Civic Intelligence

Young Men'S Christian Association

EIN 04-2105885 • 501(c)3 • Worcester, MA

Profile

The ymca of central massachusetts strengthens the foundations of community through programs and services in the areas of youth development, healthy living, and social responsibility.

766 Main StWorcester, MA 01610-3161

www.ymcaofcm.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

58th percentile

0.34x

Higher debt load relative to assets than 58% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Liabilities / Revenue

67th percentile

0.66x

Higher debt load relative to revenue than 67% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Net Margin

31st percentile

-0.3%

Higher net margin than 31% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Top Officer Pay

56th percentile

$402,103

Higher top officer pay than 56% of similar nonprofits.

Top officer pay equals 1.3% of source-year revenue.

501(c)3 • $50M-$100M nonprofits • Source year 2024

Asset Growth

38th percentile

2.8%

Faster asset growth than 38% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Revenue Growth

65th percentile

15%

Faster revenue growth than 65% of similar nonprofits.

501(c)3 • $50M-$100M nonprofits • Annualized from 2023 to 2024

Assets

Up

$59,783,016

Up $1,635,652 (+2.8%) from 2023

Liabilities

Down

$20,084,878

Down $1,012,536 (-4.8%) from 2023

Net Assets

Up

$39,698,138

Up $2,648,188 (+7.1%) from 2023

Revenue

Up

$30,490,245

Up $4,064,077 (+15%) from 2023

Expenses

Up

$30,595,228

Up $3,380,674 (+12%) from 2023

Net Income

Up

-$104,983

Up $683,403 (+87%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$60M$40M$20M$0Assets 2010: $39,682,915Liabilities 2010: $23,793,316Net Assets 2010: $15,889,5992010Assets 2011: $38,131,038Liabilities 2011: $23,671,715Net Assets 2011: $14,459,3232011Assets 2012: $43,211,828Liabilities 2012: $21,769,481Net Assets 2012: $21,442,3472012Assets 2013: $44,495,078Liabilities 2013: $19,424,952Net Assets 2013: $25,070,1262013Assets 2014: $47,164,933Liabilities 2014: $19,735,954Net Assets 2014: $27,428,9792014Assets 2015: $54,917,441Liabilities 2015: $28,871,535Net Assets 2015: $26,045,9062015Assets 2016: $52,626,488Liabilities 2016: $26,774,607Net Assets 2016: $25,851,8812016Assets 2017: $52,136,569Liabilities 2017: $22,984,812Net Assets 2017: $29,151,7572017Assets 2018: $57,017,803Liabilities 2018: $22,654,669Net Assets 2018: $34,363,1342018Assets 2019: $54,754,151Liabilities 2019: $22,942,755Net Assets 2019: $31,811,3962019Assets 2020: $55,971,070Liabilities 2020: $25,243,365Net Assets 2020: $30,727,7052020Assets 2021: $59,055,753Liabilities 2021: $20,031,565Net Assets 2021: $39,024,1882021Assets 2022: $55,949,263Liabilities 2022: $19,480,348Net Assets 2022: $36,468,9152022Assets 2023: $58,147,364Liabilities 2023: $21,097,414Net Assets 2023: $37,049,9502023Assets 2024: $59,783,016Liabilities 2024: $20,084,878Net Assets 2024: $39,698,1382024

Highlighted filing

2024

Assets$59,783,016
Liabilities$20,084,878
Net Assets$39,698,138

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$40M$30M$20M$10M$0-$10MExpenses 2010: $14,560,8742010Expenses 2011: $14,539,0382011Expenses 2012: $14,806,3582012Revenue 2013: $18,258,707Expenses 2013: $17,161,768Net Income 2013: $1,096,9392013Revenue 2014: $19,066,782Expenses 2014: $16,561,491Net Income 2014: $2,505,2912014Revenue 2015: $18,120,727Expenses 2015: $17,259,887Net Income 2015: $860,8402015Revenue 2016: $18,092,343Expenses 2016: $17,813,058Net Income 2016: $279,2852016Revenue 2017: $18,971,484Expenses 2017: $18,125,089Net Income 2017: $846,3952017Revenue 2018: $23,973,112Expenses 2018: $19,409,634Net Income 2018: $4,563,4782018Revenue 2019: $23,653,980Expenses 2019: $24,348,450Net Income 2019: -$694,4702019Revenue 2020: $20,631,458Expenses 2020: $20,857,564Net Income 2020: -$226,1062020Revenue 2021: $25,227,753Expenses 2021: $21,758,561Net Income 2021: $3,469,1922021Revenue 2022: $24,839,296Expenses 2022: $23,907,928Net Income 2022: $931,3682022Revenue 2023: $26,426,168Expenses 2023: $27,214,554Net Income 2023: -$788,3862023Revenue 2024: $30,490,245Expenses 2024: $30,595,228Net Income 2024: -$104,9832024

Highlighted filing

2024

Revenue$30,490,245
Expenses$30,595,228
Net Income-$104,983

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Facts available. Structured filing facts are available, but richer extracted sections are limited.$59.8$20.1$39.7$30.5$30.6$0.10
2023Detailed filing. Detailed filing data is available for this year.$58.1$21.1$37.0$26.4$27.2$0.79
2022Facts available. Structured filing facts are available, but richer extracted sections are limited.$55.9$19.5$36.5$24.8$23.9$0.93
2021Detailed filing. Detailed filing data is available for this year.$59.1$20.0$39.0$25.2$21.8$3.47
2020XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$56.0$25.2$30.7$20.6$20.9$0.23
2019XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.8$22.9$31.8$23.7$24.3$0.69
2018XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$57.0$22.7$34.4$24.0$19.4$4.56
2017XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$52.1$23.0$29.2$19.0$18.1$0.85
2016Detailed filing. Detailed filing data is available for this year.$52.6$26.8$25.9$18.1$17.8$0.28
2015XML pending. An XML filing is linked for this year, but detailed extraction is still pending.$54.9$28.9$26.0$18.1$17.3$0.86
2014Detailed filing. Detailed filing data is available for this year.$47.2$19.7$27.4$19.1$16.6$2.51
2013Facts available. Structured filing facts are available, but richer extracted sections are limited.$44.5$19.4$25.1$18.3$17.2$1.10
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$43.2$21.8$21.4$14.8
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$38.1$23.7$14.5$14.5
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$39.7$23.8$15.9$14.6
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Oct 1, 2023 to Sep 30, 2024
Signed
Jun 12, 2025
Return Version
2023v6.0
Gross Receipts
$31,133,941
Mission and Program Overview

Mission

The ymca of central massachusetts strengthens the foundations of community through programs and services that support youth development, healthy living and social responsibility.

The ymca of central massachusetts strengthens the foundations of community.

Balance Sheet Detail
LineBeginningEndChange
Assets
Land, Buildings, and Equipment, Net$34,432,308$34,064,015▼ $368,293
Investments in Publicly Traded Securities$13,440,158$15,773,305▲ $2,333,147
Cash and Non-Interest-Bearing Accounts$3,225,588$3,748,784▲ $523,196
Savings and Temporary Cash Investments$4,643,550$3,488,158▼ $1,155,392
Accounts Receivable$806,207$1,443,606▲ $637,399
Pledges and Grants Receivable$406,788$451,072▲ $44,284
Prepaid Expenses and Deferred Charges$156,025$115,922▼ $40,103
Other Notes and Loans Receivable, Net$0$0→ $0
Receivable From Disqualified Prsn$0$0→ $0
Receivables From Officers Etc$0$0→ $0
Investments Other Securities$0--
Investments Program Related$0--
Pd in Cap Srpls Land Bldg Eqp Fund$0$0→ $0
Rtn Earn Endowment Incm Other Fnds$0$0→ $0
Cap Stk Tr Prin Current Funds$0$0→ $0
Intangible Assets$0$0→ $0
Inventories for Sale or Use$0$0→ $0
Loans From Officers Directors$0$0→ $0
Total Assets$58,147,364$59,783,016▲ $1,635,652
Other Assets Total$1,036,740$698,154▼ $338,586
Liabilities
Tax Exempt Bond Liabilities$16,666,055$16,109,071▼ $556,984
Accounts Payable and Accrued Expenses$1,549,893$1,912,135▲ $362,242
Mortgage Notes Payable Secured by Investment Property$1,823,369$1,526,042▼ $297,327
Deferred Revenue$1,058,097$537,630▼ $520,467
Grants Payable$0$0→ $0
Unsecured Notes Loans Payable$0$0→ $0
Other Liabilities$0$0→ $0
Escrow Account Liability$0$0→ $0
Total Liabilities$21,097,414$20,084,878▼ $1,012,536
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$28,965,488$30,596,317▲ $1,630,829
Net Assets With Donor Restrictions$8,084,462$9,101,821▲ $1,017,359
Total Net Assets Fund Balance$37,049,950$39,698,138▲ $2,648,188
Total Liabilities and Net Assets / Fund Balance$58,147,364$59,783,016▲ $1,635,652

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$28,780,732$32,881,037$61,661,769
Equipment$1,957,628$5,318,685$7,276,313
Land$2,695,491-$2,695,491
Other Land Buildings$630,164$0$630,164

Endowment Activity

PeriodBeginningContrib.Gain/LossOther UsesEnd
2023$12,437,927$0▲ $2,921,611$600,000$14,759,538
2022$11,092,943$0▲ $1,879,984$535,000$12,437,927
2021$13,393,637$500,000▼ $2,800,694$0$11,092,943
2020$12,570,825$342,042▲ $2,725,824$2,245,054$13,393,637
2019$11,737,460$10,110▲ $1,387,505$564,250$12,570,825
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseOtherTotal
David ConnellPresident and CEOFT$341,755$60,348$402,103
Lori BastienVice President of Operations, CMMOFT$148,623$26,004$174,627
Glenn JuchnoVice President of Property & Risk MgtFT$123,157$32,229$155,386
Julio Acero-NaliVice President of Finance/CFOFT$125,235$29,233$154,468
Pamela SuprenantVice President for Youth Development & Comm. ServiceFT$133,791$18,343$152,134

Board Members and Trustees

Highest Paid Contractors

ContractorServicesLocationCompensation
All Brand New EnglendFood & Beverage vendorPO Box 726, Suite 201, North Andover, MA 01845$272,508
Elite Kitchen & BathFacility remodeling40 Mechanics St, Marlboro, MA 01752$135,730
SueJay SotoIn-Home Child Care12 Hartwell Terrace, Southbridge, MA 01550$124,092
Maria TorresIn Home Child Care45 Denison Hill Rd, Southbridge, MA 01550$118,261
DF Johnson LLCConstruction and HVAC servicesPO Box 1178, Princeton, MA 01541$117,286
Revenue and Support

Revenue Composition

Contributions and Grants
$14,297,467
Program Service Revenue
$14,875,276
Investment Income
$978,946
Other Revenue
$338,556
All Other Contributions
$1,662,907
Change in Net Assets
$-104,983

Audited Revenue Reconciliation

Revenue per Audited Statements
$30,558,162
Revenue Not Reported on Financial Statements
$-67,917
Revenue Not Reported on Form 990
$2,753,171
Other Revenue Adjustments
$-102,130
Total Revenue per Audited Statements
$33,311,333
Total Revenue per Form 990
$30,490,245
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$17,134,365
Other Expenses$13,460,863
Total Fundraising Expense$243,239
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$12,214,946$954,823$135,340$13,305,109
Fees for Services Other$2,551,300$234,943$33,423$2,819,666
Depreciation Depletion$2,695,962$6,816$0$2,702,778
Occupancy$2,379,814$30$0$2,379,844
Payroll Taxes$968,497$152,312$10,883$1,131,692
Other Employee Benefits$808,333$151,059$8,985$968,377
Current Officers, Directors, Trustees, and Key Employees$133,791$738,770$0$872,561
Pension Plan Contributions$745,265$102,795$8,566$856,626
Interest$650,915$43,757$6,925$701,597
Insurance$606,712$30,239$0$636,951
Other Expenses$549,434$24,821$303$574,558
Travel$359,013$19,976$782$379,771
Payments to Affiliates$268,208$9,935$0$278,143
Advertising$33,617$208,089$484$242,190
Fees for Services Accounting$0$75,357$0$75,357
Office Expenses$24,480$4,714$9,905$39,099
Fees for Service Investment Mgmnt Fees$0$34,213$0$34,213
Fees for Services Legal$0$5,270$0$5,270
Total Functional Expenses$26,804,000$3,547,989$243,239$30,595,228

Audited Expense Reconciliation

Line ItemAmount
Total Expenses per Audited Statements$30,663,145
Total Expenses per Form 990$30,595,228
Expenses per Audited Statements$30,561,015
Expenses Not Reported on Form 990$102,130
Expenses Not Reported on Financial Statements$34,213
Other Expense Adjustments$0
Fundraising, Events, and Gaming
Fundraising activities
Yes
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Fundraising Direct Expenses$102,130
Fundraising Gross Income$77,000
Gaming Direct Expenses$0
Gaming Gross Income$0
Professional Fundraising Fees$0

Fundraising Events

EventGross ReceiptsGross RevenueDirect ExpensesNet Income
Livestrong$81,466$0$5,551$-5,551
Golf Tournament$212,295$51,917$9,225$42,692
Total Events$329,116$77,000$102,130$-25,130
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Loans from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Receivables from Disqualified Persons$0$0→ $0
Receivables from Officers, Directors, Trustees, and Key Employees$0$0→ $0
Debt and Bond Financing

Bond Issues

BondIssuerIssuedIssue PricePurpose
AMassachusetts Development Finance Agency2022-02-17$16,914,000Refund Refunded Bonds

Bond Proceeds

BondTotal ProceedsSpentRetiredIssuance Costs
A$16,914,000$16,702,814$610,783$211,186

Bond Financing Compliance

No rebate due
No
Rebate not yet due
No
Form 8038-T filed
No
Gross proceeds invested
No
Gross proceeds invested in GIC
No
Exception to rebate
No
Corrective action procedures
Yes
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 11B Review of form 990 by governing body

Prior to filing form 990 ceo will disperse the form electronically to board members.

Form 990, Part VI, Line 12C Conflict of interest policy

The board of directors reviews the organization's conflict of interest policy annually in order to insure that the organization's board of directors, officers, and employees are regularly and consistently monitoring and enforcing it. We have not encountered any incidences of conflict of interest.

Form 990, Part VI, Line 15A Process to establish compensation of top management official

The organization utilizes the services of a human resource consultant who gathers information from other comparable organizations and data provided by ymca. The information is then reported to the executive committee and benchmarks are compared in order to determine the appropriate compensation. This process is completed annually and was done in calendar 2023.

Form 990, Part VI, Line 19 Required documents available to the public

Forms are available for public inspection upon request

Form 990, Part VIII, Line 2F Other Program Service Revenue

Other Program Revenue - Total Revenue: 2421603, Related or Exempt Function Revenue: 2421603, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ; Residence Revenue - Total Revenue: 0, Related or Exempt Function Revenue: 0, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;

Form 990, Part VIII, Line 11D Other Miscellaneous Revenue

Adjust to agree - Total Revenue: 0, Related or Exempt Function Revenue: 0, Unrelated Business Revenue: , Revenue Excluded from Tax Under Sections 512, 513, or 514: ;

Form 990 Part VI, Section C, Line 19

Forms are available for public inspection upon request

Filing and Contact Details

Filer

Filer Name
YMCA of Central Massachusetts (2909)
EIN
04-2105885
Phone
5087556101
Address
766 Main St, Worcester, MA 01610-3161

Signing Officer

Name
Julio Acero-Nali
Title
VP of Finance/CFO
Phone
5087556101
Signed
2025-06-12
Discuss with paid preparer
Yes

Organization Details

Formed
1868
Legal Domicile
Ma
Voting Board Members
33
Independent Board Members
33
Employees
1,099
Volunteers
130

Preparer

Firm
Bollus Lynch LLP
Address
89 Shrewsbury Street, Worcester, MA 01604
Preparer
James M Johnston Jr
Phone
5087557107
Supplemental Narrative

Additional Explanations

Form 990, Part III, Line 2 New program services

City of Worcester Aquatics Program

Form 990, Part III, Line 4D Description of other program services

(Expenses $ including grants of $)(Revenue $ 351,523) Other Program Service transactions

Form 990 Part III, Line 4 (A-C)

Mission statement: the ymca of central massachusetts is an association united in a common goal to strengthen our communities and to develop the spirit, mind, and body of all persons, regardless of means, through activities guided by and based upon our core values of caring, honesty, respect and responsibility.

Form 990 Part III, Line 4 (A-C)

Cause statement: the ymca of central massachusetts will strengthen the foundations of community through programs and services that support youth development, healthy living, and social responsibility.

Form 990 Part III, Line 4 (A-C)

Diversity and inclusion vision statement: the ymca of central massachusetts will nurture and support an environment that reflects, respects, and celebrates our differences, and embraces the richness of our diversity.

Form 990 Part III, Line 4 (A-C)

Strategic advantage: the ymca of central massachusetts successfully impacts families and individuals by fostering a sense of belonging to a movement that continually evolves to meet the relevant needs of our community.

Form 990 Part III, Line 4 (A-C)

Organization description: the ymca of central ma is an association united in a common goal to strengthen our communities and to develop the spirit, mind and body of all persons, regardless of means, through activities guided by and based upon our core values of caring, honesty, respect and responsibility. No other community-based, non-profit organization in central massachusetts has the geographic reach or the breadth of programs and services that encompass youth development, healthy living and social responsibility as the ymca. Our six branches support over 35,000 members across nearly 70 cities and towns in the heart of the commonwealth. Collaboration with more than 100 other partners extends our reach to nearly 50,000 individuals annually. We also deliver programs at offsite sites in other locations, along with our three rural summer day camps. In 2011, we were honored to join a group of only 50 ys to become a diversity, inclusion and global innovation y. Ymcas with this distinction focus on responding to and serving diverse and changing regions and populations in order to best strengthen communities. Our strategy fosters understanding of and connection to the global reality influencing local cities and towns, addresses demographic changes, develops programs/services to meet the needs of diverse, underserved communities and positions us as a leading global human-service organization. We have introduced dynamic programs to meet the needs of diverse populations we serve, such as global sports and female-only classes to accommodate muslim women. To maintain high levels of financial assistance and program subsidies to ensure access to these program and services for all, y staff and volunteers executed a successful annual campaign last year, raising over $1.3 million.

Form 990 Part III, Line4 (A-C)

Ymca history: the ymca of central massachusetts has been impacting children, teens, families, and adults for 160 years. When our y began in 1864, it operated out of one rented room on the second floor of the iconic mechanics hall in downtown worcester - one of the first landmarks in the city. Today, our y has evolved from serving one gender and one religion to proudly serving all people. We have become one of the region's most impactful non-profit organizations. Thanks to our deep roots in the community, our y continues to be uniquely positioned to address the ever-changing needs of those we serve. While our health and fitness resources help our members become their best selves, our impact reaches far beyond our wellness centers. Both inside and outside the walls of our y, we deliver impactful programming to those who need us most. In 1920, the flagship central community branch opened its doors in downtown worcester's main south neighborhood. Due to the socioeconomic demographics of this part of the city, the central branch functions as a safe haven for the residents of the area, including the teen achievement center and family locker room. Many low-income members from the neighborhoods we serve qualify for free or reduced membership and programs. The greendale family branch was established in 1929, thanks to norton company's (now saint-gobain's) generous donation of facilities. The boroughs family branch opened in 2002, but our y first reached this underserved region starting in 1983. With no dedicated branch location, we offered only limited programming. Now, the boroughs family branch is a thriving y location positively impacting multiple communities. The next addition to the umbrella of the ymca of central massachusetts, the montachusett regional y in fitchburg, was founded in 1887 by a group of community leaders who recognized the importance of the worldwide ymca movement. Throughout this branch's history, it has strived to improve the y experience for residents of northern central massachusetts with expansions, such as the 1957 purchase of camp lowe in nearby lancaster, ma. Since becoming part of our y in 2012, the montachusett community branch (mcb) has enabled us to continue fulfilling our cause of strengthening the foundations of community. Fitchburg is a key location for many y members who live and work outside the area of worcester because they no longer have to make the stressful commute into the city to receive our y's services. The combined entity resulted in the opening of the leominster community branch. The y has had the opportunity to deepen its impact beyond its previous boundaries. The state-of-the-art facility is helping to revitalize a downtown neighborhood while acting as a resource for a diverse range of people, including a network of homeschool families, local girl scout troops, and professional athletes. Now, many of our association-wide programs have expanded to this new location. Our cancer survivor initiative, livestrong at the ymca, is an example of critical programming which is reaching underserved audiences in leominster and the surrounding towns. In 2018, the ymca of central massachusetts and tri-community ymca deemed it desirable and in the best interest of each respective corporation and their members to merge. This new combined entity resulted in the expansion of child development programs and enhancement of wellness programs in southbridge and charlton, and has created deep community impact in south central massachusetts.

FORM 990 PART III, LINE 4 (A-C)

Our promise: thanks to the diversity and dedication of our volunteers, mission partners and staff, our y continues to meet community need while fulfilling our commitment to nurturing the potential of youth, promoting healthy living and building a sense of social responsibility. We are dedicated to the wellbeing of our children, our health and our neighbors. Only by working together can we address the ever-changing needs of those we serve. With this in mind, at the y, our cause is strengthening communities. Every day, we work side-by-side with community partners to ensure everyone, regardless of age, income or background, has the tools to become their best selves.

Form 990 Part III, Line 4 (A-C)

Our impact: each of our six branches has a unique blend of programming, some part of association-wide endeavors and some distinct to the branch, which meets the specific needs of the cities and towns surrounding the respective location. We are proud to continue providing relevant and engaging programming. Our members and others who rely on us specifically seek out initiatives which offer safe environments for children and families and which address chronic health issues, such as cancer, diabetes and obesity. With our support, everyone who turns to the y can achieve their personal best. For the most effective program approaches, we have grouped our programs and services into three areas of focus: youth development-nurturing the potential of every child at our y, children and teens are a priority because we know the future is in the hands of the youngest generation. Our initiatives set a foundation focused on education, a balanced lifestyle and responsibility to the community. Each program engages mentors to serve as role models for youth, demonstrating all they can aspire to be. Staff and volunteers serve as role models for our youngest program participants to build confidence and practical skills they can utilize in school and beyond.

Form 990 Part III, Line 4 (A-C)

We are proud to provide a summary of some of our key services delivered in 2024 to the nearly 70 cities and towns in central massachusetts: early childhood education our early childhood education program is a place where learning is fun and exciting. It strengthens the holistic development of infants, toddlers, young children, and their families by supporting early literacy, the development of healthy habits, and strong parenting skills. Our program provides early learning readiness experiences to prepare them for entering the education system. We also feature nutritional-based activities when age-appropriate, such as food group sorting and healthy food collages, along with fruit and vegetable color organization. Furthermore, opportunities for family involvement and events are highlighted throughout the year, with a focus on nutritionally optimum diets and physical play. Out-of-school-time programs this association-wide initiative fosters and develops physical, intellectual, emotional, and social skills in children from kindergarten to sixth grade, serving more than 650 children daily. Our staff understands that to meet the constantly changing and expanding needs of youth, it is essential to be flexible and adaptive. When children first arrive at the after-school program, they have the opportunity to unwind with quiet activities. Immediately following quiet playtime is a healthy snack. Next, they are encouraged to work independently during homework/learning time with the support of the y staff. Finally, children engage in activity time, filled with fun and engaging activities. Despite the established schedule, we intentionally vary the program's routine to encourage students to become well-rounded and flexible. To instill healthy habits in the youth we serve, active play or team sports are incorporated into the activity time once a week, as well as nutritional education. Our staff act as role models, demonstrating the importance of healthy and active lifestyles. Out-of-school time offers a balanced and adult-supervised environment. Children flourish in the structured setting we provide them, as outlined by well-established school-age care curriculum frameworks. Parents can rest assured knowing that their children are in a safe and secure environment where their well-being is our top priority. The core content areas are arts & humanities, character development, health, wellness and fitness, literacy, science and technology, service-learning, and social competence and conflict resolution. Our main goal is to keep youth engaged in learning while having fun. The afterschool experience is crafted to complement school learning practices, support diverse learning styles, and encourage the development of the whole child in spirit, mind, and body to ensure academic and social success for the children we support. The program's services are a welcomed relief to many working parents who previously struggled to arrange transportation to quality childcare - leaving their children potentially unsupervised and at risk of destructive decisions. The y offers parents in our communities access to affordable after-school programming for their children, which supplements the education they receive at school and encourages healthy choices. An addition to the out-of-school agenda includes the integration of mental health specialists into programming at our worcester and fitchburg locations. These part-time specialists provide one-on-one support to children, as well as train and model effective strategies for staff. In a very short period, we have seen promising data that reinforces the need for this added layer of assistance for children and our staff. We will continue to seek funding to deepen the impact and expand these services. The y has incorporated afterschool by the numbers at our central community and greendale family branches in worcester. This mathematics literacy program provides an experienced math teacher to deliver a high-quality curric

Form 990 Part III, Line 4 (A-C)

Achievers program the achievers program is a no-cost program designed to empower teens to create the next generation of leaders, targeting middle and high school students. Program strategy helps youth develop skills to succeed in high school and matriculate to college while inspiring them with a sense of social responsibility and healthy living. Thanks to our dedicated mission partners, including local colleges and youth service agencies, achievers provides academic and college readiness to ensure participants' access to college as well as a myriad of learning opportunities from experienced adult role models in their fields of interest. The achievers program serves teens across worcester county at our main branch locations. This initiative focuses on three central pillars: college preparation programming, adult mentorship, and career cluster workshops to best prepare students for future success. Youth and government this valuable endeavor is a mock legislative program that prepares vulnerable youth for a variety of careers by building skills, including leadership and public speaking, to be demonstrated at meetings and presentations with their peers. The program curriculum includes participants preparing briefs and conducting mock trials based on current issues with one another, as well as visiting local representatives at the state house. Teens from our boroughs family and central community branch participated in 2024. Healthy living the y is dedicated to giving all people, regardless of age, ability, or socioeconomic status, the resources to develop and maintain healthy habits. We are proud to be a catalyst in supporting individuals and families in their pursuit of a healthy lifestyle. Our y strives to set a high bar for wellness standards -- not just meet them. Our programming is driven by staff, volunteers, and mission partners and is member-focused. We provide ongoing support, guidance, and resources designed to aid individuals in achieving greater health and well-being. At a branch level, national resources and technical assistance have translated into program innovation and improvement relating to our youth wellness initiative. We utilize dr. Yum's preschool food adventure, a unique preschool cooking and nutrition curriculum, at preschool sites in our association. Created by a team of experts, including a pediatrian, a speech-language pathologist, a registered dietician, early childhood educators, and parents, this program has demonstrated improvements in children in nine key areas regarding picky eaters and willingness to explore new foods. This 24-lesson curriculum is fun, engaging, and educational as we strive to build skills and demonstrate the value of healthy living. Examples of innovative healthy living initiatives include livestrong at the ymca our y has proudly hosted livestrong at the ymca since 2011. We are privileged to be amongst the ranks of over 400 ymcas across the nation who offer this program. Our initiative is instrumental in helping people affected by cancer reach their holistic health goals. We help survivors and their caregivers build a network of support, composed of everyone from y staff to peers in the community, to improve their well-being in body, mind, and spirit. To date, we have served over 2,000 survivors, along with many more family members and loved ones. Livestrong at the y is available to any adult over the age of 18 who has completed or is undergoing cancer treatment. Y staff and volunteers perform an extensive intake process, including communication with potential participants' physicians. To reach more people in need, our y partners with valuable community leaders, such as saint vincent hospital and dana-farber cancer institute, to help inform potential participants about the benefits of the program. Our y is proud to foster relationships in our region with prestigious medical institutions such as these, who share our commitment to support vulnerable members of our communities compas

Form 990 Part III, Line 4 (A-C)

Social responsibility our y is proud to give back and provide support to our neighbors through a variety of teen and community-based initiatives. Several examples include: spartacus spartacus is a vital program for teens, designed to build positive skills for court-involved youth while connecting them with adult role models. This initiative strives to instill a sense of social responsibility by encouraging participants to make their neighborhoods safer for everyone and demonstrating the merits of choosing a more positive course in life. Spartacus works with at-risk teens at the montachusett community branch. The program operates during the academic school year. It engages participants through adventure-based activities, boot-camp-style workouts, academic tutoring, community service, leadership development, anger management counseling, and substance abuse assistance. Youth are presented with challenges and empowered with the knowledge and confidence to implement creative solutions. These skills help teens build a bright future for themselves. Leaders clubs a tried and true national ymca initiative, leaders clubs throughout the region are developing future leaders. Adapted to the strengths of each of our branches, this youth development program provides education, hands-on learning, social and recreational activities, as well as opportunities for service learning in the community. For many of our branches, this is the core of teen engagement and has some of our greatest retention. Teens are working with mentors, building real-life skills, and using them to improve their communities. All branches throughout the region have active clubs. Internship academy operating out of the greendale family branch, the y's internship academy is a workforce development program that connects teens to internship opportunities at the branch to offer them valuable early work experience. In collaboration with worcester public schools, teens are assigned positions within five core workforce areas, including customer service, maintenance/janitorial, youth instruction, child care, and fitness/personal wellness - each requiring different responsibilities and developing unique skillsets for the individual. This program saw interns shadowing experienced ymca staff within each field, as well as participating in weekly group training around core subjects like resume and cover letter writing, workplace performance, and professionalism. City of worcester aquatics collaboration in april, the city awarded the ymca the aquatic facilities staffing of public pools and beaches proposal. The y provided well-trained staff, free swim lessons and new recreational opportunities, such as paddle boarding, that enriched the community. Nearly 90 staff members oversaw the daily operations of crompton pool, bell park pond, coes pond, shore park, and indian lake beach. Ymca staff from these locations welcomed residents daily for eight weeks in july and august, recording over 35,000 visits. Engaging a neighborhood - engaging a community the ymca is proud of its involvement in many neighborhood community events that promote our social responsibility focus area. We hold several local neighborhood initiatives, including safety around water, and engage volunteers from the communities we serve for several programs. Safety around water serves children from low-income households and provides them with water-safety skills to prevent their potential risk of drowning. Our y continues to play an active role in our community and employs our partners across central massachusetts to remain engaged in nearly 70 cities and towns. Global relations and community engagement as a community-based organization, it is important that the ymca of central massachusetts focus on creating welcoming environments where everyone feels a sense of belonging and where all can thrive. For over 15 years, we have engaged our communities to help serve everyone and respond to local and global issues that impact all c

Financial Statement Notes

Schedule D, Part V, Line 4 Intended uses of endowment funds

The Association's endowment consists of individual donor restricted funds established for the purpose of supporting the Association's activities and operations. Its endowment includes both donor restricted endowment funds and funds designated by the Association to function as endowments. As required by generally accepted accounting principles, net assets associated with endowment funds are classified and reported based on the existence or absence of donor-imposed or legal restrictions. As required by generally accepted accounting principles, the Association classifies as donor restricted net assets (a) the original value of gifts donated to the permanent endowment, (b) the original value of subsequent gifts to the permanent endowment, and (c) accumulations to the permanent endowment made in accordance with the direction of the applicable donor gift instrument at the time the accumulation is added to the fund. The remaining portion of the donor-restricted endowment fund that is not classified as non-expendable net assets is classified as expendable net assets when those amounts are appropriated for expenditure by the Association in a manner consistent with the standard of prudence prescribed by state law. In accordance with the Uniform Prudent Management of Institutional Funds Act, the Association may consider the following factors in making a determination to appropriate or accumulate donor-restricted endowment funds: the duration and preservation of the fund; the purposes of the Association and the donor-restricted endowment fund; general economic conditions; the possible effect of inflation and deflation; the expected total return from income and the appreciation of investments; other resources of the Association; and the investment policies of the Association. The Association has adopted investment and spending policies for its board-designated and other endowment assets that attempt to provide a predictable stream of funding for its programs while seeking to maintain the purchasing power of the endowment assets. Under this policy, as approved by the Board, the Association shall seek to invest the endowment funds in such a manner that the investments will provide a spendable return consistent with a long-term goal of preserving the funds in real terms. Actual returns in any given year may vary from this amount. To satisfy its long-term rate-of-return objectives, the Association's investment strategy focuses on the long-term growth of principal without taking undue risks. Annual investment return targets are achieved through both capital appreciation (realized and unrealized) and current yield (interest and dividends). The Association has invested in equity and fixed income based mutual funds that target a diversified asset allocation, placing a greater emphasis on equity-based investments to achieve its long-term return objectives. The Association has a policy of appropriating for distribution quarterly, at its discretion, a portion of the endowment fair value to support operations. The endowment fair value for distribution purposes is calculated based on an average of a rolling twenty calendar quarters. In establishing this policy, the Association considered the long-term expected return on its endowment. This is consistent with the Association's objective to maintain the purchasing power of its endowment. From time to time, the fair value of assets associated with individual donor-restricted endowment funds may fall below the level that the donor imposed restrictions require the Association to retain as a fund of perpetual duration. The Association may appropriate for expenditure from these underwater endowment funds in accordance with the prudent measures prescribed by state law. There were no such deficiencies at September 30, 2024.

Schedule D, Part XI, Line 2(D) Other revenues in audited financial statements not in form 990

- 0

Schedule D, Part XI, Line 4(B) Other revenues in form 990 not in audited financial statements

Fundraising Event Expenses - -102130

Schedule D, Part XII, Line 2(D) Other expenses in audited financial statements not in form 990

Fundraising Event Expenses - 102130 -

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IRS990/Form990PartVIISectionAGrp/PersonNm0Betsy Landry
IRS990/Form990PartVIISectionAGrp/PersonNm1John W Braley III
IRS990/Form990PartVIISectionAGrp/PersonNm2Kimberly Anderson
IRS990/Form990PartVIISectionAGrp/PersonNm3Polly Tatum
IRS990/Form990PartVIISectionAGrp/PersonNm4William C Sullivan Jr
IRS990/Form990PartVIISectionAGrp/PersonNm5Alan Peppel
IRS990/Form990PartVIISectionAGrp/PersonNm6Amanda Risch
IRS990/Form990PartVIISectionAGrp/PersonNm7Andrew Morgan
IRS990/Form990PartVIISectionAGrp/PersonNm8Bash Turay
IRS990/Form990PartVIISectionAGrp/PersonNm9Ben Prince
IRS990/Form990PartVIISectionAGrp/PersonNm10Christopher Kostiw
IRS990/Form990PartVIISectionAGrp/PersonNm11Cornell LeSane
IRS990/Form990PartVIISectionAGrp/PersonNm12Debra Seymour
IRS990/Form990PartVIISectionAGrp/PersonNm13Elisha Erb
IRS990/Form990PartVIISectionAGrp/PersonNm14Elizabeth Wambui
IRS990/Form990PartVIISectionAGrp/PersonNm15Fred Jenoure
IRS990/Form990PartVIISectionAGrp/PersonNm16George Cox
IRS990/Form990PartVIISectionAGrp/PersonNm17Jack Foley
IRS990/Form990PartVIISectionAGrp/PersonNm18Jeremy Thompson-Durand
IRS990/Form990PartVIISectionAGrp/PersonNm19Jim Hohman
IRS990/Form990PartVIISectionAGrp/PersonNm20Mark Donahue
IRS990/Form990PartVIISectionAGrp/PersonNm21Pablo Hernandez
IRS990/Form990PartVIISectionAGrp/PersonNm22Paul Murphy
IRS990/Form990PartVIISectionAGrp/PersonNm23Pritesh Gandhi
IRS990/Form990PartVIISectionAGrp/PersonNm24Ruby Pezanatti
IRS990/Form990PartVIISectionAGrp/PersonNm25Scott Grieco
IRS990/Form990PartVIISectionAGrp/PersonNm26Shereen Fahey
IRS990/Form990PartVIISectionAGrp/PersonNm27Ted Gallagher
IRS990/Form990PartVIISectionAGrp/PersonNm28Yvette Dyson
IRS990/Form990PartVIISectionAGrp/PersonNm29David Connell
IRS990/Form990PartVIISectionAGrp/PersonNm30Julio Acero-Nali
IRS990/Form990PartVIISectionAGrp/PersonNm31Lori Bastien
IRS990/Form990PartVIISectionAGrp/PersonNm32Glenn Juchno
IRS990/Form990PartVIISectionAGrp/PersonNm33Pamela Suprenant
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IRS990/Form990PartVIISectionAGrp/TitleTxt0Clerk
IRS990/Form990PartVIISectionAGrp/TitleTxt1Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt2Treasurer/ Vice Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt3Past Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt4Chair
IRS990/Form990PartVIISectionAGrp/TitleTxt5Director
IRS990/Form990PartVIISectionAGrp/TitleTxt6Director
IRS990/Form990PartVIISectionAGrp/TitleTxt7Director
IRS990/Form990PartVIISectionAGrp/TitleTxt8Director
IRS990/Form990PartVIISectionAGrp/TitleTxt9Director
IRS990/Form990PartVIISectionAGrp/TitleTxt10Director
IRS990/Form990PartVIISectionAGrp/TitleTxt11Director
IRS990/Form990PartVIISectionAGrp/TitleTxt12Director
IRS990/Form990PartVIISectionAGrp/TitleTxt13Director
IRS990/Form990PartVIISectionAGrp/TitleTxt14Director
IRS990/Form990PartVIISectionAGrp/TitleTxt15Director
IRS990/Form990PartVIISectionAGrp/TitleTxt16Director
IRS990/Form990PartVIISectionAGrp/TitleTxt17Director
IRS990/Form990PartVIISectionAGrp/TitleTxt18Director
IRS990/Form990PartVIISectionAGrp/TitleTxt19Director
IRS990/Form990PartVIISectionAGrp/TitleTxt20Director

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