Civic Intelligence

South Hadley & Granby Chamber Of

EIN 04-2468123 • 501(c)6 • South Hadley, MA

Profile

Advancing the commercial, industrial, civic, and general interest of the towns of south hadley and granby and the related trade area.

2 Lyman StreetSouth Hadley, MA 01075

www.shgchamber.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.05x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

72nd percentile

0.05x

Higher debt load relative to revenue than 72% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

58th percentile

4.6%

Higher net margin than 58% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

66th percentile

7.0%

Faster asset growth than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

94th percentile

78%

Faster revenue growth than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Up

$92,812

Up $6,068 (+7.0%) from 2023

Liabilities

Flat

$5,000

Flat from 2023

Net Assets

Up

$87,812

Up $6,068 (+7.4%) from 2023

Revenue

Up

$93,632

Up $40,889 (+78%) from 2023

Expenses

Up

$89,311

Up $44,623 (+100%) from 2023

Net Income

Down

$4,321

Down $3,734 (-46%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$100K$50K$0Assets 2010: $64,364Net Assets 2010: $64,3642010Assets 2011: $66,924Net Assets 2011: $66,9242011Assets 2012: $59,016Net Assets 2012: $59,0162012Assets 2013: $70,428Liabilities 2013: $0Net Assets 2013: $70,4282013Assets 2014: $71,694Liabilities 2014: $0Net Assets 2014: $71,6942014Assets 2015: $68,106Liabilities 2015: $0Net Assets 2015: $68,1062015Assets 2016: $70,567Liabilities 2016: $0Net Assets 2016: $70,5672016Assets 2017: $59,351Liabilities 2017: $0Net Assets 2017: $59,3512017Assets 2018: $46,884Liabilities 2018: $0Net Assets 2018: $46,8842018Assets 2019: $55,963Liabilities 2019: $0Net Assets 2019: $55,9632019Assets 2020: $68,825Liabilities 2020: $12,500Net Assets 2020: $56,3252020Assets 2021: $67,631Liabilities 2021: $5,000Net Assets 2021: $62,6312021Assets 2022: $76,555Liabilities 2022: $5,000Net Assets 2022: $71,5552022Assets 2023: $86,744Liabilities 2023: $5,000Net Assets 2023: $81,7442023Assets 2024: $92,812Liabilities 2024: $5,000Net Assets 2024: $87,8122024

Highlighted filing

2024

Assets$92,812
Liabilities$5,000
Net Assets$87,812

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$100K$50K$0-$50KRevenue 2010: $23,736Expenses 2010: $22,822Net Income 2010: $9142010Revenue 2011: $25,067Expenses 2011: $22,507Net Income 2011: $2,5602011Revenue 2012: $16,783Expenses 2012: $24,691Net Income 2012: -$7,9082012Revenue 2013: $34,505Expenses 2013: $23,093Net Income 2013: $11,4122013Revenue 2014: $28,053Expenses 2014: $26,787Net Income 2014: $1,2662014Revenue 2015: $21,373Expenses 2015: $24,961Net Income 2015: -$3,5882015Revenue 2016: $25,969Expenses 2016: $23,508Net Income 2016: $2,4612016Revenue 2017: $17,945Expenses 2017: $29,161Net Income 2017: -$11,2162017Revenue 2018: $22,661Expenses 2018: $35,128Net Income 2018: -$12,4672018Revenue 2019: $36,709Expenses 2019: $27,630Net Income 2019: $9,0792019Revenue 2020: $27,314Expenses 2020: $26,952Net Income 2020: $3622020Revenue 2021: $29,964Expenses 2021: $23,658Net Income 2021: $6,3062021Revenue 2022: $42,675Expenses 2022: $28,276Net Income 2022: $14,3992022Revenue 2023: $52,743Expenses 2023: $44,688Net Income 2023: $8,0552023Revenue 2024: $93,632Expenses 2024: $89,311Net Income 2024: $4,3212024

Highlighted filing

2024

Revenue$93,632
Expenses$89,311
Net Income$4,321

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$92.8$5.00$87.8$93.6$89.3$4.32
2023Detailed filing. Detailed filing data is available for this year.$86.7$5.00$81.7$52.7$44.7$8.06
2022Detailed filing. Detailed filing data is available for this year.$76.6$5.00$71.6$42.7$28.3$14.4
2021Detailed filing. Detailed filing data is available for this year.$67.6$5.00$62.6$30.0$23.7$6.31
2020Detailed filing. Detailed filing data is available for this year.$68.8$12.5$56.3$27.3$27.0$0.36
2019Detailed filing. Detailed filing data is available for this year.$56.0$0.00$56.0$36.7$27.6$9.08
2018Detailed filing. Detailed filing data is available for this year.$46.9$0.00$46.9$22.7$35.1$12.5
2017Detailed filing. Detailed filing data is available for this year.$59.4$0.00$59.4$17.9$29.2$11.2
2016Detailed filing. Detailed filing data is available for this year.$70.6$0.00$70.6$26.0$23.5$2.46
2015Detailed filing. Detailed filing data is available for this year.$68.1$0.00$68.1$21.4$25.0$3.59
2014Detailed filing. Detailed filing data is available for this year.$71.7$0.00$71.7$28.1$26.8$1.27
2013Detailed filing. Detailed filing data is available for this year.$70.4$0.00$70.4$34.5$23.1$11.4
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.0$59.0$16.8$24.7$7.91
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$66.9$66.9$25.1$22.5$2.56
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$64.4$64.4$23.7$22.8$0.91
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
May 9, 2025
Return Version
2024v5.1
Gross Receipts
$93,632
Mission and Program Overview

Mission

Advancing the commercial, industrial, civic, and general interest of the towns of South Hadley and Granby and the related trade area.

Program Services

DescriptionGrantsExpenses
ADVANCING THE COMMERCIAL, INDUSTRIAL, CIVIC, AND GENERAL INTEREST OF THE TOWNS OF SOUTH HADLEY AND GRANBY AND THE RELATED TRADE AREA.$0$0
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
REGINA ZEBROWSKIPresident-$0--
STEVE LAPLANTEVice President-$0--
MICHELE LYMANTreasurer-$0--
JENNIFER MARIONClerk-$0--
KATARZYNA BERNASHDirector-$0--
JAMIE FITZGIBBONDirector-$0--
KELLY FRAIZERDirector-$0--
KELLIE GALLIVANDirector-$0--
JENNIFER THERKELSENDirector-$0--
Filing and Contact Details

Filer

Filer Name
South Hadley & Granby Chamber of Commerc
EIN
04-2468123
Phone
4135326451
Address
2 LYMAN STREET, SOUTH HADLEY, MA 01075

Signing Officer

Name
Michele Lyman
Title
Current Treasurer
Phone
4135633678
Signed
2025-05-09
Discuss with paid preparer
Yes

Preparer

Firm
Boisselle Morton & Wolkowicz Llp
Address
48 BAY ROAD PO BOX 374, HADLEY, MA 01035
Preparer
Joseph P Wolkowicz CPA
Phone
4135870099
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 4 - Other Investment Income

Description: interest income. Amount: 2,505.

Form 990-ez, Part I, Line 16 - Other Expenses

Description: insurance. Amount: 1,452. Description: advertising. Amount: 1,217. Description: office expense. Amount: 4,784. Description: communications. Amount: 873. Description: program expenses. Amount: 15,744. Total to form 990-ez, line 16: 24,070.

Form 990-ez, Part I, Line 20 - Other Changes in Net Assets

Description: unrealized gains. Amount: 1,747.

Form 990-ez, Part II, Line 26 - Other Liabilities

Description: deferred income. Beg. Of year amount: 5,000. End of year amount: 5,000.

Raw XML Appendix149 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SOUTH HADLEY
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1STEVE LAPLANTE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MICHELE LYMAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3JENNIFER MARION
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
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IRS990EZ/PrimaryExemptPurposeTxt0ADVANCING THE COMMERCIAL, INDUSTRIAL, CIVIC, AND GENERAL INTEREST OF THE TOWNS OF SOUTH HADLEY AND GRANBY AND THE RELATED TRADE AREA.
IRS990EZ/ProgramServiceRevenueAmt041371
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IRS990EZ/TotalExpensesAmt089311
IRS990EZ/TotalRevenueAmt093632
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0WWW.SHGCHAMBER.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0DESCRIPTION: INTEREST INCOME. AMOUNT: 2,505.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1DESCRIPTION: INSURANCE. AMOUNT: 1,452. DESCRIPTION: ADVERTISING. AMOUNT: 1,217. DESCRIPTION: OFFICE EXPENSE. AMOUNT: 4,784. DESCRIPTION: COMMUNICATIONS. AMOUNT: 873. DESCRIPTION: PROGRAM EXPENSES. AMOUNT: 15,744. TOTAL TO FORM 990-EZ, LINE 16: 24,070.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2DESCRIPTION: UNREALIZED GAINS. AMOUNT: 1,747.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3DESCRIPTION: DEFERRED INCOME. BEG. OF YEAR AMOUNT: 5,000. END OF YEAR AMOUNT: 5,000.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 4 - OTHER INVESTMENT INCOME
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART I, LINE 16 - OTHER EXPENSES
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART I, LINE 20 - OTHER CHANGES IN NET ASSETS
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES
TransferPrsnlBnftContractsDecl/DeclarationDesc0THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01
ReturnHeader/BusinessOfficerGrp/PersonNm0MICHELE LYMAN
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0CURRENT TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum04135633678
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-05-09
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0SOUTH HADLEY & GRANBY CHAMBER OF COMMERC
ReturnHeader/Filer/BusinessNameControlTxt0SOUT
ReturnHeader/Filer/EIN0042468123
ReturnHeader/Filer/PhoneNum04135326451
ReturnHeader/Filer/USAddress/AddressLine1Txt02 LYMAN STREET
ReturnHeader/Filer/USAddress/CityNm0SOUTH HADLEY
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001075
ReturnHeader/IRSResponsiblePrtyInfoCurrInd00
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0134260189
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0BOISSELLE MORTON & WOLKOWICZ LLP
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt048 BAY ROAD PO BOX 374
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0HADLEY
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd001035
ReturnHeader/PreparerPersonGrp/PhoneNum04135870099
ReturnHeader/PreparerPersonGrp/PreparationDt02025-05-04
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0JOSEPH P WOLKOWICZ CPA
ReturnHeader/ReturnTs02025-05-09T09:31:32-05:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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