Civic Intelligence

Seaport Credit Union

EIN 04-2015276 • 501(c)14 • Salem, MA

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Profile

Credit union- thrift services

336 Lafayette StreetSalem, MA 01970

n/A

Siviq Scores

Precomputed percentiles relative to similar nonprofits. These scores are descriptive rather than judgmental.

Liabilities / Assets

24th percentile

0.85x

Higher debt load relative to assets than 24% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2014

Liabilities / Revenue

92nd percentile

25.44x

Higher debt load relative to revenue than 92% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2014

Net Margin

7th percentile

-6.3%

Higher net margin than 7% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Source year 2014

Top Officer Pay

Score unavailable

No value available

No filing with officer rows is available for this organization yet.

Asset Growth

32nd percentile

-1.5%

Faster asset growth than 32% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Revenue Growth

9th percentile

-3.3%

Faster revenue growth than 9% of similar nonprofits.

501(c)14 • $50M-$100M nonprofits • Annualized from 2013 to 2014

Balance Sheet
Liabilities / Assets24th percentile

Assets

Down

$58,007,085

Down $868,236 (-1.5%) from 2013

Liabilities

Down

$49,233,939

Down $933,800 (-1.9%) from 2013

Net Assets

Up

$8,773,146

Up $65,564 (+0.8%) from 2013

Operations
Liabilities / Revenue92nd percentileNet Margin7th percentile

Revenue

Down

$1,935,597

Down $66,603 (-3.3%) from 2013

Expenses

Down

$2,056,608

Down $217,417 (-9.6%) from 2013

Net Income

Up

-$121,011

Up $150,814 (+55%) from 2013

Trend Graphs

Balance Sheet Trend

Asset Growth32nd percentile

Grouped bars show assets, liabilities, and net assets across loaded filings.

$80M$60M$40M$20M$0Assets 2010: $58,257,753Liabilities 2010: $48,986,736Net Assets 2010: $9,271,0172010Assets 2011: $58,393,237Liabilities 2011: $49,143,953Net Assets 2011: $9,249,2842011Assets 2012: $60,332,636Liabilities 2012: $51,092,613Net Assets 2012: $9,240,0232012Assets 2013: $58,875,321Liabilities 2013: $50,167,739Net Assets 2013: $8,707,5822013Assets 2014: $58,007,085Liabilities 2014: $49,233,939Net Assets 2014: $8,773,1462014

Highlighted filing

2014

Assets$58,007,085
Liabilities$49,233,939
Net Assets$8,773,146
Open 2014 Filing

Operations Trend

Revenue Growth9th percentile

Revenue, expenses, and net income by year, with the latest filing highlighted.

$3.0M$2.0M$1.0M$0-$1.0MExpenses 2010: $2,534,3412010Expenses 2011: $2,367,7802011Expenses 2012: $2,388,7502012Revenue 2013: $2,002,200Expenses 2013: $2,274,025Net Income 2013: -$271,8252013Revenue 2014: $1,935,597Expenses 2014: $2,056,608Net Income 2014: -$121,0112014

Highlighted filing

2014

Revenue$1,935,597
Expenses$2,056,608
Net Income-$121,011
Open 2014 Filing

Filings

Most recent year

2014 • Form 990Detailed filing. Detailed filing data is available for this year.

Open filing
Assets
$58,007,085
Liabilities
$49,233,939
Net assets
$8,773,146
Revenue
$1,935,597
Expenses
$2,056,608
Net income
-$121,011
Balance SheetOperations
YearAssetsLiabilitiesNet AssetsRevenueExpensesNet Income
2014Detailed filing. Detailed filing data is available for this year.$58.0$49.2$8.77$1.94$2.06$0.12
2013Detailed filing. Detailed filing data is available for this year.$58.9$50.2$8.71$2.00$2.27$0.27
2012Facts available. Structured filing facts are available, but richer extracted sections are limited.$60.3$51.1$9.24$2.39
2011Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.4$49.1$9.25$2.37
2010Facts available. Structured filing facts are available, but richer extracted sections are limited.$58.3$49.0$9.27$2.53
Latest Filing Detail
Jump To
Filing Snapshot
Filing Period
Jan 1, 2014 to Dec 31, 2014
Signed
Jul 20, 2015
Return Version
2014v5.0
Gross Receipts
$3,509,216
Mission and Program Overview

Mission

Credit union- thrift services

Balance Sheet Detail
LineBeginningEndChange
Assets
Other Notes and Loans Receivable, Net$32,785,107$31,941,750▼ $843,357
Investments in Publicly Traded Securities$5,740,337$11,362,921▲ $5,622,584
Savings and Temporary Cash Investments$16,558,976$10,945,865▼ $5,613,111
Rtn Earn Endowment Incm Other Fnds$8,707,582$8,773,146▲ $65,564
Land, Buildings, and Equipment, Net$1,041,891$963,185▼ $78,706
Investments Other Securities$821,900$821,900→ $0
Receivables From Officers Etc$498,947$486,744▼ $12,203
Cash and Non-Interest-Bearing Accounts$301,165$324,256▲ $23,091
Prepaid Expenses and Deferred Charges$121,541$118,869▼ $2,672
Accounts Receivable-$0-
Pledges and Grants Receivable-$0-
Receivable From Disqualified Prsn-$0-
Investments Program Related-$0-
Intangible Assets-$0-
Inventories for Sale or Use-$0-
Total Assets$58,875,321$58,007,085▼ $868,236
Other Assets Total$1,005,457$1,041,595▲ $36,138
Liabilities
Other Liabilities$38,754,682$37,595,855▼ $1,158,827
Mortgage Notes Payable Secured by Investment Property$11,250,000$11,500,000▲ $250,000
Escrow Account Liability$101,537$97,135▼ $4,402
Accounts Payable and Accrued Expenses$61,520$40,949▼ $20,571
Total Liabilities$50,167,739$49,233,939▼ $933,800
Net Assets / Fund Balance
Total Net Assets Fund Balance$8,707,582$8,773,146▲ $65,564
Total Liabilities and Net Assets / Fund Balance$58,875,321$58,007,085▼ $868,236

Asset Categories

AssetBook ValueDepreciationBasis
Buildings$684,865$693,310$1,378,175
Other Land Buildings$179,536$226,683$406,219
Land$75,000-$75,000
Leasehold Improvements$23,784$10,766$34,550
Compensation and Service Providers
Top Officer PayScore unavailable

Employees

NameTitleFull / Part TimeBaseOtherTotal
John MurphyPresident & CEOFT$136,413$1,370$137,783
William a KeaneCFOFT$67,673$16,361$84,034
Ann Marie WaughCLOFT$58,976$12,366$71,342
Patricia WarrenPresident & CEOFT$37,200$5,057$42,257

Board Members and Trustees

NameTitle
J Richard JulienChairman
Paul LevesqueVice Chairman
Lawrence RauschDirector
Marcel NadeauDirector
Patricia LabrieDirector
Timothy SheaDirector
Robert G SpychalskiTreasurer

Highest Paid Contractors

ContractorServicesLocationCompensation
FiservData Processor75 REMITTANCE DRIVE SUITE 6974, Chicago, IL 60675$196,005
Revenue and Support

Revenue Composition

Contributions and Grants
$0
Program Service Revenue
$1,246,281
Investment Income
$378,556
Other Revenue
$310,760
Change in Net Assets
$-121,011

Audited Revenue Reconciliation

Revenue per Audited Statements
$1,935,597
Total Revenue per Audited Statements
$1,935,597
Total Revenue per Form 990
$1,935,597
Expenses and Functional Allocation

Major Expense Lines

Line ItemAmount
Other Expenses$1,207,567
Salaries, Compensation, and Employee Benefits$849,041
Grants and Similar Amounts Paid$0
Professional Fundraising Fees$0
Total Fundraising Expense$0

Functional Expense Allocation

Line ItemProgramManagementFundraisingTotal
Other Salaries and Wages-$381,811-$381,811
Interest$184,969$158,113-$343,082
Current Officers, Directors, Trustees, and Key Employees-$335,416-$335,416
Information Technology-$200,546-$200,546
All Other Expenses-$104,711-$104,711
Depreciation Depletion-$92,361-$92,361
Office Expenses-$81,256-$81,256
Advertising-$76,924-$76,924
Occupancy-$69,666-$69,666
Payroll Taxes-$59,148-$59,148
Other Employee Benefits-$48,051-$48,051
Other Expenses-$30,508-$30,508
Pension Plan Contributions-$24,615-$24,615
Insurance-$21,129-$21,129
Fees for Services Accounting-$13,200-$13,200
Conferences and Meetings-$3,957-$3,957
Total Functional Expenses$184,969$1,871,639$0$2,056,608

Audited Expense Reconciliation

Line ItemAmount
Expenses per Audited Statements$2,056,608
Total Expenses per Audited Statements$2,056,608
Total Expenses per Form 990$2,056,608
Fundraising, Events, and Gaming
Fundraising activities
No
Gaming activities
No
Professional fundraiser used
No

Fundraising and Gaming Totals

Line ItemAmount
Professional Fundraising Fees$0
Political and Lobbying Activity
Political campaign activity
No
Lobbying activity
No
Subject to proxy tax
No
Insider Transactions and Loans

Loans and Receivables

Line ItemBeginningEndChange
Receivables from Officers, Directors, Trustees, and Key Employees$498,947$486,744▼ $12,203
Receivables from Disqualified Persons-$0-
Debt and Bond Financing

Other Reported Liabilities

LiabilityAmount
Member Shares and Deposit Accounts$37,444,843
Other Liabilities$151,012
Governance and Compliance

Governance Checklist

Compiled or reviewed by an accountant
No
Annual disclosure for covered persons
No
Audit committee
Yes
Backup withholding compliance
Yes
Business relationship with family members
No
Business relationship with organization members
No
Material changes to governing documents
No
Compensation from other sources disclosed
No
CEO compensation reviewed
Yes
Other officer compensation reviewed
Yes
Conflict-of-interest policy
No
Audited financial statements prepared
No
Key decisions subject to board approval
No
Management duties delegated
No

Governance Explanations

Form 990, Part VI, Line 6: Explanation of Classes of Members or Shareholder

“Persons who meet the requirements of the organization's field of membership who hold at least one share of the capital.”

Form 990, Part VI, Line 11B: Form 990 Review Process

“Results of the 990 are reviewed with the audit committee. Due to the timing of the filing due date and when the return prepared, the review may be after filing.”

Form 990, Part VI, Line 15A: Compensation Review & Approval Process - CEO, Top Management

“Ceo- determined by the personnel committtee based on industry standards and specific achievementss.officers/key employees - determined by ceo utilizing same standards as above.”

Form 990, Part VI, Line 15B: Compensation Review and Approval Process for Officers and Key Employees

“Ceo- determined by the personnel committtee based on industry standards and specific achievementss.officers/key employees - determined by ceo utilizing same standards as above.”

Form 990, Part VI, Line 19: Other Organization Documents Publicly Available

“Information is posted in credit union lobby and available upon request.”

Filing and Contact Details

Filer

Filer Name
Seaport Credit Union
EIN
04-2015276
Phone
9787441153
Address
336 LAFAYETTE STREET, SALEM, MA 01970

Signing Officer

Name
Patricia Warren
Title
President & CEO
Signed
2015-07-20
Discuss with paid preparer
Yes

Organization Details

Voting Board Members
8
Independent Board Members
7
Employees
16
Volunteers
7

Preparer

Firm
Robert Anderson & Company Pc
Address
138 DODGE ST, BEVERLY, MA 01915-1866
Preparer
Robert Anderson
Phone
9782329300
Supplemental Narrative

Additional Explanations

Other Changes In Net Assets Or Fund Balances - Other Increases

“Change in fas115- unrealized gain/loss = $186575”

Financial Statement Notes

Part IV, Line 2B: Explanation of escrow account liability

“Mortgage escrow accounts held for the payment of real estate taxes for municipalities.”

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This appendix keeps the raw XML leaves available for debugging and edge-case review. The human report above is the primary experience.

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IRS990/InvestmentIncomeGrp/RelatedOrExemptFuncIncomeAmt0333012
IRS990/InvestmentIncomeGrp/TotalRevenueColumnAmt0333012
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IRS990/InvestmentsOtherSecuritiesGrp/EOYAmt0821900
IRS990/InvestmentsProgramRelatedGrp/EOYAmt00
IRS990/InvestmentsPubTradedSecGrp/BOYAmt05740337
IRS990/InvestmentsPubTradedSecGrp/EOYAmt011362921
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IRS990/IRPDocumentCnt0921
IRS990/IRPDocumentW2GCnt00
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IRS990/LandBldgEquipBasisNetGrp/EOYAmt0963185
IRS990/LandBldgEquipCostOrOtherBssAmt01893944
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IRS990/LicensedMoreThanOneStateInd0false
IRS990/LoanOutstandingInd0true
IRS990/LobbyingActivitiesInd0false
IRS990/LocalChaptersInd0false
IRS990/MaterialDiversionOrMisuseInd0false
IRS990/MembersOrStockholdersInd0true
IRS990/MethodOfAccountingAccrualInd0X
IRS990/MinutesOfCommitteesInd0true
IRS990/MinutesOfGoverningBodyInd0true
IRS990/MissionDesc0CREDIT UNION- THRIFT SERVICES
IRS990/MoreThan5000KToIndividualsInd0false
IRS990/MoreThan5000KToOrgInd0false
IRS990/MortgNotesPyblScrdInvstPropGrp/BOYAmt011250000
IRS990/MortgNotesPyblScrdInvstPropGrp/EOYAmt011500000
IRS990/NetAssetsOrFundBalancesBOYAmt08707582
IRS990/NetAssetsOrFundBalancesEOYAmt08773146
IRS990/NetGainOrLossInvestmentsGrp/RelatedOrExemptFuncIncomeAmt045544
IRS990/NetGainOrLossInvestmentsGrp/TotalRevenueColumnAmt045544
IRS990/NetIncmFromFundraisingEvtGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeFromGamingGrp/TotalRevenueColumnAmt00
IRS990/NetIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetRentalIncomeOrLossGrp/TotalRevenueColumnAmt00
IRS990/NetUnrelatedBusTxblIncmAmt0-8549
IRS990/NondeductibleContributionsInd0false
IRS990/OccupancyGrp/ManagementAndGeneralAmt069666
IRS990/OccupancyGrp/TotalAmt069666
IRS990/OfficeExpensesGrp/ManagementAndGeneralAmt081256
IRS990/OfficeExpensesGrp/TotalAmt081256
IRS990/OfficerMailingAddressInd0false
IRS990/OnBehalfOfIssuerInd0false
IRS990/OperateHospitalInd0false
IRS990/Organization501cInd0X
IRS990/OrgDoesNotFollowSFAS117Ind0X
IRS990/OrgFiledInLieuOfForm1041Ind0false
IRS990/OtherAssetsTotalGrp/BOYAmt01005457
IRS990/OtherAssetsTotalGrp/EOYAmt01041595
IRS990/OtherChangesInNetAssetsAmt0186575
IRS990/OtherEmployeeBenefitsGrp/ManagementAndGeneralAmt048051
IRS990/OtherEmployeeBenefitsGrp/TotalAmt048051
IRS990/OtherExpensesGrp/Desc0ATM EXPENSE
IRS990/OtherExpensesGrp/Desc1LOAN SERVICING
IRS990/OtherExpensesGrp/Desc2PROFESSIONAL FEES
IRS990/OtherExpensesGrp/Desc3EQUIPMENT
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt080180
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt154544
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt235503
IRS990/OtherExpensesGrp/ManagementAndGeneralAmt330508
IRS990/OtherExpensesGrp/TotalAmt080180
IRS990/OtherExpensesGrp/TotalAmt154544
IRS990/OtherExpensesGrp/TotalAmt235503
IRS990/OtherExpensesGrp/TotalAmt330508
IRS990/OtherLiabilitiesGrp/BOYAmt038754682
IRS990/OtherLiabilitiesGrp/EOYAmt037595855
IRS990/OtherRevenueMiscGrp/BusinessCd0522100
IRS990/OtherRevenueMiscGrp/BusinessCd1900099
IRS990/OtherRevenueMiscGrp/Desc0ATM INCOME
IRS990/OtherRevenueMiscGrp/Desc1OTHER INCOME
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt03292
IRS990/OtherRevenueMiscGrp/RelatedOrExemptFuncIncomeAmt1304340
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt06420
IRS990/OtherRevenueMiscGrp/TotalRevenueColumnAmt1304340
IRS990/OtherRevenueMiscGrp/UnrelatedBusinessRevenueAmt03128
IRS990/OtherRevenueTotalAmt0310760
IRS990/OtherSalariesAndWagesGrp/ManagementAndGeneralAmt0381811
IRS990/OtherSalariesAndWagesGrp/TotalAmt0381811
IRS990/OthNotesLoansReceivableNetGrp/BOYAmt032785107
IRS990/OthNotesLoansReceivableNetGrp/EOYAmt031941750
IRS990/PartialLiquidationInd0false
IRS990/PaymentsToAffiliatesGrp/TotalAmt00
IRS990/PayrollTaxesGrp/ManagementAndGeneralAmt059148
IRS990/PayrollTaxesGrp/TotalAmt059148
IRS990/PensionPlanContributionsGrp/ManagementAndGeneralAmt024615
IRS990/PensionPlanContributionsGrp/TotalAmt024615
IRS990/PledgesAndGrantsReceivableGrp/EOYAmt00
IRS990/PoliticalCampaignActyInd0false
IRS990/PrepaidExpensesDefrdChargesGrp/BOYAmt0121541
IRS990/PrepaidExpensesDefrdChargesGrp/EOYAmt0118869
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IRS990/ProgramServiceRevenueGrp/BusinessCd0522291
IRS990/ProgramServiceRevenueGrp/BusinessCd1522291
IRS990/ProgramServiceRevenueGrp/Desc0INTEREST- CONSUMER LOANS
IRS990/ProgramServiceRevenueGrp/Desc1INTEREST-REAL ESTATE LOAN
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt0201376
IRS990/ProgramServiceRevenueGrp/RelatedOrExemptFuncIncomeAmt11044905
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt0201376
IRS990/ProgramServiceRevenueGrp/TotalRevenueColumnAmt11044905
IRS990/ProgSrvcAccomActy2Grp/Desc0MAINTENANCE OF MEMBERS' LOAN ACCOUNTS. NUMBER OF ACCOUNTS 1,070.
IRS990/ProgSrvcAccomActy2Grp/RevenueAmt01246281
IRS990/ProhibitedTaxShelterTransInd0false
IRS990/PYExcessBenefitTransInd0false
IRS990/PYInvestmentIncomeAmt0371255
IRS990/PymtTravelEntrtnmntPubOfclGrp/TotalAmt00
IRS990/PYOtherExpensesAmt01265579
IRS990/PYOtherRevenueAmt0331422
IRS990/PYProgramServiceRevenueAmt01299523
IRS990/PYRevenuesLessExpensesAmt0-271825
IRS990/PYSalariesCompEmpBnftPaidAmt01008446
IRS990/PYTotalExpensesAmt02274025
IRS990/PYTotalRevenueAmt02002200
IRS990/RcvblFromDisqualifiedPrsnGrp/EOYAmt00
IRS990/ReceivablesFromOfficersEtcGrp/BOYAmt0498947
IRS990/ReceivablesFromOfficersEtcGrp/EOYAmt0486744
IRS990/ReconcilationRevenueExpnssAmt0-121011
IRS990/RegularMonitoringEnfrcInd0false
IRS990/RelatedEntityInd0false
IRS990/RelatedOrganizationCtrlEntInd0false
IRS990/ReportInvestmentsOtherSecInd0false
IRS990/ReportLandBuildingEquipmentInd0true
IRS990/ReportOtherAssetsInd0false
IRS990/ReportOtherLiabilitiesInd0true
IRS990/ReportProgramRelatedInvstInd0false
IRS990/RoyaltiesGrp/TotalAmt00
IRS990/RoyaltiesRevenueGrp/TotalRevenueColumnAmt00
IRS990/RtnEarnEndowmentIncmOthFndsGrp/BOYAmt08707582
IRS990/RtnEarnEndowmentIncmOthFndsGrp/EOYAmt08773146
IRS990/SavingsAndTempCashInvstGrp/BOYAmt016558976
IRS990/SavingsAndTempCashInvstGrp/EOYAmt010945865
IRS990/ScheduleBRequiredInd0false
IRS990ScheduleD/AgentTrusteeEtcInd0false
IRS990ScheduleD/BuildingsGrp/BookValueAmt0684865
IRS990ScheduleD/BuildingsGrp/DepreciationAmt0693310
IRS990ScheduleD/BuildingsGrp/OtherCostOrOtherBasisAmt01378175
IRS990ScheduleD/ExpensesSubtotalAmt02056608
IRS990ScheduleD/ExplanationProvidedInd0X
IRS990ScheduleD/InclEscrowCustodialAcctLiabInd0true
IRS990ScheduleD/LandGrp/BookValueAmt075000
IRS990ScheduleD/LandGrp/OtherCostOrOtherBasisAmt075000
IRS990ScheduleD/LeaseholdImprovementsGrp/BookValueAmt023784
IRS990ScheduleD/LeaseholdImprovementsGrp/DepreciationAmt010766
IRS990ScheduleD/LeaseholdImprovementsGrp/OtherCostOrOtherBasisAmt034550
IRS990ScheduleD/OtherLandBuildingsGrp/BookValueAmt0179536
IRS990ScheduleD/OtherLandBuildingsGrp/DepreciationAmt0226683
IRS990ScheduleD/OtherLandBuildingsGrp/OtherCostOrOtherBasisAmt0406219
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt037444843
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Amt1151012
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc0MEMBER SHARES AND DEPOSIT ACCOUNTS
IRS990ScheduleD/OtherLiabilitiesOrgGrp/Desc1OTHER LIABILITIES
IRS990ScheduleD/RevenueSubtotalAmt01935597
IRS990ScheduleD/SupplementalInformationDetail/ExplanationTxt0MORTGAGE ESCROW ACCOUNTS HELD FOR THE PAYMENT OF REAL ESTATE TAXES FOR MUNICIPALITIES.
IRS990ScheduleD/SupplementalInformationDetail/FormAndLineReferenceDesc0Part IV, Line 2b: Explanation of escrow account liability
IRS990ScheduleD/TotalBookValueLandBuildingsAmt0963185
IRS990ScheduleD/TotalExpensesPerForm990Amt02056608
IRS990ScheduleD/TotalLiabilityAmt037595855
IRS990ScheduleD/TotalRevenuePerForm990Amt01935597
IRS990ScheduleD/TotalRevEtcAuditedFinclStmtAmt01935597
IRS990ScheduleD/TotExpnsEtcAuditedFinclStmtAmt02056608
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IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt02028
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt193502
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt242657
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt3124361
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt4170
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt5191450
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt69232
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt77274
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt8701
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt91337
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt108002
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BalanceDueAmt116030
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd0true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd1true
IRS990ScheduleL/LoansBtwnOrgInterestedPrsnGrp/BoardOrCommitteeApprovalInd2true

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