Civic Intelligence

North Central Massachusetts Association

EIN 04-2374565 • 501(c)6 • Fitchburg, MA

Profile

The organization unites those engaged in the recognized branches of the real estate business in the community for the purposes of exerting a beneficial influence upon matters effecting the real estate business and related interests.

40 Summer StreetFitchburg, MA 01420

www.ncmar.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.54x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

94th percentile

0.54x

Higher debt load relative to revenue than 94% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

29th percentile

-12%

Higher net margin than 29% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

95th percentile

$88,277

Higher top officer pay than 95% of similar nonprofits.

Top officer pay equals 47.4% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

25th percentile

-23%

Faster asset growth than 25% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

47th percentile

-2.0%

Faster revenue growth than 47% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets91st percentile

Assets

Down

$183,156

Down $53,986 (-23%) from 2023

Liabilities

Down

$99,708

Down $31,227 (-24%) from 2023

Net Assets

Down

$83,448

Down $22,759 (-21%) from 2023

Operations
Liabilities / Revenue94th percentileNet Margin29th percentile

Revenue

Down

$186,044

Down $3,843 (-2.0%) from 2023

Expenses

Down

$208,803

Down $8,860 (-4.1%) from 2023

Net Income

Up

-$22,759

Up $5,017 (+18%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth25th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $185,619Liabilities 2011: $82,493Net Assets 2011: $103,1262011Assets 2012: $174,467Liabilities 2012: $87,205Net Assets 2012: $87,2622012Assets 2013: $139,095Liabilities 2013: $70,126Net Assets 2013: $68,9692013Assets 2014: $185,913Liabilities 2014: $98,996Net Assets 2014: $86,9172014Assets 2015: $174,583Liabilities 2015: $88,095Net Assets 2015: $86,4882015Assets 2016: $211,883Liabilities 2016: $120,988Net Assets 2016: $90,8952016Assets 2017: $197,090Liabilities 2017: $93,503Net Assets 2017: $103,5872017Assets 2018: $285,602Liabilities 2018: $164,314Net Assets 2018: $121,2882018Assets 2019: $249,116Liabilities 2019: $104,618Net Assets 2019: $144,4982019Assets 2020: $282,937Liabilities 2020: $130,540Net Assets 2020: $152,3972020Assets 2021: $293,890Liabilities 2021: $134,812Net Assets 2021: $159,0782021Assets 2022: $256,913Liabilities 2022: $122,930Net Assets 2022: $133,9832022Assets 2023: $237,142Liabilities 2023: $130,935Net Assets 2023: $106,2072023Assets 2024: $183,156Liabilities 2024: $99,708Net Assets 2024: $83,4482024

Highlighted filing

2024

Assets$183,156
Liabilities$99,708
Net Assets$83,448
Open 2024 Filing

Operations Trend

Revenue Growth47th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $182,177Expenses 2011: $189,151Net Income 2011: -$6,9742011Revenue 2012: $159,441Expenses 2012: $184,212Net Income 2012: -$24,7712012Revenue 2013: $149,179Expenses 2013: $167,470Net Income 2013: -$18,2912013Revenue 2014: $197,301Expenses 2014: $179,356Net Income 2014: $17,9452014Revenue 2015: $184,366Expenses 2015: $184,795Net Income 2015: -$4292015Revenue 2016: $197,209Expenses 2016: $192,802Net Income 2016: $4,4072016Revenue 2017: $213,218Expenses 2017: $200,526Net Income 2017: $12,6922017Revenue 2018: $195,636Expenses 2018: $177,935Net Income 2018: $17,7012018Revenue 2019: $209,832Expenses 2019: $186,622Net Income 2019: $23,2102019Revenue 2020: $191,799Expenses 2020: $183,900Net Income 2020: $7,8992020Revenue 2021: $205,607Expenses 2021: $198,926Net Income 2021: $6,6812021Revenue 2022: $202,978Expenses 2022: $228,073Net Income 2022: -$25,0952022Revenue 2023: $189,887Expenses 2023: $217,663Net Income 2023: -$27,7762023Revenue 2024: $186,044Expenses 2024: $208,803Net Income 2024: -$22,7592024

Highlighted filing

2024

Revenue$186,044
Expenses$208,803
Net Income-$22,759
Open 2024 Filing

Filings

Most recent year

2024 • Form 990XML pending. An XML filing is linked for this year, but detailed extraction is still pending.

Open filing
Assets
$183,156
Liabilities
$99,708
Net assets
$83,448
Revenue
$186,044
Expenses
$208,803
Net income
-$22,759
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.83$1.00$0.83$1.86$2.09$0.23
2023Detailed filing. Detailed filing data is available for this year.$2.37$1.31$1.06$1.90$2.18$0.28
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.57$1.23$1.34$2.03$2.28$0.25
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.94$1.35$1.59$2.06$1.99$0.07
2020Detailed filing. Detailed filing data is available for this year.$2.83$1.31$1.52$1.92$1.84$0.08
2019Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.49$1.05$1.44$2.10$1.87$0.23
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.86$1.64$1.21$1.96$1.78$0.18
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$1.97$0.94$1.04$2.13$2.01$0.13
2016XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$2.12$1.21$0.91$1.97$1.93$0.04
2015Detailed filing. Detailed filing data is available for this year.$1.75$0.88$0.86$1.84$1.85$0.00
2014Detailed filing. Detailed filing data is available for this year.$1.86$0.99$0.87$1.97$1.79$0.18
2013Import issue. A filing source exists for this year, but detailed import did not complete cleanly.$1.39$0.70$0.69$1.49$1.67$0.18
2012Summary only. Only limited summary data is available for this year.$1.74$0.87$0.87$1.59$1.84$0.25
2011Summary only. Only limited summary data is available for this year.$1.86$0.82$1.03$1.82$1.89$0.07
Latest Detailed Filing

The latest 2024 filing currently has linked XML that has not been fully parsed yet. Showing the latest detailed filing from 2023 below.

Jump To
Filing Snapshot
Filing Period
Jan 1, 2023 to Dec 31, 2023
Signed
Nov 14, 2024
Return Version
2023v5.1
Gross Receipts
$189,887
Mission and Program Overview

Mission

The organization unites those engaged in the recognized branches of the real estate business in the community for the purposes of exerting a beneficial influence upon matters effecting the real estate business and related interests.

To strengthen the realtor image and value to the community, maintain the highest standards of ethics and professionalism, provide benefits to assist members in achieving professional goals and advocate for the preservation of private property rights.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$214,596$192,564▼ $22,032
Land, Buildings, and Equipment, Net$40,068$42,274▲ $2,206
Savings and Temporary Cash Investments$2,249$2,304▲ $55
Total Assets$256,913$237,142▼ $19,771
Liabilities
Deferred Revenue$114,955$130,935▲ $15,980
Accounts Payable and Accrued Expenses$7,975--
Total Liabilities$122,930$130,935▲ $8,005
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$133,983$106,207▼ $27,776
Total Net Assets Fund Balance$133,983$106,207▼ $27,776
Total Liabilities and Net Assets / Fund Balance$256,913$237,142▼ $19,771

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$12,705$129,834$142,539
Other Land Buildings$569$137,007$137,576
Land$29,000-$29,000
Compensation and Service Providers
Top Officer Pay95th percentile

Employees

NameTitleFull / Part TimeBaseTotal
Kathy LoreExecutive DirectorFT$90,915$90,915

Board Members and Trustees

NameTitle
Nicholas PelletierPast President
Jean RubinPresident
Susan WrightPresident Elect
Denise WortmanDirector
Sophia BellDirector
Katey TataSecretary
Shauna RobertsTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$154,184
Program Service Revenue
$20,263
Investment Income
$120
Other Revenue
$15,320
Change in Net Assets
$-27,776
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$128,063
Other Expenses$89,600
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Current Officers, Directors, Trustees, and Key Employees$72,732$18,183-$90,915
Other Employee Benefits$17,388$4,347-$21,735
All Other Expenses$4,000$13,131-$17,131
Travel-$12,352-$12,352
Conferences and Meetings$8,592--$8,592
Payroll Taxes-$7,909-$7,909
Other Salaries and Wages$5,958$1,490-$7,448
Other Expenses$10,639$6,321-$6,321
Office Expenses$3,082$1,207-$4,289
Insurance-$3,738-$3,738
Fees for Services Accounting-$3,435-$3,435
Fees for Services Other-$1,502-$1,502
Advertising$1,415--$1,415
Depreciation Depletion-$1,397-$1,397
Information Technology$725--$725
Pension Plan Contributions$45$11-$56
Total Functional Expenses$124,576$93,087$0$217,663
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
Yes
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section A, Line 6

“The organization has members who pay dues for the services and expertise of the organization.”

Form 990, Part VI, Section A, Line 7A

“Members of the association vote to elect the board of directors.”

Form 990, Part VI, Section A, Line 7B

“The governing body does need member approval if it pertains to a bylaw change only.”

Form 990, Part VI, Section B, Line 11B

“Prior to filing the returns, the executive committee, president, president elect, treasurer and immediate past president review the 990 and financial statements. Changes and comments are forwarded to tax preparer for review and correction then submitted.”

Form 990, Part VI, Section B, Line 12C

“The organization posts the policy on the website and requires annual updates to the president regarding this matter.”

Form 990, Part VI, Section B, Line 15

“The organization has a personnel committee that determines the executive directors salary using performance and comparable data as a measure.”

Form 990, Part VI, Section C, Line 19

“The organization's website includes its governing documents and policy and procedure manual including the conflict of interest policy. Financial statements are not currently on the website but are made available to the public when requested.”

Filing and Contact Details

Filer

Filer Name
North Central Massachusetts Association
EIN
04-2374565
Phone
9783452531
Address
40 SUMMER STREET, FITCHBURG, MA 01420

Signing Officer

Name
Kathy Lore
Title
CEO
Phone
9783452531
Signed
2024-11-14
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Kathy Lore
Formed
1960
Legal Domicile
Ma
Voting Board Members
7
Independent Board Members
7
Employees
3
Volunteers
0

Preparer

Firm
Spinelli CPA Pc
Address
146 WEST BOYLSTON DRIVE, WORCESTER, MA 01606
Preparer
Karen Spinelli
Phone
5083656522
Supplemental Narrative

Additional Explanations

FORM 990, PART XII, LINE 2C:

“The policy had no changes in the current year”

Raw XML AppendixShowing 400 of 428 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990/AccountantCompileOrReviewInd01
IRS990/AccountsPayableAccrExpnssGrp/BOYAmt07975
IRS990/AcctCompileOrReviewBasisGrp/SeparateBasisFinclStmtInd0X
IRS990/ActivitiesConductedPrtshpInd00
IRS990/ActivityOrMissionDesc0TO STRENGTHEN THE REALTOR IMAGE AND VALUE TO THE COMMUNITY, MAINTAIN THE HIGHEST STANDARDS OF ETHICS AND PROFESSIONALISM, PROVIDE BENEFITS TO ASSIST MEMBERS IN ACHIEVING PROFESSIONAL GOALS AND ADVOCATE FOR THE PRESERVATION OF PRIVATE PROPERTY RIGHTS.
IRS990/AdvertisingGrp/ProgramServicesAmt01415
IRS990/AdvertisingGrp/TotalAmt01415
IRS990/AllOtherExpensesGrp/ManagementAndGeneralAmt013131
IRS990/AllOtherExpensesGrp/ProgramServicesAmt04000
IRS990/AllOtherExpensesGrp/TotalAmt017131
IRS990/AnnualDisclosureCoveredPrsnInd01
IRS990/AuditCommitteeInd01
IRS990/BackupWthldComplianceInd01
IRS990/BooksInCareOfDetail/BusinessName/BusinessNameLine1Txt0KATHY LORE
IRS990/BooksInCareOfDetail/PhoneNum09783452531
IRS990/BooksInCareOfDetail/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990/BooksInCareOfDetail/USAddress/CityNm0FITCHBURG
IRS990/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990/BooksInCareOfDetail/USAddress/ZIPCd001420
IRS990/BusinessRlnWith35CtrlEntInd00
IRS990/BusinessRlnWithFamMemInd00
IRS990/BusinessRlnWithOrgMemInd00
IRS990/CashNonInterestBearingGrp/BOYAmt0214596
IRS990/CashNonInterestBearingGrp/EOYAmt0192564
IRS990/ChangeToOrgDocumentsInd00
IRS990/CntrctRcvdGreaterThan100KCnt00
IRS990/CollectionsOfArtInd00
IRS990/CompCurrentOfcrDirectorsGrp/ManagementAndGeneralAmt018183
IRS990/CompCurrentOfcrDirectorsGrp/ProgramServicesAmt072732
IRS990/CompCurrentOfcrDirectorsGrp/TotalAmt090915
IRS990/CompensationFromOtherSrcsInd00
IRS990/CompensationProcessCEOInd01
IRS990/CompensationProcessOtherInd01
IRS990/ConferencesMeetingsGrp/ProgramServicesAmt08592
IRS990/ConferencesMeetingsGrp/TotalAmt08592
IRS990/ConflictOfInterestPolicyInd01
IRS990/ConservationEasementsInd00
IRS990/ConsolidatedAuditFinclStmtInd00
IRS990/CostOfGoodsSoldAmt00
IRS990/CreditCounselingInd00
IRS990/CYBenefitsPaidToMembersAmt00
IRS990/CYContributionsGrantsAmt0154184
IRS990/CYGrantsAndSimilarPaidAmt00
IRS990/CYInvestmentIncomeAmt0120
IRS990/CYOtherExpensesAmt089600
IRS990/CYOtherRevenueAmt015320
IRS990/CYProgramServiceRevenueAmt020263
IRS990/CYRevenuesLessExpensesAmt0-27776
IRS990/CYSalariesCompEmpBnftPaidAmt0128063
IRS990/CYTotalExpensesAmt0217663
IRS990/CYTotalFundraisingExpenseAmt00
IRS990/CYTotalProfFndrsngExpnsAmt00
IRS990/CYTotalRevenueAmt0189887
IRS990/DecisionsSubjectToApprovaInd01
IRS990/DeductibleArtContributionInd00
IRS990/DeductibleNonCashContriInd00
IRS990/DeferredRevenueGrp/BOYAmt0114955
IRS990/DeferredRevenueGrp/EOYAmt0130935
IRS990/DelegationOfMgmtDutiesInd00
IRS990/DepreciationDepletionGrp/ManagementAndGeneralAmt01397
IRS990/DepreciationDepletionGrp/TotalAmt01397
IRS990/Desc0THE ORGANIZATION UNITES THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE BUSINESS IN THE COMMUNITY FOR THE PURPOSES OF EXERTING A BENEFICIAL INFLUENCE UPON MATTERS EFFECTING THE REAL ESTATE BUSINESS AND RELATED INTERESTS.
IRS990/DescribedInSection501c3Ind00
IRS990/DisregardedEntityInd00
IRS990/DocumentRetentionPolicyInd01
IRS990/DonorAdvisedFundInd00
IRS990/DonorRstrOrQuasiEndowmentsInd00
IRS990/ElectionOfBoardMembersInd01
IRS990/EmployeeCnt03
IRS990/EmploymentTaxReturnsFiledInd01
IRS990/ExpenseAmt0124576
IRS990/FamilyOrBusinessRlnInd00
IRS990/FederalGrantAuditRequiredInd00
IRS990/FeesForServicesAccountingGrp/ManagementAndGeneralAmt03435
IRS990/FeesForServicesAccountingGrp/TotalAmt03435
IRS990/FeesForServicesOtherGrp/ManagementAndGeneralAmt01502
IRS990/FeesForServicesOtherGrp/TotalAmt01502
IRS990/ForeignActivitiesInd00
IRS990/ForeignFinancialAccountInd00
IRS990/ForeignOfficeInd00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt03.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt12.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt22.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt32.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt42.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt52.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt62.00
IRS990/Form990PartVIISectionAGrp/AverageHoursPerWeekRt740.00
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd0X
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IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd2X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd3X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd4X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd5X
IRS990/Form990PartVIISectionAGrp/IndividualTrusteeOrDirectorInd6X
IRS990/Form990PartVIISectionAGrp/OfficerInd0X
IRS990/Form990PartVIISectionAGrp/OfficerInd1X
IRS990/Form990PartVIISectionAGrp/OfficerInd2X
IRS990/Form990PartVIISectionAGrp/OfficerInd3X
IRS990/Form990PartVIISectionAGrp/OfficerInd4X
IRS990/Form990PartVIISectionAGrp/OfficerInd5X
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt00
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt10
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt20
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt30
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt40
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt50
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt60
IRS990/Form990PartVIISectionAGrp/OtherCompensationAmt70
IRS990/Form990PartVIISectionAGrp/PersonNm0KATEY TATA
IRS990/Form990PartVIISectionAGrp/PersonNm1NICHOLAS PELLETIER
IRS990/Form990PartVIISectionAGrp/PersonNm2SHAUNA ROBERTS
IRS990/Form990PartVIISectionAGrp/PersonNm3JEAN RUBIN
IRS990/Form990PartVIISectionAGrp/PersonNm4DENISE WORTMAN
IRS990/Form990PartVIISectionAGrp/PersonNm5SOPHIA BELL
IRS990/Form990PartVIISectionAGrp/PersonNm6SUSAN WRIGHT
IRS990/Form990PartVIISectionAGrp/PersonNm7KATHY LORE
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt00
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt10
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt20
IRS990/Form990PartVIISectionAGrp/ReportableCompFromOrgAmt30
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IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt30
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt40
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt50
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt60
IRS990/Form990PartVIISectionAGrp/ReportableCompFromRltdOrgAmt70
IRS990/Form990PartVIISectionAGrp/TitleTxt0SECRETARY
IRS990/Form990PartVIISectionAGrp/TitleTxt1PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt4DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6PRESIDENT ELECT
IRS990/Form990PartVIISectionAGrp/TitleTxt7EXECUTIVE DIRECTOR
IRS990/Form990ProvidedToGvrnBodyInd01
IRS990/Form990TFiledInd01
IRS990/FormationYr01960
IRS990/FormerOfcrEmployeesListedInd00
IRS990/FSAuditedInd00
IRS990/FundraisingActivitiesInd00
IRS990/GamingActivitiesInd00
IRS990/GoverningBodyVotingMembersCnt07
IRS990/GrantsToIndividualsInd00
IRS990/GrantsToOrganizationsInd00
IRS990/GrantToRelatedPersonInd00
IRS990/GrossReceiptsAmt0189887
IRS990/GrossSalesOfInventoryAmt0209
IRS990/GroupReturnForAffiliatesInd00
IRS990/IncludeFIN48FootnoteInd00
IRS990/IndependentAuditFinclStmtInd00
IRS990/IndependentVotingMemberCnt07
IRS990/IndivRcvdGreaterThan100KCnt00
IRS990/IndoorTanningServicesInd00
IRS990/InfoInScheduleOPartVIInd0X
IRS990/InfoInScheduleOPartXIIInd0X
IRS990/InformationTechnologyGrp/ProgramServicesAmt0725
IRS990/InformationTechnologyGrp/TotalAmt0725
IRS990/InsuranceGrp/ManagementAndGeneralAmt03738
IRS990/InsuranceGrp/TotalAmt03738
IRS990/InvestmentIncomeGrp/ExclusionAmt0120
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0120
IRS990/InvestmentInJointVentureInd00
IRS990/IRPDocumentCnt05
IRS990/IRPDocumentW2GCnt00
IRS990/LandBldgEquipAccumDeprecAmt0266841
IRS990/LandBldgEquipBasisNetGrp/BOYAmt040068
IRS990/LandBldgEquipBasisNetGrp/EOYAmt042274
IRS990/LandBldgEquipCostOrOtherBssAmt0309115
IRS990/LegalDomicileStateCd0MA
IRS990/LoanOutstandingInd00
IRS990/LocalChaptersInd00
IRS990/MaterialDiversionOrMisuseInd00
IRS990/MembershipDuesAmt0154184
IRS990/MembersOrStockholdersInd01
IRS990/MethodOfAccountingCashInd0X
IRS990/MinutesOfCommitteesInd01
IRS990/MinutesOfGoverningBodyInd01
IRS990/MiscellaneousRevenueGrp/RelatedOrExemptFuncIncomeAmt01900
IRS990/MiscellaneousRevenueGrp/TotalRevenueColumnAmt01900
IRS990/MissionDesc0THE ORGANIZATION UNITES THOSE ENGAGED IN THE RECOGNIZED BRANCHES OF THE REAL ESTATE BUSINESS IN THE COMMUNITY FOR THE PURPOSES OF EXERTING A BENEFICIAL INFLUENCE UPON MATTERS EFFECTING THE REAL ESTATE BUSINESS AND RELATED INTERESTS.
IRS990/MoreThan5000KToIndividualsInd00
IRS990/MoreThan5000KToOrgInd00
IRS990/NetAssetsOrFundBalancesBOYAmt0133983
IRS990/NetAssetsOrFundBalancesEOYAmt0106207
IRS990/NetIncomeOrLossGrp/RelatedOrExemptFuncIncomeAmt0209
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt0209
IRS990/NetUnrelatedBusTxblIncmAmt00
IRS990/NoDonorRestrictionNetAssetsGrp/BOYAmt0133983
IRS990/NoDonorRestrictionNetAssetsGrp/EOYAmt0106207
IRS990/NondeductibleContributionsInd00
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt01207
IRS990/OfficeExpensesGrp/ProgramServicesAmt03082
IRS990/OfficeExpensesGrp/TotalAmt04289
IRS990/OfficerMailingAddressInd00
IRS990/OperateHospitalInd00
IRS990/Organization501cInd0X
IRS990/OrganizationFollowsFASB117Ind0X
IRS990/OtherChangesInNetAssetsAmt00
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt04347
IRS990/OtherEmployeeBenefitsGrp/ProgramServicesAmt017388
IRS990/OtherEmployeeBenefitsGrp/TotalAmt021735
IRS990/OtherExpensesGrp/Desc0UNRELATED BUSINESS TAX
IRS990/OtherExpensesGrp/Desc1MAINTENANCE
IRS990/OtherExpensesGrp/Desc2UTILITIES
IRS990/OtherExpensesGrp/Desc3CREDIT CARD FEES
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt0618
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt19266
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt28180
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt36321
IRS990/OtherExpensesGrp/ProgramServicesAmt010639
IRS990/OtherExpensesGrp/TotalAmt0618
IRS990/OtherExpensesGrp/TotalAmt119905
IRS990/OtherExpensesGrp/TotalAmt28180
IRS990/OtherExpensesGrp/TotalAmt36321
IRS990/OtherRevenueMiscGrp/BusinessCd0561499
IRS990/OtherRevenueMiscGrp/BusinessCd1561499
IRS990/OtherRevenueMiscGrp/BusinessCd2561499
IRS990/OtherRevenueMiscGrp/Desc0BAYSTATE MLS INCOME
IRS990/OtherRevenueMiscGrp/Desc1SCHOLARSHIP INCOME
IRS990/OtherRevenueMiscGrp/Desc2SEMINARS
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt06511
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt13475
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt23225
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06511
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt13475
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt23225
IRS990/OtherRevenueTotalAmt015111
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt01490
IRS990/OtherSalariesAndWagesGrp/ProgramServicesAmt05958
IRS990/OtherSalariesAndWagesGrp/TotalAmt07448
IRS990/OwnWebsiteInd0X
IRS990/PartialLiquidationInd00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt07909
IRS990/PayrollTaxesGrp/TotalAmt07909
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt011
IRS990/PensionPlanContributionsGrp/ProgramServicesAmt045
IRS990/PensionPlanContributionsGrp/TotalAmt056
IRS990/PoliticalCampaignActyInd00
IRS990/PrincipalOfficerNm0KATHY LORE
IRS990/ProfessionalFundraisingInd00
IRS990/ProgramServiceRevenueGrp/BusinessCd0531120
IRS990/ProgramServiceRevenueGrp/BusinessCd1561499
IRS990/ProgramServiceRevenueGrp/Desc0RENTAL INCOME
IRS990/ProgramServiceRevenueGrp/Desc1ADVERTISING - SPONSORS
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt010600
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt19663
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt010600
IRS990/ProgramServiceRevenueGrp/UnrelatedBusinessRevenueAmt19663
IRS990/ProhibitedTaxShelterTransInd00
IRS990/PYBenefitsPaidToMembersAmt00
IRS990/PYContributionsGrantsAmt0164012
IRS990/PYGrantsAndSimilarPaidAmt00
IRS990/PYInvestmentIncomeAmt086
IRS990/PYOtherExpensesAmt0101600
IRS990/PYOtherRevenueAmt013680
IRS990/PYProgramServiceRevenueAmt025200
IRS990/PYRevenuesLessExpensesAmt0-25095
IRS990/PYSalariesCompEmpBnftPaidAmt0126473
IRS990/PYTotalExpensesAmt0228073
IRS990/PYTotalProfFndrsngExpnsAmt00
IRS990/PYTotalRevenueAmt0202978
IRS990/ReconcilationRevenueExpnssAmt0-27776
IRS990/RegularMonitoringEnfrcInd01
IRS990/RelatedEntityInd01
IRS990/RelatedOrganizationCtrlEntInd00
IRS990/ReportInvestmentsOtherSecInd00
IRS990/ReportLandBuildingEquipmentInd01
IRS990/ReportOtherAssetsInd00
IRS990/ReportOtherLiabilitiesInd00
IRS990/ReportProgramRelatedInvstInd00
IRS990/RevenueAmt015320
IRS990/SavingsAndTempCashInvstGrp/BOYAmt02249
IRS990/SavingsAndTempCashInvstGrp/EOYAmt02304
IRS990/ScheduleBRequiredInd00
IRS990ScheduleD/BuildingsGrp/BookValueAmt012705
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0129834
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt0142539
IRS990ScheduleD/LandGrp/BookValueAmt029000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt029000
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0569
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0137007
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0137576
IRS990ScheduleD/TotalBookValueLandBuildingsAmt042274
IRS990/ScheduleJRequiredInd00
IRS990/ScheduleORequiredInd01
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION HAS MEMBERS WHO PAY DUES FOR THE SERVICES AND EXPERTISE OF THE ORGANIZATION.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1MEMBERS OF THE ASSOCIATION VOTE TO ELECT THE BOARD OF DIRECTORS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2THE GOVERNING BODY DOES NEED MEMBER APPROVAL IF IT PERTAINS TO A BYLAW CHANGE ONLY.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3PRIOR TO FILING THE RETURNS, THE EXECUTIVE COMMITTEE, PRESIDENT, PRESIDENT ELECT, TREASURER AND IMMEDIATE PAST PRESIDENT REVIEW THE 990 AND FINANCIAL STATEMENTS. CHANGES AND COMMENTS ARE FORWARDED TO TAX PREPARER FOR REVIEW AND CORRECTION THEN SUBMITTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATION POSTS THE POLICY ON THE WEBSITE AND REQUIRES ANNUAL UPDATES TO THE PRESIDENT REGARDING THIS MATTER.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5THE ORGANIZATION HAS A PERSONNEL COMMITTEE THAT DETERMINES THE EXECUTIVE DIRECTORS SALARY USING PERFORMANCE AND COMPARABLE DATA AS A MEASURE.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6THE ORGANIZATION'S WEBSITE INCLUDES ITS GOVERNING DOCUMENTS AND POLICY AND PROCEDURE MANUAL INCLUDING THE CONFLICT OF INTEREST POLICY. FINANCIAL STATEMENTS ARE NOT CURRENTLY ON THE WEBSITE BUT ARE MADE AVAILABLE TO THE PUBLIC WHEN REQUESTED.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7THE POLICY HAD NO CHANGES IN THE CURRENT YEAR
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PART VI, SECTION A, LINE 6
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PART VI, SECTION A, LINE 7A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PART VI, SECTION A, LINE 7B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PART VI, SECTION B, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PART VI, SECTION B, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5FORM 990, PART VI, SECTION B, LINE 15
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6FORM 990, PART VI, SECTION C, LINE 19
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7FORM 990, PART XII, LINE 2C:
IRS990ScheduleR/AssetExchangeInd00
IRS990ScheduleR/AssetPurchaseFromOtherOrgInd00
IRS990ScheduleR/AssetSaleToOtherOrgInd00
IRS990ScheduleR/DivRelatedOrganizationInd00
IRS990ScheduleR/GiftGrntCapContriFromOthOrgInd00
IRS990ScheduleR/GiftGrntOrCapContriToOthOrgInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ControlledOrganizationInd00
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DirectControllingNACd0N/A
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/DisregardedEntityName/BusinessNameLine1Txt0THE CHARITABLE FOUNDATION OF NORTH CENTRAL MASS ASSOCIATION OF REALTORS INC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/EIN0204729687
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/ExemptCodeSectionTxt0501(C)3
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/LegalDomicileStateCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PrimaryActivitiesTxt0ENRICH & ENHANCE HEALTH & WELL BEING OF FAMILIES OF LIMITED ECONOMIC RESOURC
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/PublicCharityStatusTxt0ACCEPTED
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/CityNm0FITCHBURG
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/StateAbbreviationCd0MA
IRS990ScheduleR/IdRelatedTaxExemptOrgGrp/USAddress/ZIPCd001420
IRS990ScheduleR/LoansOrGuaranteesFromOthOrgInd00
IRS990ScheduleR/LoansOrGuaranteesToOtherOrgInd00
IRS990ScheduleR/PaidEmployeesSharingInd01
IRS990ScheduleR/PerformOfServicesByOtherOrgInd00
IRS990ScheduleR/PerformOfServicesForOthOrgInd00
IRS990ScheduleR/ReceiptOfIntAnntsRntsRyltsInd00
IRS990ScheduleR/ReimbursementPaidByOtherOrgInd00
IRS990ScheduleR/ReimbursementPaidToOtherOrgInd00
IRS990ScheduleR/RentalOfFacilitiesToOthOrgInd00
IRS990ScheduleR/RentalOfFcltsFromOthOrgInd00
IRS990ScheduleR/SharingOfFacilitiesInd01
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt00
IRS990ScheduleR/TransactionsRelatedOrgGrp/InvolvedAmt10
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt0NA - 50000
IRS990ScheduleR/TransactionsRelatedOrgGrp/OtherOrganizationName/BusinessNameLine1Txt1NA - 50000
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt0N
IRS990ScheduleR/TransactionsRelatedOrgGrp/TransactionTypeTxt1O
IRS990ScheduleR/TransferFromOtherOrgInd00
IRS990ScheduleR/TransferToOtherOrgInd00
IRS990/SchoolOperatingInd00
IRS990/SignificantChangeInd00
IRS990/SignificantNewProgramSrvcInd00
IRS990/StatesWhereCopyOfReturnIsFldCd0MA
IRS990/SubjectToExcsTaxNetInvstIncInd00
IRS990/SubjectToProxyTaxInd00
IRS990/SubjToTaxRmnrtnExPrchtPymtInd00
IRS990/TaxablePartyNotificationInd00
IRS990/TaxExemptBondsInd00
IRS990/TerminateOperationsInd00
IRS990/TotalAssetsBOYAmt0256913
IRS990/TotalAssetsEOYAmt0237142
IRS990/TotalAssetsGrp/BOYAmt0256913
IRS990/TotalAssetsGrp/EOYAmt0237142
IRS990/TotalCompGreaterThan150KInd00
IRS990/TotalContributionsAmt0154184
IRS990/TotalEmployeeCnt03
IRS990/TotalFunctionalExpensesGrp/FundraisingAmt00
IRS990/TotalFunctionalExpensesGrp/ManagementAndGeneralAmt093087
IRS990/TotalFunctionalExpensesGrp/ProgramServicesAmt0124576
IRS990/TotalFunctionalExpensesGrp/TotalAmt0217663
IRS990/TotalGrossUBIAmt020263
IRS990/TotalLiabilitiesBOYAmt0122930
IRS990/TotalLiabilitiesEOYAmt0130935
IRS990/TotalLiabilitiesGrp/BOYAmt0122930
IRS990/TotalLiabilitiesGrp/EOYAmt0130935
IRS990/TotalNetAssetsFundBalanceGrp/BOYAmt0133983
IRS990/TotalNetAssetsFundBalanceGrp/EOYAmt0106207
IRS990/TotalOtherCompensationAmt00
IRS990/TotalProgramServiceExpensesAmt0124576
IRS990/TotalProgramServiceRevenueAmt020263
IRS990/TotalReportableCompFromOrgAmt090915
IRS990/TotalRevenueGrp/ExclusionAmt0120
IRS990/TotalRevenueGrp/RelatedOrExemptFuncIncomeAmt015320
IRS990/TotalRevenueGrp/TotalRevenueColumnAmt0189887
IRS990/TotalRevenueGrp/UnrelatedBusinessRevenueAmt020263
IRS990/TotalVolunteersCnt00
IRS990/TotLiabNetAssetsFundBalanceGrp/BOYAmt0256913
IRS990/TotLiabNetAssetsFundBalanceGrp/EOYAmt0237142
IRS990/TotReportableCompRltdOrgAmt00
IRS990/TravelGrp/ManagementAndGeneralAmt012352
IRS990/TravelGrp/TotalAmt012352
IRS990/TypeOfOrganizationCorpInd0X
IRS990/UnrelatedBusIncmOverLimitInd01
IRS990/UponRequestInd0X
IRS990/USAddress/AddressLine1Txt040 SUMMER STREET
IRS990/USAddress/CityNm0FITCHBURG
IRS990/USAddress/StateAbbreviationCd0MA
IRS990/USAddress/ZIPCd001420
IRS990/VotingMembersGoverningBodyCnt07
IRS990/VotingMembersIndependentCnt07
IRS990/WebsiteAddressTxt0WWW.NCMAR.COM
IRS990/WhistleblowerPolicyInd01
ReturnHeader/BuildTS02024-10-15 13:58:12Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd01

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