Civic Intelligence

Boston Harbor Yacht Club Inc

EIN 04-2310374 • 501(c)7 • South Boston, MA

Profile

Instruction of members in the art of sailing

PO Box 103South Boston, MA 02127

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

Score unavailable

No value available

Liabilities-to-assets requires both liabilities and assets on the latest valid filing.

Source year 2024

Liabilities / Revenue

Score unavailable

No value available

Liabilities-to-revenue requires both liabilities and revenue on the latest valid filing.

Source year 2024

Net Margin

36th percentile

-2.3%

Higher net margin than 36% of similar nonprofits.

501(c)7 • <$500k nonprofits • Source year 2024

Top Officer Pay

94th percentile

$0

Higher top officer pay than 94% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)7 • <$500k nonprofits • Source year 2024

Asset Growth

43rd percentile

-1.9%

Faster asset growth than 43% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

40th percentile

-3.4%

Faster revenue growth than 40% of similar nonprofits.

501(c)7 • <$500k nonprofits • Annualized from 2023 to 2024

Assets

Down

$230,961

Down $4,415 (-1.9%) from 2023

Liabilities

-

No earlier filing loaded for comparison.

Net Assets

Down

$230,961

Down $4,415 (-1.9%) from 2023

Revenue

Down

$189,559

Down $6,581 (-3.4%) from 2023

Expenses

Down

$193,974

Down $27,729 (-13%) from 2023

Net Income

Up

-$4,415

Up $21,148 (+83%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2011: $206,641Liabilities 2011: $02011Assets 2012: $196,710Liabilities 2012: $02012Assets 2013: $202,227Liabilities 2013: $02013Assets 2014: $227,773Liabilities 2014: $2422014Assets 2015: $254,972Liabilities 2015: $1,6162015Assets 2016: $236,969Liabilities 2016: $02016Assets 2017: $232,068Liabilities 2017: $02017Assets 2018: $226,713Liabilities 2018: $02018Assets 2019: $243,650Liabilities 2019: $02019Assets 2020: $246,873Liabilities 2020: $02020Assets 2021: $274,578Liabilities 2021: $0Net Assets 2021: $274,5782021Assets 2022: $260,939Liabilities 2022: $0Net Assets 2022: $260,9392022Assets 2023: $235,376Liabilities 2023: $0Net Assets 2023: $235,3762023Assets 2024: $230,961Net Assets 2024: $230,9612024

Highlighted filing

2024

Assets$230,961
Liabilities-
Net Assets$230,961

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2011: $143,775Expenses 2011: $130,924Net Income 2011: $12,8512011Revenue 2012: $131,468Expenses 2012: $141,399Net Income 2012: -$9,9312012Revenue 2013: $143,855Expenses 2013: $138,338Net Income 2013: $5,5172013Revenue 2014: $169,609Expenses 2014: $144,305Net Income 2014: $25,3042014Revenue 2015: $160,077Expenses 2015: $134,252Net Income 2015: $25,8252015Revenue 2016: $152,192Expenses 2016: $168,579Net Income 2016: -$16,3872016Revenue 2017: $149,037Expenses 2017: $153,938Net Income 2017: -$4,9012017Revenue 2018: $170,422Expenses 2018: $175,777Net Income 2018: -$5,3552018Revenue 2019: $169,538Expenses 2019: $152,601Net Income 2019: $16,9372019Revenue 2020: $157,979Expenses 2020: $154,756Net Income 2020: $3,2232020Revenue 2021: $181,173Expenses 2021: $153,468Net Income 2021: $27,7052021Revenue 2022: $190,730Expenses 2022: $204,369Net Income 2022: -$13,6392022Revenue 2023: $196,140Expenses 2023: $221,703Net Income 2023: -$25,5632023Revenue 2024: $189,559Expenses 2024: $193,974Net Income 2024: -$4,4152024

Highlighted filing

2024

Revenue$189,559
Expenses$193,974
Net Income-$4,415

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.31$2.31$1.90$1.94$0.04
2023Detailed filing. Detailed filing data is available for this year.$2.35$0.00$2.35$1.96$2.22$0.26
2022Detailed filing. Detailed filing data is available for this year.$2.61$0.00$2.61$1.91$2.04$0.14
2021Detailed filing. Detailed filing data is available for this year.$2.75$0.00$2.75$1.81$1.53$0.28
2020Summary only. Only limited summary data is available for this year.$2.47$0.00$1.58$1.55$0.03
2019Summary only. Only limited summary data is available for this year.$2.44$0.00$1.70$1.53$0.17
2018Summary only. Only limited summary data is available for this year.$2.27$0.00$1.70$1.76$0.05
2017Summary only. Only limited summary data is available for this year.$2.32$0.00$1.49$1.54$0.05
2016Summary only. Only limited summary data is available for this year.$2.37$0.00$1.52$1.69$0.16
2015Summary only. Only limited summary data is available for this year.$2.55$0.02$1.60$1.34$0.26
2014Summary only. Only limited summary data is available for this year.$2.28$0.00$1.70$1.44$0.25
2013Summary only. Only limited summary data is available for this year.$2.02$0.00$1.44$1.38$0.06
2012Summary only. Only limited summary data is available for this year.$1.97$0.00$1.31$1.41$0.10
2011Summary only. Only limited summary data is available for this year.$2.07$0.00$1.44$1.31$0.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Nov 11, 2025
Return Version
2024v5.2
Gross Receipts
$189,559
Mission and Program Overview

Mission

Instruction of members in sailing

Instruction of members in the art of sailing

Program Services

DescriptionGrantsExpenses
INSTRUCTION OF MEMBERS AND THEIR FAMILIES IN THE KNOLEDGEAND ART OF SAILING AND NAVIGATION--
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
JANE HAYES HANDRAHANRear CommodorePT$0--
PAUL MCDONOUGHCommodorePT$0--
CHELSEA BLANCHARDTreasurerPT$0--
MIKE LYNCH JRSecretaryPT$0--
BILL TRACYVice CommodorePT$0--
DARCY BENOTO DEGROENFinancial SecretaryPT$0--
BRIAN KELLYFleet CaptainPT$0--
FR JIM DIPERRIChaplinPT$0--
Filing and Contact Details

Filer

Filer Name
Boston Harbor Yacht Club Inc
EIN
04-2310374
Phone
6178617733
Address
PO BOX 103, SOUTH BOSTON, MA 02127

Signing Officer

Name
Chelsea Blanchard
Title
Treasurer
Phone
6178617733
Signed
2025-11-11
Discuss with paid preparer
Yes

Preparer

Firm
John F Hegarty PC
Address
19 Cross St, Medfield, MA 02052
Preparer
John F Hegarty
Phone
6178612043
Supplemental Narrative

Additional Explanations

Form 990EZ, Part I, Line 8

Hall Rental Page 3 1200.

Form 990EZ, Part I, Line 16

INSUARNCE 47008.

Form 990EZ, Part I, Line 16

OPERATING EXPENSES 9003.

Form 990EZ, Part I, Line 16

ELECTRICTY& GAS 6430.

Form 990EZ, Part I, Line 16

Disposal 6216.

Form 990EZ, Part I, Line 16

DOCK REPAIR 0.

Form 990EZ, Part I, Line 16

WORK BOAT REPAIRS 2333.

Form 990EZ, Part I, Line 16

MAIL & Printing 559.

Form 990EZ, Part I, Line 16

TELEPHONE & internet 1843.

Form 990EZ, Part I, Line 16

Depreciation 13585.

Form 990EZ, Part I, Line 16

PERMITS 250.

Form 990EZ, Part I, Line 16

Real Estate taxes 34731.

Form 990EZ, Part I, Line 16

CAPITAL EXPENSES 9875.

Form 990EZ, Part I, Line 16

PAYROLL TAXES

Form 990EZ, Part I, Line 16

CRANE FEES 17500.

Form 990EZ, Part I, Line 16

DUES 393.

Form 990EZ, Part I, Line 16

BOOKKEEPING QUICKBOOKS

Form 990EZ, Part I, Line 16

DCR Lease 23 17500.

Form 990EZ, Part I, Line 16

Water Bills 1186.

Form 990EZ, Part I, Line 16

Gas Bills 440.

Form 990EZ, Part I, Line 16

Occupancy permit 250.

Form 990EZ, Part I, Line 16

Payroll taxes 1866.

Raw XML Appendix180 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
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IRS990EZ/BooksInCareOfDetail/PhoneNum06176352695
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt0131 N STREET
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0SOUTH BOSTON
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd0021273233
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt0143347
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt0138612
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IRS990EZ/ExcessOrDeficitForYearAmt0-4415
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IRS990EZ/Form990TotalAssetsGrp/EOYAmt0230961
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IRS990EZ/GrossProfitLossSlsOfInvntryAmt00
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IRS990EZ/GrossReceiptsForPublicUseAmt00
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IRS990EZ/MembershipDuesAmt00
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt0235376
IRS990EZ/NetAssetsOrFundBalancesEOYAmt0230961
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt120.00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/EmployeeBenefitProgramAmt00
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IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/ExpenseAccountOtherAllwncAmt70
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0JANE HAYES HANDRAHAN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1PAUL MCDONOUGH
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2CHELSEA BLANCHARD
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3MIKE LYNCH JR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4BILL TRACY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5DARCY BENOTO DEGROEN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6BRIAN KELLY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm7FR JIM DIPERRI
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0REAR COMMODORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1COMMODORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4VICE COMMODORE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt5FINANCIAL SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6FLEET CAPTAIN
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt7CHAPLIN
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherExpensesTotalAmt0170968
IRS990EZ/OtherRevenueTotalAmt01200
IRS990EZ/PrimaryExemptPurposeTxt0INSTRUCTION OF MEMBERS IN THE ART OF SAILING
IRS990EZ/ProgramServiceRevenueAmt0185340
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0INSTRUCTION OF MEMBERS AND THEIR FAMILIES IN THE KNOLEDGEAND ART OF SAILING AND NAVIGATION
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt023006
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SpecialEventsDirectExpensesAmt00
IRS990EZ/SpecialEventsNetIncomeLossAmt00
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0193974
IRS990EZ/TotalRevenueAmt0189559
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0N/A
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0Hall Rental Page 3 1200.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1INSUARNCE 47008.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2OPERATING EXPENSES 9003.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3ELECTRICTY& GAS 6430.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4Disposal 6216.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt5DOCK REPAIR 0.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt6WORK BOAT REPAIRS 2333.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt7MAIL & Printing 559.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt8TELEPHONE & internet 1843.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt9Depreciation 13585.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt10PERMITS 250.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt11Real Estate taxes 34731.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt12CAPITAL EXPENSES 9875.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt13PAYROLL TAXES
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt14CRANE FEES 17500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt15DUES 393.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt16BOOKKEEPING QUICKBOOKS
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt17DCR Lease 23 17500.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt18Water Bills 1186.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt19Gas Bills 440.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt20Occupancy permit 250.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt21Payroll taxes 1866.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0Form 990EZ, Part I, Line 8
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc5Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc6Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc7Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc8Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc9Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc10Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc11Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc12Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc13Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc14Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc15Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc16Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc17Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc18Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc19Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc20Form 990EZ, Part I, Line 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc21Form 990EZ, Part I, Line 16
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0CHELSEA BLANCHARD
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0TREASURER
ReturnHeader/BusinessOfficerGrp/PhoneNum06178617733
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-11-11
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BOSTON HARBOR YACHT CLUB INC
ReturnHeader/Filer/BusinessNameControlTxt0BOST
ReturnHeader/Filer/EIN0042310374
ReturnHeader/Filer/PhoneNum06178617733
ReturnHeader/Filer/USAddress/AddressLine1Txt0PO BOX 103
ReturnHeader/Filer/USAddress/CityNm0SOUTH BOSTON
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd002127
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0900810525
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0John F Hegarty PC
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt019 Cross St
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0Medfield
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0MA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd002052
ReturnHeader/PreparerPersonGrp/PhoneNum06178612043
ReturnHeader/PreparerPersonGrp/PreparationDt02025-11-11
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0John F Hegarty
ReturnHeader/ReturnTs02025-11-11T07:35:48-08:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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