Civic Intelligence

Nantucket Island Chamber of Commerce

EIN 04-2189081 • 501(c)6 • Nantucket, MA

View Organization Page

Profile

To advance the commercial, civic and general interests of the island of nantucket, ma

0 Main Street 2nd FloorNantucket, MA 02554

www.nantucketchamber.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

91st percentile

0.64x

Higher debt load relative to assets than 91% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Liabilities / Revenue

84th percentile

0.53x

Higher debt load relative to revenue than 84% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Net Margin

17th percentile

-7.4%

Higher net margin than 17% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Top Officer Pay

30th percentile

$0

Higher top officer pay than 30% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • $1M-$5M nonprofits • Source year 2025

Asset Growth

43rd percentile

3.2%

Faster asset growth than 43% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Revenue Growth

30th percentile

-0.9%

Faster revenue growth than 30% of similar nonprofits.

501(c)6 • $1M-$5M nonprofits • Annualized from 2024 to 2025

Balance Sheet
Liabilities / Assets91st percentile

Assets

Up

$936,430

Up $29,093 (+3.2%) from 2024

Liabilities

Up

$598,480

Up $26,147 (+4.6%) from 2024

Net Assets

Up

$337,950

Up $2,946 (+0.9%) from 2024

Operations
Liabilities / Revenue84th percentileNet Margin17th percentile

Revenue

Down

$1,139,140

Down $9,858 (-0.9%) from 2024

Expenses

Up

$1,223,169

Up $9,657 (+0.8%) from 2024

Net Income

Down

-$84,029

Down $19,515 (-30%) from 2024

Trend Graphs

Balance Sheet Trend

Asset Growth43rd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$1.5M$1.0M$500K$0Assets 2011: $179,318Liabilities 2011: $109,030Net Assets 2011: $70,2882011Assets 2012: $212,454Liabilities 2012: $65,250Net Assets 2012: $147,2042012Assets 2013: $270,755Liabilities 2013: $76,220Net Assets 2013: $194,5352013Assets 2014: $337,596Liabilities 2014: $91,834Net Assets 2014: $245,7622014Assets 2015: $342,442Liabilities 2015: $95,783Net Assets 2015: $246,6592015Assets 2016: $331,392Liabilities 2016: $101,800Net Assets 2016: $229,5922016Assets 2017: $243,154Liabilities 2017: $86,954Net Assets 2017: $156,2002017Assets 2018: $237,691Liabilities 2018: $119,833Net Assets 2018: $117,8582018Assets 2019: $174,437Liabilities 2019: $133,325Net Assets 2019: $41,1122019Assets 2020: $322,505Liabilities 2020: $181,381Net Assets 2020: $141,1242020Assets 2021: $515,923Liabilities 2021: $188,271Net Assets 2021: $327,6522021Assets 2022: $878,717Liabilities 2022: $501,541Net Assets 2022: $377,1762022Assets 2023: $1,067,010Liabilities 2023: $671,287Net Assets 2023: $395,7232023Assets 2024: $907,337Liabilities 2024: $572,333Net Assets 2024: $335,0042024Assets 2025: $936,430Liabilities 2025: $598,480Net Assets 2025: $337,9502025

Highlighted filing

2025

Assets$936,430
Liabilities$598,480
Net Assets$337,950
Open 2025 Filing

Operations Trend

Revenue Growth30th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$1.5M$1.0M$500K$0-$500KExpenses 2011: $662,9672011Expenses 2012: $625,6102012Revenue 2013: $689,081Expenses 2013: $641,749Net Income 2013: $47,3322013Revenue 2014: $743,894Expenses 2014: $692,667Net Income 2014: $51,2272014Revenue 2015: $686,649Expenses 2015: $685,752Net Income 2015: $8972015Revenue 2016: $692,427Expenses 2016: $709,494Net Income 2016: -$17,0672016Revenue 2017: $603,694Expenses 2017: $677,086Net Income 2017: -$73,3922017Revenue 2018: $655,733Expenses 2018: $694,075Net Income 2018: -$38,3422018Revenue 2019: $861,705Expenses 2019: $938,451Net Income 2019: -$76,7462019Revenue 2020: $974,817Expenses 2020: $874,805Net Income 2020: $100,0122020Revenue 2021: $1,178,183Expenses 2021: $991,655Net Income 2021: $186,5282021Revenue 2022: $1,319,175Expenses 2022: $1,269,651Net Income 2022: $49,5242022Revenue 2023: $1,301,887Expenses 2023: $1,283,340Net Income 2023: $18,5472023Revenue 2024: $1,148,998Expenses 2024: $1,213,512Net Income 2024: -$64,5142024Revenue 2025: $1,139,140Expenses 2025: $1,223,169Net Income 2025: -$84,0292025

Highlighted filing

2025

Revenue$1,139,140
Expenses$1,223,169
Net Income-$84,029
Open 2025 Filing

Filings

Most recent year

2025 • Form 990Facts available. Structured filing facts are available, but richer extracted sections are limited.

Open filing
Assets
$936,430
Liabilities
$598,480
Net assets
$337,950
Revenue
$1,139,140
Expenses
$1,223,169
Net income
-$84,029
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2025Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.94$0.60$0.34$1.14$1.22$0.08
2024Detailed filing. Detailed filing data is available for this year.$0.91$0.57$0.34$1.15$1.21$0.06
2023Detailed filing. Detailed filing data is available for this year.$1.07$0.67$0.40$1.30$1.28$0.02
2022Detailed filing. Detailed filing data is available for this year.$0.88$0.50$0.38$1.32$1.27$0.05
2021XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.52$0.19$0.33$1.18$0.99$0.19
2020Detailed filing. Detailed filing data is available for this year.$0.32$0.18$0.14$0.97$0.87$0.10
2019Detailed filing. Detailed filing data is available for this year.$0.17$0.13$0.04$0.86$0.94$0.08
2018Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.24$0.12$0.12$0.66$0.69$0.04
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.24$0.09$0.16$0.60$0.68$0.07
2016Detailed filing. Detailed filing data is available for this year.$0.33$0.10$0.23$0.69$0.71$0.02
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$0.34$0.10$0.25$0.69$0.69$0.00
2014Detailed filing. Detailed filing data is available for this year.$0.34$0.09$0.25$0.74$0.69$0.05
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.27$0.08$0.19$0.69$0.64$0.05
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.21$0.07$0.15$0.63
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.18$0.11$0.07$0.66
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jul 1, 2024 to Jun 30, 2025
Signed
Dec 11, 2025
Return Version
2024v5.0
Gross Receipts
$1,143,894
Mission and Program Overview

Mission

To advance the commercial, civic and general interests of the island of nantucket, ma

The mission of the nantucket island chamber of commerce is promoting the interests and viability of its nearly 700 members. The members are comprised of businesses, non-profit organizartions, individuals, and the island business community as a whole. The chamber promotes the historic, cultural, and recreational features that position nantucket as a prime tourist destination.

Balance Sheet Detail
LineBeginningEndChange
Assets
Cash and Non-Interest-Bearing Accounts$865,691$764,169▼ $101,522
Pledges and Grants Receivable-$25,300-
Land, Buildings, and Equipment, Net$5,509$3,142▼ $2,367
Total Assets$907,337$936,430▲ $29,093
Other Assets Total$36,137$143,819▲ $107,682
Liabilities
Deferred Revenue$487,625$431,510▼ $56,115
Other Liabilities$37,337$144,985▲ $107,648
Accounts Payable and Accrued Expenses$47,371$21,985▼ $25,386
Total Liabilities$572,333$598,480▲ $26,147
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$290,442$336,383▲ $45,941
Net Assets With Donor Restrictions$44,562$1,567▼ $42,995
Total Net Assets Fund Balance$335,004$337,950▲ $2,946
Total Liabilities and Net Assets / Fund Balance$907,337$936,430▲ $29,093

Asset Categories

AssetBook ValueDepreciationBasis
Other Land Buildings$3,142$123,923$127,065
Other Assets Org$143,819--
Compensation and Service Providers
Top Officer Pay30th percentile

Board Members and Trustees

NameTitle
Ciaran MccloskyPresident
Adam DreadDirector
Amy YoungDirector
Brandon JellisonDirector
Brienne SnyderDirector
Carl BoisDirector
Carl LindvallDirector
Chris GlowackiDirector
Curran HuyserDirector
Dr Luciana PavieDirector
Johnathan RodriguezDirector
Maggie StewartDirector
Matt BatyDirector
Mike HarterDirector
Patrick RidgeDirector
Patty Molloy BrorupDirector
Robert RannyDirector
Christina MancaSecretary
Robin RednorTreasurer
Leslie SnellVice Preside
Revenue and Support

Revenue Composition

Contributions and Grants
$891,753
Program Service Revenue
$229,126
Investment Income
$0
Other Revenue
$18,261
All Other Contributions
$62,095
Change in Net Assets
$-84,029

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,139,140
Total Revenue per Audited Statements
$1,139,140
Total Revenue per Form 990
$1,139,140
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$686,071
Salaries, Compensation, and Employee Benefits$493,832
Grants and Similar Amounts Paid$43,266
Total Fundraising Expense$29,668
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$183,497$195,464$19,945$398,906
Advertising$169,049$1,510-$170,559
Fees for Services Other$65,258$47,264-$112,522
Payroll Taxes$43,666$43,951$7,309$94,926
Occupancy$65,653$15,387-$81,040
Information Technology$44,221-$2,414$46,635
Grants to Domestic Orgs$40,366--$40,366
Office Expenses$8,252$22,073-$30,325
Other Expenses$15,082$3,050-$15,082
Conferences and Meetings-$12,286-$12,286
All Other Expenses-$6,797-$6,797
Insurance$448$4,328-$4,776
Grants to Domestic Individuals$2,900--$2,900
Depreciation Depletion$1,183$1,184-$2,367
Total Functional Expenses$840,207$353,294$29,668$1,223,169

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$1,223,169
Expenses per Audited Statements$1,136,194
Total Expenses per Audited Statements$1,136,194
Expenses Not Reported on Financial Statements$86,975
Other Expense Adjustments$86,975
International Activity

Grant and Assistance Recipients

RecipientLocationCategoryPurposeAmount
Survey Monkey Inc---$7,299
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
In-house lobbying only
No
Subject to proxy tax
Yes
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Operating Lease Liability$144,985
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
No
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
Yes
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 6

“The entity is a business association that has members that are either business or social members.”

Form 990, Page 6, Part VI, Line 7A

“Members have voting rights and annually vote in a governing board of directors.”

Form 990, Page 6, Part VI, Line 7B

“The elected governing board presents an annual treasurer's report for the organization and the members vote on acceptance of the report.”

Form 990, Page 6, Part VI, Line 11B

“A draft copy of the form 990 is forwarded to the executive committee of the board of directors (bod) and the executive director. The executive committee and the executive director review all the schedules, financial information, and responses to governance questions. After the review is complete it is approved and finalized for filing on behalf of the bod.”

Form 990, Page 6, Part VI, Line 12C

“Officers, directors, and employees fill out and sign conflict of interest statements.”

Form 990, Page 6, Part VI, Line 18

“Parties interested in reviewing form 1024 of the organization are required to submit a written request and a copy of the form will be made available at the organization's office.”

Form 990, Page 6, Part VI, Line 19

“Parties interested in reviewing the governing documents, conflict of interest policy, and financial statements are required to submit a written request and copies will be made available to them at the organization's office.”

Filing and Contact Details

Filer

Filer Name
Nantucket Island Chamber of
EIN
04-2189081
Phone
5082281700
Address
0 MAIN STREET 2ND FLOOR, NANTUCKET, MA 02554

Signing Officer

Name
Ciaran Mcclosky
Title
President
Phone
5082281700
Signed
2025-12-11
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Ciaran Mcclosky
Formed
1954
Legal Domicile
Ma
Voting Board Members
20
Independent Board Members
20
Employees
7
Volunteers
40

Preparer

Firm
Sanders Walsh & Eaton Cpas LLC
Address
PO BOX F, OSTERVILLE, MA 02655
Preparer
Roumiana S Popjeleva CPA
Phone
5084280790
Supplemental Narrative

Additional Explanations

FORM 990 - ORGANIZATION'S MISSION

“The mission of the nantucket island chamber of commerce is promoting the interests and viability of its nearly 700 members. The members are comprised of businesses, non-profit organizartions, individuals, and the island business community as a whole. The chamber promotes the historic, cultural, and recreational features that position nantucket as a prime tourist destination.”

Form 990, Page 1, Part I, Line 6

“Volunteers assist with various events throuhgout the year.”

Form 990, Part XI, Line 9

“READERSHIP COSTS 86,975”

Financial Statement Notes

Schedule D, Page 4, Part XII, Line 4B

“READERSHIP COSTS 86,975”

Raw XML AppendixShowing 400 of 498 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
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IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
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IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19DIRECTOR
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IRS990/MissionDesc0THE MISSION OF THE NANTUCKET ISLAND CHAMBER OF COMMERCE IS PROMOTING THE INTERESTS AND VIABILITY OF ITS NEARLY 700 MEMBERS. THE MEMBERS ARE COMPRISED OF BUSINESSES, NON-PROFIT ORGANIZARTIONS, INDIVIDUALS, AND THE ISLAND BUSINESS COMMUNITY AS A WHOLE. THE CHAMBER PROMOTES THE HISTORIC, CULTURAL, AND RECREATIONAL FEATURES THAT POSITION NANTUCKET AS A PRIME TOURIST DESTINATION.
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IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0READERSHIP COSTS 86,975
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE D, PAGE 4, PART XII, LINE 4B
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IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0FUNDS ARE AWARDED BASED ON APPROVED PROJECT PLAN. FUNDS ARE DISTRIBUTED BASED ON EXPENSE REIMBURSEMENT FORM AND SUPPORTING PURCHASE ORDERS OR RECEIPTS SUBMITTTED BY RECEPIENTS.
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 1, PART I, LINE 2
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