Civic Intelligence

Rcap Solutions Inc Formerly Rural Housing Improvement Inc

990 • Fiscal year 2016 • EIN 04-2454675

Jul 01, 2015 to Jun 30, 2016 • Filed on Mar 21, 2017

205 School StreetGardner, MA 01440

(800) 488-1969

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

88th percentile

0.87x

Higher debt load relative to assets than 88% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Liabilities / Revenue

29th percentile

0.15x

Higher debt load relative to revenue than 29% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Net Margin

47th percentile

1.7%

Higher net margin than 47% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Source year 2016

Top Officer Pay

Score unavailable

No value available

This filing does not contain officer compensation rows.

Source year 2016

Asset Growth

68th percentile

7.4%

Faster asset growth than 68% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Revenue Growth

63rd percentile

7.1%

Faster revenue growth than 63% of similar nonprofits.

2016 filings • 501(c)3 • $25M-$50M nonprofits • Annualized from 2015 to 2016

Assets

Up

$5,294,384

Up $362,695 (+7.4%) from 2015

Net Assets

Up

$686,272

Up $519,006 (+310%) from 2015

Liabilities

Down

$4,608,112

Down $156,311 (-3.3%) from 2015

Revenue

Up

$30,628,626

Up $2,032,250 (+7.1%) from 2015

Expenses

Up

$30,109,620

Up $1,159,909 (+4.0%) from 2015

Net Income

Up

$519,006

Up $872,341 (+247%) from 2015

Historical Trend

Balance Sheet Trend

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$15M$10M$5.0M$0Assets 2010: $4,329,926Liabilities 2010: $3,510,900Net Assets 2010: $819,0262010Assets 2011: $4,338,591Liabilities 2011: $3,382,117Net Assets 2011: $956,4742011Assets 2012: $3,983,947Liabilities 2012: $3,180,882Net Assets 2012: $803,0652012Assets 2013: $5,024,013Liabilities 2013: $4,303,867Net Assets 2013: $720,1462013Assets 2014: $5,093,062Liabilities 2014: $4,572,461Net Assets 2014: $520,6012014Assets 2015: $4,931,689Liabilities 2015: $4,764,423Net Assets 2015: $167,2662015Assets 2016: $5,294,384Liabilities 2016: $4,608,112Net Assets 2016: $686,2722016Assets 2017: $4,772,143Liabilities 2017: $3,891,027Net Assets 2017: $881,1162017Assets 2018: $4,804,817Liabilities 2018: $3,792,360Net Assets 2018: $1,012,4572018Assets 2019: $5,168,842Liabilities 2019: $3,839,308Net Assets 2019: $1,329,5342019Assets 2020: $6,427,378Liabilities 2020: $4,791,844Net Assets 2020: $1,635,5342020Assets 2021: $14,779,223Liabilities 2021: $11,924,132Net Assets 2021: $2,855,0912021Assets 2022: $9,084,523Liabilities 2022: $5,492,984Net Assets 2022: $3,591,5392022Assets 2023: $12,177,708Liabilities 2023: $8,890,614Net Assets 2023: $3,287,0942023Assets 2024: $12,579,550Liabilities 2024: $9,041,466Net Assets 2024: $3,538,0842024

Highlighted filing

2016

Assets$5,294,384
Liabilities$4,608,112
Net Assets$686,272

Operations Trend

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$100M$50M$0-$50MExpenses 2010: $26,302,5462010Revenue 2011: $26,697,518Expenses 2011: $26,560,070Net Income 2011: $137,4482011Expenses 2012: $27,645,5402012Revenue 2013: $29,148,160Expenses 2013: $29,231,079Net Income 2013: -$82,9192013Revenue 2014: $30,109,531Expenses 2014: $30,309,076Net Income 2014: -$199,5452014Revenue 2015: $28,596,376Expenses 2015: $28,949,711Net Income 2015: -$353,3352015Revenue 2016: $30,628,626Expenses 2016: $30,109,620Net Income 2016: $519,0062016Revenue 2017: $31,644,405Expenses 2017: $31,449,561Net Income 2017: $194,8442017Revenue 2018: $33,151,333Expenses 2018: $33,019,992Net Income 2018: $131,3412018Revenue 2019: $36,351,329Expenses 2019: $36,034,252Net Income 2019: $317,0772019Revenue 2020: $38,499,579Expenses 2020: $38,193,579Net Income 2020: $306,0002020Revenue 2021: $56,523,582Expenses 2021: $55,304,025Net Income 2021: $1,219,5572021Revenue 2022: $86,440,230Expenses 2022: $85,703,782Net Income 2022: $736,4482022Revenue 2023: $62,477,099Expenses 2023: $62,781,544Net Income 2023: -$304,4452023Revenue 2024: $67,244,674Expenses 2024: $66,993,684Net Income 2024: $250,9902024

Highlighted filing

2016

Revenue$30,628,626
Expenses$30,109,620
Net Income$519,006
Jump To
Filing Snapshot
Filing Period
Jul 1, 2015 to Jun 30, 2016
Signed
Mar 21, 2017
Return Version
2015v3.0
Gross Receipts
$30,628,626
Mission and Program Overview

Mission

Rental assistance received from a government agency under section 8 of the housing assistance payments program. Providing technical assistance and training to low-income rural communities and other agencies in order to provide or enhance their drinking water & waste disposal facilities. Manage hud 202 properties for the elderly.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments$425,110$2,555,539▲ $2,130,429
Pledges and Grants Receivable$1,609,785$909,431▼ $700,354
Accounts Receivable-$827,969-
Cash and Non-Interest-Bearing Accounts$2,313,538$514,682▼ $1,798,856
Land, Buildings, and Equipment, Net$549,191$422,087▼ $127,104
Prepaid Expenses and Deferred Charges$23,333$36,467▲ $13,134
Other Notes and Loans Receivable, Net-$19,032-
Total Assets$4,931,689$5,294,384▲ $362,695
Other Assets Total$10,732$9,177▼ $1,555
Liabilities
Deferred Revenue$2,325,216$2,597,729▲ $272,513
Mortgage Notes Payable Secured by Investment Property$1,095,407$917,562▼ $177,845
Accounts Payable and Accrued Expenses$741,618$781,141▲ $39,523
Escrow Account Liability$424,663$210,288▼ $214,375
Other Liabilities$177,519$101,392▼ $76,127
Total Liabilities$4,764,423$4,608,112▼ $156,311
Net Assets / Fund Balance
Unrestricted Net Assets$132,266$646,272▲ $514,006
Temporarily Rstr Net Assets$35,000$40,000▲ $5,000
Total Net Assets Fund Balance$167,266$686,272▲ $519,006
Total Liabilities and Net Assets / Fund Balance$4,931,689$5,294,384▲ $362,695

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$253,179$475,229$728,408
Equipment$49,598$445,624$495,222
Other Land Buildings$119,310$312,074$431,384
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Karen a KollerPresident & CEO/clerkFT$238,085$12,329$250,414
William MinkleSenior VP & Deputy DirectorFT$160,935$5,773$166,708
Krystyna DougertCFO (thru Jul 16)FT$147,310$1,317$148,627

Board Members and Trustees

NameTitle
Laura M DownsChairman of the Board
Edwin J Shanahan Iom CaeImmediate Past Chair
Heather DumaisVice Chair
Chantel BetheaDirector
Clementine BihigaDirector
Jessica MurdochDirector
Karen SlackDirector
Laura McgeeDirector
Sharyn a RiceDirector
Timothy Morse JrDirector
Sarah GalvinTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$30,107,736
Program Service Revenue
$503,140
Investment Income
$0
Other Revenue
$17,750
All Other Contributions
$81,043
Change in Net Assets
$519,006
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Grants and Similar Amounts Paid$24,077,113
Salaries, Compensation, and Employee Benefits$4,168,846
Other Expenses$1,863,661
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$24,077,113--$24,077,113
Other Salaries and Wages$2,626,737$557,677-$3,184,414
Occupancy$326,366$159,753-$486,119
Current Officers, Directors, Trustees, and Key Employees$13,554$369,100-$382,654
Payroll Taxes$269,191$77,342-$346,533
Other Employee Benefits$194,296$60,949-$255,245
Travel$224,442$16,759-$241,201
Depreciation Depletion$107,039$48,068-$155,107
Fees for Services Other$127,250$22,447-$149,697
Fees for Services Management-$134,909-$134,909
Office Expenses$67,912$41,847-$109,759
Fees for Services Accounting$11,333$30,597-$41,930
Fees for Services Lobbying-$37,167-$37,167
Insurance-$25,481-$25,481
Other Expenses$19,867$3,462-$23,329
Conferences and Meetings$8,212$9,540-$17,752
Fees for Services Legal$1,431$12,782-$14,213
Interest$7,929$3,711-$11,640
Advertising$1,268$2,866-$4,134
All Other Expenses-$3,106-$3,106
Total Functional Expenses$28,452,925$1,656,695$0$30,109,620
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
Yes
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Capital Lease Payable$101,392
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
Yes
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11

The form 990 is reviewed by the president and ceo. Once final approval has been obtained, the form 990 is submitted to the board of directors, reviewed by the compensation committee, and voted on for approval. Filing is completed by rcap solutions' auditing firm (kevin p. Martin & associates).

Form 990, Part VI, Section B, Line 12C

Rcap solutions conducts policy and procedures training to all employees and staff on an annual basis. As part of the training the rcap solutions conflict of interest policy is covered. All employees are required to sign the conflict of interest policy on an annual basis. Additionally, all new employees undergo a thorough new employee orientation program. As part of the orientation training the rcap solutions conflict of interest policy is covered as well as the requirement for new employees to complete and sign the rcap solutions conflict of interest questionnaire. This training, compliance, and monitoring is under the authority of the rcap solutions' human resources department. In addition, the board of directors conducts a review of compliance with the conflict of interest policy annually each september.

Form 990, Part VI, Section B, Line 15

The board of directors has a compensation committee which reviews an annual study prepared by an independent executive compensation consultant. The ceo's total compensation is voted on and approved by the ceo compensation committee and then by the full board of directors annually. All other employees go through a yearly evaluation by their managers starting in july & finishing in september. Six different competencies are evaluated and goals are set for the coming year. A weighted point system is used to determine a salary increase (if any).

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, form 990 and financial statements available to the public upon written request to the president of the board of directors or by inspection at the gardner office. In addition, the form 990 is available via guidestar and the massachusetts attorney general's website.

Filing and Contact Details

Filer

Filer Name
Rcap Solutions Inc
EIN
04-2454675
Phone
8004881969
Address
205 SCHOOL STREET, GARDNER, MA 01440

Signing Officer

Name
Karen Koller
Title
President/CEO
Phone
9782975300
Signed
2017-03-21
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Karen Koller
Formed
1969
Legal Domicile
Ma
Voting Board Members
11
Independent Board Members
11
Employees
96
Volunteers
135

Preparer

Firm
Kevin P Martin Associates Pc
Address
10 FORBES WEST, BRAINTREE, MA 02184
Preparer
Jolanta Tuck CPA
Phone
7813803520
Supplemental Narrative

Financial Statement Notes

PART IV, LINE 2B:

Funds held in escrow for tenants who are participating in the family self-sufficiency program under the hud section 8 choice housing voucher program. A portion of the family's monthly rent payment is placed into escrow account. Upon successful completion of the program, the escrowed funds are turned over to the family. If the participant does not complete the program or if they are terminated due to noncompliance with program requirements, the funds are retained by the organization.

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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt80
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt90
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt100
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt110
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt120
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt130
IRS990/Form990PartVIISectionAGrp/TitleTxt0VICE CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt1DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt2IMMEDIATE PAST CHAIR
IRS990/Form990PartVIISectionAGrp/TitleTxt3DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt4PRESIDENT & CEO/CLERK
IRS990/Form990PartVIISectionAGrp/TitleTxt5CHAIRMAN OF THE BOARD
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12CFO (THRU JUL 16)
IRS990/Form990PartVIISectionAGrp/TitleTxt13SENIOR VP & DEPUTY DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/FormationYr01969
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedBasisGrp/ConsolidatedBasisFinclStmtInd0X
IRS990/FSAuditedInd01
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt011
IRS990/GovernmentGrantsAmt030026693
IRS990/GrantAmt024077113
IRS990/GrantsToDomesticIndividualsGrp/ProgramServicesAmt024077113
IRS990/GrantsToDomesticIndividualsGrp/TotalAmt024077113
IRS990/GrantsToIndividualsInd01
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt030628626
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt011
IRS990/IndivRcvdGreaterThan100KCnt03
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartIIIInd0X
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InsuranceGrp/ManagementAndGeneralAmt025481
IRS990/InsuranceGrp/TotalAmt025481
IRS990/InterestGrp/ManagementAndGeneralAmt03711
IRS990/InterestGrp/ProgramServicesAmt07929
IRS990/InterestGrp/TotalAmt011640
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt031
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt01232927
IRS990/LandBldgEquipBasisNetGrp/BOYAmt0549191
IRS990/LandBldgEquipBasisNetGrp/EOYAmt0422087
IRS990/LandBldgEquipCostOrOtherBssAmt01655014
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LobbyingActivitiesInd01
IRS990/LocalChaptersInd01
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembersOrStockholdersInd00
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt017750
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt017750
IRS990/MissionDesc0RENTAL ASSISTANCE RECEIVED FROM A GOVERNMENT AGENCY UNDER SECTION 8 OF THE HOUSING ASSISTANCE PAYMENTS PROGRAM. PROVIDING TECHNICAL ASSISTANCE AND TRAINING TO LOW-INCOME RURAL COMMUNITIES AND OTHER AGENCIES IN ORDER TO PROVIDE OR ENHANCE THEIR DRINKING WATER & WASTE DISPOSAL FACILITIES. MANAGE HUD 202 PROPERTIES FOR THE ELDERLY.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt01095407
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt0917562
IRS990/NetAssetsOrFundBalancesBOYAmt0167266
IRS990/NetAssetsOrFundBalancesEOYAmt0686272
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoncashContributionsAmt013465
IRS990/NondeductibleContributionsInd00
IRS990/OccupancyGrp/ManagementAndGeneralAmt0159753
IRS990/OccupancyGrp/ProgramServicesAmt0326366
IRS990/OccupancyGrp/TotalAmt0486119
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt041847
IRS990/OfficeExpensesGrp/ProgramServicesAmt067912
IRS990/OfficeExpensesGrp/TotalAmt0109759
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501c3Ind0X
IRS990/OrganizationFollowsSFAS117Ind0X
IRS990/OtherAssetsTotalGrp/BOYAmt010732
IRS990/OtherAssetsTotalGrp/EOYAmt09177
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt060949
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt0194296
IRS990/OtherEmployeeBenefitsGrp/TotalAmt0255245
IRS990/OtherExpensesGrp/Desc0PROVISION MATERIAL GOOD
IRS990/OtherExpensesGrp/Desc1PROGRAM SUPPLIES & MATE
IRS990/OtherExpensesGrp/Desc2MEMBERSHIP DUES
IRS990/OtherExpensesGrp/Desc3STAFF TRAINING
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt08687
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt130445
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt23462
IRS990/OtherExpensesGrp/ProgramServicesAmt0261333
IRS990/OtherExpensesGrp/ProgramServicesAmt199017
IRS990/OtherExpensesGrp/ProgramServicesAmt28635
IRS990/OtherExpensesGrp/ProgramServicesAmt319867
IRS990/OtherExpensesGrp/TotalAmt0261333
IRS990/OtherExpensesGrp/TotalAmt1107704
IRS990/OtherExpensesGrp/TotalAmt239080
IRS990/OtherExpensesGrp/TotalAmt323329
IRS990/OtherLiabilitiesGrp/BOYAmt0177519
IRS990/OtherLiabilitiesGrp/EOYAmt0101392
IRS990/OtherRevenueTotalAmt017750
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0557677
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt02626737
IRS990/OtherSalariesAndWagesGrp/TotalAmt03184414
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt019032
IRS990/PartialLiquidationInd00
IRS990/PayPremiumsPrsnlBnftCntrctInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt077342
IRS990/PayrollTaxesGrp/ProgramServicesAmt0269191
IRS990/PayrollTaxesGrp/TotalAmt0346533
IRS990/PledgesAndGrantsReceivableGrp/BOYAmt01609785
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt0909431
IRS990/PoliciesReferenceChaptersInd01
IRS990/PoliticalCampaignActyInd00
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt023333
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt036467
IRS990/PrincipalOfficerNm0KAREN KOLLER
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531390
IRS990/ProgramServiceRevenueGrp/BusinessCd1531390
IRS990/ProgramServiceRevenueGrp/BusinessCd2531390
IRS990/ProgramServiceRevenueGrp/BusinessCd3531390
IRS990/ProgramServiceRevenueGrp/BusinessCd4531390
IRS990/ProgramServiceRevenueGrp/Desc0PROPERTY MANAGEMENT FEES
IRS990/ProgramServiceRevenueGrp/Desc1CONSULTING
IRS990/ProgramServiceRevenueGrp/Desc2INTERNAL SUBSIDY INCOME
IRS990/ProgramServiceRevenueGrp/Desc3INDIRECT FEE INCOME
IRS990/ProgramServiceRevenueGrp/Desc4PROPERTY DEVELOPMENT FEE
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0303392
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1128763
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt233353
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt319406
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt415619
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0303392
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1128763
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt233353
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt319406
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt415619
IRS990/ProgSrvcAccomActy2Grp/Desc0COMMUNITY RESOURCES - THE COMMUNITY RESOURCES DIVISION WORKS WITH THE COMMUNITIES THROUGHOUT THE NORTHEAST, PUERTO RICO AND THE U.S. VIRGIN ISLANDS TO PROMOTE PUBLIC, ENVIRONMENTAL, AND ECONOMIC HEALTH BY PROVIDING CONSULTING, PLANNING, FINANCING, BUILD-OUT OVERSIGHT, REGULATORY AND COMPLIANCE OVERSIGHT, MANAGEMENT, AND OPERATIONAL SUPPORT FOR A WIDE RANGE OF COMMUNITY DEVELOPMENT AND INFRASTRUCTURE PROJECTS.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01665347
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt0127263
IRS990/ProgSrvcAccomActy3Grp/Desc0PROPERTY MANAGEMENT AND DEVELOPMENT - THE PROPERTY MANAGEMENT AND DEVELOPMENT DIVISION OVERSEES THE OPERATIONS OF ALL RESIDENTIAL RENTAL PROPERTIES, AS WELL AS DEVELOPMENT ACTIVITY, TO ITS PROPERTIES LOCATED IN CENTRAL MASSACHUSETTS. THE COMPANY'S PORTFOLIO CURRENTLY INCLUDES NINE AFFORDABLE HOUSING PROJECTS.
IRS990/ProgSrvcAccomActy3Grp/ExpenseAmt0188083
IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0289012
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt028122689
IRS990/PYExcessBenefitTransInd00
IRS990/PYGrantsAndSimilarPaidAmt022825875
IRS990/PYInvestmentIncomeAmt09
IRS990/PYOtherExpensesAmt01709282
IRS990/PYOtherRevenueAmt0-3942
IRS990/PYProgramServiceRevenueAmt0477620
IRS990/PYRevenuesLessExpensesAmt0-353335
IRS990/PYSalariesCompEmpBnftPaidAmt04414554
IRS990/PYTotalExpensesAmt028949711
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt028596376
IRS990/QuidProQuoContributionsInd00
IRS990/RcvFndsToPayPrsnlBnftCntrctInd00
IRS990/ReconcilationRevenueExpnssAmt0519006
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd01
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd01
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt044358
IRS990/SavingsAndTempCashInvstGrp/BOYAmt0425110
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02555539
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearAmt030107736
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus1YearAmt028122689
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus2YearsAmt029564961
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus3YearsAmt028570684
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/CurrentTaxYearMinus4YearsAmt027016374
IRS990ScheduleA/GiftsGrantsContriRcvd170Grp/TotalAmt0143382444
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus1YearAmt09
IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus2YearsAmt09
IRS990ScheduleA/GrossInvestmentIncome170Grp/TotalAmt018
IRS990ScheduleA/GrossReceiptsRltdActivitiesAmt02522549
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearAmt017750
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus1YearAmt012440
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus2YearsAmt013555
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus3YearsAmt040001
IRS990ScheduleA/OtherIncome170Grp/CurrentTaxYearMinus4YearsAmt02449
IRS990ScheduleA/OtherIncome170Grp/TotalAmt086195
IRS990ScheduleA/PublicOrganization170Ind0X
IRS990ScheduleA/PublicSupportCY170Pct00.99940
IRS990ScheduleA/PublicSupportPY170Pct00.99930
IRS990ScheduleA/PublicSupportTotal170Amt0143382444
IRS990ScheduleA/ThirtyThrPctSuprtTestsCY170Ind0X
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearAmt030107736
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus1YearAmt028122689
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus2YearsAmt029564961
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus3YearsAmt028570684
IRS990ScheduleA/TotalCalendarYear170Grp/CurrentTaxYearMinus4YearsAmt027016374

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Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.6$9.04$3.54$67.2$67.0$0.25
2023Detailed filing. Detailed filing data is available for this year.$12.2$8.89$3.29$62.5$62.8$0.30
2022Detailed filing. Detailed filing data is available for this year.$9.08$5.49$3.59$86.4$85.7$0.74
2021Detailed filing. Detailed filing data is available for this year.$14.8$11.9$2.86$56.5$55.3$1.22
2020Detailed filing. Detailed filing data is available for this year.$6.43$4.79$1.64$38.5$38.2$0.31
2019Detailed filing. Detailed filing data is available for this year.$5.17$3.84$1.33$36.4$36.0$0.32
2018Detailed filing. Detailed filing data is available for this year.$4.80$3.79$1.01$33.2$33.0$0.13
2017Detailed filing. Detailed filing data is available for this year.$4.77$3.89$0.88$31.6$31.4$0.19
2016Detailed filing. Detailed filing data is available for this year.$5.29$4.61$0.69$30.6$30.1$0.52
2015Detailed filing. Detailed filing data is available for this year.$4.93$4.76$0.17$28.6$28.9$0.35
2014Detailed filing. Detailed filing data is available for this year.$5.09$4.57$0.52$30.1$30.3$0.20
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$5.02$4.30$0.72$29.1$29.2$0.08
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$3.98$3.18$0.80$27.6
2011Summary only. Only limited summary data is available for this year.$4.34$3.38$0.96$26.7$26.6$0.14
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$4.33$3.51$0.82$26.3