Civic Intelligence

Margaret Fuller-Neighborhood House Inc.

EIN 04-2103782 • 501(c)3 • Cambridge, MA

Pub. 78 Eligible

Profile

The mission of the margaret fuller house is to provide integrated services to individuals and families to empower them to overcome challenges, reach their potential and achieve their goals.

71 Cherry StreetCambridge, MA 02139

www.margaretfullerhouse.org

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

69th percentile

0.22x

Higher debt load relative to assets than 69% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Liabilities / Revenue

78th percentile

0.41x

Higher debt load relative to revenue than 78% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Net Margin

8th percentile

-38%

Higher net margin than 8% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Top Officer Pay

74th percentile

$119,230

Higher top officer pay than 74% of similar nonprofits.

Top officer pay equals 10.3% of source-year revenue.

501(c)3 • $1M-$5M nonprofits • Source year 2024

Asset Growth

12th percentile

-17%

Faster asset growth than 12% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Revenue Growth

3rd percentile

-66%

Faster revenue growth than 3% of similar nonprofits.

501(c)3 • $1M-$5M nonprofits • Annualized from 2023 to 2024

Assets

Down

$2,106,233

Down $418,260 (-17%) from 2023

Liabilities

Up

$473,116

Up $20,598 (+4.6%) from 2023

Net Assets

Down

$1,633,117

Down $438,858 (-21%) from 2023

Revenue

Down

$1,163,010

Down $2,302,669 (-66%) from 2023

Expenses

Down

$1,601,868

Down $111,638 (-6.5%) from 2023

Net Income

Down

-$438,858

Down $2,191,031 (-125%) from 2023

Trend Graphs

Balance Sheet Trend

Grouped bars show assets, liabilities, and net assets across loaded filings.

$3.0M$2.0M$1.0M$0Assets 2010: $380,580Liabilities 2010: $30,024Net Assets 2010: $350,5562010Assets 2011: $427,554Liabilities 2011: $27,995Net Assets 2011: $399,5592011Assets 2012: $422,294Liabilities 2012: $24,075Net Assets 2012: $398,2192012Assets 2013: $474,125Liabilities 2013: $27,659Net Assets 2013: $446,4662013Assets 2014: $517,878Liabilities 2014: $46,031Net Assets 2014: $471,8472014Assets 2015: $522,296Liabilities 2015: $35,546Net Assets 2015: $486,7502015Assets 2016: $580,047Liabilities 2016: $120,592Net Assets 2016: $459,4552016Assets 2017: $911,209Liabilities 2017: $466,884Net Assets 2017: $444,3252017Assets 2018: $589,808Liabilities 2018: $418,804Net Assets 2018: $171,0042018Assets 2019: $535,142Liabilities 2019: $482,616Net Assets 2019: $52,5262019Assets 2020: $642,574Liabilities 2020: $525,644Net Assets 2020: $116,9302020Assets 2021: $839,216Liabilities 2021: $475,255Net Assets 2021: $363,9612021Assets 2022: $785,368Liabilities 2022: $465,566Net Assets 2022: $319,8022022Assets 2023: $2,524,493Liabilities 2023: $452,518Net Assets 2023: $2,071,9752023Assets 2024: $2,106,233Liabilities 2024: $473,116Net Assets 2024: $1,633,1172024

Highlighted filing

2024

Assets$2,106,233
Liabilities$473,116
Net Assets$1,633,117

Operations Trend

Revenue, expenses, and net income by year, with the latest filing highlighted.

$4.0M$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $736,0482010Expenses 2011: $517,1602011Expenses 2012: $577,6162012Revenue 2013: $615,301Expenses 2013: $576,536Net Income 2013: $38,7652013Revenue 2014: $638,235Expenses 2014: $618,406Net Income 2014: $19,8292014Revenue 2015: $714,412Expenses 2015: $698,911Net Income 2015: $15,5012015Revenue 2016: $607,037Expenses 2016: $636,814Net Income 2016: -$29,7772016Revenue 2017: $743,581Expenses 2017: $761,389Net Income 2017: -$17,8082017Revenue 2018: $529,171Expenses 2018: $801,867Net Income 2018: -$272,6962018Revenue 2019: $699,365Expenses 2019: $817,843Net Income 2019: -$118,4782019Revenue 2020: $829,753Expenses 2020: $765,349Net Income 2020: $64,4042020Revenue 2021: $1,373,439Expenses 2021: $1,126,408Net Income 2021: $247,0312021Revenue 2022: $1,995,737Expenses 2022: $2,039,896Net Income 2022: -$44,1592022Revenue 2023: $3,465,679Expenses 2023: $1,713,506Net Income 2023: $1,752,1732023Revenue 2024: $1,163,010Expenses 2024: $1,601,868Net Income 2024: -$438,8582024

Highlighted filing

2024

Revenue$1,163,010
Expenses$1,601,868
Net Income-$438,858

Filings

Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2024Detailed filing. Detailed filing data is available for this year.$2.11$0.47$1.63$1.16$1.60$0.44
2023Detailed filing. Detailed filing data is available for this year.$2.52$0.45$2.07$3.47$1.71$1.75
2022Detailed filing. Detailed filing data is available for this year.$0.79$0.47$0.32$2.00$2.04$0.04
2021Detailed filing. Detailed filing data is available for this year.$0.84$0.48$0.36$1.37$1.13$0.25
2020Detailed filing. Detailed filing data is available for this year.$0.64$0.53$0.12$0.83$0.77$0.06
2019Detailed filing. Detailed filing data is available for this year.$0.54$0.48$0.05$0.70$0.82$0.12
2018Detailed filing. Detailed filing data is available for this year.$0.59$0.42$0.17$0.53$0.80$0.27
2017Detailed filing. Detailed filing data is available for this year.$0.91$0.47$0.44$0.74$0.76$0.02
2016Detailed filing. Detailed filing data is available for this year.$0.58$0.12$0.46$0.61$0.64$0.03
2015Detailed filing. Detailed filing data is available for this year.$0.52$0.04$0.49$0.71$0.70$0.02
2014Detailed filing. Detailed filing data is available for this year.$0.52$0.05$0.47$0.64$0.62$0.02
2013Detailed filing. Detailed filing data is available for this year.$0.47$0.03$0.45$0.62$0.58$0.04
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.42$0.02$0.40$0.58
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.43$0.03$0.40$0.52
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$0.38$0.03$0.35$0.74
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2024 to Dec 31, 2024
Signed
Feb 2, 2026
Return Version
2024v5.0
Gross Receipts
$1,163,010
Mission and Program Overview

Mission

The mission of the margaret fuller house is to provide integrated services to individuals and families to empower them to overcome challenges, reach their potential and achieve their goals.

Balance Sheet Detail
LineBeginningEndChange
Assets
Savings and Temporary Cash Investments-$770,241-
Investments in Publicly Traded Securities$1,545,305$734,429▼ $810,876
Cash and Non-Interest-Bearing Accounts$624,478$273,469▼ $351,009
Land, Buildings, and Equipment, Net$263,000$249,715▼ $13,285
Accounts Receivable$89,384$75,320▼ $14,064
Prepaid Expenses and Deferred Charges$2,326$2,575▲ $249
Total Assets$2,524,493$2,106,233▼ $418,260
Other Assets Total-$484-
Liabilities
Other Liabilities$387,354$381,098▼ $6,256
Accounts Payable and Accrued Expenses$61,166$89,851▲ $28,685
Deferred Revenue$3,998$2,167▼ $1,831
Total Liabilities$452,518$473,116▲ $20,598
Net Assets / Fund Balance
Net Assets Without Donor Restrictions$1,935,750$1,633,117▼ $302,633
Net Assets With Donor Restrictions$136,225--
Total Net Assets Fund Balance$2,071,975$1,633,117▼ $438,858
Total Liabilities and Net Assets / Fund Balance$2,524,493$2,106,233▼ $418,260

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$185,253$104,499$289,752
Equipment$16,083$17,060$33,143
Land$28,400-$28,400
Other Land Buildings$19,979$7,254$27,233
Compensation and Service Providers

Employees

NameTitleFull / Part TimeBaseTotal
Selvin ChambersExecutive DiFT$119,230$119,230

Board Members and Trustees

Revenue and Support

Revenue Composition

Contributions and Grants
$1,049,882
Program Service Revenue
$26,821
Investment Income
$65,538
Other Revenue
$20,769
All Other Contributions
$234,455
Change in Net Assets
$-438,858

Noncash Contribution Practices

Property subject to holding requirements
No
Reviewed unusual noncash gifts
No
Third parties used for noncash contributions
No

Noncash Contributions

Contribution TypeContribution CountReported AmountValuation Method
Food Inventory1$555,235Ma State Foodbank Finan.
Total Noncash Contributions1$555,235-

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,163,010
Total Revenue per Audited Statements
$1,163,010
Total Revenue per Form 990
$1,163,010
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Salaries, Compensation, and Employee Benefits$632,315
Grants and Similar Amounts Paid$576,289
Other Expenses$393,264
Total Fundraising Expense$57,569
Professional Fundraising Fees$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages$488,978$51,962$41,720$582,660
Grants to Domestic Individuals$576,289--$576,289
Other Expenses$108,793$2,677$1,339$112,809
Occupancy$62,628$3,367$1,347$67,342
Payroll Taxes$41,814$4,349$3,492$49,655
Information Technology$37,428$2,012$805$40,245
Advertising$33,019$1,915$3,365$38,299
Office Expenses$35,127$1,889$755$37,771
Depreciation Depletion$31,466$1,693$676$33,835
Fees for Services Accounting-$24,667-$24,667
Interest$18,171$977$391$19,539
Insurance$15,078-$308$15,386
Fees for Services Other--$3,371$3,371
Total Functional Expenses$1,448,791$95,508$57,569$1,601,868

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$1,601,868
Total Expenses per Audited Statements$1,601,868
Total Expenses per Form 990$1,601,868
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
N/p - Building Mortgage$282,697
Line of Credit - Cra$98,401
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
Yes
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with 35% controlled entity
No
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
No
Conflict-of-interest policy
Yes
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Page 6, Part VI, Line 11B

A pdf copy of the return is provided to all board members prior to submission. They are provided an opportunity to review and inquire. The organizations management reviews the 990 first with the preparer then with the finance committee and executive committee. Then the return is recommended for approval by the president of the board.

Form 990, Page 6, Part VI, Line 12C

Annually as part of the audit process all board members disclosure current and prospective related party activities for executive board approval. The board determines if a conflict exists and reviews all conflicts.

Form 990, Page 6, Part VI, Line 15A

The compensation for the executive director is reviewed and approved by the board of directors. Comparability data is obtained, by using other like- size non-profit organizations, in the same geographical region location and this is used in determining the compensation amounts. This process is documented within the minutes of the board of directors. This process was last completed in 2018 for the executive director position. There are no other paid officers or key employees.

Form 990, Page 6, Part VI, Line 19

The organizations governing documents are always available to the public upon request and are posted on the attorney generals website as well as company' website or other non profit public websites.

Filing and Contact Details

Filer

Filer Name
Margaret Fuller Neighborhood House
EIN
04-2103782
Phone
6175474680
Address
71 CHERRY STREET, CAMBRIDGE, MA 02139

Signing Officer

Name
Selvin Chambers
Title
Executive Director
Phone
6175474680
Signed
2026-02-02
Discuss with paid preparer
Yes

Organization Details

Principal Officer
Selvin Chambers
Formed
1972
Legal Domicile
Ma
Voting Board Members
10
Independent Board Members
9
Employees
14
Volunteers
25

Preparer

Firm
Hajiani CPA LLC
Address
697 BROADWAY, SOMERVILLE, MA 02144
Preparer
Hajiani Amir
Phone
6175105786
Supplemental Narrative

Additional Explanations

Form 990, Page 2, Part III, Line 4D

The food pantry is one of the largest volume food pantries of the twelve food pantries located in cambridge. 65% of the patrons are from cambridge. The pantry has open hours four different days per week. It is one of only two food pantries in cambridge where low-income residents from surrounding cities are eligible. It is central to meeting food security goals of the community. Approx. 300,000 pounds of food is distributed annually. There are 75 volunteers involved monthly and nearly 1000 patrons (households) registered. The community advancement program provides comprehensive wrap-around services for individuals 18 years and older to help them develop skills, obtain gainful employment, financial assistance and individualized resources to meet specific identified needs. We pride ourselves on our ability to address all the vocalized needs within the family structure including financial and employment.

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IRS990/MissionDesc0THE MISSION OF THE MARGARET FULLER HOUSE IS TO PROVIDE INTEGRATED SERVICES TO INDIVIDUALS AND FAMILIES TO EMPOWER THEM TO OVERCOME CHALLENGES, REACH THEIR POTENTIAL AND ACHIEVE THEIR GOALS.
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IRS990/ProgSrvcAccomActyOtherGrp/Desc0THE FOOD PANTRY IS ONE OF THE LARGEST VOLUME FOOD PANTRIES OF THE TWELVE FOOD PANTRIES LOCATED IN CAMBRIDGE. 65% OF THE PATRONS ARE FROM CAMBRIDGE. THE PANTRY HAS OPEN HOURS FOUR DIFFERENT DAYS PER WEEK. IT IS ONE OF ONLY TWO FOOD PANTRIES IN CAMBRIDGE WHERE LOW-INCOME RESIDENTS FROM SURROUNDING CITIES ARE ELIGIBLE. IT IS CENTRAL TO MEETING FOOD SECURITY GOALS OF THE COMMUNITY. APPROX. 300,000 POUNDS OF FOOD IS DISTRIBUTED ANNUALLY. THERE ARE 75 VOLUNTEERS INVOLVED MONTHLY AND NEARLY 1000 PATRONS (HOUSEHOLDS) REGISTERED. THE COMMUNITY ADVANCEMENT PROGRAM PROVIDES COMPREHENSIVE WRAP-AROUND SERVICES FOR INDIVIDUALS 18 YEARS AND OLDER TO HELP THEM DEVELOP SKILLS, OBTAIN GAINFUL EMPLOYMENT, FINANCIAL ASSISTANCE AND INDIVIDUALIZED RESOURCES TO MEET SPECIFIC IDENTIFIED NEEDS. WE PRIDE OURSELVES ON OUR ABILITY TO ADDRESS ALL THE VOCALIZED NEEDS WITHIN THE FAMILY STRUCTURE INCLUDING FINANCIAL AND EMPLOYMENT.
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IRS990ScheduleA/GrossInvestmentIncome170Grp/CurrentTaxYearMinus4YearsAmt012
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IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0N/P - BUILDING MORTGAGE
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1LINE OF CREDIT - CRA
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IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt0FAMILY HOUSING AID
IRS990ScheduleI/GrantsOtherAsstToIndivInUSGrp/GrantTypeTxt1GROCERY & FOODS
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IRS990ScheduleI/SupplementalInformationDetail/ExplanationTxt0THE ORGANIZATION PROVIDES NEED-BASED GRANT, FINANCIAL AID AND GROCERY TO FAMILIES IN THE GREATER BOSTON AREA TO COVER RENT, FOOD AND DAYCARE TUITION FEES. THE CASH /BILL PAY AID WAS APPROX. 21,054 AND THE GROCERY SUPPORT WAS APROX. 555,235
IRS990ScheduleI/SupplementalInformationDetail/FormAndLineReferenceDesc0SCHEDULE I, PAGE 4, PART IV
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IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt0THE FOOD PANTRY IS ONE OF THE LARGEST VOLUME FOOD PANTRIES OF THE TWELVE FOOD PANTRIES LOCATED IN CAMBRIDGE. 65% OF THE PATRONS ARE FROM CAMBRIDGE. THE PANTRY HAS OPEN HOURS FOUR DIFFERENT DAYS PER WEEK. IT IS ONE OF ONLY TWO FOOD PANTRIES IN CAMBRIDGE WHERE LOW-INCOME RESIDENTS FROM SURROUNDING CITIES ARE ELIGIBLE. IT IS CENTRAL TO MEETING FOOD SECURITY GOALS OF THE COMMUNITY. APPROX. 300,000 POUNDS OF FOOD IS DISTRIBUTED ANNUALLY. THERE ARE 75 VOLUNTEERS INVOLVED MONTHLY AND NEARLY 1000 PATRONS (HOUSEHOLDS) REGISTERED. THE COMMUNITY ADVANCEMENT PROGRAM PROVIDES COMPREHENSIVE WRAP-AROUND SERVICES FOR INDIVIDUALS 18 YEARS AND OLDER TO HELP THEM DEVELOP SKILLS, OBTAIN GAINFUL EMPLOYMENT, FINANCIAL ASSISTANCE AND INDIVIDUALIZED RESOURCES TO MEET SPECIFIC IDENTIFIED NEEDS. WE PRIDE OURSELVES ON OUR ABILITY TO ADDRESS ALL THE VOCALIZED NEEDS WITHIN THE FAMILY STRUCTURE INCLUDING FINANCIAL AND EMPLOYMENT.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt1A PDF COPY OF THE RETURN IS PROVIDED TO ALL BOARD MEMBERS PRIOR TO SUBMISSION. THEY ARE PROVIDED AN OPPORTUNITY TO REVIEW AND INQUIRE. THE ORGANIZATIONS MANAGEMENT REVIEWS THE 990 FIRST WITH THE PREPARER THEN WITH THE FINANCE COMMITTEE AND EXECUTIVE COMMITTEE. THEN THE RETURN IS RECOMMENDED FOR APPROVAL BY THE PRESIDENT OF THE BOARD.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt2ANNUALLY AS PART OF THE AUDIT PROCESS ALL BOARD MEMBERS DISCLOSURE CURRENT AND PROSPECTIVE RELATED PARTY ACTIVITIES FOR EXECUTIVE BOARD APPROVAL. THE BOARD DETERMINES IF A CONFLICT EXISTS AND REVIEWS ALL CONFLICTS.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt3THE COMPENSATION FOR THE EXECUTIVE DIRECTOR IS REVIEWED AND APPROVED BY THE BOARD OF DIRECTORS. COMPARABILITY DATA IS OBTAINED, BY USING OTHER LIKE- SIZE NON-PROFIT ORGANIZATIONS, IN THE SAME GEOGRAPHICAL REGION LOCATION AND THIS IS USED IN DETERMINING THE COMPENSATION AMOUNTS. THIS PROCESS IS DOCUMENTED WITHIN THE MINUTES OF THE BOARD OF DIRECTORS. THIS PROCESS WAS LAST COMPLETED IN 2018 FOR THE EXECUTIVE DIRECTOR POSITION. THERE ARE NO OTHER PAID OFFICERS OR KEY EMPLOYEES.
IRS990ScheduleO/SupplementalInformationDetail/ExplanationTxt4THE ORGANIZATIONS GOVERNING DOCUMENTS ARE ALWAYS AVAILABLE TO THE PUBLIC UPON REQUEST AND ARE POSTED ON THE ATTORNEY GENERALS WEBSITE AS WELL AS COMPANY' WEBSITE OR OTHER NON PROFIT PUBLIC WEBSITES.
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc0FORM 990, PAGE 2, PART III, LINE 4D
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc1FORM 990, PAGE 6, PART VI, LINE 11B
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc2FORM 990, PAGE 6, PART VI, LINE 12C
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc3FORM 990, PAGE 6, PART VI, LINE 15A
IRS990ScheduleO/SupplementalInformationDetail/FormAndLineReferenceDesc4FORM 990, PAGE 6, PART VI, LINE 19
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