Civic Intelligence

North Shore Community Action Programs Inc.

EIN 04-2385280 • 501(c)3 • Peabody, MA

Pub. 78 Eligible

View Organization Page

Profile

North shore community action programs, inc. Empowers people to achieve social and economic stability through services and education in partnership with the community.

119 Rear Foster Street Building 13Peabody, MA 01960

nscap.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

90th percentile

0.89x

Higher debt load relative to assets than 90% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Liabilities / Revenue

52nd percentile

0.24x

Higher debt load relative to revenue than 52% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Net Margin

28th percentile

-2.6%

Higher net margin than 28% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Top Officer Pay

40th percentile

$159,895

Higher top officer pay than 40% of similar nonprofits.

Top officer pay equals 1.4% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2025

Asset Growth

19th percentile

-4.6%

Faster asset growth than 19% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Revenue Growth

27th percentile

-3.5%

Faster revenue growth than 27% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets90th percentile

Assets

Down

$3,148,918

Down $151,768 (-4.6%) from 2024

Liabilities

Up

$2,812,186

Up $158,476 (+6.0%) from 2024

Net Assets

Down

$336,732

Down $310,244 (-48%) from 2024

Operations
Liabilities / Revenue52nd percentileNet Margin28th percentile

Revenue

Down

$11,828,378

Down $429,518 (-3.5%) from 2024

Expenses

Down

$12,138,622

Down $83,118 (-0.7%) from 2024

Net Income

Down

-$310,244

Down $346,400 (-958%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth19th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$4.0M$3.0M$2.0M$1.0M$0Assets 2010: $1,454,282Liabilities 2010: $724,439Net Assets 2010: $729,8432010Assets 2011: $1,353,763Liabilities 2011: $635,233Net Assets 2011: $718,5302011Assets 2012: $1,237,885Liabilities 2012: $589,530Net Assets 2012: $648,3552012Assets 2013: $1,374,543Liabilities 2013: $694,745Net Assets 2013: $679,7982013Assets 2014: $1,551,005Liabilities 2014: $894,935Net Assets 2014: $656,0702014Assets 2015: $1,502,569Liabilities 2015: $807,920Net Assets 2015: $694,6492015Assets 2016: $1,673,399Liabilities 2016: $587,730Net Assets 2016: $1,085,6692016Assets 2017: $1,778,608Liabilities 2017: $535,201Net Assets 2017: $1,243,4072017Assets 2018: $1,957,421Liabilities 2018: $635,401Net Assets 2018: $1,322,0202018Assets 2019: $2,083,280Liabilities 2019: $717,303Net Assets 2019: $1,365,9772019Assets 2020: $2,451,812Liabilities 2020: $992,966Net Assets 2020: $1,458,8462020Assets 2021: $2,572,434Liabilities 2021: $1,204,897Net Assets 2021: $1,367,5372021Assets 2022: $1,564,470Liabilities 2022: $790,774Net Assets 2022: $773,6962022Assets 2023: $3,491,252Liabilities 2023: $2,880,432Net Assets 2023: $610,8202023Assets 2024: $3,300,686Liabilities 2024: $2,653,710Net Assets 2024: $646,9762024Assets 2025: $3,148,918Liabilities 2025: $2,812,186Net Assets 2025: $336,7322025

Highlighted filing

2025

Assets$3,148,918
Liabilities$2,812,186
Net Assets$336,732
Open 2025 Filing

Operations Trend

Revenue Growth27th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$15M$10M$5.0M$0-$5.0MExpenses 2010: $10,097,2202010Revenue 2011: $9,791,118Expenses 2011: $9,802,402Net Income 2011: -$11,2842011Expenses 2012: $8,374,1212012Revenue 2013: $8,422,351Expenses 2013: $8,428,378Net Income 2013: -$6,0272013Revenue 2014: $8,498,914Expenses 2014: $8,522,642Net Income 2014: -$23,7282014Revenue 2015: $8,591,819Expenses 2015: $8,557,420Net Income 2015: $34,3992015Revenue 2016: $9,236,036Expenses 2016: $8,752,918Net Income 2016: $483,1182016Revenue 2017: $9,283,495Expenses 2017: $9,125,757Net Income 2017: $157,7382017Revenue 2018: $9,991,237Expenses 2018: $9,911,041Net Income 2018: $80,1962018Revenue 2019: $10,406,946Expenses 2019: $10,378,075Net Income 2019: $28,8712019Revenue 2020: $9,912,999Expenses 2020: $9,840,491Net Income 2020: $72,5082020Revenue 2021: $10,364,701Expenses 2021: $10,468,820Net Income 2021: -$104,1192021Revenue 2022: $12,362,977Expenses 2022: $12,884,366Net Income 2022: -$521,3892022Revenue 2023: $11,562,899Expenses 2023: $11,725,775Net Income 2023: -$162,8762023Revenue 2024: $12,257,896Expenses 2024: $12,221,740Net Income 2024: $36,1562024Revenue 2025: $11,828,378Expenses 2025: $12,138,622Net Income 2025: -$310,2442025

Highlighted filing

2025

Revenue$11,828,378
Expenses$12,138,622
Net Income-$310,244
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$3,148,918
Liabilities
$2,812,186
Net assets
$336,732
Revenue
$11,828,378
Expenses
$12,138,622
Net income
-$310,244
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Detailed filing. Detailed filing data is available for this year.$3.15$2.81$0.34$11.8$12.1$0.31
2024Detailed filing. Detailed filing data is available for this year.$3.30$2.65$0.65$12.3$12.2$0.04
2023Detailed filing. Detailed filing data is available for this year.$3.49$2.88$0.61$11.6$11.7$0.16
2022Detailed filing. Detailed filing data is available for this year.$1.56$0.79$0.77$12.4$12.9$0.52
2021Detailed filing. Detailed filing data is available for this year.$2.57$1.20$1.37$10.4$10.5$0.10
2020Summary only. Only limited summary data is available for this year.$2.45$0.99$1.46$9.91$9.84$0.07
2019Summary only. Only limited summary data is available for this year.$2.08$0.72$1.37$10.4$10.4$0.03
2018Detailed filing. Detailed filing data is available for this year.$1.96$0.64$1.32$9.99$9.91$0.08
2017Detailed filing. Detailed filing data is available for this year.$1.78$0.54$1.24$9.28$9.13$0.16
2016Detailed filing. Detailed filing data is available for this year.$1.67$0.59$1.09$9.24$8.75$0.48
2015Detailed filing. Detailed filing data is available for this year.$1.50$0.81$0.69$8.59$8.56$0.03
2014Detailed filing. Detailed filing data is available for this year.$1.55$0.89$0.66$8.50$8.52$0.02
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.37$0.69$0.68$8.42$8.43$0.01
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.24$0.59$0.65$8.37
2011Summary only. Only limited summary data is available for this year.$1.35$0.64$0.72$9.79$9.80$0.01
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.45$0.72$0.73$10.1
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2024 to Sep 30, 2025
Signed
Feb 9, 2026
Return Version
2024v5.5
Gross Receipts
$11,860,738
Mission and Program Overview

Mission

North shore community action programs, inc. Empowers people to achieve social and economic stability through services and education in partnership with the community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Accounts Receivable$811,969$857,239▲ $45,270
Cash and Non-Interest-Bearing Accounts$411,548$347,729▼ $63,819
Land, Buildings, and Equipment, Net$135,516$166,540▲ $31,024
Prepaid Expenses and Deferred Charges$22,951$23,391▲ $440
Total Assets$3,300,686$3,148,918▼ $151,768
Other Assets Total$1,918,702$1,754,019▼ $164,683
Liabilities
Other Liabilities$1,906,114$1,757,646▼ $148,468
Accounts Payable and Accrued Expenses$599,299$575,018▼ $24,281
Unsecured Notes Loans Payable-$296,000-
Mortgage Notes Payable Secured by Investment Property$148,297$183,522▲ $35,225
Total Liabilities$2,653,710$2,812,186▲ $158,476
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$557,906$258,177▼ $299,729
Net Assets With Donor Restrictions$89,070$78,555▼ $10,515
Total Net Assets Fund Balance$646,976$336,732▼ $310,244
Total Liabilities and Net Assets / Fund Balance$3,300,686$3,148,918▼ $151,768

Asset Categories

AssetBook ValueDepreciationBasis
Leasehold Improvements$89,152$138,001$227,153
Equipment$16,044$119,629$135,673
Other Land Buildings$61,344$29,482$90,826
Other Assets Org$3,750--
Compensation and Service Providers
Top Officer Pay40th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
Laura MeisenhelterExecutive DirectorFT$149,345$10,550$159,895
Robert T MchughDeputy DirectorFT$104,704$23,836$128,540

Board Members and Trustees

NameTitle
Paul CrosbyPresident
Funmi KoredeVice President
Carla KingBoard Member
Danielle LeahyBoard Member
Eileen SearleBoard Member
Frank DepasqualeBoard Member
Joel BrennerBoard Member
Michael CorleyBoard Member
Michael StoreyBoard Member
Rev Mike Otero-oteroBoard Member
Teri McdonoughBoard Member
Darlene WynneSecretary
Alan SchwartzTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
Mardee Goldberg LLCReal Estate Developer16 BROADWAY, Beverly, MA 01915$404,950
Rbg Properties LLCReal Estate Developer16 BROADWAY, Beverly, MA 01915$307,050
Rtw Realty LLCReal Estate & Office Leasing Company301 NEWBURY STREET UNIT 11 PMB 213, Danvers, MA 01923$286,055
Kosmos Residences Realty TrustReal Estate Developer3 MORTON HILL AVE, Swampscott, MA 01907$220,881
Skalkos Brothers Realty TrustReal Estate Developer26 PRISCILLA WAY, Lynn, MA 01904$144,945
Revenue and Support

Revenue Composition

Contributions and Grants
$11,726,278
Program Service Revenue
$128,460
Investment Income
$6,000
Other Revenue
$-32,360
All Other Contributions
$105,856
Change in Net Assets
$-310,244

Audited Revenue Reconciliation

Revenue per Audited Statements
$11,828,378
Revenue Not Reported on Financial Statements
$0
Revenue Not Reported on Form 990
$32,360
Total Revenue per Audited Statements
$11,860,738
Total Revenue per Form 990
$11,828,378
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$4,583,042
Grants and Similar Amounts Paid$4,110,472
Other Expenses$3,445,108
Total Fundraising Expense$487
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Grants to Domestic Individuals$4,110,472--$4,110,472
Other Salaries and Wages$2,992,108$539,425-$3,531,533
Occupancy$2,406,726$37,274-$2,444,000
Other Employee Benefits$369,192$169,341-$538,533
Fees for Services Other$455,441$23,253-$478,694
Payroll Taxes$295,202$59,659-$354,861
Current Officers, Directors, Trustees, and Key Employees$11,066$147,049-$158,115
Fees for Services Accounting$29,210$108,061-$137,271
Insurance$50,428$19,692-$70,120
Depreciation Depletion$15,291$21,221-$36,512
Travel$26,912$6,762$15$33,689
Interest$3,486$26,366-$29,852
Other Expenses$11,360$4,663$472$11,360
Information Technology$-2,234$11,648-$9,414
All Other Expenses-$3,851-$3,851
Fees for Services Legal-$3,765-$3,765
Total Functional Expenses$10,881,995$1,256,140$487$12,138,622

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$12,170,982
Expenses per Audited Statements$12,138,622
Total Expenses per Form 990$12,138,622
Expenses Not Reported on Form 990$32,360
Expenses Not Reported on Financial Statements$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$32,360
Fundraising Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Golf Tournament$49,108-$32,360-
Total Events$49,108-$32,360$-32,360
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Rou Liability Operating Leases$1,728,490
Rou Liability Finance Leases - Net$25,406
Funds Held as Rep. Payee$3,750
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

“Form 990 is reviewed by the financial department. The complete form 990 is provided to the voting members of the board of directors for their review before filing.”

Form 990, Part VI, Section B, Line 12C

“The board of directors ensures the organization maintains a thorough and robust disclosure process. Members of the board of directors and senior management participate in an annual conflicts of interest disclosure process. The conflicts process provides an opportunity to evaluate and address as necessary actual and perceived conflicts of interest.”

Form 990, Part VI, Section B, Line 15A

“The compensation of the executive director is determined by the board of directors. The directors evaluate compensation based on market assessment information from similar organizations. Final approval is performed by the full board of directors.”

Form 990, Part VI, Section C, Line 18

“The organization upon request allows the public to review and request copies of policies, governing documents, form 990s and the state public charity filings.”

Form 990, Part VI, Section C, Line 19

“The organization upon request allows the public to review and request copies of policies, governing documents, form 990s and the state public charity filings.”

Filing and Contact Details

Filer

Filer Name
North Shore Community Action Programs
EIN
04-2385280
Phone
9785310767
Address
119 REAR FOSTER STREET BUILDING 13, PEABODY, MA 01960

Signing Officer

Name
Laura Meisenhelter
Title
Executive Director
Phone
9785310767
Signed
2026-02-09
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Laura Meisenhelter
Formed
1965
Legal Domicile
Ma
Voting Board Members
14
Independent Board Members
14
Employees
109
Volunteers
79

Preparer

Firm
Whittlesey Pc
Address
14 BOBALA RD, HOLYOKE, MA 01040
Preparer
Thomas Dowling
Phone
4135363970
Supplemental Narrative

Financial Statement Notes

PART X, LINE 2:

“Nscap, incorporated under chapter 180 of the massachusetts general laws as a tax-exempt entity, has been granted tax-exempt status under internal revenue code section 501(c)(3), and is, therefore, generally exempt from federal and state income taxes. Accordingly, no provision for income taxes has been included in the accompanying financial statements. Nscap is required by asc 740-10, "accounting for uncertainty in income taxes", to evaluate and disclose tax positions that could have an effect on nscap's financial statements. Nscap reports its activities to the internal revenue service and to the commonwealth of massachusetts on an annual basis. These informational returns are generally subject to audit and review by the governmental agencies for a period of three years after filing. Substantially all nscap's income, expenditures and activities relate to its exempt purpose, therefore, management has determined that nscap is not subject to unrelated business income taxes and will continue to qualify as a tax- exempt not-for-profit entity. Nscap has no unrecognized tax benefits at september 30, 2025 and 2024. Nscap recognizes interest and penalties associated with tax matters as operating and includes accrued interest and penalties with accrued expenses in the statement of financial position. Nscap did not recognize any interest or penalties associated with tax matters for either of the years ended september 30, 2025 and 2024”

PART XI, LINE 2D - OTHER ADJUSTMENTS:

“Direct fundraising expenses”

PART XII, LINE 2D - OTHER ADJUSTMENTS:

“Direct fundraising expenses”

Raw XML AppendixShowing 400 of 611 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt101.00
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IRS990/Form990PartVIISectionAGrp/PersonNm5JOEL BRENNER
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IRS990/Form990PartVIISectionAGrp/TitleTxt4BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt5BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt6BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt7BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt9BOARD MEMBER
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IRS990/Form990PartVIISectionAGrp/TitleTxt11BOARD MEMBER
IRS990/Form990PartVIISectionAGrp/TitleTxt12BOARD MEMBER
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE ORGANIZATION PROVIDES EDUCATION, TRAINING, AND ADVOCACY TO LOW INCOME INDIVIDUALS.
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