Civic Intelligence

YMCA of Greater Westfield Inc

EIN 04-2126585 • 501(c)3 • Westfield, MA

Profile

The ymca, a non-profit charity, primary purpose is to provide services and programs to the children, adults and families within the greater westfield area regardless of their ability to pay, which are designed to provide education, instruction, personal character development, recreation, fitness, wellness, health, childcare and life long interests which will positively impact their lives and their quality of life.

67 Court StreetWestfield, MA 01085

www.westfieldymca.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

15th percentile

0.01x

Higher debt load relative to assets than 15% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Liabilities / Revenue

14th percentile

0.02x

Higher debt load relative to revenue than 14% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Net Margin

62nd percentile

10%

Higher net margin than 62% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Top Officer Pay

35th percentile

$145,425

Higher top officer pay than 35% of similar nonprofits.

Top officer pay equals 3.1% of source-year revenue.

501(c)3 • $10M-$25M nonprofits • Source year 2024

Asset Growth

60th percentile

7.4%

Faster asset growth than 60% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Revenue Growth

61st percentile

13%

Faster revenue growth than 61% of similar nonprofits.

501(c)3 • $10M-$25M nonprofits • Annualized from 2023 to 2024

Assets

Up

$12,868,848

Up $887,443 (+7.4%) from 2023

Liabilities

Up

$101,175

Up $35,267 (+54%) from 2023

Net Assets

Up

$12,767,673

Up $852,176 (+7.2%) from 2023

Revenue

Up

$4,625,035

Up $529,385 (+13%) from 2023

Expenses

Up

$4,141,573

Up $535,345 (+15%) from 2023

Net Income

Down

$483,462

Down $5,960 (-1.2%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$15M$10M$5.0M$0Assets 2010: $10,701,320Liabilities 2010: $50,288Net Assets 2010: $10,651,0322010Assets 2011: $9,743,815Liabilities 2011: $113,719Net Assets 2011: $9,630,0962011Assets 2012: $9,864,534Liabilities 2012: $148,077Net Assets 2012: $9,716,4572012Assets 2013: $10,424,520Liabilities 2013: $103,569Net Assets 2013: $10,320,9512013Assets 2014: $10,112,659Liabilities 2014: $103,289Net Assets 2014: $10,009,3702014Assets 2015: $9,501,075Liabilities 2015: $91,920Net Assets 2015: $9,409,1552015Assets 2016: $9,529,507Liabilities 2016: $176,944Net Assets 2016: $9,352,5632016Assets 2017: $10,139,233Liabilities 2017: $159,412Net Assets 2017: $9,979,8212017Assets 2018: $8,965,899Liabilities 2018: $125,988Net Assets 2018: $8,839,9112018Assets 2019: $9,774,213Liabilities 2019: $194,991Net Assets 2019: $9,579,2222019Assets 2020: $10,520,165Liabilities 2020: $483,457Net Assets 2020: $10,036,7082020Assets 2021: $12,295,958Liabilities 2021: $86,163Net Assets 2021: $12,209,7952021Assets 2022: $10,932,799Liabilities 2022: $80,471Net Assets 2022: $10,852,3282022Assets 2023: $11,981,405Liabilities 2023: $65,908Net Assets 2023: $11,915,4972023Assets 2024: $12,868,848Liabilities 2024: $101,175Net Assets 2024: $12,767,6732024

Highlighted filing

2024

Assets$12,868,848
Liabilities$101,175
Net Assets$12,767,673

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$6.0M$4.0M$2.0M$0-$2.0MExpenses 2010: $3,125,1872010Expenses 2011: $3,091,5912011Expenses 2012: $2,964,7112012Revenue 2013: $2,905,398Expenses 2013: $2,830,833Net Income 2013: $74,5652013Revenue 2014: $2,844,619Expenses 2014: $2,845,802Net Income 2014: -$1,1832014Revenue 2015: $2,717,729Expenses 2015: $2,728,934Net Income 2015: -$11,2052015Revenue 2016: $2,850,836Expenses 2016: $2,813,637Net Income 2016: $37,1992016Revenue 2017: $3,002,003Expenses 2017: $2,997,601Net Income 2017: $4,4022017Revenue 2018: $3,065,146Expenses 2018: $3,091,246Net Income 2018: -$26,1002018Revenue 2019: $3,040,797Expenses 2019: $3,203,700Net Income 2019: -$162,9032019Revenue 2020: $2,273,955Expenses 2020: $2,487,619Net Income 2020: -$213,6642020Revenue 2021: $4,589,334Expenses 2021: $2,847,142Net Income 2021: $1,742,1922021Revenue 2022: $3,681,881Expenses 2022: $3,124,609Net Income 2022: $557,2722022Revenue 2023: $4,095,650Expenses 2023: $3,606,228Net Income 2023: $489,4222023Revenue 2024: $4,625,035Expenses 2024: $4,141,573Net Income 2024: $483,4622024

Highlighted filing

2024

Revenue$4,625,035
Expenses$4,141,573
Net Income$483,462

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$12.9$0.10$12.8$4.63$4.14$0.48
2023Detailed filing. Detailed filing data is available for this year.$12.0$0.07$11.9$4.10$3.61$0.49
2022Detailed filing. Detailed filing data is available for this year.$10.9$0.08$10.9$3.68$3.12$0.56
2021Detailed filing. Detailed filing data is available for this year.$12.3$0.09$12.2$4.59$2.85$1.74
2020Detailed filing. Detailed filing data is available for this year.$10.5$0.48$10.0$2.27$2.49$0.21
2019Detailed filing. Detailed filing data is available for this year.$9.77$0.19$9.58$3.04$3.20$0.16
2018Detailed filing. Detailed filing data is available for this year.$8.97$0.13$8.84$3.07$3.09$0.03
2017Detailed filing. Detailed filing data is available for this year.$10.1$0.16$9.98$3.00$3.00$0.00
2016Detailed filing. Detailed filing data is available for this year.$9.53$0.18$9.35$2.85$2.81$0.04
2015Detailed filing. Detailed filing data is available for this year.$9.50$0.09$9.41$2.72$2.73$0.01
2014Detailed filing. Detailed filing data is available for this year.$10.1$0.10$10.0$2.84$2.85$0.00
2013Detailed filing. Detailed filing data is available for this year.$10.4$0.10$10.3$2.91$2.83$0.07
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.86$0.15$9.72$2.96
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$9.74$0.11$9.63$3.09
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$10.7$0.05$10.7$3.13
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Jun 26, 2025
Return Version
2024v5.2
Gross Receipts
$4,675,553
Mission and Program Overview

Mission

The ymca, a non-profit charity, primary purpose is to provide services and programs to the children, adults and families within the greater westfield area regardless of their ability to pay, which are designed to provide education, instruction, personal (con't on sch. O) character development, recreation, fitness, wellness, health, childcare and life long interests which will positively impact their lives and their quality of life.

To provide services and programs to the children, adults and families within the westfield area.

Balance Sheet Detail
LineBeginningEndChange
Assets
Investments Other Securities$3,457,017$3,965,567▲ $508,550
Land, Buildings, and Equipment, Net$1,651,293$1,777,552▲ $126,259
Savings and Temporary Cash Investments$772,852$1,239,755▲ $466,903
Cash and Non-Interest-Bearing Accounts$1,035,217$427,428▼ $607,789
Accounts Receivable$31,917$172,013▲ $140,096
Total Assets$11,981,405$12,868,848▲ $887,443
Other Assets Total$5,033,109$5,286,533▲ $253,424
Liabilities
Accounts Payable and Accrued Expenses$61,395$96,948▲ $35,553
Deferred Revenue$4,513$4,227▼ $286
Total Liabilities$65,908$101,175▲ $35,267
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$6,481,139$7,141,130▲ $659,991
Net Assets With Donor Restrictions$5,434,358$5,626,543▲ $192,185
Total Net Assets Fund Balance$11,915,497$12,767,673▲ $852,176
Total Liabilities and Net Assets / Fund Balance$11,981,405$12,868,848▲ $887,443

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$1,075,661$5,601,611$6,677,272
Equipment$400,698$1,432,916$1,833,614
Land$301,193-$301,193
Other Assets Org$5,286,533--
Other Securities$1,518,591--

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2024$5,373,119-▲ $253,424$323,001$5,626,543
2023$5,020,042-▲ $688,257$335,250$5,373,119
2022$6,463,401-▼ $1,097,685$345,674$5,020,042
2021$6,050,603-▲ $726,560$313,762$6,463,401
2020$5,547,214-▲ $808,458$305,069$6,050,603
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
Andrea AllardExecutive DirectorFT$127,308$18,117$145,425
Bruce LoubertFinance DirectorFT$69,010$5,732$74,742

Board Members and Trustees

NameTitle
Eric HallPast President
Howard CheneyPresident
Kelly SallsVice President
Amy MoltenbreyDirector
Christian C CareyDirector
Dean RankinDirector
Erik LamotheDirector
Jennifer DaleyDirector
John C ShaverDirector
John PelliDirector
Kelly PeaseDirector
Lauren FigyDirector
Marianne LangloisDirector
Patrick LustegDirector
Stephanie MoralesDirector
Susan DargieDirector
Tricia KieferDirector
Nicholas AmantiSecrectary
Jim KrupienskiTreasurer
Revenue and Support

Revenue Composition

Contributions and Grants
$1,284,757
Program Service Revenue
$2,779,715
Investment Income
$559,194
Other Revenue
$1,369
All Other Contributions
$563,325
Change in Net Assets
$483,462

Audited Revenue Reconciliation

Revenue per Audited Statements
$4,597,531
Revenue Not Reported on Financial Statements
$27,504
Revenue Not Reported on Form 990
$368,714
Total Revenue per Audited Statements
$4,966,245
Total Revenue per Form 990
$4,625,035
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$2,612,848
Other Expenses$1,528,725
Total Fundraising Expense$44,225
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$1,901,532$117,579-$2,019,111
Occupancy$120,686$180,744$9,271$310,701
Current Officers, Directors, Trustees, and Key Employees-$171,238$25,080$196,318
Payroll Taxes$143,063$45,671$2,161$190,895
Depreciation Depletion$168,883--$168,883
Other Employee Benefits$105,982$30,177$1,783$137,942
Insurance$126,886$2,121$184$129,191
All Other Expenses$92,122$14,965-$107,087
Pension Plan Contributions$50,448$16,097$2,037$68,582
Payments to Affiliates$62,499--$62,499
Other Expenses$1,100$50,914$2,585$52,014
Fees for Service Investment Mgmnt Fees-$27,504-$27,504
Office Expenses$11,808$14,630-$26,438
Advertising$21,100$3,488-$24,588
Fees for Services Accounting-$12,712-$12,712
Conferences and Meetings$4,062$1,370-$5,432
Travel$2,486$1,444-$3,930
Total Functional Expenses$3,207,651$889,697$44,225$4,141,573

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Form 990$4,141,573
Expenses per Audited Statements$4,114,069
Total Expenses per Audited Statements$4,114,069
Expenses Not Reported on Financial Statements$27,504
Expenses Not Reported on Form 990$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$50,518
Fundraising Gross Income$43,236
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Premier Event$96,236$43,236$11,543$31,693
Cycle for a Cause$32,182-$2,585-
Total Events$128,418$43,236$50,518$-7,282
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Section B, Line 11B

The form 990 is reveiwed by finance committee and emailed to all board members for their review and comments.

Form 990, Part VI, Section B, Line 12C

The organization reviews annually those issues which may cause a conflict of interest.

Form 990, Part VI, Section B, Line 15

The executive committee of the board of directors votes on and approves the executive director's salary annually. The board used comparability data from other ymca's and the performance of the executive director in determining the executive director's salary.

Form 990, Part VI, Section C, Line 19

The organization makes its governing documents, conflict of interest policy, and financial statements available to the public by request.

Filing and Contact Details

Filer

Filer Name
Ymca of Greater Westfield Inc
EIN
04-2126585
Phone
4135688631
Address
67 COURT STREET, WESTFIELD, MA 01085

Signing Officer

Name
Howard Cheney
Title
President
Phone
4135688631
Signed
2025-06-26
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Howard Cheney
Formed
1891
Legal Domicile
Ma
Voting Board Members
19
Independent Board Members
19
Employees
243
Volunteers
0

Preparer

Firm
Boisselle Morton & Wolkowicz Llp
Address
48 BAY ROAD PO BOX 374, HADLEY, MA 01035
Preparer
Joseph P Wolkowicz CPA
Phone
4135870099
Supplemental Narrative

Additional Explanations

FORM 990, PART XI, LINE 9:

Change in value of perpetual trust 253,424.

Form 990, Part XII, Line 2C

The finance committee of the board of directors assumes responsibility for oversight of the audit of its financial statements and selection of an independent accountant. The organization did not change its oversight process or selection process during the tax year.

Financial Statement Notes

PART II, LINE 5:

Reviewed by board of directors and finance committee.

PART II, LINE 9:

The westfield ymca was previously the recipient of certain historic preservation funds provided by the city of westfield. These funds were utilized to make improvements to a designated historic portion of the ymca facility known as the taylor mansion. The related agreement for the use of these funds requires a deed restriction for the taylor mansion for a period of 30 years, beginning april 15, 2016. There is no current year impact on income and expenses.

Part V, Line 4

Intended use of the organization's endowment funds: quarterly distributions are received from a perpetual trust for the maintenance of the buidling and the work of the westfield ymca. Westfield ymca does not control the investment of the perpetual trust. Earnings from a restricted capital maintenance fund are used to maintain and repair the organization's buildings and equipment.

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IRS990/Desc0HEALTHY LIVING: THE Y IS COMMITTED TO IMPROVING AMERICA'S HEALTH AND WELL-BEING, COMMUNITY BY COMMUNITY. WE BRING FAMILIES CLOSER TOGETHER, ENCOURAGE GOOD HEALTH AND FOSTER CONNECTIONS THROUGH FITNESS, SPORTS, FUN AND SHARED INTERESTS. AS A RESULT OVER 4,000 PEOPLE IN OUR COMMUNITY ARE RECEIVING THE SUPPORT, GUIDANCE AND RESOURCES THEY NEED TO ACHIEVE GREATER HEALTH IN SPIRIT, MIND AND BODY. THIS IS PARTICULARLY IMPORTANT AS OUR NATION STRUGGLES WITH CHRONIC DISEASE AND OBESITY, FAMILIES WRESTLE WITH WORK/LIFE BALANCE AND INDIVIDUALS SEARCH FOR PERSONAL FULFILLMENT. OUR PROGRAMS ARE ACCESSIBLE, AFFORDABLE AND OPEN TO ALL FAITHS, BACK-GROUNDS, ABILITIES AND INCOME LEVELS. IN 2024, WE PROVIDED $90,427 IN FINANCIAL ASSISTANCE TO PEOPLE WHO OTHERWISE MAY NOT HAVE BEEN ABLE TO AFFORD TO PARTICIPATE.
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IRS990/Form990PartVIISectionAGrp/PersonNm7JOHN C SHAVER
IRS990/Form990PartVIISectionAGrp/PersonNm8DEAN RANKIN
IRS990/Form990PartVIISectionAGrp/PersonNm9AMY MOLTENBREY
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IRS990/Form990PartVIISectionAGrp/PersonNm11PATRICK LUSTEG
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IRS990/Form990PartVIISectionAGrp/PersonNm14MARIANNE LANGLOIS
IRS990/Form990PartVIISectionAGrp/PersonNm15JENNIFER DALEY
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IRS990/Form990PartVIISectionAGrp/PersonNm19ANDREA ALLARD
IRS990/Form990PartVIISectionAGrp/PersonNm20BRUCE LOUBERT
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IRS990/Form990PartVIISectionAGrp/TitleTxt0PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt1VICE PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt2TREASURER
IRS990/Form990PartVIISectionAGrp/TitleTxt3SECRECTARY
IRS990/Form990PartVIISectionAGrp/TitleTxt4PAST PRESIDENT
IRS990/Form990PartVIISectionAGrp/TitleTxt5DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt6DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt7DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt8DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt9DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt10DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt11DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt12DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt13DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt14DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt15DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt16DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt17DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt18DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt19EXECUTIVE DIRECTOR
IRS990/Form990PartVIISectionAGrp/TitleTxt20FINANCE DIRECTOR
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IRS990/MissionDesc0THE YMCA, A NON-PROFIT CHARITY, PRIMARY PURPOSE IS TO PROVIDE SERVICES AND PROGRAMS TO THE CHILDREN, ADULTS AND FAMILIES WITHIN THE GREATER WESTFIELD AREA REGARDLESS OF THEIR ABILITY TO PAY, WHICH ARE DESIGNED TO PROVIDE EDUCATION, INSTRUCTION, PERSONAL CHARACTER DEVELOPMENT, RECREATION, FITNESS, WELLNESS, HEALTH, CHILDCARE AND LIFE LONG INTERESTS WHICH WILL POSITIVELY IMPACT THEIR LIVES AND THEIR QUALITY OF LIFE.
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IRS990/PensionPlanContributionsGrp/FundraisingAmt02037
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IRS990/PrincipalOfficerNm0HOWARD CHENEY
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IRS990/ProgramServiceRevenueGrp/BusinessCd2624410
IRS990/ProgramServiceRevenueGrp/Desc0YMCA ACTIVITY FEES
IRS990/ProgramServiceRevenueGrp/Desc1HEALTHY LIVING
IRS990/ProgramServiceRevenueGrp/Desc2CHILD CARE VOUCHERS
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt01448985
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt1814046
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt2516684
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt01448985
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt1814046
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt2516684
IRS990/ProgSrvcAccomActy2Grp/Desc0YOUTH DEVELOPMENT: OUR YMCA IS COMMITTED TO NURTURING THE POTENTIAL OF EVERY CHILD AND TEEN. WE BELIEVE ALL KIDS HAVE GREAT POTENTIAL AND DESERVE THE OPPORTUNITY TO DISCOVER WHO THEY ARE AND WHAT THEY CAN ACHIEVE. THAT'S WHY WE HELP YOUNG PEOPLE CULTIVATE THE VALUES, SKILLS AND RELATIONSHIPS THAT LEAD TO POSITIVE BEHAVIORS, BETTER HEALTH AND EDUCATIONAL ACHIEVEMENT. BEYOND PROVIDING CHILD CARE SERVICES IN A SAFE, STRUCTURED ENVIRONMENT FOR FAMILIES, OUR EARLY EDUCATION AND SCHOOL AGE CHILD CARE PROGRAMS OFFER A RANGE OF EXPERIENCES THAT ENRICH SOCIAL-EMOTIONAL, COGNITIVE AND PHYSICAL GROWTH. IN 2024, WE PROVIDED $106,148 IN FINANCIAL ASSISTANCE FOR CHILDCARE.
IRS990/ProgSrvcAccomActy2Grp/ExpenseAmt01519422
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt01406746
IRS990/ProgSrvcAccomActy3Grp/Desc0CAMP SHEPARD: THE PURPOSE OF YMCA DAY CAMP IS TO HELP, PRESCHOOLERS TO TEENS-GROW SPIRITUALLY, MENTALLY, AND PHYSICALLY. BY PROVIDING CHALLENGING ACTIVITIES IN BOTH SMALL AND LARGE GROUP SETTINGS, CAMP SHEPARD GIVES YOUNG PEOPLE AN EXPERIENCE THAT CAN LAST A LIFETIME. THIS EXPERIENCE IS GROUNDED IN A SET OF SEVEN OBJECTIVES: GROW PERSONALLY, LEARN VALUES, IMPROVE PERSONAL AND FAMILY RELATIONSHIPS, APPRECIATE DIVERSITY, BECOME BETTER LEADERS AND SUPPORTERS, DEVELOP SPECIFIC SKILLS AND ASSETS, AND HAVE FUN. CAMP SHEPARD PROVIDES A UNIQUE OUTDOOR EDUCATIONAL EXPERIENCE FOR CHILDREN. IN 2024, WE SERVED OVER 431 UNIQUE CAMPERS AND PROVIDED $13,807 IN FINANCIAL ASSISTANCE.
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IRS990/ProgSrvcAccomActy3Grp/RevenueAmt0418455
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