Civic Intelligence

Builders Association of Central Massachusetts

EIN 04-2108744 • 501(c)6 • Worcester, MA

Profile

We develop the professionalism and success of our members, influence public policy, promote high ethical standards and encourage civic and environmental responsibility in the building industry.

51 Pullman StWorcester, MA 01606

hbracm.com

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

68th percentile

0.04x

Higher debt load relative to assets than 68% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Liabilities / Revenue

66th percentile

0.02x

Higher debt load relative to revenue than 66% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Net Margin

15th percentile

-35%

Higher net margin than 15% of similar nonprofits.

501(c)6 • <$500k nonprofits • Source year 2024

Top Officer Pay

77th percentile

$0

Higher top officer pay than 77% of similar nonprofits.

Top officer pay equals 0.0% of source-year revenue.

501(c)6 • <$500k nonprofits • Source year 2024

Asset Growth

17th percentile

-39%

Faster asset growth than 17% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Revenue Growth

22nd percentile

-25%

Faster revenue growth than 22% of similar nonprofits.

501(c)6 • <$500k nonprofits • Annualized from 2023 to 2024

Balance Sheet
Liabilities / Assets68th percentile

Assets

Down

$48,755

Down $31,047 (-39%) from 2023

Liabilities

Up

$2,088

Up $1,838 (+735%) from 2023

Net Assets

Down

$46,667

Down $32,885 (-41%) from 2023

Operations
Liabilities / Revenue66th percentileNet Margin15th percentile

Revenue

Down

$85,899

Down $28,143 (-25%) from 2023

Expenses

Down

$115,614

Down $27,752 (-19%) from 2023

Net Income

Down

-$29,715

Down $391 (-1.3%) from 2023

Trend Graphs

Balance Sheet Trend

Asset Growth17th percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$300K$200K$100K$0Assets 2010: $183,756Net Assets 2010: $183,7562010Assets 2011: $187,933Liabilities 2011: $0Net Assets 2011: $187,9332011Assets 2012: $200,685Liabilities 2012: $0Net Assets 2012: $200,6852012Assets 2013: $216,890Liabilities 2013: $600Net Assets 2013: $216,2902013Assets 2014: $219,833Liabilities 2014: $0Net Assets 2014: $219,8332014Assets 2015: $218,489Liabilities 2015: $0Net Assets 2015: $218,4892015Assets 2016: $216,428Liabilities 2016: $0Net Assets 2016: $216,4282016Assets 2017: $218,269Liabilities 2017: $0Net Assets 2017: $218,2692017Assets 2018: $212,376Liabilities 2018: $0Net Assets 2018: $212,3762018Assets 2019: $204,009Liabilities 2019: $0Net Assets 2019: $204,0092019Assets 2020: $146,644Liabilities 2020: $1,968Net Assets 2020: $144,6762020Assets 2021: $142,255Liabilities 2021: $0Net Assets 2021: $142,2552021Assets 2022: $114,398Liabilities 2022: $5,580Net Assets 2022: $108,8182022Assets 2023: $79,802Liabilities 2023: $250Net Assets 2023: $79,5522023Assets 2024: $48,755Liabilities 2024: $2,088Net Assets 2024: $46,6672024

Highlighted filing

2024

Assets$48,755
Liabilities$2,088
Net Assets$46,667
Open 2024 Filing

Operations Trend

Revenue Growth22nd percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$300K$200K$100K$0-$100KRevenue 2010: $171,358Expenses 2010: $174,974Net Income 2010: -$3,6162010Expenses 2011: $180,8682011Expenses 2012: $206,8462012Revenue 2013: $221,561Expenses 2013: $205,956Net Income 2013: $15,6052013Revenue 2014: $216,009Expenses 2014: $212,466Net Income 2014: $3,5432014Revenue 2015: $230,179Expenses 2015: $231,523Net Income 2015: -$1,3442015Revenue 2016: $219,305Expenses 2016: $221,366Net Income 2016: -$2,0612016Revenue 2017: $215,347Expenses 2017: $213,506Net Income 2017: $1,8412017Revenue 2018: $168,820Expenses 2018: $174,713Net Income 2018: -$5,8932018Revenue 2019: $142,100Expenses 2019: $150,467Net Income 2019: -$8,3672019Revenue 2020: $81,428Expenses 2020: $140,761Net Income 2020: -$59,3332020Revenue 2021: $93,795Expenses 2021: $96,216Net Income 2021: -$2,4212021Revenue 2022: $57,894Expenses 2022: $91,331Net Income 2022: -$33,4372022Revenue 2023: $114,042Expenses 2023: $143,366Net Income 2023: -$29,3242023Revenue 2024: $85,899Expenses 2024: $115,614Net Income 2024: -$29,7152024

Highlighted filing

2024

Revenue$85,899
Expenses$115,614
Net Income-$29,715
Open 2024 Filing

Filings

Most recent year

2024 • Form 990EZDetailed filing. Detailed filing data is available for this year.

Open filing
Assets
$48,755
Liabilities
$2,088
Net assets
$46,667
Revenue
$85,899
Expenses
$115,614
Net income
-$29,715
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$0.49$0.02$0.47$0.86$1.16$0.30
2023Detailed filing. Detailed filing data is available for this year.$0.80$0.00$0.80$1.14$1.43$0.29
2022Detailed filing. Detailed filing data is available for this year.$1.14$0.06$1.09$0.58$0.91$0.33
2021Detailed filing. Detailed filing data is available for this year.$1.42$0.00$1.42$0.94$0.96$0.02
2020Detailed filing. Detailed filing data is available for this year.$1.47$0.02$1.45$0.81$1.41$0.59
2019Detailed filing. Detailed filing data is available for this year.$2.04$0.00$2.04$1.42$1.50$0.08
2018Detailed filing. Detailed filing data is available for this year.$2.12$0.00$2.12$1.69$1.75$0.06
2017Detailed filing. Detailed filing data is available for this year.$2.18$0.00$2.18$2.15$2.14$0.02
2016Detailed filing. Detailed filing data is available for this year.$2.16$0.00$2.16$2.19$2.21$0.02
2015Detailed filing. Detailed filing data is available for this year.$2.18$0.00$2.18$2.30$2.32$0.01
2014Detailed filing. Detailed filing data is available for this year.$2.20$0.00$2.20$2.16$2.12$0.04
2013Detailed filing. Detailed filing data is available for this year.$2.17$0.01$2.16$2.22$2.06$0.16
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$2.01$0.00$2.01$2.07
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.88$0.00$1.88$1.81
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$1.84$1.84$1.71$1.75$0.04
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Apr 28, 2025
Return Version
2024v5.0
Gross Receipts
$85,899
Mission and Program Overview

Mission

To provide information, education, and technical expertise in the field of home building to association members, and the general public. Programs include home expo shows, builder licensing courses and business to business directory.

We develop the professionalism and success of our members, influence public policy, promote high ethical standards and encourage civic and environmental responsibility in the building industry.

Program Services

DescriptionGrantsExpenses
PROFESSIONAL SEMINARS FOR BUILDERS--
BUSINESS TO BUSINESS DIRECTORY--
Compensation and Service Providers
Top Officer Pay77th percentile

Employees

NameTitleFull / Part TimeBaseOtherTotal
RUSSELL COLEPresident-$0--
CARL FOLEYDirector-$0--
MARK HERLIHYTreasurer-$0--
GUY WEBBSecretary-$0--
DAVID FINEDirector-$0--
MARK DURRENBERGER1st VP-$0--
JOHN FOLEYDirector-$0--
Filing and Contact Details

Filer

Filer Name
Builders Association of Central
EIN
04-2108744
Phone
5087915595
Address
51 PULLMAN ST, WORCESTER, MA 01606

Signing Officer

Name
Russell Cole
Title
President
Phone
5087915595
Signed
2025-04-28
Discuss with paid preparer
Yes

Preparer

Firm
Gelinas & Pratte CPA
Address
36 SALMON ST, MANCHESTER, NH 03104-3021
Preparer
Ken P Gelinas
Phone
6036258931
Supplemental Narrative

Additional Explanations

Form 990-ez, Part I, Line 16

“Expenses 8,831 69,942 676 total 79,449”

Form 990-ez, Part II, Line 24

“Accounts receivable 0 3,491 prepaid expenses and deferred charges 0 3,025 total 0 6,516”

Form 990-ez, Part II, Line 26

“Accounts payable and accrued expenses 250 2,088”

Form 990-ez, Part III

“We develop the professionalism and success of our members, influence public policy, promote high ethical standards and encourage civic and environmental responsibility in the building industry.”

Raw XML Appendix121 raw XML fields

This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

Path#Value
IRS990EZ/ActivitiesNotPreviouslyRptInd0false
IRS990EZ/BooksInCareOfDetail/PersonNm0SCOTT PALMER
IRS990EZ/BooksInCareOfDetail/PhoneNum05087915595
IRS990EZ/BooksInCareOfDetail/USAddress/AddressLine1Txt051 PULLMAN ST
IRS990EZ/BooksInCareOfDetail/USAddress/CityNm0WORCESTER
IRS990EZ/BooksInCareOfDetail/USAddress/StateAbbreviationCd0MA
IRS990EZ/BooksInCareOfDetail/USAddress/ZIPCd001606
IRS990EZ/CashSavingsAndInvestmentsGrp/BOYAmt076632
IRS990EZ/CashSavingsAndInvestmentsGrp/EOYAmt042239
IRS990EZ/ChgMadeToOrgnzngDocNotRptInd0false
IRS990EZ/DonorAdvisedFndsInd0false
IRS990EZ/ExcessOrDeficitForYearAmt0-29715
IRS990EZ/FeesAndOtherPymtToIndCntrctAmt036027
IRS990EZ/ForeignFinancialAccountInd0false
IRS990EZ/ForeignOfficeInd0false
IRS990EZ/Form1120PolFiledInd0false
IRS990EZ/Form990TotalAssetsGrp/BOYAmt076632
IRS990EZ/Form990TotalAssetsGrp/EOYAmt048755
IRS990EZ/GrossReceiptsAmt085899
IRS990EZ/InfoInScheduleOPartIIIInd0X
IRS990EZ/InfoInScheduleOPartIIInd0X
IRS990EZ/InfoInScheduleOPartIInd0X
IRS990EZ/InvestmentIncomeAmt011
IRS990EZ/MadeLoansToFromOfficersInd0false
IRS990EZ/MembershipDuesAmt036388
IRS990EZ/MethodOfAccountingCashInd0X
IRS990EZ/NetAssetsOrFundBalancesBOYAmt076382
IRS990EZ/NetAssetsOrFundBalancesEOYAmt046667
IRS990EZ/NetAssetsOrFundBalancesGrp/BOYAmt076382
IRS990EZ/NetAssetsOrFundBalancesGrp/EOYAmt046667
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt0000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt1000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt2000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt3000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt4000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt5000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/AverageHrsPerWkDevotedToPosRt6000.00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt00
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt10
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt20
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt30
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt40
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt50
IRS990EZ/OfficerDirectorTrusteeEmplGrp/CompensationAmt60
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm0RUSSELL COLE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm1CARL FOLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm2MARK HERLIHY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm3GUY WEBB
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm4DAVID FINE
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm5MARK DURRENBERGER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/PersonNm6JOHN FOLEY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt0PRESIDENT
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt1DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt2TREASURER
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt3SECRETARY
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt4DIRECTOR
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt51ST VP
IRS990EZ/OfficerDirectorTrusteeEmplGrp/TitleTxt6DIRECTOR
IRS990EZ/OperateHospitalInd0false
IRS990EZ/Organization501cInd0X
IRS990EZ/OrganizationDissolvedEtcInd0false
IRS990EZ/OrganizationHadUBIInd0false
IRS990EZ/OtherAssetsTotalDetail/EOYAmt06516
IRS990EZ/OtherExpensesTotalAmt079449
IRS990EZ/PoliticalCampaignActyInd0false
IRS990EZ/PrimaryExemptPurposeTxt0WE DEVELOP THE PROFESSIONALISM AND SUCCESS OF OUR MEMBERS, INFLUENCE PUBLIC POLICY, PROMOTE HIGH ETHICAL STANDARDS AND ENCOURAGE CIVIC AND ENVIRONMENTAL RESPONSIBILITY IN THE BUILDING INDUSTRY.
IRS990EZ/ProgramServiceRevenueAmt049500
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt0PROFESSIONAL SEMINARS FOR BUILDERS
IRS990EZ/ProgramSrvcAccomplishmentGrp/DescriptionProgramSrvcAccomTxt1BUSINESS TO BUSINESS DIRECTORY
IRS990EZ/ProhibitedTaxShelterTransInd0false
IRS990EZ/RelatedOrganizationCtrlEntInd0false
IRS990EZ/SalariesOtherCompEmplBnftAmt0138
IRS990EZ/ScheduleBNotRequiredInd0X
IRS990EZ/SubjectToProxyTaxInd0false
IRS990EZ/SumOfTotalLiabilitiesGrp/BOYAmt0250
IRS990EZ/SumOfTotalLiabilitiesGrp/EOYAmt02088
IRS990EZ/TanningServicesProvidedInd0false
IRS990EZ/TotalExpensesAmt0115614
IRS990EZ/TotalRevenueAmt085899
IRS990EZ/TransactionWithControlEntInd0false
IRS990EZ/TypeOfOrganizationCorpInd0X
IRS990EZ/WebsiteAddressTxt0HBRACM.COM
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0EXPENSES 8,831 69,942 676 TOTAL 79,449
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1ACCOUNTS RECEIVABLE 0 3,491 PREPAID EXPENSES AND DEFERRED CHARGES 0 3,025 TOTAL 0 6,516
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ACCOUNTS PAYABLE AND ACCRUED EXPENSES 250 2,088
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3WE DEVELOP THE PROFESSIONALISM AND SUCCESS OF OUR MEMBERS, INFLUENCE PUBLIC POLICY, PROMOTE HIGH ETHICAL STANDARDS AND ENCOURAGE CIVIC AND ENVIRONMENTAL RESPONSIBILITY IN THE BUILDING INDUSTRY.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990-EZ, PART I, LINE 16
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990-EZ, PART II, LINE 24
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990-EZ, PART II, LINE 26
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990-EZ, PART III
ReturnHeader/BuildTS02025-03-06 01:10:19Z
ReturnHeader/BusinessOfficerGrp/DiscussWithPaidPreparerInd0true
ReturnHeader/BusinessOfficerGrp/PersonNm0RUSSELL COLE
ReturnHeader/BusinessOfficerGrp/PersonTitleTxt0PRESIDENT
ReturnHeader/BusinessOfficerGrp/PhoneNum05087915595
ReturnHeader/BusinessOfficerGrp/SignatureDt02025-04-28
ReturnHeader/Filer/BusinessName/BusinessNameLine1Txt0BUILDERS ASSOCIATION OF CENTRAL
ReturnHeader/Filer/BusinessName/BusinessNameLine2Txt0MASSACHUSETTS
ReturnHeader/Filer/BusinessNameControlTxt0BUIL
ReturnHeader/Filer/EIN0042108744
ReturnHeader/Filer/PhoneNum05087915595
ReturnHeader/Filer/USAddress/AddressLine1Txt051 PULLMAN ST
ReturnHeader/Filer/USAddress/CityNm0WORCESTER
ReturnHeader/Filer/USAddress/StateAbbreviationCd0MA
ReturnHeader/Filer/USAddress/ZIPCd001606
ReturnHeader/IRSResponsiblePrtyInfoCurrInd0true
ReturnHeader/PreparerFirmGrp/PreparerFirmEIN0871674654
ReturnHeader/PreparerFirmGrp/PreparerFirmName/BusinessNameLine1Txt0GELINAS & PRATTE CPA
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/AddressLine1Txt036 SALMON ST
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/CityNm0MANCHESTER
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/StateAbbreviationCd0NH
ReturnHeader/PreparerFirmGrp/PreparerUSAddress/ZIPCd0031043021
ReturnHeader/PreparerPersonGrp/PhoneNum06036258931
ReturnHeader/PreparerPersonGrp/PreparationDt02025-08-27
ReturnHeader/PreparerPersonGrp/PreparerPersonNm0KEN P GELINAS
ReturnHeader/PreparerPersonGrp/SelfEmployedInd0X
ReturnHeader/ReturnTs02025-08-27T08:23:42-04:00
ReturnHeader/ReturnTypeCd0990EZ
ReturnHeader/TaxPeriodBeginDt02024-01-01
ReturnHeader/TaxPeriodEndDt02024-12-31
ReturnHeader/TaxYr02024

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