Civic Intelligence

Premier Source Credit Union

990 • Fiscal year 2016 • EIN 04-2444639

Jan 01, 2016 to Dec 31, 2016 • Filed on Mar 05, 2018

Organization ProfileWWW.PREMIER-SOURCECU.COM

View Organization Page

232 North Main StreetEast Longmeadow, MA 01028-1803

(413) 525-2002

Siviq Scores

Precomputed percentiles for this filing year versus similar nonprofits in the same peer cohort.

Liabilities / Assets

33rd percentile

0.87x

Higher debt load relative to assets than 33% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Liabilities / Revenue

60th percentile

20.31x

Higher debt load relative to revenue than 60% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Net Margin

5th percentile

-12%

Higher net margin than 5% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Top Officer Pay

46th percentile

$130,928

Higher top officer pay than 46% of similar nonprofits.

Top officer pay equals 4.5% of source-year revenue.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Source year 2016

Asset Growth

6th percentile

-2.6%

Faster asset growth than 6% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Revenue Growth

10th percentile

-3.0%

Faster revenue growth than 10% of similar nonprofits.

2016 filings • 501(c)14 • $50M-$100M nonprofits • Annualized from 2015 to 2016

Balance Sheet
Liabilities / Assets33rd percentile

Assets

Down

$68,037,618

Down $1,827,665 (-2.6%) from 2015

Net Assets

Down

$8,507,780

Down $505,963 (-5.6%) from 2015

Liabilities

Down

$59,529,838

Down $1,321,702 (-2.2%) from 2015

Revenue And Expenses
Liabilities / Revenue60th percentileNet Margin5th percentile

Revenue

Down

$2,930,356

Down $89,662 (-3.0%) from 2015

Expenses

Down

$3,284,984

Down $34,025 (-1.0%) from 2015

Net Income

Down

-$354,628

Down $55,637 (-19%) from 2015

Historical Trend

Balance Sheet Trend

Asset Growth6th percentile

The highlighted filing sits inside the broader history for assets, liabilities, and net assets.

$80M$60M$40M$20M$0Assets 2010: $36,383,351Liabilities 2010: $32,812,928Net Assets 2010: $3,570,4232010Assets 2011: $37,599,860Liabilities 2011: $33,839,895Net Assets 2011: $3,759,9652011Assets 2012: $39,532,714Liabilities 2012: $35,484,699Net Assets 2012: $4,048,0152012Assets 2013: $67,791,099Liabilities 2013: $58,362,838Net Assets 2013: $9,428,2612013Assets 2014: $68,803,253Liabilities 2014: $59,350,885Net Assets 2014: $9,452,3682014Assets 2015: $69,865,283Liabilities 2015: $60,851,540Net Assets 2015: $9,013,7432015Assets 2016: $68,037,618Liabilities 2016: $59,529,838Net Assets 2016: $8,507,7802016Assets 2017: $64,230,462Liabilities 2017: $55,809,339Net Assets 2017: $8,421,1232017Assets 2018: $62,230,796Liabilities 2018: $53,930,574Net Assets 2018: $8,300,2222018

Highlighted filing

2016

Assets$68,037,618
Liabilities$59,529,838
Net Assets$8,507,780
Open 2016 Filing

Operations Trend

Revenue Growth10th percentile

Revenue, expenses, and net income across loaded years, with this filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,072,3802010Expenses 2011: $2,027,3422011Revenue 2012: $2,266,925Expenses 2012: $1,983,617Net Income 2012: $283,3082012Revenue 2013: $3,103,170Expenses 2013: $2,610,050Net Income 2013: $493,1202013Revenue 2014: $3,080,473Expenses 2014: $3,326,387Net Income 2014: -$245,9142014Revenue 2015: $3,020,018Expenses 2015: $3,319,009Net Income 2015: -$298,9912015Revenue 2016: $2,930,356Expenses 2016: $3,284,984Net Income 2016: -$354,6282016Revenue 2017: $2,922,187Expenses 2017: $3,051,761Net Income 2017: -$129,5742017Revenue 2018: $3,216,300Expenses 2018: $3,113,247Net Income 2018: $103,0532018

Highlighted filing

2016

Revenue$2,930,356
Expenses$3,284,984
Net Income-$354,628
Open 2016 Filing
Jump To
Filing Snapshot
Filing Period
Jan 1, 2016 to Dec 31, 2016
Signed
Mar 5, 2018
Return Version
2016v3.1
Gross Receipts
$3,249,916
Mission and Program Overview

Mission

Credit union - thrift services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$34,547,297$33,611,983▼ $935,314
Savings and Temporary Cash Investments$14,674,487$15,571,746▲ $897,259
Investments in Publicly Traded Securities$15,707,961$14,541,559▼ $1,166,402
Land, Buildings, and Equipment, Net$2,362,041$2,242,825▼ $119,216
Cash and Non-Interest-Bearing Accounts$825,748$656,325▼ $169,423
Receivables From Officers Etc$256,236$244,358▼ $11,878
Investments Other Securities$128,900$128,900→ $0
Prepaid Expenses and Deferred Charges$97,845$90,536▼ $7,309
Total Assets$69,865,282$68,037,618▼ $1,827,664
Other Assets Total$1,264,767$949,386▼ $315,381
Liabilities
Other Liabilities$60,740,018$59,457,650▼ $1,282,368
Accounts Payable and Accrued Expenses$111,522$72,188▼ $39,334
Total Liabilities$60,851,540$59,529,838▼ $1,321,702
Net Assets / Fund Balance
Unrestricted Net Assets$9,013,742$8,507,780▼ $505,962
Total Net Assets Fund Balance$9,013,742$8,507,780▼ $505,962
Total Liabilities and Net Assets / Fund Balance$69,865,282$68,037,618▼ $1,827,664

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,481,952$605,321$2,087,273
Equipment$147,584$804,247$951,831
Land$606,503-$606,503
Leasehold Improvements$6,786$59,251$66,037
Compensation and Service Providers
Top Officer Pay46th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Bonnie J RaymondC.e.o.FT$121,399$9,529$130,928

Board Members and Trustees

NameTitle
Richard GrabiecChairman
Andrew NetherwoodDirector
Barbara CharestDirector
David KrugerDirector
Douglas MellisDirector
Joseph FranciscoDirector
Judy JacksonDirector
Madhu ShahDirector
Michael DobiseDirector
Susan GouletDirector
Sandra WoodrowClerk
George ReichTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Fiserv Credit Union SolutionsCore Processing75 REMITTANCE DR - SUITE 6958, Chicago, IL 60675$284,222
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,731,610
Investment Income
$542,259
Other Revenue
$656,487
Change in Net Assets
$-354,628

Audited Revenue Reconciliation

Revenue per Audited Statements
$2,930,356
Total Revenue per Audited Statements
$2,930,356
Total Revenue per Form 990
$2,930,356
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$2,092,613
Salaries, Compensation, and Employee Benefits$1,192,371
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages---$879,757
Interest---$288,544
Depreciation Depletion---$220,837
Current Officers, Directors, Trustees, and Key Employees---$121,399
Occupancy---$115,531
Other Employee Benefits---$109,042
Payroll Taxes---$82,173
Other Expenses---$27,430
Total Functional Expenses$0$0$0$3,284,984

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$3,284,984
Total Expenses per Audited Statements$3,284,984
Total Expenses per Form 990$3,284,984
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$256,236$244,358▼ $11,878
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Share Accounts$59,457,650
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“Persons who meet the requirements of the organizations field of membership who hold at least one share of capital.”

Form 990, Page 6, Part VI, Line 7A

“Each member has a vote at the election of the board of directors.”

Form 990, Page 6, Part VI, Line 7B

“Any changes to the incorporating documents are approved by the membership.”

Form 990, Page 6, Part VI, Line 11B

“Responsible party reviews form 990; copy is provided to audit committee prior to completion. Final numbers are reconciled to audited financial statements.”

Form 990, Page 6, Part VI, Line 12C

“Annual review by committee”

Form 990, Page 6, Part VI, Line 15A

“Human resource committee determines compensation on an annual basis.”

Form 990, Page 6, Part VI, Line 15B

“Human resource committee determines compensation on an annual basis.”

Form 990, Page 6, Part VI, Line 19

“The financial statements are posted in each credit union's office lobby at each month end. Governing policies and documents are available upon request.”

Filing and Contact Details

Filer

Filer Name
Premier Source Credit Union
EIN
04-2444639
Phone
4135252002
Address
232 NORTH MAIN STREET, EAST LONGMEADOW, MA 01028-1803

Signing Officer

Name
Bonnie J Raymond
Title
C.e.o.
Phone
4135252002
Signed
2018-03-05

Organization Details

Principal Officer
Bonnie J Raymond
Formed
1941
Legal Domicile
Ma
Voting Board Members
13
Independent Board Members
12
Employees
23
Volunteers
12

Preparer

Firm
Garvey Steele & Company Llp
Address
PO BOX 397, MYSTIC, CT 06355-0397
Preparer
Richard B Steele CPA
Phone
8605369831
Supplemental Narrative

Additional Explanations

Form 990, Page 1, Item B

“Return is being amended to restate certain expense allocations - specifically rental income and expense and non member atm service income and expense.”

Form 990, Page 2, Part III, Line 4D

“Maintenance of member share and deposit accounts. Maintenance of member loan accounts.”

Raw XML AppendixShowing 400 of 426 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/OtherExpensesGrp/Desc1OPERATING EXPENSES
IRS990/OtherExpensesGrp/Desc2PROVISION FOR LOAN LOSSES
IRS990/OtherExpensesGrp/Desc3ALLOCATED OPERATING EXPEN
IRS990/OtherExpensesGrp/TotalAmt0893557
IRS990/OtherExpensesGrp/TotalAmt1332407
IRS990/OtherExpensesGrp/TotalAmt2214307
IRS990/OtherExpensesGrp/TotalAmt327430
IRS990/OtherLiabilitiesGrp/BOYAmt060740018
IRS990/OtherLiabilitiesGrp/EOYAmt059457650
IRS990/OtherRevenueMiscGrp/BusinessCd0522291
IRS990/OtherRevenueMiscGrp/Desc0MEMBER SERVICE FEES
IRS990/OtherRevenueMiscGrp/Desc1OTHER FEE INCOME
IRS990/OtherRevenueMiscGrp/Desc2NON MEMBER ATM FEES
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt0394978
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1247230
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt0394978
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1247230
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt24951
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt04951
IRS990/OtherRevenueTotalAmt0647159
IRS990/OtherSalariesAndWagesGrp/TotalAmt0879757
IRS990/OtherWebsiteInd0X
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt034547297
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt033611983
IRS990/PartialLiquidationInd0false
IRS990/PayrollTaxesGrp/TotalAmt082173
IRS990/PoliciesReferenceChaptersInd0true
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt097845
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt090536
IRS990/PrincipalOfficerNm0BONNIE J RAYMOND
IRS990/ProfessionalFundraisingInd0false
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST ON LOANS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01731610
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01731610
IRS990/ProgSrvcAccomActyOtherGrp/Desc0MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS. MAINTENANCE OF MEMBER LOAN ACCOUNTS.
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYGrantsAndSimilarPaidAmt02000
IRS990/PYInvestmentIncomeAmt0517423
IRS990/PYOtherExpensesAmt02084386
IRS990/PYOtherRevenueAmt0695834
IRS990/PYProgramServiceRevenueAmt01806761
IRS990/PYRevenuesLessExpensesAmt0-298991
IRS990/PYSalariesCompEmpBnftPaidAmt01232623
IRS990/PYTotalExpensesAmt03319009
IRS990/PYTotalRevenueAmt03020018
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0256236
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0244358
IRS990/ReconcilationRevenueExpnssAmt0-354628
IRS990/RegularMonitoringEnfrcInd0true
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/RentalIncomeOrLossGrp/RealAmt09328
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/SavingsAndTempCashInvstGrp/BOYAmt014674487
IRS990/SavingsAndTempCashInvstGrp/EOYAmt015571746
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt01481952
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0605321
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt02087273
IRS990ScheduleD/EquipmentGrp/BookValueAmt0147584
IRS990ScheduleD/EquipmentGrp/DepreciationAmt0804247
IRS990ScheduleD/EquipmentGrp/OtherCostOrOtherBasisAmt0951831
IRS990ScheduleD/ExpensesSubtotalAmt03284984
IRS990ScheduleD/LandGrp/BookValueAmt0606503
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt0606503
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt06786
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt059251
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt066037
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt059457650
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARE ACCOUNTS
IRS990ScheduleD/RevenueSubtotalAmt02930356
IRS990ScheduleD/TotalBookValueLandBuildingsAmt02242825
IRS990ScheduleD/TotalExpensesPerForm990Amt03284984
IRS990ScheduleD/TotalLiabilityAmt059457650
IRS990ScheduleD/TotalRevenuePerForm990Amt02930356
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt02930356
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt03284984
IRS990/ScheduleJRequiredInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt0244358
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/DefaultInd0false
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/LoanFromOrganizationInd0X
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/OriginalPrincipalAmt0337824
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/PersonNm0VARIOUS OFFICER DIRECTOR LOANS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/RelationshipWithOrgTxt0OFFICERS & DIRECTORS
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/WrittenAgreementInd0true
IRS990ScheduleL/TotalBalanceDueAmt0244358
IRS990/ScheduleORequiredInd0true
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0RETURN IS BEING AMENDED TO RESTATE CERTAIN EXPENSE ALLOCATIONS - SPECIFICALLY RENTAL INCOME AND EXPENSE AND NON MEMBER ATM SERVICE INCOME AND EXPENSE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS. MAINTENANCE OF MEMBER LOAN ACCOUNTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2PERSONS WHO MEET THE REQUIREMENTS OF THE ORGANIZATIONS FIELD OF MEMBERSHIP WHO HOLD AT LEAST ONE SHARE OF CAPITAL.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3EACH MEMBER HAS A VOTE AT THE ELECTION OF THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4ANY CHANGES TO THE INCORPORATING DOCUMENTS ARE APPROVED BY THE MEMBERSHIP.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5RESPONSIBLE PARTY REVIEWS FORM 990; COPY IS PROVIDED TO AUDIT COMMITTEE PRIOR TO COMPLETION. FINAL NUMBERS ARE RECONCILED TO AUDITED FINANCIAL STATEMENTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6ANNUAL REVIEW BY COMMITTEE
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7HUMAN RESOURCE COMMITTEE DETERMINES COMPENSATION ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8HUMAN RESOURCE COMMITTEE DETERMINES COMPENSATION ON AN ANNUAL BASIS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9THE FINANCIAL STATEMENTS ARE POSTED IN EACH CREDIT UNION'S OFFICE LOBBY AT EACH MONTH END. GOVERNING POLICIES AND DOCUMENTS ARE AVAILABLE UPON REQUEST.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 1, ITEM B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8FORM 990, PAGE 6, PART VI, LINE 15B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9FORM 990, PAGE 6, PART VI, LINE 19
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IRS990/SignificantChangeInd0false
IRS990/SignificantNewProgramSrvcInd0false
IRS990/SubjectToProxyTaxInd0false
IRS990/TaxablePartyNotificationInd0false
IRS990/TaxExemptBondsInd0false
IRS990/TempOrPermanentEndowmentsInd0false
IRS990/TerminateOperationsInd0false
IRS990/TotalAssetsBOYAmt069865282
IRS990/TotalAssetsEOYAmt068037618
IRS990/TotalAssetsGrp/BOYAmt069865282
IRS990/TotalAssetsGrp/EOYAmt068037618
IRS990/TotalCompGreaterThan150KInd0false
IRS990/TotalEmployeeCnt023
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt00
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt00
IRS990/TotalFunctionalExpensesGrp/TotalAmt03284984
IRS990/TotalGrossUBIAmt04951
IRS990/TotalLiabilitiesBOYAmt060851540
IRS990/TotalLiabilitiesEOYAmt059529838
IRS990/TotalLiabilitiesGrp/BOYAmt060851540
IRS990/TotalLiabilitiesGrp/EOYAmt059529838
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt09013742
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt08507780
IRS990/TotalOtherCompensationAmt09529
IRS990/TotalProgramServiceRevenueAmt01731610
IRS990/TotalReportableCompFromOrgAmt0121399
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt02925405
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt02930356
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt04951
IRS990/TotalVolunteersCnt012
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt069865282
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt068037618
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd0true
IRS990/UnrestrictedNetAssetsGrp/BOYAmt09013742
IRS990/UnrestrictedNetAssetsGrp/EOYAmt08507780
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt0232 NORTH MAIN ST
IRS990/USAddress/AddressLine2Txt0232 NORTH MAIN ST
IRS990/USAddress/CityNm0EAST LONGMEADOW
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001028
IRS990/VotingMembersGoverningBodyCnt013
IRS990/VotingMembersIndependentCnt012
IRS990/WebsiteAddressTxt0WWW.PREMIER-SOURCECU.COM
IRS990/WhistleblowerPolicyInd0false
ReturnHeader/BuildTS02018-03-14 21:41:22Z
ReturnHeader/BusinessOfficerGrp/PersonNm0BONNIE J RAYMOND
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0C.E.O.

Document Assets

No mirrored PDF or thumbnail assets are attached yet.

Filings

Displayed year

2016 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$68,037,618
Liabilities
$59,529,838
Net assets
$8,507,780
Revenue
$2,930,356
Expenses
$3,284,984
Net income
-$354,628
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$62.2$53.9$8.30$3.22$3.11$0.10
2017Detailed filing. Detailed filing data is available for this year.$64.2$55.8$8.42$2.92$3.05$0.13
2016Detailed filing. Detailed filing data is available for this year.$68.0$59.5$8.51$2.93$3.28$0.35
2015Detailed filing. Detailed filing data is available for this year.$69.9$60.9$9.01$3.02$3.32$0.30
2014Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$68.8$59.4$9.45$3.08$3.33$0.25
2013Detailed filing. Detailed filing data is available for this year.$67.8$58.4$9.43$3.10$2.61$0.49
2012Summary only. Only limited summary data is available for this year.$39.5$35.5$4.05$2.27$1.98$0.28
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$37.6$33.8$3.76$2.03
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$36.4$32.8$3.57$2.07
Peer Organizations

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