGrp/TitleTxt10Leading Knight
IRS990/Form990PartVIISectionAGrp/TitleTxt11Tiler
IRS990/Form990PartVIISectionAGrp/TitleTxt12Chaplain
IRS990/Form990PartVIISectionAGrp/TitleTxt13Esquire
IRS990/Form990ProvidedToGvrnBodyInd0true
IRS990/Form990TFiledInd0true
IRS990/FormationYr01969
IRS990/FormerOfcrEmployeesListedInd0false
IRS990/FSAuditedInd0false
IRS990/FundraisingActivitiesInd0false
IRS990/GamingActivitiesInd0true
IRS990/GamingDirectExpensesAmt096847
IRS990/GamingGrossIncomeAmt0101487
IRS990/GoverningBodyVotingMembersCnt09
IRS990/GrantsToIndividualsInd0false
IRS990/GrantsToOrganizationsInd0false
IRS990/GrantToRelatedPersonInd0false
IRS990/GrossReceiptsAmt0228790
IRS990/GrossRentsGrp/RealAmt09333
IRS990/GrossSalesOfInventoryAmt073560
IRS990/GroupExemptionNum01156
IRS990/GroupReturnForAffiliatesInd0false
IRS990/IncludeFIN48FootnoteInd0false
IRS990/IndependentAuditFinclStmtInd0false
IRS990/IndependentVotingMemberCnt09
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd0false
IRS990/InfoInScheduleOPartIXInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ProgramServicesAmt05309
IRS990/InsuranceGrp/TotalAmt05309
IRS990/InventoriesForSaleOrUseGrp/BOYAmt08103
IRS990/InventoriesForSaleOrUseGrp/EOYAmt012612
IRS990/InvestmentIncomeGrp/ExclusionAmt05
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt05
IRS990/InvestmentInJointVentureInd0false
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/JointCostsInd0X
IRS990/LandBldgEquipAccumDeprecAmt038071
IRS990/LandBldgEquipBasisNetGrp/BOYAmt016180
IRS990/LandBldgEquipBasisNetGrp/EOYAmt014239
IRS990/LandBldgEquipCostOrOtherBssAmt052310
IRS990/LegalDomicileStateCd0MA
IRS990/LessRentalExpensesGrp/RealAmt020549
IRS990/LoanOutstandingInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembershipDuesAmt020104
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0To provide aid to youth, veterans, and local communities.
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt013124
IRS990/NetAssetsOrFundBalancesBOYAmt075018
IRS990/NetAssetsOrFundBalancesEOYAmt057656
IRS990/NetIncomeFromGamingGrp/RelatedOrExemptFuncIncomeAmt04640
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt04640
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt039108
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt039108
IRS990/NetRentalIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0933
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt0-11216
IRS990/NetRentalIncomeOrLossGrp/UnrelatedBusinessRevenueAmt0-12149
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt040373
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt026190
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ProgramServicesAmt026038
IRS990/OccupancyGrp/TotalAmt026038
IRS990/OfficeExpensesGrp/ProgramServicesAmt0718
IRS990/OfficeExpensesGrp/TotalAmt0718
IRS990/OfficerMailingAddressInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt0130
IRS990/OtherAssetsTotalGrp/EOYAmt0130
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherExpensesGrp/Desc0Janitorial
IRS990/OtherExpensesGrp/Desc1Lodge functions
IRS990/OtherExpensesGrp/Desc2Kitchen bar supplies
IRS990/OtherExpensesGrp/Desc3Repairs & maintenance
IRS990/OtherExpensesGrp/ProgramServicesAmt0517
IRS990/OtherExpensesGrp/ProgramServicesAmt12767
IRS990/OtherExpensesGrp/ProgramServicesAmt24544
IRS990/OtherExpensesGrp/ProgramServicesAmt33288
IRS990/OtherExpensesGrp/TotalAmt0517
IRS990/OtherExpensesGrp/TotalAmt12767
IRS990/OtherExpensesGrp/TotalAmt24544
IRS990/OtherExpensesGrp/TotalAmt33288
IRS990/OtherLiabilitiesGrp/BOYAmt044527
IRS990/OtherLiabilitiesGrp/EOYAmt023744
IRS990/OtherRevenueMiscGrp/BusinessCd0900099
IRS990/OtherRevenueMiscGrp/Desc0Lodge Activities
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt08241
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt08241
IRS990/OtherRevenueTotalAmt08241
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/ProgramServicesAmt0221
IRS990/PayrollTaxesGrp/TotalAmt0221
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt01408
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt01387
IRS990/PrincipalOfficerNm0Kenneth Charest
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgSrvcAccomActy2Grp/Desc0The organization donates to other charities in the community.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt013204
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYContributionsGrantsAmt026622
IRS990/PYInvestmentIncomeAmt05
IRS990/PYOtherExpensesAmt0115357
IRS990/PYOtherRevenueAmt0144403
IRS990/PYRevenuesLessExpensesAmt035961
IRS990/PYSalariesCompEmpBnftPaidAmt019712
IRS990/PYTotalExpensesAmt0135069
IRS990/PYTotalRevenueAmt0171030
IRS990/ReconcilationRevenueExpnssAmt0-17362
IRS990/RelatedEntityInd0true
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt0-11216
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt012815
IRS990/SavingsAndTempCashInvstGrp/EOYAmt04253
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/EquipmentGrp/BookValueAmt014239
IRS990ScheduleD/EquipmentGrp/DepreciationAmt038071
IRS990ScheduleD/EquipmentGrp/InvestmentCostOrOtherBasisAmt052310
IRS990ScheduleD/OtherAssetsOrgGrp/BookValueAmt0130
IRS990ScheduleD/OtherAssetsOrgGrp/Desc0Deposits with vendors
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt0811
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt122933
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0Due to state lottery
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1Sales tax payable
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc2Prepaid rental deposits
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc3Accrued Income Tax
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc4Due to 2448 Club Inc
IRS990ScheduleD/TotalBookValueLandBuildingsAmt014239
IRS990ScheduleD/TotalBookValueOtherAssetsAmt0130
IRS990ScheduleD/TotalLiabilityAmt023744
IRS990ScheduleG/CharitableDistributionRqrInd0false
IRS990ScheduleG/CntrctWith3rdPrtyForGameRevInd0false
IRS990ScheduleG/GamingInformationGrp/CashPrizesOtherGamingAmt064841
IRS990ScheduleG/GamingInformationGrp/CashPrizesTotalGamingAmt064841
IRS990ScheduleG/GamingInformationGrp/DirectExpenseSummaryGamingAmt096847
IRS990ScheduleG/GamingInformationGrp/GrossRevenueOtherGamingAmt0101487
IRS990ScheduleG/GamingInformationGrp/GrossRevenueTotalGamingAmt0101487
IRS990ScheduleG/GamingInformationGrp/NetGamingIncomeSummaryAmt04640
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssOtherGamingAmt031629
IRS990ScheduleG/GamingInformationGrp/OthDirectExpnssTotalGamingAmt032006
IRS990ScheduleG/GamingInformationGrp/OtherDirectExpensesBingoAmt0377
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborBingoInd0false
IRS990ScheduleG/GamingInformationGrp/VolunteerLaborOtherGamingInd0false
IRS990ScheduleG/GamingManagerCompensationAmt03600
IRS990ScheduleG/GamingManagerIsDirectorOfcrInd0X
IRS990ScheduleG/GamingManagerPersonNm0Priscilla Pettell
IRS990ScheduleG/GamingManagerServicesProvTxt0Bookkeeping
IRS990ScheduleG/GamingOwnFacilityPct01.000
IRS990ScheduleG/GamingWithNonmembersInd0false
IRS990ScheduleG/IndividualWithBooksNm0Priscilla Pettell
IRS990ScheduleG/LicensedInd0true
IRS990ScheduleG/LicenseSuspendedEtcInd0false
IRS990ScheduleG/MemberOfOtherEntityInd0false
IRS990ScheduleG/PersonsWithBooksUSAddress/AddressLine1Txt069 Chapin Street
IRS990ScheduleG/PersonsWithBooksUSAddress/CityNm0Ludlow
IRS990ScheduleG/PersonsWithBooksUSAddress/StateAbbreviationCd0MA
IRS990ScheduleG/PersonsWithBooksUSAddress/ZIPCd001056
IRS990ScheduleG/StatesWhereGamingConductedCd0MA
IRS990/ScheduleJRequiredInd0false
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Gary and Sue Petzold are husband and wife.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1Individuals who are nominated and approved and are current with annual dues are members.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2Governing body is nominated and voted on annually by existing membership.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3Governance decisions of the organization are subject to member approval.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Form 990 is reviewed by governing body and presented to the entire membership for approval prior to filing.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5Governing documents are available to the public upon request.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6Grand lodge & state dues 7,388 Telephone 2,231Donations / scholarships 13,204Bulletin 447Payroll service 221Licenses 1,270Bank charges 795Badges and pins 170Card Keys 268Postage 331 Casual Labor 11,399 Total 37,724
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Officer directors etc family relationship Part VI line 2
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Members or stockholder classes and rights Part VI line 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Member election for additional members Part VI line 7a
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Governing body decisions Part VI line 7b
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990 governing body review Part VI line 11
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Governing documents etc available to public Part VI line 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6List of other expenses Part IX line 24e
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd0false
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0The 2448 Club Inc
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0042635229
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501c2
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0Rental
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt069 Chapin Street
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0Ludlow
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd001056
IRS990/SchoolOperatingInd0false
IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd0false
IRS990/SubjectToProxyTaxInd0false

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$1.81$0.37$1.44$1.87$1.67$0.21
2024Detailed filing. Detailed filing data is available for this year.$1.67$0.44$1.23$1.98$1.73$0.25
2023Detailed filing. Detailed filing data is available for this year.$1.41$0.43$0.98$1.69$1.51$0.17
2022Detailed filing. Detailed filing data is available for this year.$1.24$0.44$0.81$1.88$1.65$0.23
2021Detailed filing. Detailed filing data is available for this year.$1.11$0.54$0.58$0.77$0.94$0.17
2020Summary only. Only limited summary data is available for this year.$1.35$0.60$0.75$1.71$1.35$0.36
2019Summary only. Only limited summary data is available for this year.$1.04$0.65$0.39$1.47$1.68$0.20
2018Summary only. Only limited summary data is available for this year.$1.16$0.57$0.59$1.38$1.26$0.13
2017Detailed filing. Detailed filing data is available for this year.$1.09$0.62$0.47$1.76$1.42$0.34
2016Summary only. Only limited summary data is available for this year.$0.90$0.77$0.13$1.63$1.31$0.31
2015Summary only. Only limited summary data is available for this year.$0.54$0.73$0.18$1.74$1.44$0.30
2014Summary only. Only limited summary data is available for this year.$0.36$0.85$0.49$1.50$1.92$0.42
2013Summary only. Only limited summary data is available for this year.$0.43$0.49$0.06$1.72$1.95$0.23
2012Summary only. Only limited summary data is available for this year.$0.59$0.50$0.09$1.63$1.80$0.16